Skip to main content
VaHome.com
Norfolk › OCEAN VIEW EAST › 9605 12th Bay St✓ Source: REIN MLS #10651168 · record updated Sep 11, 2026 · synced every 2 min · your inquiry is never resold
9605 12th Bay ST, NORFOLK VA 23518 - Main photo
9605 12th Bay ST, NORFOLK VA 23518 - Photo 2
9605 12th Bay ST, NORFOLK VA 23518 - Photo 3
9605 12th Bay ST, NORFOLK VA 23518 - Photo 4
9605 12th Bay ST, NORFOLK VA 23518 - Photo 5
4beds
2.1baths
2,340sqft
15days on market

9605 12th Bay St, Norfolk, VA 23518

ActiveResidential · built 2026 · OCEAN VIEW EAST

Facts & features

Type

Residential

Year built

2026

Price / sqft

$299

HOA

None

Taxes

$6,000/yr

County

Norfolk VA

MLS #

10651168

Interior

Bedrooms
4
Full baths
2
Half baths
1
Approx. sqft
2,340
Stories
3
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
1
Total rooms
12
Other rooms
Attic, Balcony, Breakfast Area, PBR with Bath, Pantry, Porch, Rec Room, Utility Room
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Elec Range, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener, Generator Hookup

Construction & exterior

Style
Contemp
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Brick,Fiber Cement
Pool
No Pool

Utilities & systems

Heating
Heat Pump, Programmable Thermostat, Zoned
Cooling
Central Air, Heat Pump, Zoned
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
OCEAN VIEW EAST
Zoning
R-C
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 1 Car, 3 Space, Driveway Spc, Street
Possession
SETTLEMENT
Disclosures
Disclosure Statement, Owner Agent

See more Norfolk new construction homes.

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

One-of-a-kind custom coastal house never before built in Ocean View! Upon arrival you will be amazed by the Hardiplank and Brick exterior! The house features 4 bedrooms, 2.5 bathrooms, game room, accent wall and lots of space! Check out the huge deck on the main level, an extension to the large integrated kitchen, living room and dining room. On the third floor you can enjoy another very large deck, directly accessible through two of the bedrooms. The decks are designed for the owner's privacy. Sit down and relax, enjoy the coastal lifestyle with outdoor ceiling fans and the luxury of living one block from the Chesapeake Bay. This house is perfect for family gathering and to entertain friends who come to enjoy a good day at the beach. Come live in the heart of East Ocean View, close to restaurants, marinas, public pier and kayak launch. You are going to love living in The View!

Listing courtesy of Jeff Woodard · BHHS RW Towne Realty · REIN MLS #10651168

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

A brand-new 2026-built home at 9605 12th Bay Street puts you five minutes from JEB Little Creek-Fort Story, steps from the East Ocean View waterfront, and within easy reach of Naval Station Norfolk — four bedrooms and 2,254 square feet of fresh construction in one of Norfolk's most livable coastal corridors.

Keep searching in Norfolk

See all Norfolk homes for sale, including homes for sale in 23518, homes for sale zoned for Lake Taylor High School, and homes for sale zoned for Little Creek Elementary School. Browse every listing among homes for sale in Norfolk — updated from the REIN MLS every few minutes. Nearby, look at Ocean View homes for sale, Norfolk waterfront homes for sale, Norfolk condos and townhomes for sale, and new construction homes in Norfolk.

Read the full overview ↓

Why this home stands out

New construction in an established beach neighborhood is genuinely rare, and 9605 12th Bay Street delivers exactly that. Built in 2026, this four-bedroom, 2.5-bath home offers 2,254 square feet of modern layout without the wait of a distant suburb. The East Ocean View shoreline is two blocks away, the commissary gate at JEB Little Creek-Fort Story is a five-minute drive, and the block itself carries the easy, walkable energy that older Norfolk neighborhoods have spent decades building.

OCEAN VIEW EAST and the Norfolk real estate market

East Ocean View is one of Norfolk's most quietly compelling neighborhoods — a coastal strip where modest bungalows share blocks with newer construction, community gardens anchor corners, and beach access points pop up every few streets. Twelfth Bay Street sits right in the middle of it, close enough to the water to feel the breeze but far enough inland to keep things grounded. Norfolk as a city brings everything else: a deep military history, a revitalized downtown, world-class medical centers, and a port economy that keeps the region humming. The 23518 zip code specifically threads together East Ocean View, Little Creek, and the surrounding bay-side blocks — a pocket of Norfolk homes for sale that consistently draws both military families and longtime locals who value proximity to the water without paying oceanfront premiums. Life here moves at a pace that feels intentional.

What's nearby

Daily errands and downtime are both well within walking distance. Riffle Farms Market & Co-op is half a mile away for local produce and specialty groceries, and Dollar General covers quick runs at 0.8 miles. On the food side, East Beach Bar & Grill and Mami's Empanadas are each just 0.1 miles out — genuinely useful on a weeknight. Chanello's Pizza is two blocks farther. For fitness, Project SixKiller Performance is right at 0.1 miles, with Fit Body Boot Camp and Xtras Fitness + Wellness both at 0.5 miles. COVA Brewing Company, also at 0.5 miles, doubles as a casual gathering spot. The 17th Bay Beach Access and East Beach Fountain Square and Park are both within half a mile, and a Community Garden sits just 0.2 miles away.

For different buyers

For military families relocating

Five minutes to JEB Little Creek-Fort Story and eleven to Naval Station Norfolk — 9605 12th Bay Street is one of the most base-convenient addresses in the zip code. A VA loan fits this purchase cleanly, and the 2026 build means no deferred maintenance surprises during a PCS window. Families comparing homes for sale zoned for Little Creek Elementary School and homes for sale zoned for Lake Taylor High School will find this block sits squarely in that zone.

For first-time buyers

Buying your first home in Norfolk and wanting new construction without a long commute to everything you use daily — that's a narrow target, and 9605 12th Bay Street hits it. The 2026 build means modern systems, builder warranties, and no immediate repair budget. Beach access, walkable restaurants, and multiple gyms are all within half a mile, so your first home also happens to be in one of the most walkable pockets among homes for sale in 23518.

More buyer questions

How far is 9605 12th Bay Street from JEB Little Creek-Fort Story?

The main gate at JEB Little Creek-Fort Story is approximately five minutes by car — one of the shortest base commutes available among homes for sale in Norfolk at this price tier and size.

How far is 9605 12th Bay Street from Naval Station Norfolk?

Naval Station Norfolk is roughly eleven minutes by car, making this address a practical choice for sailors and civilians who split time between both installations.

Is 9605 12th Bay Street in a flood zone?

East Ocean View's proximity to the bay means flood zone status is a meaningful question here — check the FloodRisk tile on this page for the current FEMA designation specific to this parcel.

What is the property type and size at 9605 12th Bay Street?

It's a single-family residential home built in 2026, with four bedrooms, 2.5 bathrooms, and 2,254 square feet of living space.

Does 9605 12th Bay Street have an HOA?

HOA status for this address should be confirmed through current listing documents or directly with the listing agent, as new construction communities sometimes establish HOAs after initial sales begin.

Tom and Dariya Milan at LPT Realty know this corner of Norfolk well — reach out to schedule a walkthrough or get your questions answered before the next step.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Norfolk$590K – $805K4+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone AE · base flood elevation 7 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 510104

Flood Risk

Looking up FEMA flood zone…

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Ocean View

Ocean View is a waterfront neighborhood in Norfolk, Virginia, known for its access to the Chesapeake Bay and maritime character.

$400K

Median sale · 12 mo

$256

Sold $/sq ft

31d

Days on market

69

For sale now

$61K

HH income

36.5%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Ocean View →
Map of Ocean View with neighborhood boundaryNeighborhood

Norfolk homes for sale →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,336/mo

Principal & interest

$3,632

Property tax

$500

Home insurance

$204

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Why the land carries the value

Asking vs. assessment

471% of $148,500

City assessment record · taxes $6,000/yr

Land share of assessed value

100% — $148,500

Improvements $0 · assessor record ✓

Price context — similar nearby homes

$265,000 – $540,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

6964 Doummar DR · 2.1 mi · 2,402 sqft$265,000 sold 2026-06
6809 Fordwick DR · 2.4 mi · 2,254 sqft$440,000 sold 2026-07
2081 Colane RD · 2.1 mi · 2,570 sqft$540,000 sold 2026-04

Own a home nearby? See what it is worth today — What's your Norfolk home worth?

Sale & Tax History

List Price

$699,900

Price / Sq Ft

$299

Annual Taxes

$6,000

Monthly Tax

$500

HOA

None

Tax Rate (effective)

0.86%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 27, 2026$699,900—
Price reducedSep 11, 2026$699,900−$19,900
Currently listed—$699,900—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

371% above assessment

Total Assessed

$148,500

Land

$148,500

Improvement

N/A

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

15 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 9605 12th Bay St in a good school zone?+
The assigned zones on the listing record are Little Creek Elementary (VaHome School Score 2/10), Azalea Gardens Middle, Lake Taylor (VaHome School Score 1.9/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 9605 12th Bay St in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 7 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Is there a gym near 9605 12th Bay St?+
Yes — Project SixKiller Performance is about 0.3 miles away, per the cached nearby-places record for this address.
Are there parks near 9605 12th Bay St?+
17th Bay Beach Access is about 0.4 miles away.
Where is the nearest grocery store to 9605 12th Bay St?+
Riffle Farms Market & Co-op is about 0.8 miles away. The closest dining on record is Jessy's Taqueria (0.1 mi).
Does 9605 12th Bay St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 9605 12th Bay St built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jeff Woodard · BHHS RW Towne Realty · REIN MLS #10651168

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

9605 12th Bay St, Norfolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

9605 12th Bay St, Norfolk, Virginia 23518 · MLS #10651168 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

✆