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NorfolkOCEAN VIEW EAST9545 20th Bay St #A✓ Source: REIN MLS #10651259 · record updated Aug 28, 2026 · synced every 2 min · your inquiry is never resold
9545 20th Bay ST #A, NORFOLK VA 23518 - Main photo
9545 20th Bay ST #A, NORFOLK VA 23518 - Photo 2
9545 20th Bay ST #A, NORFOLK VA 23518 - Photo 3
9545 20th Bay ST #A, NORFOLK VA 23518 - Photo 4
9545 20th Bay ST #A, NORFOLK VA 23518 - Photo 5
$595,000
$204 / sqft · est. $3,801/mo →
4beds
2.1baths
2,918sqft
0days on market

9545 20th Bay St #A, Norfolk, VA 23518

New ListingResidential · built 2006 · OCEAN VIEW EAST

Facts & features

Type

Residential

Year built

2006

Price / sqft

$204

HOA

None

Taxes

$6,487/yr

County

Norfolk VA

MLS #

10651259

Interior

Bedrooms
4
Full baths
2
Half baths
1
Approx. sqft
2,918
Stories
3
Flooring
Bamboo, Carpet, Ceramic
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
11
Other rooms
1st Floor BR, Balcony, PBR with Bath, Pantry, Porch, Utility Room
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Elec Range, Washer Hookup
Equipment
Ceiling Fan, Gar Door Opener, Jetted Tub

Construction & exterior

Style
2 Unit Condo, Tri-Level, Twinhome
Subtype
Attached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool

Utilities & systems

Heating
Heat Pump, Zoned
Cooling
Central Air, Heat Pump, Zoned
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
OCEAN VIEW EAST
Unit / floor
1
Zoning
R-11
Ownership
Condo
Garage
Yes
Parking
Garage Att 2 Car, 1 Space, Off Street
Possession
SETTLEMENT
Disclosures
Disclosure Statement

See more Norfolk condos & townhomes.

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Spacious no-fee condo located just two blocks from the Beach, offering nearly 3,000 sq ft of bright, modern living. This open-concept home features abundant natural light, multiple balconies, a double-sided fireplace, and a versatile sunroom that can serve as a 4th bedroom or office. Closets were installed for a future elevator. The primary suite includes an enormous walk-in closet and a well-designed en-suite bath with large, jetted tub. Recent updates include new bamboo flooring on the 2nd floor, and new composite decking on the 3rd-floor balcony, newer garage door and opener. Prime location near the community center, fishing pier, and kayak launch. Convenient to military bases, restaurants, and all East Beach amenities. Tenant in place until 9/30/26. Enjoy low-maintenance coastal living with no condo fee.

Listing courtesy of Dawn Lee · Seaside Realty · REIN MLS #10651259

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

A spacious 2,918-square-foot, four-bedroom townhome-style residence in Norfolk's 23518 zip code, four minutes from JEB Little Creek-Fort Story and twelve from Naval Station Norfolk — the kind of address that anchors homes for sale in 23518 for military and civilian buyers alike.

Read the full overview ↓

Why this home stands out

Built in 2006 and offering 2,918 square feet across four bedrooms and two-and-a-half baths, 9545 20th Bay Street Unit A delivers a footprint that's genuinely hard to find this close to two major installations. The half-bath on the main level keeps daily traffic flowing, and the bedroom count gives you real flexibility — a dedicated home office, a guest room, and still room for the whole family.

OCEAN VIEW EAST and the Norfolk real estate market

The 23518 zip code sits in the northeastern corner of Norfolk, where the city opens up toward the Chesapeake Bay and the energy of Little Creek Road keeps daily errands quick and painless. This part of Norfolk has a lived-in, established feel — mature trees, wide streets, and neighbors who tend to stay a while. You're far enough from downtown traffic to feel suburban, yet close enough to tap into everything Norfolk has to offer: the waterfront, the restaurants, the arts scene, and the kind of community infrastructure that makes a city genuinely livable. Families comparing Norfolk homes for sale consistently find that the 23518 corridor punches above its weight for space and convenience, with easy access to both the bay and the interstate.

What's nearby

Grocery runs are straightforward — Walmart Supercenter and Food Lion are both within a short drive, and a handful of local spots along Little Creek Road fill in the gaps for quick stops. Outdoor options include First Landing State Park, one of Virginia's most visited, sitting just minutes away with hiking trails, kayak launches, and bay beach access. Coffee, casual dining, and fast-casual options cluster along the nearby commercial corridor. Naval Station Norfolk is about twelve minutes south, and JEB Little Creek-Fort Story is practically in the backyard at four minutes — a detail that shapes the whole neighborhood's rhythm.

For different buyers

For military families relocating

Four minutes to JEB Little Creek-Fort Story makes 9545 20th Bay Street Unit A one of the shortest commutes you'll find in a home this size. At nearly 2,900 square feet, there's genuine room for a family that needs to spread out — and with Naval Station Norfolk twelve minutes away, the address works across assignments. VA loan eligible buyers will find the square footage here unusually competitive for the location.

For families upgrading

If your current place has you stacking people into too few rooms, the four-bedroom, 2,918-square-foot layout here is worth a serious look. Families comparing homes for sale zoned for Lake Taylor High School and homes for sale zoned for Little Creek Elementary School will find this address sits in that zone — with the added bonus of a half-bath on the main level and enough square footage to actually give everyone their own space.

More buyer questions

How far is 9545 20th Bay Street from JEB Little Creek-Fort Story?

The gate is approximately four minutes away by car — one of the closest residential options you'll find for a home of this size near the installation.

How far is 9545 20th Bay Street from Naval Station Norfolk?

Naval Station Norfolk is roughly twelve minutes south, making this address a practical choice for sailors and civilians working at either installation.

Is 9545 20th Bay Street in a flood zone?

Flood zone status for this address is detailed in the FloodRisk tile on this page — check there for the current FEMA designation and what it means for insurance.

What is the square footage and layout of 9545 20th Bay Street Unit A?

The home offers 2,918 square feet with four bedrooms and two-and-a-half bathrooms, built in 2006 — a layout that gives you both bedroom count and breathing room.

Where is the 23518 zip code in Norfolk?

The 23518 zip code covers the northeastern section of Norfolk, bordered by the Little Creek corridor to the north and within easy reach of the Chesapeake Bay shoreline and First Landing State Park.

Tom and Dariya Milan at LPT Realty know this corner of Norfolk well — reach out to get a straight answer on what homes for sale in Norfolk like this one actually mean for your situation.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Norfolk$505K – $685K4+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone AE · base flood elevation 7 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 510104

Flood Risk

Looking up FEMA flood zone…

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Ocean View

Ocean View is a waterfront neighborhood in Norfolk, Virginia, known for its access to the Chesapeake Bay and maritime character.

$411K

Median sale · 12 mo

$256

Sold $/sq ft

26d

Days on market

71

For sale now

$61K

HH income

36.5%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Ocean View
Map of Ocean View with neighborhood boundaryNeighborhood

houses for sale in Norfolk

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,801/mo

Principal & interest

$3,087

Property tax

$541

Home insurance

$174

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$400,000$1,210,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

9536 25th Bay ST · 0.4 mi · 3,000 sqft$1,210,000 sold 2026-05
8333 N View BLVD · 0.3 mi · 2,700 sqft$455,000 sold 2026-05
8312 Harbor View Ln · 0.3 mi · 2,700 sqft$580,000 sold 2026-06

Sale & Tax History

List Price

$595,000

Price / Sq Ft

$204

Annual Taxes

$6,487

Monthly Tax

$541

HOA

None

Tax Rate (effective)

1.09%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 28, 2026$595,000
Currently listed$595,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

0 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 9545 20th Bay St #A in a good school zone?+
The assigned zones on the listing record are Little Creek Elementary (VaHome School Score 2/10), Azalea Gardens Middle, Lake Taylor (VaHome School Score 1.9/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 9545 20th Bay St #A in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 7 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Does 9545 20th Bay St #A have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 9545 20th Bay St #A built?+
It was built in 2006, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Dawn Lee · Seaside Realty · REIN MLS #10651259

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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9545 20th Bay St #A, Norfolk — photo

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Call or text (757) 777-7577

9545 20th Bay St #A, Norfolk, Virginia 23518 · MLS #10651259 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.