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NorfolkOCEAN VIEW EAST9545 20th Bay St #A✓ Source: REIN MLS #10651259 · record updated Sep 5, 2026 · synced every 2 min · your inquiry is never resold
9545 20th Bay ST #A, NORFOLK VA 23518 - Main photo
9545 20th Bay ST #A, NORFOLK VA 23518 - Photo 2
9545 20th Bay ST #A, NORFOLK VA 23518 - Photo 3
9545 20th Bay ST #A, NORFOLK VA 23518 - Photo 4
9545 20th Bay ST #A, NORFOLK VA 23518 - Photo 5
4beds
2.1baths
2,918sqft
8days on market

9545 20th Bay St #A, Norfolk, VA 23518

ActiveResidential · built 2006 · OCEAN VIEW EAST

Facts & features

Type

Residential

Year built

2006

Price / sqft

$204

HOA

None

Taxes

$6,487/yr

County

Norfolk VA

MLS #

10651259

Interior

Bedrooms
4
Full baths
2
Half baths
1
Approx. sqft
2,918
Stories
3
Flooring
Bamboo, Carpet, Ceramic
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
11
Other rooms
1st Floor BR, Balcony, PBR with Bath, Pantry, Porch, Utility Room
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Elec Range, Washer Hookup
Equipment
Ceiling Fan, Gar Door Opener, Jetted Tub

Construction & exterior

Style
2 Unit Condo, Tri-Level, Twinhome
Subtype
Attached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool

Utilities & systems

Heating
Heat Pump, Zoned
Cooling
Central Air, Heat Pump, Zoned
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
OCEAN VIEW EAST
Unit / floor
1
Zoning
R-11
Ownership
Condo
Garage
Yes
Parking
Garage Att 2 Car, 1 Space, Off Street
Possession
SETTLEMENT
Disclosures
Disclosure Statement

See more Norfolk condos & townhomes.

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Spacious no-fee condo located just two blocks from the Beach, offering nearly 3,000 sq ft of bright, modern living. This open-concept home features abundant natural light, multiple balconies, a double-sided fireplace, and a versatile sunroom that can serve as a 4th bedroom or office. Closets were installed for a future elevator. The primary suite includes an enormous walk-in closet and a well-designed en-suite bath with large, jetted tub. Recent updates include new bamboo flooring on the 2nd floor, and new composite decking on the 3rd-floor balcony, newer garage door and opener. Prime location near the community center, fishing pier, and kayak launch. Convenient to military bases, restaurants, and all East Beach amenities. Tenant in place until 9/30/26. Enjoy low-maintenance coastal living with no condo fee.

Listing courtesy of Dawn Lee · Seaside Realty · REIN MLS #10651259

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

9545 20th Bay Street #A is a four-bedroom, 2.1-bath townhome-style residence in Norfolk's East Ocean View corridor, offering nearly 2,900 square feet built in 2006 — four minutes from JEB Little Creek-Fort Story and steps from the bay.

Read the full overview ↓

Why this home stands out

Almost 3,000 square feet is rare in this zip code, and this address delivers it with four true bedrooms, two and a half baths, and a footprint that gives every person in the household room to breathe. Pair that with a four-minute drive to JEB Little Creek-Fort Story and walkable access to beach parks, local restaurants, and a craft brewery, and you have a property that checks boxes most Norfolk homes for sale simply can't match.

OCEAN VIEW EAST and the Norfolk real estate market

East Ocean View sits at the northeastern edge of Norfolk, where the Chesapeake Bay is a constant presence — visible at the end of streets, audible on calm mornings, and reachable on foot within minutes. The neighborhood has a genuine beach-town rhythm without the resort-town price tag: low-rise homes, wide skies, and a community that tends to know its neighbors. 20th Bay Street sits within easy reach of the bay-access points that make this corridor so appealing, and the local dining scene along Shore Drive keeps things lively year-round. Norfolk as a whole is a city of distinct, walkable neighborhoods, and East Ocean View is one of its most distinctive. Families comparing homes for sale in Norfolk often land here once they realize how much lifestyle the neighborhood delivers per square foot.

What's nearby

East Beach Bar & Grill, Mami's Empanadas, and Chanello's Pizza are all within two blocks, so weeknight dinners can be as effortless as a short walk. Riffle Farms Market & Co-op handles fresh groceries at half a mile, and COVA Brewing Company is the same distance when you want a craft pour without a drive. Fitness options stack up quickly: Project SixKiller Performance is 0.1 miles away, with Fit Body Boot Camp and Xtras Fitness + Wellness both at 0.5 miles. For outdoor time, the 17th Bay Beach Access and a Community Garden are each about 0.2 miles out, and East Beach Fountain Square and Park is half a mile down the road.

For different buyers

For military families relocating

Four minutes to JEB Little Creek-Fort Story makes 9545 20th Bay Street #A one of the closest large-footprint addresses to the base you'll find. Naval Station Norfolk is twelve minutes in the other direction, so dual-military households have real flexibility. VA loan eligibility pairs well with a property this size, and the walkable East Ocean View neighborhood means a car isn't always necessary for daily errands or a beach run.

For families upgrading

Nearly 2,900 square feet means four bedrooms can each function as a real room — not a converted closet. Families comparing homes for sale zoned for Lake Taylor High School and homes for sale zoned for Little Creek Elementary School will find that this address puts them in a neighborhood with beach access, walkable dining, and multiple fitness options, all without sacrificing the square footage a growing household actually needs.

More buyer questions

How far is 9545 20th Bay Street from JEB Little Creek-Fort Story?

The base is approximately four minutes by car — one of the shortest commutes you'll find from a property this size in the 23518 area. The direct route via Shore Drive keeps the drive simple regardless of time of day.

How far is 9545 20th Bay Street from Naval Station Norfolk?

Naval Station Norfolk is about twelve minutes southwest, making this address a practical option for sailors stationed there as well. The route via Hampton Boulevard is straightforward and avoids most downtown congestion.

Is 9545 20th Bay Street in a flood zone?

East Ocean View is a coastal neighborhood, so flood zone status is worth reviewing carefully. Check the FloodRisk tile on this page for the current FEMA designation specific to this address.

What is the square footage at 9545 20th Bay Street #A?

The unit measures 2,918 square feet across four bedrooms and two and a half baths — an unusually spacious footprint for this part of Norfolk, built in 2006.

Where can I find other homes for sale in 23518?

The homes for sale in 23518 search page on this site shows every active listing in the zip code with filters for beds, baths, and square footage so you can compare options side by side.

Tom and Dariya Milan at LPT Realty know East Ocean View inside out. Reach out to schedule a walkthrough of 9545 20th Bay Street #A and get straight answers about the neighborhood, the base commute, and VA loan options.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Norfolk$505K – $685K4+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone AE · base flood elevation 7 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 510104

Flood Risk

Looking up FEMA flood zone…

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Ocean View

Ocean View is a waterfront neighborhood in Norfolk, Virginia, known for its access to the Chesapeake Bay and maritime character.

$400K

Median sale · 12 mo

$256

Sold $/sq ft

33d

Days on market

69

For sale now

$61K

HH income

36.5%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Ocean View
Map of Ocean View with neighborhood boundaryNeighborhood

houses for sale in Norfolk

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,801/mo

Principal & interest

$3,087

Property tax

$541

Home insurance

$174

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$400,000$1,116,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

8333 N View BLVD · 0.3 mi · 2,700 sqft$455,000 sold 2026-05
8312 Harbor View Ln · 0.3 mi · 2,700 sqft$580,000 sold 2026-06
8252 N View BLVD · 0.3 mi · 2,700 sqft$400,000 sold 2026-08

Own a home nearby? See what it is worth today — What's your Norfolk home worth?

Sale & Tax History

List Price

$595,000

Price / Sq Ft

$204

Annual Taxes

$6,487

Monthly Tax

$541

HOA

None

Tax Rate (effective)

1.09%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 29, 2026$595,000
Currently listed$595,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

8 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 9545 20th Bay St #A in a good school zone?+
The assigned zones on the listing record are Little Creek Elementary (VaHome School Score 2/10), Azalea Gardens Middle, Lake Taylor (VaHome School Score 1.9/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 9545 20th Bay St #A in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 7 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Does 9545 20th Bay St #A have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 9545 20th Bay St #A built?+
It was built in 2006, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Dawn Lee · Seaside Realty · REIN MLS #10651259

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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9545 20th Bay St #A, Norfolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

9545 20th Bay St #A, Norfolk, Virginia 23518 · MLS #10651259 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.