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Norfolk › OCEAN VIEW EAST › 9605 12th Bay St✓ Source: REIN MLS #10638104 · record updated Jul 16, 2026 · synced every 2 min · your inquiry is never resold
9605 12th Bay ST, NORFOLK VA 23518 - Main photo
9605 12th Bay ST, NORFOLK VA 23518 - Photo 2
9605 12th Bay ST, NORFOLK VA 23518 - Photo 3
9605 12th Bay ST, NORFOLK VA 23518 - Photo 4
9605 12th Bay ST, NORFOLK VA 23518 - Photo 5
$719,900
$313 / sqft · est. $4,445/mo →
4beds
2.1baths
2,300sqft
37days on market

9605 12th Bay St, Norfolk, VA 23518

ActiveResidential · built 2026 · OCEAN VIEW EAST

About this home

The listing, in the seller's words

One-of-a-kind custom coastal house never before built in Ocean View! Upon arrival you will be amazed by the Hardiplank and Brick exterior! The house features 4 bedrooms, 2.5 bathrooms, game room, accent wall and lots of space! Check out the huge deck on the main level, an extension to the large integrated kitchen, living room and dining room. On the third floor you can enjoy another very large deck, directly accessible through two of the bedrooms. The decks are designed for the owner's privacy. Sit down and relax, enjoy the coastal lifestyle with outdoor ceiling fans and the luxury of living one block from the Chesapeake Bay. This house is perfect for family gathering and to entertain friends who come to enjoy a good day at the beach. Come live in the heart of East Ocean View, close to restaurants, marinas, public pier and kayak launch. You are going to love living in The View!

Listing courtesy of Jeff Woodard · BHHS RW Towne Realty · REIN MLS #10638104

VaHome team overview

Our read on this home

At a glance

Meet 9605 12th Bay Street — a brand-new 2026-built, 4-bedroom, 2.5-bath home in Norfolk's East Ocean View corridor, steps from beach access and just five minutes from JEB Little Creek-Fort Story. At 2,300 square feet, there's real room to spread out here.

Read the full overview ↓

Why this home stands out

New construction in 2026 means everything — the roof, the systems, the finishes — is factory fresh. You're not inheriting someone else's deferred maintenance or outdated floor plan. Four bedrooms and 2.5 baths across 2,300 square feet gives families genuine breathing room, and the location threads the needle between beachside living and quick base access in a way few Norfolk addresses can match.

OCEAN VIEW EAST and the Norfolk real estate market

The stretch of Norfolk hugging the Chesapeake Bay's western shore has a personality all its own — part beach town, part tight-knit community, part military hub. Twelfth Bay Street sits in that sweet spot where East Ocean View's low-key coastal vibe meets everyday convenience. Neighbors walk to the water, grab tacos around the corner, and still make it to base in under ten minutes. If you've been searching norfolk virginia real estate and wondering where the hidden gems are, this part of the city keeps coming up. Norfolk itself is one of Hampton Roads' most dynamic cities — home to the world's largest naval station, a revitalized downtown waterfront, and a food and arts scene that punches well above its weight. The East Ocean View neighborhood in particular has seen steady reinvestment, with new builds arriving alongside the established community character that longtime residents love. You're in Norfolk proper here, with easy access to both the beach and the broader region via Shore Drive.

What's nearby

Day-to-day life is genuinely walkable from 12th Bay Street. Jessy's Taqueria, Chanello's Pizza, and Karla's Beach House are all within a tenth of a mile — dinner sorted without moving the car. Riffle Farms Market & Co-op is under a mile away for fresh, local groceries. Fitness options are stacked: Project SixKiller Performance is just 0.3 miles out, with Fit Body Boot Camp and Xtras Fitness + Wellness both under a mile. COVA Brewing Company is 0.7 miles away for a post-workout wind-down. For outdoor time, 17th Bay Beach Access and Pretty Lake Playground are each about half a mile, and there's a Community Garden at the same distance for anyone with a green thumb.

For different buyers

For military families relocating

JEB Little Creek-Fort Story is a five-minute drive from the front door, and Naval Station Norfolk is roughly eleven minutes — two of Hampton Roads' most active installations within easy reach. New construction means no surprise repair bills eating into your BAH, and a VA loan pairs naturally with a 2026-built home that will sail through any appraisal. Four bedrooms handles PCS moves and growing families with room to spare.

For families upgrading

Four bedrooms and 2.5 baths in a brand-new 2026 build means you're not compromising — you're stepping into a home designed around how families actually live today. Pretty Lake Playground is half a mile away, beach access is just down the street, and the neighborhood has a genuine community feel without the cookie-cutter sameness of far-flung suburbs. This is the kind of upgrade that actually feels like one.

More buyer questions

How far is 9605 12th Bay Street from JEB Little Creek-Fort Story?

The drive is roughly five minutes under normal traffic conditions, making this one of the closer civilian-side addresses to the installation in Norfolk.

How far is 9605 12th Bay Street from Naval Station Norfolk?

Naval Station Norfolk is approximately eleven minutes by car via Shore Drive and I-64, a manageable commute for sailors and civilian employees alike.

What year was 9605 12th Bay Street built?

The home was built in 2026, making it brand-new construction with all-new systems, finishes, and structural components.

Is 9605 12th Bay Street in a flood zone?

Flood zone information for this address is displayed in the FloodRisk tile on this page — check that section for the current FEMA designation and what it means for insurance.

Where is the nearest beach access to 9605 12th Bay Street?

17th Bay Beach Access on the Chesapeake Bay is about 0.4 miles away, an easy walk or quick bike ride from the front door.

Curious whether 9605 12th Bay Street fits your timeline and goals? Tom and Dariya Milan at LPT Realty know this neighborhood well — reach out and let's talk through the details.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2026

Price / sqft

$313

HOA

None

Taxes

$6,000/yr

County

Norfolk VA

Waterfront

Yes

MLS #

10638104

Interior

Bedrooms
4
Full baths
2
Half baths
1
Approx. sqft
2,300
Stories
3
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
1
Total rooms
12
Other rooms
Attic, Balcony, Breakfast Area, PBR with Bath, Pantry, Porch, Rec Room, Utility Room
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Elec Range, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener, Generator Hookup

Construction & exterior

Style
Contemp
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Brick,Fiber Cement
Pool
No Pool
Waterfront
Not Waterfront

Utilities & systems

Heating
Heat Pump, Programmable Thermostat, Zoned
Cooling
Central Air, Heat Pump, Zoned
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
OCEAN VIEW EAST
Zoning
R-C
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 1 Car, 3 Space, Driveway Spc, Street
Possession
SETTLEMENT
Disclosures
Disclosure Statement

See more Norfolk new construction homes.

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone AE · base flood elevation 7 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 510104

Flood Risk

Looking up FEMA flood zone…

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Ocean View

Ocean View is a waterfront neighborhood in Norfolk, Virginia, known for its access to the Chesapeake Bay and maritime character.

$376K

Median sale · 12 mo

$256

Sold $/sq ft

26d

Days on market

80

For sale now

$61K

HH income

36.5%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Ocean View →
Map of Ocean View with neighborhood boundaryNeighborhood

homes for sale in Norfolk →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,445/mo

Principal & interest

$3,735

Property tax

$500

Home insurance

$210

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Why the land carries the value

Asking vs. assessment

485% of $148,500

City assessment record · taxes $6,000/yr

Land share of assessed value

100% — $148,500

Improvements $0 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$265,000 – $570,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

1608 Rich AVE · 2 mi · 2,300 sqft$395,000 sold 2026-02
2539 Console AVE · 1.3 mi · 2,728 sqft$570,000 sold 2026-04
6964 Doummar DR · 2.1 mi · 2,402 sqft$265,000 sold 2026-06

Sale & Tax History

List Price

$719,900

Price / Sq Ft

$313

Annual Taxes

$6,000

Monthly Tax

$500

HOA

None

Tax Rate (effective)

0.83%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 9, 2026$719,900—
Currently listed—$719,900—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

385% above assessment

Total Assessed

$148,500

Land

$148,500

Improvement

N/A

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

37 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 9605 12th Bay St in a good school zone?+
The assigned zones on the listing record are Little Creek Elementary (GreatSchools 4/10), Azalea Gardens Middle, Lake Taylor (GreatSchools 3/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 9605 12th Bay St in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 7 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Is there a gym near 9605 12th Bay St?+
Yes — Project SixKiller Performance is about 0.3 miles away, per the cached nearby-places record for this address.
Are there parks near 9605 12th Bay St?+
17th Bay Beach Access is about 0.4 miles away.
Where is the nearest grocery store to 9605 12th Bay St?+
Riffle Farms Market & Co-op is about 0.8 miles away. The closest dining on record is Jessy's Taqueria (0.1 mi).
Does 9605 12th Bay St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 9605 12th Bay St built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jeff Woodard · BHHS RW Towne Realty · REIN MLS #10638104

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

9605 12th Bay St, Norfolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

9605 12th Bay St, Norfolk, Virginia 23518 · MLS #10638104 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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