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Norfolk › BAY POINT › 9554 Bay Front Dr✓ Source: REIN MLS #10651592 · record updated Sep 29, 2026 · synced every 2 min · your inquiry is never resold
9554 Bay Front DR, NORFOLK VA 23518 - Main photo
9554 Bay Front DR, NORFOLK VA 23518 - Photo 2
9554 Bay Front DR, NORFOLK VA 23518 - Photo 3
9554 Bay Front DR, NORFOLK VA 23518 - Photo 4
9554 Bay Front DR, NORFOLK VA 23518 - Photo 5
3beds
3.1baths
2,378sqft
29days on market

9554 Bay Front Dr, Norfolk, VA 23518

ActiveResidential · built 1991 · BAY POINT

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Bay.

Frontage

Bay ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

Facts & features

Type

Residential

Year built

1991

Price / sqft

$283

HOA fee

$359/mo

Taxes

$3,711/yr

County

Norfolk VA

Waterfront

Yes

MLS #

10651592

HOA association includes

ClubhousePoolTrash Pickup

$359/mo HOA fee · Bay Point Association Inc · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
3
Half baths
1
Approx. sqft
2,378
Stories
3
Flooring
Carpet, Ceramic
Ensuite bedrooms
3
First-floor bed & full bath
Yes
Total rooms
11
Appliances
Dishwasher, Dryer Hookup, Microwave, Elec Range, Washer Hookup
Equipment
Cable Hookup

Construction & exterior

Style
Townhouse
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Fiber Cement
Pool
No Pool
Fencing
Other
Waterfront
Bay

Utilities & systems

Heating
Forced Hot Air
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.0621
Subdivision
BAY POINT
Unit / floor
1
Ownership
Condo
Garage
No
Parking
2 Space
Possession
SETTLEMENT
Disclosures
Additional Attachments, Bank Repo, Common Interest Community, Exempt from Disclosure/Disclaimer, Govt Owned, Resale Certif Req

See more Norfolk waterfront homes.

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Property is owned by the US Dept. of HUD. HUD Case #: 541-941465 Insurability Code: IE. Seller makes no representations or warranties as to property condition. HUD Homes are sold "AS-IS." Lead-Based Paint disclosure may be required. Equal Housing Opportunity. Seller may contribute for buyer's closing costs, upon buyer request. This 3-bedroom, 3.5-bathroom property is located in the East Ocean View neighborhood of Norfolk and offers approximately 2,378 square feet of living space. Built in 1991, the home features a multi-level layout, a fireplace, and a former attached garage that has been finished into livable space. The property provides access to nearby Chesapeake Bay beaches, local marinas, and area thoroughfares.

Listing courtesy of Jon Bourque · Verian Realty · REIN MLS #10651592

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Meet 9554 Bay Front Drive in Norfolk—a three-bedroom, three-bath waterfront home built in 1991 with 2,378 square feet. You're minutes from JEB Little Creek-Fort Story and surrounded by dining, parks, and water access. This is the kind of home that anchors homes for sale in 23518.

Keep searching in Norfolk

See all Norfolk homes for sale, including homes for sale in 23518, homes for sale zoned for Lake Taylor High School, and homes for sale zoned for Little Creek Elementary School. Browse every listing among homes for sale in Norfolk — updated from the REIN MLS every few minutes. Nearby, look at Broad Bay Point Greens homes for sale, Norfolk waterfront homes for sale, Norfolk condos and townhomes for sale, and new construction homes in Norfolk.

Read the full overview ↓

Why this home stands out

Bay Front Drive puts you on the water's edge with direct bay views and access to the waterfront lifestyle. The open layout spans three bedrooms and three full baths across 2,378 square feet, giving you room to spread out. A covered deck overlooks the water—your front-row seat to sunsets and bay breezes. The 1991 construction is solid and well-maintained, ready for your personal touches.

BAY POINT and the Norfolk real estate market

East Beach is Norfolk's waterfront neighborhood, where tree-lined streets meet bay views and a tight-knit community vibe. The blocks here are quieter than downtown but walkable to local restaurants, coffee shops, and parks. You're living on the water—Pleasant Avenue Park is a short walk away, and the bay itself becomes part of your daily view. Norfolk is Virginia's largest city, home to Naval Station Norfolk and JEB Little Creek-Fort Story. Getting around is straightforward: I-64 connects you to Virginia Beach and beyond, while local roads keep you linked to shopping, dining, and the waterfront. Anyone comparing homes for sale in Norfolk will find East Beach offers a rare blend of water access, neighborhood calm, and military proximity.

What's nearby

Riffle Farms Market & Co-op is less than a mile away for groceries and local goods. Dining is steps away: Surf Rider Bay Point sits just 0.4 miles out, and Longboards East Beach Waterfront Dining and Tiki Bar and Magnolia and Marlin are both within walking distance. Coffee and fitness are close too—COVA Brewing Company and East Beach Training Studio are under a mile away. Pleasant Avenue Park and Garden Pergola Park offer green space and water views nearby.

For different buyers

Base commute and VA loan notes

JEB Little Creek-Fort Story is just three minutes away—a short commute that keeps your workday tight. Naval Station Norfolk runs about 14 minutes. VA loan financing is widely available in this area, and the waterfront location plus proximity to base housing make this a strong move-in option for active-duty and retired personnel.

Room to grow

Three bedrooms and three full baths give you the space to grow without cramping your style. The 2,378-square-foot layout spreads across a waterfront lot, so you have room for a home office, guest space, or hobby area. The covered deck and bay views create an outdoor living room for weekends and gatherings.

More buyer questions

How far is 9554 Bay Front Drive from JEB Little Creek-Fort Story?

About three minutes by car—one of the closest waterfront homes to the base in Norfolk.

What is the commute to Naval Station Norfolk from this address?

Roughly 14 minutes depending on traffic and your exact destination within the base.

Are there parks nearby?

Yes. Pleasant Avenue Park is just 0.3 miles away, and Garden Pergola Park and East Beach Fountain Square and Park are all within walking distance.

What schools are nearby?

Anyone comparing homes for sale zoned for Little Creek Elementary School or homes for sale zoned for Lake Taylor High School will find this address serves both zones.

Is there waterfront access?

Absolutely. The property sits directly on Bay Front Drive with bay views and a covered deck overlooking the water.

Ready to explore 9554 Bay Front Drive? Contact Tom & Dariya Milan at LPT Realty to schedule your tour today.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Norfolk$570K – $775K3+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510104

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 510104

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

15.4 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Broad Bay Point Greens

Broad Bay Point Greens is a waterfront golf-course neighborhood in the Great Neck area of Virginia Beach. It sits just off Great Neck Road, bordered by Broad Bay and Dey Cove.

$1.18M

Median sale · 12 mo

$336

Sold $/sq ft

11d

Days on market

2

For sale now

$186K

HH income

94.5%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Broad Bay Point Greens →
Map of Broad Bay Point Greens with neighborhood boundaryNeighborhood

houses for sale in Norfolk →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,998/mo

Principal & interest

$3,492

Property tax

$309

Home insurance

$196

PMI

None

HOA/Condo (paid separately)

$359

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

116% of $580,100

City assessment record · taxes $3,711/yr

Land share of assessed value

18% — $105,400

Improvements $474,700 · assessor record ✓

Price context — similar nearby homes

$400,000 – $629,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

4240 Harbor Walk AVE · 0.7 mi · 2,420 sqft$475,000 sold 2026-08
5308 Spy Glass DR · 0.2 mi · 2,062 sqft$475,000 sold 2026-06
9475 Mooring DR · 0.2 mi · 2,031 sqft$629,000 sold 2026-09

Own a home nearby? See what it is worth today — What's your Norfolk home worth?

Sale & Tax History

List Price

$673,000

Price / Sq Ft

$283

Annual Taxes

$3,711

Monthly Tax

$309

HOA fee

$359 / mo

Tax Rate (effective)

0.55%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 31, 2026$673,000—
Currently listed—$673,000—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

16% above assessment

Total Assessed

$580,100

Land

$105,400

Improvement

$474,700

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

29 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 9554 Bay Front Dr in a good school zone?+
The assigned zones on the listing record are Little Creek Elementary (VaHome School Score 1.7/10), Azalea Gardens Middle, Lake Taylor (VaHome School Score 1.8/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 9554 Bay Front Dr in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is 9554 Bay Front Dr a waterfront property?+
Yes. The listing record shows: Bay.
Does 9554 Bay Front Dr have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is Bay Point Association Inc. Association amenities on record include: Clubhouse, Pool, Trash Pickup.
When was 9554 Bay Front Dr built?+
It was built in 1991, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jon Bourque · Verian Realty · REIN MLS #10651592

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

9554 Bay Front Dr, Norfolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

9554 Bay Front Dr, Norfolk, Virginia 23518 · MLS #10651592 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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