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Norfolk › HOMES AT BAY OAKS › 9604 6th Bay Street✓ Source: REIN MLS #10643537 · record updated Jul 17, 2026 · synced every 2 min · your inquiry is never resold
9604 6th Bay Street NONE, NORFOLK VA 23518 - Main photo
9604 6th Bay Street NONE, NORFOLK VA 23518 - Photo 2
9604 6th Bay Street NONE, NORFOLK VA 23518 - Photo 3
9604 6th Bay Street NONE, NORFOLK VA 23518 - Photo 4
9604 6th Bay Street NONE, NORFOLK VA 23518 - Photo 5
$720,000
$299 / sqft · est. $4,631/mo →
4beds
3.1baths
2,406sqft
1days on market

9604 6th Bay Street, Norfolk, VA 23518

Under ContractResidential · built 2020 · HOMES AT BAY OAKS

About this home

The listing, in the seller's words

Experience refined coastal living in the sought-after Bay Oaks community, just steps from the Chesapeake Bay and directly across from Bay Oaks Park, home to a popular weekend farmers market. Thoughtfully designed with upscale finishes throughout, this stunning home showcases custom wainscoting, built-in shelving, recessed lighting, designer wallpaper, and an open, light-filled floor plan. The gourmet kitchen is a chef's dream, featuring upgraded appliances, abundant cabinetry, expansive counter space, and a striking backsplash. Dual primary suites—one on the first floor and another upstairs—offer exceptional flexibility, each with spacious walk-in closets and beautifully appointed en-suite baths. Two additional bedrooms, a full bath, and an upstairs laundry room complete the second level. Enjoy views of the community greenspace from the oversized balcony, or unwind in the private fenced backyard with a patio and outdoor shower after a day at the beach. A long driveway and two-car garage provide ample parking. Luxury, convenience, and an exceptional bayfront lifestyle await.

Listing courtesy of Allen Boone · Redfin Corporation · REIN MLS #10643537

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

Built in 2020, this four-bedroom, three-and-a-half-bath home at 9604 6th Bay Street delivers 2,406 square feet of modern construction in Norfolk — just six minutes from JEB Little Creek-Fort Story and ten from Naval Station Norfolk.

Read the full overview ↓

Why this home stands out

What sets 9604 6th Bay Street apart is the combination of recent construction and a location that almost never comes up together in this part of Norfolk. A 2020 build means you're getting current code standards, modern mechanical systems, and contemporary finishes — without the renovation gamble that comes with older Hampton Roads housing stock. Add in that dual-base proximity and you have a genuinely rare package.

HOMES AT BAY OAKS and the Norfolk real estate market

Sixth Bay Street sits in the Ocean View corridor of Norfolk, a stretch of the city that has quietly become one of the most compelling addresses on the Chesapeake Bay waterfront. The area carries a relaxed, coastal-neighborhood personality — wide streets, mature trees in the older blocks, and a community that feels more small-town than urban even though you're firmly inside city limits. Norfolk itself is the anchor of Hampton Roads, home to the world's largest naval station and a downtown that has continued to reinvent itself with restaurants, arts venues, and waterfront development. Out here on the east side, though, the pace is different. You're close enough to tap into everything the city offers while living in a pocket that rewards the people who seek it out. The 9604 6th Bay Street Norfolk VA 23518 address puts you in a zip code that military families, young professionals, and long-time locals all compete for — and it's easy to see why once you spend a weekend here.

What's nearby

Daily life is genuinely easy from this address. Grocery runs, coffee stops, and pharmacy errands are all handled within a short drive along Shore Drive and the surrounding commercial corridors. Ocean View Beach Park is just minutes away, giving you Chesapeake Bay access without a membership or a hike. The restaurants along Shore Drive range from casual waterfront spots to sit-down dining, and you'll find fitness options, urgent care, and retail all within a tight radius. For bigger shopping or a night out downtown, Norfolk's Granby Street corridor is a straightforward drive south.

For different buyers

For military families relocating

Six minutes to JEB Little Creek-Fort Story and ten to Naval Station Norfolk — that dual-base positioning is hard to beat in Hampton Roads. A VA loan is a natural fit for a 2020-built home like this one, and the 23518 zip code is well inside the BAH comfort zone for most paygrades. Four bedrooms and three and a half baths give a growing military household real room to breathe between deployments and PCS cycles.

For families upgrading

Four bedrooms, three and a half baths, and 2,406 square feet built in 2020 means you're stepping into a home that already has the space and the systems your family needs — no phased renovation plan required. The Ocean View corridor offers that suburban-coastal feel that's hard to find this close to two major bases, and the layout gives everyone in the household their own territory without the house feeling oversized.

More buyer questions

How far is 9604 6th Bay Street from JEB Little Creek-Fort Story?

The drive is approximately six minutes under normal traffic conditions, making this one of the closer off-base addresses you'll find to Little Creek in Norfolk. Gate access via Shore Drive keeps the commute straightforward.

How far is 9604 6th Bay Street from Naval Station Norfolk?

Naval Station Norfolk is roughly ten minutes south, depending on the gate you use. The Shore Drive and Hampton Boulevard corridor connects the two bases efficiently.

What year was 9604 6th Bay Street built?

The home was built in 2020, making it a relatively recent construction compared to much of the surrounding Ocean View housing stock, which skews older.

Is 9604 6th Bay Street in a flood zone?

Flood zone status for this address is displayed in the FloodRisk tile on this page, which pulls current FEMA map data. Given the proximity to the Chesapeake Bay waterfront, reviewing that tile before making decisions is worthwhile.

Does 9604 6th Bay Street have an HOA?

HOA status for this property is noted in the listing details above — confirm with the listing information or your agent, as community rules and any association governance can vary by development within the Ocean View area.

Tom and Dariya Milan at LPT Realty know this corridor well — reach out through vahome.com to ask questions or schedule a walkthrough of 9604 6th Bay Street.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2020

Price / sqft

$299

HOA

None

Taxes

$8,217/yr

County

Norfolk VA

MLS #

10643537

Interior

Bedrooms
4
Full baths
3
Half baths
1
Approx. sqft
2,406
Stories
2
Flooring
Carpet, Ceramic, Wood
Ensuite bedrooms
2
First-floor bed & full bath
Yes
Total rooms
8
Other rooms
1st Floor Primary BR, Attic, Balcony, Breakfast Area, Foyer, PBR with Bath, Pantry, Porch, Utility Closet
Appliances
Dishwasher, Disposal, Dryer, Microwave, Gas Range, Refrigerator, Washer
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Fiber Cement
Pool
No Pool
Fencing
Back Fenced,Full

Utilities & systems

Heating
Nat Gas, Zoned
Cooling
Central Air, Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
HOMES AT BAY OAKS
Ownership
Fee Simple
Garage
Yes
Parking
Garage Det 2 Car, Off Street, Driveway Spc
Possession
CLOSING
Disclosures
Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone AE · base flood elevation 8 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 510104

Flood Risk

Looking up FEMA flood zone…

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Ocean View

Ocean View is a waterfront neighborhood in Norfolk, Virginia, known for its access to the Chesapeake Bay and maritime character.

$395K

Median sale · 12 mo

$260

Sold $/sq ft

26d

Days on market

68

For sale now

$61K

HH income

36.5%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Ocean View →
Map of Ocean View with neighborhood boundaryNeighborhood

houses for sale in Norfolk →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,631/mo

Principal & interest

$3,736

Property tax

$685

Home insurance

$210

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$270,000 – $540,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

2081 Colane RD · 2.1 mi · 2,570 sqft$540,000 sold 2026-04
1531 Longdale DR · 2.3 mi · 2,468 sqft$425,000 sold 2026-06
6806 Pallister RD · 2.2 mi · 2,568 sqft$460,000 sold 2026-07

Sale & Tax History

List Price

$720,000

Price / Sq Ft

$299

Annual Taxes

$8,217

Monthly Tax

$685

HOA

None

Tax Rate (effective)

1.14%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 16, 2026$720,000—
Currently listed—$720,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 9604 6th Bay Street in a good school zone?+
The assigned zones on the listing record are Little Creek Elementary (GreatSchools 4/10), Azalea Gardens Middle, Lake Taylor (GreatSchools 3/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 9604 6th Bay Street in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 8 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Does 9604 6th Bay Street have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 9604 6th Bay Street built?+
It was built in 2020, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Allen Boone · Redfin Corporation · REIN MLS #10643537

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

9604 6th Bay Street, Norfolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

9604 6th Bay Street, Norfolk, Virginia 23518 · MLS #10643537 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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