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Norfolk › OCEAN VIEW EAST › 9524 19th Bay St✓ Source: REIN MLS #10640101 · record updated Jun 26, 2026 · synced every 5 min · your inquiry is never resold
9524 19th Bay ST, NORFOLK VA 23518 - Main photo
9524 19th Bay ST, NORFOLK VA 23518 - Photo 2
9524 19th Bay ST, NORFOLK VA 23518 - Photo 3
9524 19th Bay ST, NORFOLK VA 23518 - Photo 4
9524 19th Bay ST, NORFOLK VA 23518 - Photo 5
$665,000
$246 / sqft · est. $4,286/mo →
4beds
3baths
2,700sqft
8days on market

9524 19th Bay St, Norfolk, VA 23518

ActiveResidential · built 2017 · OCEAN VIEW EAST

About this home

The listing, in the seller's words

Beach-style coastal retreat in East Beach Norfolk — 4 beds, 3 full baths, approx. 2,700 sq. ft. of thoughtfully designed living space. Bright, open-concept main level great for entertaining, two welcoming front porches, and a generous backyard for outdoor enjoyment. Oversized garage accommodates larger vehicles or converts easily to a spacious home gym. Less than 5 minutes to Little Creek Naval Base and minutes to beaches, parks, dining and waterfront amenities — the perfect blend of coastal charm and modern, flexible living. Solar panels to be paid off at closing! Extremely motivated seller!!

Listing courtesy of Zachary Nance · Serhant · REIN MLS #10640101

VaHome team overview

Our read on this home

At a glance

9524 19th Bay Street is a 2017-built, 4-bedroom, 3-bath single-family home in Norfolk, Virginia, offering 2,700 square feet of modern living just four minutes from JEB Little Creek-Fort Story — a rare combination of space, newness, and unbeatable base access.

Read the full overview ↓

Why this home stands out

Built in 2017, this home skips the renovation guesswork that comes with older Norfolk stock. You get four bedrooms, three full baths, and 2,700 square feet of thoughtfully laid-out space — all under a relatively young roof with modern mechanical systems. The four-minute drive to JEB Little Creek-Fort Story is genuinely hard to beat, and Naval Station Norfolk is only twelve minutes away, making this address a strong fit for dual-military households or anyone who values a short commute to the waterfront.

OCEAN VIEW EAST and the Norfolk real estate market

19th Bay Street sits in the East Ocean View corridor of Norfolk — a section of the city that has seen steady reinvestment over the past decade. The streets here run close to the Chesapeake Bay shoreline, giving the neighborhood a relaxed, coastal personality without the premium price tag of the Ghent or Larchmont zip codes. Neighbors tend to be a mix of long-term Norfolk residents and military families drawn by the proximity to the bases. The area has a genuine neighborhood feel: sidewalks, mature trees on some blocks, and a community that knows each other by name. If you've been searching for a norfolk home for sale that offers modern construction in an established waterfront district, this part of the city delivers on both counts. Norfolk itself is a dynamic mid-sized city with a working waterfront, a growing restaurant and arts scene downtown, and direct access to the broader Hampton Roads metro.

What's nearby

Day-to-day errands are straightforward from 19th Bay Street. Ocean View Avenue puts coffee shops, casual dining, and convenience stops within a short drive. The Ocean View Beach Park is minutes away for morning walks along the Chesapeake Bay. For larger grocery runs, you'll find full-service supermarkets within ten to fifteen minutes. The Granby Street corridor in downtown Norfolk — home to independent restaurants, breweries, and live music venues — is roughly twenty minutes south. Norfolk Premium Outlets and MacArthur Center offer retail options in multiple directions, and getting onto I-64 for regional travel is quick from this part of the city.

For different buyers

For military families relocating

Four minutes to JEB Little Creek-Fort Story is about as close as it gets without living on base. Naval Station Norfolk is twelve minutes in the other direction, which makes this address a genuine solution for dual-military households managing two different commutes. A VA loan is a natural fit here, and the 2017 build year means you're starting with modern systems rather than inheriting deferred maintenance from a decades-old property.

For families upgrading

Four bedrooms and three full baths across 2,700 square feet gives a growing family real room to breathe. The 2017 construction means the layout was designed with modern family life in mind — open sight lines, adequate bath count, and the kind of storage and flow that older homes in this price range often lack. Real estate in norfolk va at this square footage and build year is a combination worth paying attention to.

More buyer questions

How far is 9524 19th Bay Street from JEB Little Creek-Fort Story?

The drive is approximately four minutes under normal traffic conditions, making this one of the closest off-base residential options available in the area.

How far is 9524 19th Bay Street from Naval Station Norfolk?

Naval Station Norfolk is roughly twelve minutes away by car, a commute that works well for sailors and civilians who work on base.

What is the flood zone status for 9524 19th Bay Street?

East Ocean View is a waterfront-adjacent area of Norfolk, so flood zone designation is an important consideration — check the FloodRisk tile on this page for the current FEMA zone assignment for this specific parcel.

Is 9524 19th Bay Street part of an HOA?

HOA status for this property should be confirmed through current listing documents or directly with the listing agent, as community association details can change between ownership cycles.

What is the Ocean View neighborhood like for everyday living?

The East Ocean View area offers a laid-back, coastal feel with proximity to Chesapeake Bay beaches, a mix of long-term residents and military families, and easy access to both base corridors and downtown Norfolk.

Tom and Dariya Milan at LPT Realty know this part of Norfolk well — reach out to get straight answers about 9524 19th Bay Street and what it takes to make it yours.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2017

Price / sqft

$246

HOA

None

Taxes

$7,694/yr

County

Norfolk VA

Waterfront

Yes

MLS #

10640101

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

The flood answer first — quantified, not buried

FEMA flood zone AE · base flood elevation 7 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 510104

Flood Risk

Looking up FEMA flood zone…

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,286/mo

Principal & interest

$3,451

Property tax

$641

Home insurance

$194

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

106% of $625,500

City assessment record · taxes $7,694/yr

Land share of assessed value

26% — $163,000

Improvements $462,500 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$455,000 – $1,210,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

8333 N View BLVD · 0.3 mi · 2,700 sqft$455,000 sold 2026-05
8312 Harbor View Ln · 0.3 mi · 2,700 sqft$580,000 sold 2026-06
4108 Pretty Lake AVE #A · 0.1 mi · 2,600 sqft$855,000 sold 2026-06

Sale & Tax History

List Price

$665,000

Price / Sq Ft

$246

Annual Taxes

$7,694

Monthly Tax

$641

HOA

None

Tax Rate (effective)

1.16%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 18, 2026$665,000—
Currently listed—$665,000—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

6% above assessment

Total Assessed

$625,500

Land

$163,000

Improvement

$462,500

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

8 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 9524 19th Bay St in a good school zone?+
The assigned zones on the listing record are Little Creek Elementary (GreatSchools 4/10), Azalea Gardens Middle, Lake Taylor (GreatSchools 3/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 9524 19th Bay St in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 7 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Is there a gym near 9524 19th Bay St?+
Yes — Fit Body Boot Camp is about 0.2 miles away, per the cached nearby-places record for this address.
Are there parks near 9524 19th Bay St?+
Community Garden is about 0.2 miles away.
Where is the nearest grocery store to 9524 19th Bay St?+
Riffle Farms Market & Co-op is about 0.3 miles away. The closest dining on record is AJ Gator's Sports Bar & Grill (0.2 mi).
Does 9524 19th Bay St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 9524 19th Bay St built?+
It was built in 2017, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Zachary Nance · Serhant · REIN MLS #10640101

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

See it in person — the record only says so much.

Call or text (757) 777-7577

9524 19th Bay St, Norfolk, Virginia 23518 · MLS #10640101 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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