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Norfolk › THE TERN › 9601 22nd Bay St✓ Source: REIN MLS #10656215 · record updated Oct 2, 2026 · synced every 2 min · your inquiry is never resold
9601 22nd Bay ST, NORFOLK VA 23518 - Main photo
9601 22nd Bay ST, NORFOLK VA 23518 - Photo 2
9601 22nd Bay ST, NORFOLK VA 23518 - Photo 3
9601 22nd Bay ST, NORFOLK VA 23518 - Photo 4
9601 22nd Bay ST, NORFOLK VA 23518 - Photo 5
3beds
3.1baths
2,664sqft
0days on market

9601 22nd Bay St, Norfolk, VA 23518

New ListingRental · built 2020 · THE TERN

Facts & features

Type

Rental

Year built

2020

Price / sqft

$2

HOA

None

County

Norfolk VA

MLS #

10656215

Association amenities

ElevatorGround MaintOther

Interior

Bedrooms
3
Full baths
3
Half baths
1
Approx. sqft
2,664
Stories
4
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
3
Other rooms
Attic, Balcony, Breakfast Area, Foyer, PBR with Bath, Pantry, Porch, Utility Closet, Utility Room
Appliances
Dishwasher, Disposal, Dryer, Microwave, Gas Range, Refrigerator, Washer
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener, Generator Hookup

Construction & exterior

Style
Traditional
Foundation
Slab
Roof
Asphalt Shingle
Pool
No Pool

Utilities & systems

Heating
Nat Gas, Zoned
Cooling
Central Air, Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
THE TERN
Unit / floor
4
Garage
Yes
Parking
Garage Att 2 Car, Off Street, Driveway Spc, Street
Possession
LEASE

See more Norfolk homes under $200K.

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Beautiful Lighthouse end unit at The Tern featuring water views, a private elevator, and multiple balconies. This exceptional home was originally used as the community's model home and showcases numerous upgrades throughout. Designed for comfortable coastal living, this move-in-ready townhome offers an open-concept floor plan, three full bathrooms, and high-end finishes throughout. The custom kitchen opens to spacious living and dining areas, while fireplaces in both the living room and primary bedroom add warmth and character. Additional features include a private elevator, two balconies, and an attached rear-load garage. The spacious primary suite features a luxurious en-suite bathroom with a freestanding soaking tub, double vanities, and a walk-in shower with a rain shower head. Enjoy being just a short distance from beach access, shopping, dining, and everything this newer waterfront community has to offer. Relax and take in the coastal lifestyle from one of the area's most desirable neighborhoods. Owner financing and rent-to-own options may be available on a case-by-case basis. Contact us for additional details and terms.

Listing courtesy of Seth Johnson · AtCoastal Realty · REIN MLS #10656215

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Meet 9601 22nd Bay Street in THE TERN, a 2020-built three-bedroom, three-bath home with 2,664 square feet. You're just four minutes from JEB Little Creek-Fort Story and steps from shops, restaurants, and parks. This Norfolk homes for sale property sits in a walkable waterfront neighborhood.

Keep searching in Norfolk

See all Norfolk homes for sale, including homes for sale in 23518, homes for sale zoned for Lake Taylor High School, and homes for sale zoned for Little Creek Elementary School. Browse every listing among homes for sale in Norfolk — updated from the REIN MLS every few minutes. Nearby, look at Ocean View homes for sale, Norfolk waterfront homes for sale, Norfolk condos and townhomes for sale, and new construction homes in Norfolk.

Read the full overview ↓

Why this home stands out

Built in 2020, this residence brings modern construction and thoughtful layout to a neighborhood known for its beach proximity and village feel. Three full baths and an open floor plan make daily life efficient. You'll find yourself steps from Riffle Farms Market & Co-op, Magnolia and Marlin, and East Beach Fountain Square and Park. THE TERN feels like a complete neighborhood—not just a collection of houses.

THE TERN and the Norfolk real estate market

THE TERN is Norfolk's waterfront village, where tree-lined streets meet accessible beaches and local shops. The neighborhood draws people who want walkability without sacrificing quiet—you can grab coffee at COVA Brewing Company or pick up groceries at Riffle Farms Market & Co-op without leaving the block. Homes here range from older cottages to newer builds like this one, creating a mix of character and modern comfort. Norfolk itself sits at the heart of Hampton Roads, with Naval Station Norfolk about 13 minutes away and JEB Little Creek-Fort Story just four minutes from your door. Getting around is straightforward: I-64 connects you to Virginia Beach and the wider region. Anyone comparing homes for sale in 23518 will notice THE TERN's strong sense of place—it's one of the city's most established neighborhoods, anchored by its beach access and community gathering spaces.

What's nearby

Your daily errands are a short walk or drive. Riffle Farms Market & Co-op is just 0.1 miles away for groceries and local goods. Magnolia and Marlin and Lola's Beach Cantina sit nearby for dining out. Coffee runs to COVA Brewing Company or 7-Eleven take seconds. Fitness options include East Beach Training Studio and Fit Body Boot Camp, both within walking distance. East Beach Fountain Square and Park is right there for outdoor time, with Pleasant Avenue Park and Garden Pergola Park nearby as well.

For different buyers

Base commute and VA loan notes

Four minutes to JEB Little Creek-Fort Story and 13 minutes to Naval Station Norfolk make this address convenient for base commuters. Built in 2020, the home carries no structural surprises. VA loan financing is common in this neighborhood. Three bedrooms and three baths give you flexibility for your household's needs.

Room to grow

Three bedrooms and three full baths provide room for different household rhythms and guest visits. The 2020 construction means solid systems and a thoughtful layout. A modern home in an established neighborhood gives you both new comfort and neighborhood roots. Walkable access to parks, shops, and restaurants means outdoor time and errands don't require a long drive.

More buyer questions

How far is 9601 22nd Bay Street from JEB Little Creek-Fort Story?

About four minutes by car. It's one of the closest neighborhoods to the base in Norfolk.

What grocery stores are near this address?

Riffle Farms Market & Co-op is 0.1 miles away, with Food Lion and Dollar General within a mile.

Are there parks nearby?

Yes. East Beach Fountain Square and Park is steps away, with Pleasant Avenue Park and Garden Pergola Park close by.

What zones apply to homes for sale zoned for Lake Taylor High School and homes for sale zoned for Little Creek Elementary School?

This address is zoned for both. Check the Schools tile for detailed information.

Is THE TERN a walkable neighborhood?

Yes. Coffee shops, restaurants, groceries, fitness studios, and parks are all within walking distance or a quick drive.

Ready to explore 9601 22nd Bay Street? Reach out to Tom and Dariya Milan at LPT Realty to schedule your tour of this modern THE TERN home.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Norfolk$0K – $5K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone AE · base flood elevation 7 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 510104

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 510104

High Risk

FEMA flood zone

AE (1% annual chance)

Base flood elevation

7 ft above sea level

Property elevation

7.8 ft above sea level

0.8 ft above BFE

USGS 3DEP digital elevation model

Special Flood Hazard Area — 1% annual chance of flooding. Federal flood insurance is required on most mortgages.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Ocean View

Ocean View is a neighborhood on the water in Norfolk, Virginia. It is known for its access to the Chesapeake Bay and its maritime feel. Homes range from modest single-family houses to cottages on the water.

$375K

Median sale · 12 mo

$256

Sold $/sq ft

30d

Days on market

53

For sale now

$61K

HH income

36.5%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Ocean View →
Map of Ocean View with neighborhood boundaryNeighborhood

Norfolk houses for sale →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$22/mo

Principal & interest

$21

Property tax

$0

Home insurance

$1

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$400,000 – $570,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

8252 N View BLVD · 0.4 mi · 2,700 sqft$400,000 sold 2026-08
4240 Harbor Walk AVE · 0.4 mi · 2,420 sqft$475,000 sold 2026-08
4246 Heutte DR · 1.1 mi · 2,594 sqft$440,000 sold 2026-04

Own a home nearby? See what it is worth today — What's your Norfolk home worth?

Sale & Tax History

List Price

$4,000

Price / Sq Ft

$2

Annual Taxes

N/A

Monthly Tax

N/A

HOA

None

Tax Rate (effective)

N/A

Sale Timeline (this listing)

EventDatePriceDetail
ListedOct 2, 2026$4,000—
Currently listed—$4,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

0 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 9601 22nd Bay St in a good school zone?+
The assigned zones on the listing record are Little Creek Elementary (VaHome School Score 2/10), Azalea Gardens Middle, Lake Taylor (VaHome School Score 1.9/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 9601 22nd Bay St in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 7 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Is there a gym near 9601 22nd Bay St?+
Yes — Fit Body Boot Camp is about 0.1 miles away, per the cached nearby-places record for this address.
Are there parks near 9601 22nd Bay St?+
East Beach Fountain Square and Park is about 0.1 miles away.
Where is the nearest grocery store to 9601 22nd Bay St?+
Riffle Farms Market & Co-op is about 0.1 miles away. The closest dining on record is 7-Eleven (0 mi).
Does 9601 22nd Bay St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 9601 22nd Bay St built?+
It was built in 2020, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Seth Johnson · AtCoastal Realty · REIN MLS #10656215

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

9601 22nd Bay St, Norfolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

9601 22nd Bay St, Norfolk, Virginia 23518 · MLS #10656215 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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