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Norfolk › BAY OAKS PLACE › 9518 3rd Bay St #112✓ Source: REIN MLS #10626005 · record updated Jun 30, 2026 · synced every 2 min · your inquiry is never resold
9518 3rd Bay ST #112, NORFOLK VA 23518 - Main photo
$469,900
$223 / sqft · est. $3,344/mo →
3beds
3.1baths
2,111sqft
102days on market

9518 3rd Bay St #112, Norfolk, VA 23518

Off MarketResidential · built 2011 · BAY OAKS PLACE

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Bulkhead, Deep Water, Deep Water Access, Dock, Navigable.

Frontage

Waterfront ✓ VERIFIED

Dock

Dock

Shoreline

Bulkheaded

Access

Deep-water access

Source: REIN MLS listing record · waterfront features as listed

About this home

The listing, in the seller's words

This spacious 3-bedroom, 3.5-bath Contemporary home offers 2,111 sq ft of thoughtfully designed living space with deep water access and a dedicated boat slip. Step inside to find numerous upgrades, including a newer roof, new HVAC, and new water heater for peace of mind. The kitchen has been transformed with newer cabinets, new granite countertops, and new stainless steel appliances, including a dishwasher, range, microwave, and disposal. The bathrooms have been completely updated with fresh tile and new granite countertops, adding a touch of luxury. Newer windows and doors invite natural light, while fresh paint and new flooring, including plush carpet, create a bright and inviting atmosphere throughout. Move-in ready and ideal for waterfront living—Schedule your tour today!

Listing courtesy of Kris Weaver · Atlantic Sothebys Int'l Realty · REIN MLS #10626005

VaHome team overview

Our read on this home

At a glance

Meet 9518 3rd Bay Street #112 — a 2,111-square-foot, three-bedroom, three-and-a-half-bath townhome-style condo in Bay Oaks Place, built in 2011, with two military bases within ten minutes and a pocket park practically at your front door.

Read the full overview ↓

Why this home stands out

What sets this address apart is the combination of space and location that's genuinely hard to find in this corner of Norfolk. At 2,111 square feet with three full baths plus a half bath, there's room to spread out in a way most condos don't allow. Add a 2011 build year — meaning modern construction standards, not a decades-old renovation — and proximity to both JEB Little Creek-Fort Story and Naval Station Norfolk, and this address checks a lot of boxes at once.

BAY OAKS PLACE and the Norfolk real estate market

Bay Oaks Place sits in the Ocean View corridor of Norfolk, a part of the city that has quietly become one of its most livable pockets. The neighborhood itself is a small, well-kept community with a residential feel that punches above its size — tree-lined streets, nearby green space, and easy access to the waterfront character that defines this stretch of the city. If you're browsing homes for sale norfolk va, this area rewards a closer look. Norfolk as a whole offers the density and amenities of a major mid-Atlantic city while retaining distinct neighborhood identities, and Ocean View is one of the more relaxed and community-oriented of those identities. Bay Oaks Place benefits from that atmosphere without being isolated from everything else — downtown Norfolk, the Chesapeake Bay shoreline, and the broader Hampton Roads metro are all within a reasonable drive.

What's nearby

Pretty Lake Playground is just 0.1 miles away, making it an easy walk for an afternoon outside. Bay Oaks Park sits 0.2 miles out, and Tarrallton Park adds another green option at 0.5 miles. For food and drink, The Bold Mariner Brewing Company is 0.6 miles away — a local favorite for craft beer and a casual meal. Jessy's Taqueria is at the same distance if you're in the mood for tacos. A 7-Eleven covers quick convenience needs at 0.6 miles. Project SixKiller Performance, a dedicated training gym, is 0.9 miles out for anyone serious about fitness.

For different buyers

For military families relocating

Six minutes to JEB Little Creek-Fort Story and ten to Naval Station Norfolk — that's the kind of commute that makes a real difference in daily life. A VA loan can make this address even more accessible, and BAH rates in the Norfolk area are strong enough to make a three-bedroom, three-and-a-half-bath property like this one a practical fit for many service members and their families.

For families upgrading

Three bedrooms, three full baths, a half bath, and 2,111 square feet give a growing family genuine room to breathe. The 2011 construction means you're starting with solid bones and modern systems rather than inheriting someone else's deferred maintenance. Toss in three parks within half a mile and you've got an address that works hard for families at every age and stage.

More buyer questions

How far is 9518 3rd Bay Street #112 from JEB Little Creek-Fort Story?

The drive to JEB Little Creek-Fort Story is approximately 6 minutes, making this one of the closer residential options to that installation in Norfolk. That short commute is a consistent draw for active-duty personnel stationed there.

How far is 9518 3rd Bay Street #112 from Naval Station Norfolk?

Naval Station Norfolk is roughly 10 minutes away by car. The address puts you within easy reach of both major installations in the area, which is relatively uncommon.

What is the Bay Oaks Place neighborhood like?

Bay Oaks Place is a small, well-maintained community in Norfolk's Ocean View corridor, known for its residential character, nearby parks, and proximity to the Chesapeake Bay waterfront. It has a quieter, neighborhood feel while remaining connected to the broader city.

Is 9518 3rd Bay Street #112 part of an HOA?

Yes, Bay Oaks Place is governed by a homeowners association. HOA membership is standard for the community, covering shared maintenance and common areas.

What is the flood zone status for 9518 3rd Bay Street #112?

Flood zone designation for this address is available through FEMA's official flood map service and is displayed in the FloodRisk tile on this page. Given the Ocean View location, it's worth reviewing that information as part of your due diligence.

Curious whether 9518 3rd Bay Street #112 fits your plans? Tom and Dariya Milan at LPT Realty know this neighborhood well — reach out and let's talk through the details.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2011

Price / sqft

$223

Condo fee

$317/mo

Taxes

$5,422/yr

County

Norfolk VA

Waterfront

Yes

MLS #

10626005

Condo association includes

Boat Slip

$317/mo condo fee · BAY OAKS HARBOR CONDO ASSOCIATION · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
3
Half baths
1
Approx. sqft
2,111
Stories
3
Flooring
Carpet, Ceramic, Vinyl, Wood
Total rooms
7
Other rooms
1st Floor BR, Attic, Breakfast Area, Foyer, PBR with Bath, Pantry, Porch, Utility Closet
Interior features
Fireplace Gas-natural, Primary Sink-Double, Pull Down Attic Stairs, Walk-In Closet, Window Treatments
Appliances
Dishwasher, Disposal, Refrigerator
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener, Jetted Tub, Security Sys

Construction & exterior

Style
Contemp,Transitional,Tri-Level
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Waterfront
Bulkhead,Deep Water,Deep Water Access,Dock,Navigable
Deep-water access
Yes

Utilities & systems

Heating
Heat Pump
Cooling
Heat Pump
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.0816
Approx. acres
0.08
Subdivision
BAY OAKS PLACE
Unit / floor
112
Zoning
R-12
Ownership
Condo
Garage
Yes
Parking
Garage Att 1 Car, 2 Space, Driveway Spc, Street
Possession
SETTLEMENT
Disclosures
Common Interest Community, Disclosure Statement, Owner Agent, Resale Certif Req

See more Norfolk waterfront homes.

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone AE · base flood elevation 7 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 510104

Flood Risk

Looking up FEMA flood zone…

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Ocean View

Ocean View is a waterfront neighborhood in Norfolk, Virginia, known for its access to the Chesapeake Bay and maritime character.

$395K

Median sale · 12 mo

$260

Sold $/sq ft

26d

Days on market

66

For sale now

$61K

HH income

36.5%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Ocean View →
Map of Ocean View with neighborhood boundaryNeighborhood

Norfolk real estate →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,027/mo

Principal & interest

$2,438

Property tax

$452

Home insurance

$137

PMI

None

HOA/Condo (paid separately)

$317

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$355,000 – $720,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

3811 Pretty Lake AVE · 1 mi · 2,160 sqft$720,000 sold 2026-04
2201 Halprin CT · 0.3 mi · 1,700 sqft$365,000 sold 2026-02
9570 21st Bay ST · 1.2 mi · 2,050 sqft$625,000 sold 2026-03

Sale & Tax History

List Price

$469,900

Price / Sq Ft

$223

Annual Taxes

$5,422

Monthly Tax

$452

Condo fee

$317 / mo

Tax Rate (effective)

1.15%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMar 20, 2026$469,900—
Price reducedMay 28, 2026$469,900−$15,100
Currently listed—$469,900—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 9518 3rd Bay St #112 in a good school zone?+
The assigned zones on the listing record are Little Creek Elementary (GreatSchools 4/10), Azalea Gardens Middle, Lake Taylor (GreatSchools 3/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 9518 3rd Bay St #112 in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 7 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Is there a gym near 9518 3rd Bay St #112?+
Yes — Project SixKiller Performance is about 0.9 miles away, per the cached nearby-places record for this address.
Are there parks near 9518 3rd Bay St #112?+
Pretty Lake Playground is about 0.1 miles away.
Is 9518 3rd Bay St #112 a waterfront property?+
Yes. The listing record shows: Bulkhead,Deep Water,Deep Water Access,Dock,Navigable.
Does 9518 3rd Bay St #112 have a condo association?+
Yes — condo association fees are on record for this unit (the current amount is shown in the facts section on this page). The association of record is BAY OAKS HARBOR CONDO ASSOCIATION. Association amenities on record include: Boat Slip.
When was 9518 3rd Bay St #112 built?+
It was built in 2011, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Kris Weaver · Atlantic Sothebys Int'l Realty · REIN MLS #10626005

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

See it in person — the record only says so much.

Call or text (757) 777-7577

9518 3rd Bay St #112, Norfolk, Virginia 23518 · MLS #10626005 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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