Norfolk › OCEAN VIEW EAST › 9605 12th Bay St✓ Source: REIN MLS #10651168 · record updated Sep 26, 2026 · synced every 2 min · your inquiry is never resold

9605 12th Bay ST, NORFOLK VA 23518 - Main photo

9605 12th Bay ST, NORFOLK VA 23518 - Photo 2

9605 12th Bay ST, NORFOLK VA 23518 - Photo 3

9605 12th Bay ST, NORFOLK VA 23518 - Photo 4

9605 12th Bay ST, NORFOLK VA 23518 - Photo 5

$699,900

$299 / sqft · est. $4,336/mo →

4beds

2.1baths

2,340sqft

30days on market

9605 12th Bay St, Norfolk, VA 23518

ActiveResidential · built 2026 · OCEAN VIEW EAST

Facts & features

Type

Residential

Year built

2026

Price / sqft

$299

HOA

None

Taxes

$6,000/yr

County

Norfolk VA

MLS #

10651168

Interior

Bedrooms: 4
Full baths: 2
Half baths: 1
Approx. sqft: 2,340
Stories: 3
Flooring: Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms: 1
Total rooms: 12
Other rooms: Attic, Balcony, Breakfast Area, PBR with Bath, Pantry, Porch, Rec Room, Utility Room
Appliances: Dishwasher, Disposal, Dryer Hookup, Microwave, Elec Range, Washer Hookup
Equipment: Cable Hookup, Ceiling Fan, Gar Door Opener, Generator Hookup

Construction & exterior

Style: Contemp
Subtype: Detached
Foundation: Slab
Roof: Asphalt Shingle
Exterior: Brick,Fiber Cement
Pool: No Pool

Utilities & systems

Heating: Heat Pump, Programmable Thermostat, Zoned
Cooling: Central Air, Heat Pump, Zoned
Water heater: Electric
Water: City/County
Sewer: City/County

Lot, parking & ownership

Subdivision: OCEAN VIEW EAST
Zoning: R-C
Ownership: Fee Simple
Garage: Yes
Parking: Garage Att 1 Car, 3 Space, Driveway Spc, Street
Possession: SETTLEMENT
Disclosures: Disclosure Statement, Owner Agent

See more Norfolk new construction homes.

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

One-of-a-kind custom coastal house never before built in Ocean View! Upon arrival you will be amazed by the Hardiplank and Brick exterior! The house features 4 bedrooms, 2.5 bathrooms, game room, accent wall and lots of space! Check out the huge deck on the main level, an extension to the large integrated kitchen, living room and dining room. On the third floor you can enjoy another very large deck, directly accessible through two of the bedrooms. The decks are designed for the owner's privacy. Sit down and relax, enjoy the coastal lifestyle with outdoor ceiling fans and the luxury of living one block from the Chesapeake Bay. This house is perfect for family gathering and to entertain friends who come to enjoy a good day at the beach. Come live in the heart of East Ocean View, close to restaurants, marinas, public pier and kayak launch. You are going to love living in The View!

Listing courtesy of Jeff Woodard · BHHS RW Towne Realty · REIN MLS #10651168

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Meet 9605 12th Bay Street—a brand-new four-bedroom home in Norfolk with modern finishes and a prime waterside location. You're steps from the beach, local restaurants, and fitness options. About five minutes to JEB Little Creek-Fort Story makes this a natural fit for base commuters.

Keep searching in Norfolk

See all Norfolk homes for sale, including homes for sale in 23518, homes for sale zoned for Lake Taylor High School, and homes for sale zoned for Little Creek Elementary School. Browse every listing among homes for sale in Norfolk — updated from the REIN MLS every few minutes. Nearby, look at Ocean View homes for sale, Norfolk waterfront homes for sale, Norfolk condos and townhomes for sale, and new construction homes in Norfolk.

Read the full overview ↓

Why this home stands out

Built in 2026, this 2,340-square-foot home brings fresh construction quality to a walkable neighborhood. Four bedrooms and 2.1 baths give you flexible space for a home office, guest room, or hobby area. The location puts you within a short walk of East Beach Bar & Grill, Mami's Empanadas, and Project SixKiller Performance gym—daily life happens right outside your door.

OCEAN VIEW EAST and the Norfolk real estate market

This corner of Norfolk sits at the edge of the water with real neighborhood character. The streets are lined with modest homes and local gathering spots; you'll find coffee at COVA Brewing Company or 7-Eleven, groceries at Riffle Farms Market & Co-op, and a genuine sense of community. The beach access at 17th Bay is a two-minute walk, and East Beach Fountain Square and Park offer green space for morning runs or evening strolls. Norfolk itself is a city of neighborhoods—each with its own rhythm. You're well-positioned here: Naval Station Norfolk is about eleven minutes away, and the broader city spreads inland with shopping, dining, and cultural spots. Getting around is straightforward on local roads and the interstate. If you are comparing homes for sale in Norfolk, note that waterside locations at this price point don't stay quiet for long.

What's nearby

Your daily errands are hyperlocal. Riffle Farms Market & Co-op and Dollar General handle groceries within a half-mile. East Beach Bar & Grill and Mami's Empanadas sit just steps away; Chanello's Pizza is a two-minute walk. For fitness, Project SixKiller Performance is practically next door, with Fit Body Boot Camp and Xtras Fitness + Wellness a short bike ride away. Coffee lovers can grab a cup at COVA Brewing Company or 7-Eleven. The Community Garden and 17th Bay Beach Access are both a quick walk—perfect for morning swims or weekend relaxation.

For different buyers

Base commute and VA loan notes

Five minutes to JEB Little Creek-Fort Story and eleven minutes to Naval Station Norfolk means your commute stays short and predictable. New construction qualifies for VA loan financing, and the move-in readiness is immediate—no repairs, no surprises. Four bedrooms handle the household easily, and the waterside location offers real quality of life.

Room to grow

Four bedrooms and 2.1 baths give you the room to spread out—a dedicated office, guest quarters, or hobby space. The fenced yard provides outdoor room for kids and pets. New construction means modern systems, efficient layouts, and storage built in. You're not compromising on space or amenities here.

Homes like this one sell fast — see the next one first

Norfolk$590K – $805K4+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

ElementaryLittle Creek Elementary School
2/10
MiddleAzalea Middle School
3.1/10
HighLake Taylor High School
1.9/10

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone AE · base flood elevation 7 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 510104

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 510104

High Risk

FEMA flood zone

AE (1% annual chance)

Base flood elevation

7 ft above sea level

Property elevation

4.2 ft above sea level

2.8 ft below BFE

USGS 3DEP digital elevation model

Special Flood Hazard Area — 1% annual chance of flooding. Federal flood insurance is required on most mortgages.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Ocean View

Ocean View is a neighborhood on the water in Norfolk, Virginia. It is known for its access to the Chesapeake Bay and its maritime feel. Homes range from modest single-family houses to cottages on the water.

$375K

Median sale · 12 mo

$256

Sold $/sq ft

30d

Days on market

For sale now

$61K

HH income

36.5%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Ocean View →

Neighborhood

Norfolk homes for sale →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,336/mo

Down payment20% · $139,980

Interest rate6.75%

Loan term30 years

Principal & interest

$3,632

Property tax

$500

Home insurance

$204

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Why the land carries the value

Asking vs. assessment

471% of $148,500

City assessment record · taxes $6,000/yr

Land share of assessed value

100% — $148,500

Improvements $0 · assessor record ✓

Price context — similar nearby homes

$281,250 – $540,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

6809 Fordwick DR · 2.4 mi · 2,254 sqft$440,000 sold 2026-07

2081 Colane RD · 2.1 mi · 2,570 sqft$540,000 sold 2026-04

6846 Woodridge DR · 2.2 mi · 2,146 sqft$435,000 sold 2026-02

Own a home nearby? See what it is worth today — What's your Norfolk home worth?

Sale & Tax History

List Price

$699,900

Price / Sq Ft

$299

Annual Taxes

$6,000

Monthly Tax

$500

HOA

None

Tax Rate (effective)

0.86%

Sale Timeline (this listing)

Event	Date	Price	Detail
Listed	Aug 28, 2026	$699,900	—
Price reduced	Sep 11, 2026	$699,900	−$19,900
Currently listed	—	$699,900	—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

371% above assessment

Total Assessed

$148,500

Land

$148,500

Improvement

N/A

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

30 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 9605 12th Bay St in a good school zone?+

The assigned zones on the listing record are Little Creek Elementary (VaHome School Score 2/10), Azalea Gardens Middle, Lake Taylor (VaHome School Score 1.9/10). School attendance zones can change — always confirm enrollment with the local school division.

Is 9605 12th Bay St in a flood zone?+

FEMA maps this parcel in Zone AE with a base flood elevation of 7 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.

Is there a gym near 9605 12th Bay St?+

Yes — Project SixKiller Performance is about 0.3 miles away, per the cached nearby-places record for this address.

Are there parks near 9605 12th Bay St?+

17th Bay Beach Access is about 0.4 miles away.

Where is the nearest grocery store to 9605 12th Bay St?+

Riffle Farms Market & Co-op is about 0.8 miles away. The closest dining on record is Jessy's Taqueria (0.1 mi).

Does 9605 12th Bay St have an HOA?+

No — there are no HOA, condo, or association dues on the listing record for this property.

When was 9605 12th Bay St built?+

It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jeff Woodard · BHHS RW Towne Realty · REIN MLS #10651168

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Name

Phone (optional)

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

See it in person — the record only says so much.

Call or text (757) 777-7577

9605 12th Bay St, Norfolk, Virginia 23518 · MLS #10651168 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

✆

9605 12th Bay St, Norfolk, VA 23518

Facts & features

About this home

Our read on this home

Why this home stands out

OCEAN VIEW EAST and the Norfolk real estate market

What's nearby

For different buyers

Base commute and VA loan notes

Room to grow

More buyer questions

Homes like this one sell fast — see the next one first

Schools

Flood & environment

🌊 Flood Risk (FEMA)

Hurricane Evacuation Zone

Ocean View

Minutes to real places, not a score

Location & Neighborhood

Military Commute

Run the real carrying cost

Estimate your monthly payment

Why the land carries the value

Sale & Tax History

Sale Timeline (this listing)

Public-Records Assessment

Comparable Properties

30 days on market — read it in context

Questions buyers ask

You'll talk to a person, not a lead queue

See it in person — the record only says so much.

Flood Risk (FEMA)