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NorfolkBAY POINT9554 Bay Front Dr✓ Source: REIN MLS #10651592 · record updated Sep 8, 2026 · synced every 2 min · your inquiry is never resold
9554 Bay Front DR, NORFOLK VA 23518 - Main photo
9554 Bay Front DR, NORFOLK VA 23518 - Photo 2
9554 Bay Front DR, NORFOLK VA 23518 - Photo 3
9554 Bay Front DR, NORFOLK VA 23518 - Photo 4
9554 Bay Front DR, NORFOLK VA 23518 - Photo 5
3beds
3.1baths
2,378sqft
8days on market

9554 Bay Front Dr, Norfolk, VA 23518

ActiveResidential · built 1991 · BAY POINT

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Bay.

Frontage

Bay ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

Facts & features

Type

Residential

Year built

1991

Price / sqft

$283

HOA fee

$359/mo

Taxes

$3,711/yr

County

Norfolk VA

Waterfront

Yes

MLS #

10651592

HOA association includes

ClubhousePoolTrash Pickup

$359/mo HOA fee · Bay Point Association Inc · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
3
Half baths
1
Approx. sqft
2,378
Stories
3
Flooring
Carpet, Ceramic
Ensuite bedrooms
3
First-floor bed & full bath
Yes
Total rooms
11
Appliances
Dishwasher, Dryer Hookup, Microwave, Elec Range, Washer Hookup
Equipment
Cable Hookup

Construction & exterior

Style
Townhouse
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Fiber Cement
Pool
No Pool
Fencing
Other
Waterfront
Bay

Utilities & systems

Heating
Forced Hot Air
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.0621
Subdivision
BAY POINT
Unit / floor
1
Ownership
Condo
Garage
No
Parking
2 Space
Possession
SETTLEMENT
Disclosures
Additional Attachments, Bank Repo, Common Interest Community, Exempt from Disclosure/Disclaimer, Govt Owned, Resale Certif Req

See more Norfolk waterfront homes.

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Property is owned by the US Dept. of HUD. HUD Case #: 541-941465 Insurability Code: IE. Seller makes no representations or warranties as to property condition. HUD Homes are sold "AS-IS." Lead-Based Paint disclosure may be required. Equal Housing Opportunity. Seller may contribute for buyer's closing costs, upon buyer request. This 3-bedroom, 3.5-bathroom property is located in the East Ocean View neighborhood of Norfolk and offers approximately 2,378 square feet of living space. Built in 1991, the home features a multi-level layout, a fireplace, and a former attached garage that has been finished into livable space. The property provides access to nearby Chesapeake Bay beaches, local marinas, and area thoroughfares.

Listing courtesy of Jon Bourque · Verian Realty · REIN MLS #10651592

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

9554 Bay Front Drive is a 3-bedroom, 3.1-bath waterfront home in Norfolk's East Beach corridor — 2,378 square feet built in 1991, three minutes from JEB Little Creek-Fort Story and steps from some of the best casual dining and parkland on the Chesapeake Bay.

Read the full overview ↓

Why this home stands out

What sets 9554 Bay Front Drive apart is the address itself: Bay Front Drive puts you on the water side of Norfolk's East Beach neighborhood, where the street dead-ends into open sky and bay views rather than more subdivisions. At 2,378 square feet with three and a half baths across three bedrooms, there's genuine room to spread out — and the 1991 construction means solid bones without the maintenance surprises of a truly vintage build. Very few Norfolk homes for sale can claim a three-minute commute to a major military installation and a waterfront lifestyle simultaneously.

BAY POINT and the Norfolk real estate market

East Beach is one of Norfolk's most distinctive residential pockets — a planned, walkable community built around the Chesapeake Bay shoreline that feels more like a coastal resort town than a mid-sized city neighborhood. The streets are lined with front-porch homes, the sidewalks actually get used, and the whole area has a low-key, salt-air energy that's hard to manufacture. Bay Front Drive sits right at the heart of it, close to East Beach Fountain Square and Park and within a short walk of Pleasant Avenue Park and Garden Pergola Park. Norfolk itself is a city of real neighborhoods — each with its own character — and East Beach consistently draws buyers who want waterfront proximity without leaving city conveniences behind. For anyone comparing homes for sale in Norfolk, the East Beach corridor stands out for its combination of community feel, bay access, and genuine walkability. The city's infrastructure, arts scene, and dining culture are all within easy reach, and the water is never far from view.

What's nearby

Daily life is easy here. Riffle Farms Market & Co-op is just 0.6 miles away for fresh groceries, and Surf Rider Bay Point is a four-minute walk for waterfront dining. Longboards East Beach Waterfront Dining and Tiki Bar and Magnolia and Marlin are both within 0.6 miles — weekend dinner plans practically write themselves. COVA Brewing Company is 0.7 miles out when you want a craft beer instead of a commute. For fitness, East Beach Training Studio, Fit Body Boot Camp, and Little Creek Gym are all within a mile, so skipping the gym is harder to justify. Pleasant Avenue Park is 0.3 miles away, Garden Pergola Park is 0.4 miles, and East Beach Fountain Square and Park rounds out the green-space options at 0.6 miles.

For different buyers

For military families relocating

Three minutes to JEB Little Creek-Fort Story is as good as it gets in Hampton Roads — and Naval Station Norfolk is only 14 minutes away, which keeps options open across duty station changes. A VA loan is a natural fit here, and the East Beach community has long been a landing spot for military families who want a real neighborhood, not just a convenient zip code. Families comparing homes for sale zoned for Lake Taylor High School and homes for sale zoned for Little Creek Elementary School will find this address sits squarely in that attendance zone.

For families upgrading

At 2,378 square feet with three bedrooms and three and a half baths, 9554 Bay Front Drive gives a growing family room to actually grow — separate spaces for work, play, and guests without anyone stepping on each other. The East Beach neighborhood adds the kind of walkable, front-porch community feel that makes kids want to be outside, and parents feel good about it. Parks within a quarter mile, dining within walking distance, and a bay view that never gets old — this is the upgrade that actually changes daily life.

More buyer questions

How far is 9554 Bay Front Drive from JEB Little Creek-Fort Story?

The drive from 9554 Bay Front Drive to JEB Little Creek-Fort Story's main gate is approximately three minutes — one of the shortest base commutes available anywhere in the 23518 zip code.

How far is 9554 Bay Front Drive from Naval Station Norfolk?

Naval Station Norfolk is roughly 14 minutes by car, making this address a workable option for sailors stationed there who also want proximity to Little Creek.

What is the flood zone status for 9554 Bay Front Drive?

Flood zone information for this property is detailed in the FloodRisk tile on this page — given the waterfront location, reviewing that section carefully before making any decisions is strongly recommended.

Is 9554 Bay Front Drive part of an HOA?

East Beach is a planned community with an HOA; whether this specific parcel carries active HOA membership and what that covers is worth confirming directly with current ownership or through a title search.

Where are the nearest parks to 9554 Bay Front Drive?

Pleasant Avenue Park is just 0.3 miles away, Garden Pergola Park is 0.4 miles, and East Beach Fountain Square and Park — a community gathering hub — is 0.6 miles from the front door.

Tom and Dariya Milan at LPT Realty know this stretch of Norfolk inside and out — reach out to get a straight answer on what 9554 Bay Front Drive means for your move.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Norfolk$570K – $775K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510104

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Broad Bay Point Greens

Broad Bay Point Greens is a waterfront golf-course neighborhood in the Great Neck area of northeastern Virginia Beach, just off Great Neck Road and bordered by Broad Bay and Dey Cove.

$1.18M

Median sale · 12 mo

$336

Sold $/sq ft

11d

Days on market

2

For sale now

$186K

HH income

94.5%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Broad Bay Point Greens
Map of Broad Bay Point Greens with neighborhood boundaryNeighborhood

houses for sale in Norfolk

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,998/mo

Principal & interest

$3,492

Property tax

$309

Home insurance

$196

PMI

None

HOA/Condo (paid separately)

$359

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

116% of $580,100

City assessment record · taxes $3,711/yr

Land share of assessed value

18% — $105,400

Improvements $474,700 · assessor record ✓

Price context — similar nearby homes

$400,000$672,500

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

4240 Harbor Walk AVE · 0.7 mi · 2,420 sqft$475,000 sold 2026-08
5308 Spy Glass DR · 0.2 mi · 2,062 sqft$475,000 sold 2026-06
9475 Mooring DR · 0.2 mi · 2,031 sqft$629,000 sold 2026-09

Own a home nearby? See what it is worth today — What's your Norfolk home worth?

Sale & Tax History

List Price

$673,000

Price / Sq Ft

$283

Annual Taxes

$3,711

Monthly Tax

$309

HOA fee

$359 / mo

Tax Rate (effective)

0.55%

Sale Timeline (this listing)

EventDatePriceDetail
ListedSep 1, 2026$673,000
Currently listed$673,000

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

16% above assessment

Total Assessed

$580,100

Land

$105,400

Improvement

$474,700

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

8 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 9554 Bay Front Dr in a good school zone?+
The assigned zones on the listing record are Little Creek Elementary (VaHome School Score 2/10), Azalea Gardens Middle, Lake Taylor (VaHome School Score 1.9/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 9554 Bay Front Dr in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is 9554 Bay Front Dr a waterfront property?+
Yes. The listing record shows: Bay.
Does 9554 Bay Front Dr have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is Bay Point Association Inc. Association amenities on record include: Clubhouse, Pool, Trash Pickup.
When was 9554 Bay Front Dr built?+
It was built in 1991, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jon Bourque · Verian Realty · REIN MLS #10651592

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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9554 Bay Front Dr, Norfolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

9554 Bay Front Dr, Norfolk, Virginia 23518 · MLS #10651592 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.