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Norfolk › OCEAN VIEW EAST › 9517 11th Bay St✓ Source: REIN MLS #10643415 · record updated Aug 13, 2026 · synced every 2 min · your inquiry is never resold
9517 11th Bay ST, NORFOLK VA 23518 - Main photo
9517 11th Bay ST, NORFOLK VA 23518 - Photo 2
9517 11th Bay ST, NORFOLK VA 23518 - Photo 3
9517 11th Bay ST, NORFOLK VA 23518 - Photo 4
9517 11th Bay ST, NORFOLK VA 23518 - Photo 5
4beds
3baths
2,718sqft
16days on market

9517 11th Bay St, Norfolk, VA 23518

Under ContractResidential · built 2016 · OCEAN VIEW EAST

Facts & features

Type

Residential

Year built

2016

Price / sqft

$239

HOA

None

Taxes

$7,600/yr

County

Norfolk VA

MLS #

10643415

Interior

Bedrooms
4
Full baths
3
Approx. sqft
2,718
Stories
3
Flooring
Carpet, Ceramic, Laminate/LVP
Total rooms
7
Other rooms
Foyer, PBR with Bath, Office/Study, Pantry, Porch, Screened Porch
Appliances
Dishwasher, Disposal, Dryer Hookup, Elec Range, Refrigerator, Washer Hookup
Accessibility
Level Flooring

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Fencing
Back Fenced,Full,Wood Fence

Utilities & systems

Heating
Forced Hot Air, Heat Pump, Nat Gas, Zoned
Cooling
Central Air, Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.1700
Subdivision
OCEAN VIEW EAST
Zoning
R-11
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 3+ Car, Driveway Spc
Possession
SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Just one block from the bay and a short stroll to the beach, this Norfolk gem offers the best of relaxed coastal living. Inside, enjoy brand-new flooring and a beautifully updated kitchen designed for effortless entertaining. Step out onto the spacious front deck and take in peaceful bay views—perfect for morning coffee, evening gatherings, or watching the sun set over the water. This home blends location, comfort, and lifestyle in one unforgettable package. VA assumable loan. Current balance is $339,254 with an interest rate of 2.25% with 25 years left on the loan.

Listing courtesy of Genna Vannoy · Triumph Realty · REIN MLS #10643415

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

This 2016 four-bedroom, three-bath home sits on a quiet block just five minutes from JEB Little Creek-Fort Story. You'll find 2,718 square feet of living space with a modern layout. Norfolk homes for sale in this location combine convenience and neighborhood appeal.

Read the full overview ↓

Why this home stands out

Built in 2016, this residence offers contemporary construction and efficient systems. The four-bedroom, three-bath floor plan gives you flexibility for a home office, guest room, or hobby space. You're walking distance to two neighborhood parks and minutes from dining and fitness options. The location balances suburban calm with quick access to major employers and bases.

OCEAN VIEW EAST and the Norfolk real estate market

This Norfolk address sits in a residential pocket where tree-lined streets and newer homes create a stable, friendly feel. The neighborhood has a mix of single-family homes and is close enough to amenities that daily errands don't require a long drive. Norfolk itself is a vibrant waterfront city with a rich naval heritage and growing downtown scene. Getting around is straightforward: major routes connect you to Naval Station Norfolk in about eleven minutes and to JEB Little Creek-Fort Story in just five. Shopping, dining, and recreation are scattered throughout the area. If you are comparing homes for sale in 23518, note that this zip code offers both residential quiet and urban access. Anyone comparing homes for sale zoned for Lake Taylor High School and homes for sale zoned for Little Creek Elementary School will find this address well-positioned for both.

What's nearby

You're steps away from Pretty Lake Playground and Bay Oaks Park—both ideal for outdoor time. Jessy's Taqueria and Chanello's Pizza are each under half a mile away for quick meals. Karla's Beach House is a short drive for casual dining. Project SixKiller Performance and Xtras Fitness + Wellness offer gym options within a mile. Amoco provides grocery shopping, and a 7-Eleven is nearby for coffee and quick stops. Tarrallton Park rounds out the recreation choices.

For different buyers

Base commute and VA loan notes

Five minutes to JEB Little Creek-Fort Story and eleven minutes to Naval Station Norfolk make this home a strong fit for base commuters. VA loan financing is widely available in this market. The 2016 construction and modern systems mean minimal immediate repairs—you can focus on settling in quickly.

Room to grow

Four bedrooms give you room for a master suite, guest bedroom, home office, and additional space. Three full baths reduce morning conflicts. The 2,718 square feet and modern 2016 layout support flexible living arrangements. Two nearby parks offer outdoor space for recreation and activity.

More buyer questions

How far is 9517 11th Bay Street from JEB Little Creek-Fort Story?

About five minutes by car. It's one of the closest residential areas to the base.

What is the commute to Naval Station Norfolk from this address?

Roughly eleven minutes, depending on traffic and your specific destination within the base.

Are there parks nearby for outdoor recreation?

Yes. Pretty Lake Playground is two-tenths of a mile away, and Bay Oaks Park is three-tenths of a mile. Tarrallton Park is also within walking distance.

What dining options are close by?

Jessy's Taqueria and Chanello's Pizza are each under half a mile away. Karla's Beach House is about half a mile for casual dining.

Can I use VA loan financing for a home in this area?

Yes. VA loan financing is common and widely supported by lenders for properties in Norfolk and this zip code.

Ready to explore this Norfolk home? Reach out to Tom and Dariya Milan at LPT Realty to schedule a tour and learn more.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Norfolk$550K – $750K4+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510104

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 510104

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

9.9 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Ocean View

Ocean View is a neighborhood on the water in Norfolk, Virginia. It is known for its access to the Chesapeake Bay and its maritime feel. Homes range from modest single-family houses to cottages on the water.

$375K

Median sale · 12 mo

$256

Sold $/sq ft

30d

Days on market

53

For sale now

$61K

HH income

36.5%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Ocean View →
Map of Ocean View with neighborhood boundaryNeighborhood

Norfolk real estate →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,196/mo

Principal & interest

$3,373

Property tax

$633

Home insurance

$190

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

105% of $617,900

City assessment record · taxes $7,600/yr

Land share of assessed value

26% — $163,000

Improvements $454,900 · assessor record ✓

Price context — similar nearby homes

$410,000 – $570,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

2539 Console AVE · 1.2 mi · 2,728 sqft$570,000 sold 2026-04
2424 Blueberry RD · 1.4 mi · 2,523 sqft$465,000 sold 2026-08
2153 Hollybriar PT · 1.8 mi · 2,677 sqft$460,000 sold 2026-09

Own a home nearby? See what it is worth today — What's your Norfolk home worth?

Sale & Tax History

List Price

$650,000

Price / Sq Ft

$239

Annual Taxes

$7,600

Monthly Tax

$633

HOA

None

Tax Rate (effective)

1.17%

Sale Timeline (this listing)

EventDatePriceDetail
Price reducedJul 20, 2026$650,000−$40,000
ListedJul 28, 2026$650,000—
Currently listed—$650,000—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

5% above assessment

Total Assessed

$617,900

Land

$163,000

Improvement

$454,900

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 9517 11th Bay St in a good school zone?+
The assigned zones on the listing record are Little Creek Elementary (VaHome School Score 2/10), Azalea Gardens Middle, Lake Taylor (VaHome School Score 1.9/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 9517 11th Bay St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 9517 11th Bay St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 9517 11th Bay St built?+
It was built in 2016, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Genna Vannoy · Triumph Realty · REIN MLS #10643415

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

9517 11th Bay St, Norfolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

9517 11th Bay St, Norfolk, Virginia 23518 · MLS #10643415 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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