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Norfolk › OCEAN VIEW EAST › 9518 3rd Bay St St #113✓ Source: REIN MLS #10656167 · record updated Oct 2, 2026 · synced every 2 min · your inquiry is never resold
9518 3rd Bay St ST #113, NORFOLK VA 23518 - Main photo
9518 3rd Bay St ST #113, NORFOLK VA 23518 - Photo 2
9518 3rd Bay St ST #113, NORFOLK VA 23518 - Photo 3
9518 3rd Bay St ST #113, NORFOLK VA 23518 - Photo 4
9518 3rd Bay St ST #113, NORFOLK VA 23518 - Photo 5
3beds
3.1baths
2,163sqft
0days on market

9518 3rd Bay St St #113, Norfolk, VA 23518

New ListingResidential · built 2014 · OCEAN VIEW EAST

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Deep Water Access, Dock.

Frontage

Waterfront ✓ VERIFIED

Dock

Dock

Access

Deep-water access

Source: REIN MLS listing record · waterfront features as listed

Facts & features

Type

Residential

Year built

2014

Price / sqft

$220

Condo fee

$317/mo

Taxes

$5,213/yr

County

Norfolk VA

Waterfront

Yes

MLS #

10656167

Condo association includes

Boat SlipDockGated CommunityGround MaintSewerTrash Pickup

$317/mo condo fee · UPA - Bay Oaks Harbor · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
3
Half baths
1
Approx. sqft
2,163
Stories
3
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
3
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor BR, Attic, Balcony, Foyer, PBR with Bath, Pantry, Porch, Utility Room
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener

Construction & exterior

Style
Tri-Level
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Fiber Cement
Pool
No Pool
Waterfront
Deep Water Access,Dock
Deep-water access
Yes

Utilities & systems

Heating
Heat Pump, Zoned
Cooling
Central Air, Zoned
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
OCEAN VIEW EAST
Ownership
Condo
Garage
Yes
Parking
Garage Att 2 Car, Driveway Spc
Possession
SETTLEMENT
Disclosures
Common Interest Community, Disclosure Statement

See more Norfolk waterfront homes.

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Every day is a vacay living on 3rd Bay!Beautiful 3 story waterfront beach house w/deep water access in a gated community. Private community dock with a waterfront sitting/fishing pier, kayak launch and your very own deeded boat slip! This home has been meticulously maintained and offers 3 bedrooms - each with its own private full bathroom—plus an office area w/a half bath in the main level living area. Bright open kitchen w/bar top, dining area, great room with a fireplace, and a beautiful second story deck perfect for quiet morning coffee, bird watching or social events. This home offers a garage with extended parking, ample storage throughout, walk-in closets, a deep under-staircase closet, and a huge laundry room. Stunning Bay Oaks Park and the Chesapeake Bay Beach are right across the street!

Listing courtesy of Jennifer Gracia · Fit Realty · REIN MLS #10656167

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

9518 3rd Bay St #113 is a three-bedroom, three-and-a-half-bath townhome-style condo in Norfolk, built in 2014 with 2,163 square feet. Two major bases are within ten minutes. Pretty Lake Playground is two blocks away. This is a well-sized home in a convenient East Ocean View corridor.

Read the full overview ↓

Why this home stands out

Three full baths plus a half bath across 2,163 square feet sets this 2014-built unit apart from older, smaller condos nearby. The layout gives each bedroom real privacy. Construction from 2014 means modern mechanical systems, energy-efficient windows, and a tighter building envelope than much of the surrounding housing stock. For anyone comparing Norfolk homes for sale, that combination of size, bathrooms, and build year is genuinely hard to find at this zip code.

OCEAN VIEW EAST and the Norfolk real estate market

9518 3rd Bay St sits in the East Ocean View corridor of Norfolk, a stretch of the city where the Chesapeake Bay is never far from view. Streets here run close to the water, and the housing mix leans toward newer attached homes and condos built in the 2000s and 2010s. The neighborhood has a relaxed, coastal feel without being a tourist strip. Bay Oaks Park and Pretty Lake Playground anchor the green space nearby. Tarrallton Park adds another option just over half a mile out. Norfolk itself is one of the most connected cities in Hampton Roads. Interstate 64 puts you on the regional highway network quickly. The light-rail Tide line, downtown Norfolk, and the medical district are all reachable without a long drive. Homes for sale in 23518 sit in one of the city's most strategically located zip codes, close to two bases and the bay.

What's nearby

Day-to-day errands are easy from this address. Jessy's Taqueria and Chanello's Pizza are both about four-tenths of a mile away for quick meals. Karla's Beach House is half a mile out when you want something more casual and coastal. Amoco covers grocery runs at one mile. Coffee is handled by 7-Eleven less than a mile away. Project SixKiller Performance at 0.6 miles and Xtras Fitness + Wellness at 0.9 miles give you two solid gym options. Pretty Lake Playground is a two-minute walk at 0.2 miles.

For different buyers

Base commute and VA loan notes

JEB Little Creek-Fort Story is about six minutes by car. Naval Station Norfolk is roughly ten minutes out. The VA loan program is widely used in this zip code, and the 2014 build year means the home will clear a VA appraisal without the deferred-maintenance flags that older stock sometimes triggers. Both bases are reachable without getting on the interstate.

For first-time buyers

A 2014-built condo with three bedrooms and three and a half baths gives you more space than most first purchases in this price band. The layout separates living and sleeping areas cleanly. Anyone browsing homes for sale in Norfolk will notice that three full baths at this square footage is unusual for attached homes. The proximity to parks, restaurants, and two bases keeps the location practical for the long term.

More buyer questions

How far is 9518 3rd Bay St #113 from JEB Little Creek-Fort Story?

The drive is about six minutes under normal traffic conditions. The base gate is a straightforward shot with no highway required.

How far is this address from Naval Station Norfolk?

Naval Station Norfolk is roughly ten minutes by car. The route runs south through Norfolk without a complicated interchange.

Is 9518 3rd Bay St #113 in a flood zone?

East Ocean View sits near the Chesapeake Bay, so flood zone status is worth checking carefully. See the FloodRisk tile on this page for the current FEMA designation.

What zoning boundaries apply to homes for sale zoned for Little Creek Elementary School and homes for sale zoned for Lake Taylor High School?

This address falls within Norfolk Public Schools. The Schools tile on this page lists the current zoned assignments for each grade level.

Does 9518 3rd Bay St #113 have an HOA?

Yes, the property is part of a condo association. Your agent can pull the current HOA documents and disclosure packet for full details.

Want to see 9518 3rd Bay St #113 in person? Tom and Dariya Milan at LPT Realty can schedule a walkthrough and answer questions about the East Ocean View area.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Norfolk$400K – $550K3+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone AE · base flood elevation 7 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 510104

Flood Risk

Looking up FEMA flood zone…

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Explore this neighborhood

Ocean View

Ocean View is a neighborhood on the water in Norfolk, Virginia. It is known for its access to the Chesapeake Bay and its maritime feel. Homes range from modest single-family houses to cottages on the water.

$376K

Median sale · 12 mo

$256

Sold $/sq ft

31d

Days on market

72

For sale now

$61K

HH income

36.5%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Ocean View →
Map of Ocean View with neighborhood boundaryNeighborhood

Norfolk real estate →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,038/mo

Principal & interest

$2,465

Property tax

$434

Home insurance

$139

PMI

None

HOA/Condo (paid separately)

$317

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$386,000 – $659,900

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

2317 Pretty Lake AVE · 0 mi · 2,174 sqft$615,000 sold 2026-06
9635 18th Bay ST · 1 mi · 2,170 sqft$565,000 sold 2026-06
9611 14th Bay ST #A · 0.7 mi · 2,397 sqft$659,900 sold 2026-09

Own a home nearby? See what it is worth today — What's your Norfolk home worth?

Sale & Tax History

List Price

$475,000

Price / Sq Ft

$220

Annual Taxes

$5,213

Monthly Tax

$434

Condo fee

$317 / mo

Tax Rate (effective)

1.10%

Sale Timeline (this listing)

EventDatePriceDetail
ListedOct 2, 2026$475,000—
Currently listed—$475,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

0 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 9518 3rd Bay St St #113 in a good school zone?+
The assigned zones on the listing record are Little Creek Elementary (VaHome School Score 2/10), Azalea Gardens Middle, Lake Taylor (VaHome School Score 1.9/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 9518 3rd Bay St St #113 in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 7 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Is 9518 3rd Bay St St #113 a waterfront property?+
Yes. The listing record shows: Deep Water Access,Dock.
Does 9518 3rd Bay St St #113 have a condo association?+
Yes — condo association fees are on record for this unit (the current amount is shown in the facts section on this page). The association of record is UPA - Bay Oaks Harbor. Association amenities on record include: Boat Slip, Dock, Gated Community, Ground Maint, Sewer, Trash Pickup.
When was 9518 3rd Bay St St #113 built?+
It was built in 2014, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jennifer Gracia · Fit Realty · REIN MLS #10656167

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

9518 3rd Bay St St #113, Norfolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

9518 3rd Bay St St #113, Norfolk, Virginia 23518 · MLS #10656167 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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