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Norfolk › BAY POINT › 9548 Bay Front Dr✓ Source: REIN MLS #10645636 · record updated Aug 16, 2026 · synced every 2 min · your inquiry is never resold
9548 Bay Front DR, NORFOLK VA 23518 - Main photo
9548 Bay Front DR, NORFOLK VA 23518 - Photo 2
9548 Bay Front DR, NORFOLK VA 23518 - Photo 3
9548 Bay Front DR, NORFOLK VA 23518 - Photo 4
9548 Bay Front DR, NORFOLK VA 23518 - Photo 5
$579,900
$287 / sqft · est. $3,792/mo →
3beds
3.1baths
2,022sqft
14days on market

9548 Bay Front Dr, Norfolk, VA 23518

ActiveResidential · built 1991 · BAY POINT

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Bay, Creek, Tidal, Restrictions.

Frontage

Bay · Creek · Tidal ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

About this home

The listing, in the seller's words

Breathtaking water views await! Enjoy panoramic views of Little Creek Cove and the Chesapeake Bay from your deck, patio, main living areas, and two waterfront en-suite bedrooms. A third en-suite bedroom overlooks Bay Point Marina and offers beautiful sunset views. Thoughtfully updated with custom Brazilian cherry hardwood floors, quartz countertops, brand-new stainless steel appliances (2024), a new roof (2025), and one newer HVAC system (2025), this home is ready to enjoy. Easy access to the newest Surf Rider Restaurant in Hampton Roads. Bay Point offers an exceptional lifestyle with a pool, clubhouse, tennis court, beautifully maintained grounds, and golf cart-friendly streets. The condo fee includes the master insurance policy, trash service, landscaping, and grounds maintenance. Up to two pets are permitted with a combined weight of 80 pounds, and fences are allowed with architectural approval, similar to the fence at 9510 Bay Front.

Listing courtesy of Dave Reisch · BHHS RW Towne Realty · REIN MLS #10645636

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

9548 Bay Front Drive is a 3-bedroom, 3.1-bath home in Norfolk's East Beach area, just three minutes from JEB Little Creek-Fort Story. Built in 1991 and spanning 2,022 square feet, it puts waterfront dining, green parks, and everyday conveniences within easy walking distance.

Read the full overview ↓

Why this home stands out

What sets 9548 Bay Front Drive apart is the combination of a military-friendly location and a genuinely walkable waterfront lifestyle that's rare in this price tier. You're three minutes from the gate at JEB Little Creek-Fort Story, yet steps from tiki bars, a local co-op market, and bay-view parks. Three full baths plus a half bath across 2,022 square feet gives everyone in the household real breathing room — without sacrificing that coastal neighborhood energy.

BAY POINT and the Norfolk real estate market

Bay Front Drive sits inside Norfolk's East Beach corridor, one of the most distinctive coastal pockets in all of Hampton Roads. The neighborhood was thoughtfully developed in the 1990s around a pedestrian-friendly grid, and it shows — sidewalks connect you to parks, restaurants, and the waterfront without ever needing to start your car. East Beach has a genuine small-town-on-the-water feel: neighbors wave, dogs trot along the bay path, and weekend mornings smell like salt air and fresh coffee. Norfolk as a city brings serious depth behind that relaxed vibe — world-class museums, a thriving arts scene, and one of the strongest military economies on the East Coast. The 23518 zip code is one of the few places where you can genuinely walk to a waterfront restaurant for dinner and be at a base gate in under five minutes. It's a neighborhood that rewards people who want to actually live where they live, not just sleep there.

What's nearby

Daily life is easy here. Riffle Farms Market & Co-op is just 0.6 miles away for fresh local groceries, and Pleasant Avenue Park is a short 0.3-mile stroll when you need some air. Dinner options are stacked — Surf Rider Bay Point is 0.4 miles out, while Longboards East Beach Waterfront Dining and Tiki Bar and Magnolia and Marlin are both under 0.7 miles. After-work wind-down is covered by COVA Brewing Company, also 0.7 miles away. East Beach Training Studio (0.6 mi) and Fit Body Boot Camp (0.7 mi) keep fitness close, and Little Creek Gym on base is under a mile. East Beach Fountain Square and Park rounds out the green space at 0.6 miles.

For different buyers

For military families relocating

Three minutes to the JEB Little Creek-Fort Story gate is about as close as it gets without living on base. A VA loan is a natural fit here, and the 14-minute commute to Naval Station Norfolk keeps dual-military households sane. Three full baths means no morning traffic jams before PT, and the East Beach neighborhood has a deep bench of military families who've made it home across multiple tours.

For families upgrading

If your current home feels like it's running out of room, 2,022 square feet with 3.1 baths gives the whole family real space to spread out. The walkable East Beach grid means kids can reach Pleasant Avenue Park or Garden Pergola Park on their own, and parents can walk to dinner at Surf Rider Bay Point without coordinating a babysitter and a car. It's the kind of neighborhood where upgrading your square footage also upgrades your daily quality of life.

More buyer questions

How far is 9548 Bay Front Drive from JEB Little Creek-Fort Story?

The drive is approximately 3 minutes — the base gate is less than a mile from the front door, making this one of the closest off-base addresses you'll find in Norfolk.

How far is 9548 Bay Front Drive from Naval Station Norfolk?

Naval Station Norfolk is about 14 minutes away by car, a manageable commute that keeps dual-military or multi-base households well-positioned.

What is the walkability like around 9548 Bay Front Drive?

Walkability is genuinely strong — Pleasant Avenue Park is 0.3 miles away, Surf Rider Bay Point is 0.4 miles, and a cluster of restaurants, a co-op grocery, and fitness studios are all within 0.7 miles on the East Beach pedestrian grid.

Is 9548 Bay Front Drive in a flood zone?

East Beach sits along the Norfolk waterfront, so flood zone status is worth reviewing carefully — check the FloodRisk tile on this page for the current FEMA designation specific to this parcel.

Does 9548 Bay Front Drive have an HOA?

East Beach is a planned community with an active homeowners association; confirm current HOA status and any covenants directly with the listing agent during your due diligence.

Ready to see 9548 Bay Front Drive in person? Tom and Dariya Milan at LPT Realty know this East Beach corridor well — reach out and let's set up a walkthrough.

Summary generated by AI from public records and publicly available information.

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Facts & features

The record, sourced

Type

Residential

Year built

1991

Price / sqft

$287

Condo fee

$359/mo

Taxes

$3,064/yr

County

Norfolk VA

Waterfront

Yes

MLS #

10645636

Condo association includes

ClubhouseGround MaintPoolTennis CtsTrash Pickup

$359/mo condo fee · Bay Point Condo Association · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
3
Half baths
1
Approx. sqft
2,022
Stories
3
Flooring
Carpet, Ceramic, Wood
Ensuite bedrooms
3
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Breakfast Area, Foyer, PBR with Bath, Porch, Utility Room
Appliances
Dishwasher, Disposal, Dryer, Microwave, Elec Range, Refrigerator, Washer
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener

Construction & exterior

Style
Contemp, Townhouse
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Fiber Cement
Pool
No Pool
Waterfront
Bay,Creek,Tidal,Restrictions

Utilities & systems

Heating
Forced Hot Air, Nat Gas
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
BAY POINT
Unit / floor
1
Zoning
RES 2-4
Ownership
Condo
Garage
Yes
Parking
Garage Att 1 Car, 2 Space, Lot, Driveway Spc
Possession
SETTLEMENT
Miscellaneous
Pet Restrictions
Disclosures
Disclosure Statement, Resale Certif Req

See more Norfolk waterfront homes.

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510104

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Broad Bay Point Greens

Broad Bay Point Greens is a waterfront golf-course neighborhood in the Great Neck area of northeastern Virginia Beach, just off Great Neck Road and bordered by Broad Bay and Dey Cove.

$1.21M

Median sale · 12 mo

$336

Sold $/sq ft

7d

Days on market

2

For sale now

$186K

HH income

94.5%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Broad Bay Point Greens →
Map of Broad Bay Point Greens with neighborhood boundaryNeighborhood

homes for sale in Norfolk →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,433/mo

Principal & interest

$3,009

Property tax

$255

Home insurance

$169

PMI

None

HOA/Condo (paid separately)

$359

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

100% of $580,100

City assessment record · taxes $3,064/yr

Land share of assessed value

18% — $105,400

Improvements $474,700 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$325,000 – $437,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

4341 Pinter LN · 0.7 mi · 1,850 sqft$411,000 sold 2026-08
8125 Redmon RD #B · 1.1 mi · 1,977 sqft$355,000 sold 2026-03
8107 Redmon RD #I · 1 mi · 1,854 sqft$325,000 sold 2026-04

Sale & Tax History

List Price

$579,900

Price / Sq Ft

$287

Annual Taxes

$3,064

Monthly Tax

$255

Condo fee

$359 / mo

Tax Rate (effective)

0.53%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 2, 2026$579,900—
Currently listed—$579,900—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

Asking near assessment

Total Assessed

$580,100

Land

$105,400

Improvement

$474,700

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

14 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 9548 Bay Front Dr in a good school zone?+
The assigned zones on the listing record are Little Creek Elementary (VaHome School Score 2/10), Azalea Gardens Middle, Lake Taylor (VaHome School Score 1.9/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 9548 Bay Front Dr in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is 9548 Bay Front Dr a waterfront property?+
Yes. The listing record shows: Bay,Creek,Tidal,Restrictions.
Does 9548 Bay Front Dr have a condo association?+
Yes — condo association fees are on record for this unit (the current amount is shown in the facts section on this page). The association of record is Bay Point Condo Association. Association amenities on record include: Clubhouse, Ground Maint, Pool, Tennis Cts, Trash Pickup.
When was 9548 Bay Front Dr built?+
It was built in 1991, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Dave Reisch · BHHS RW Towne Realty · REIN MLS #10645636

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

9548 Bay Front Dr, Norfolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

9548 Bay Front Dr, Norfolk, Virginia 23518 · MLS #10645636 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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