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NorfolkOCEAN VIEW EAST9517 11th Bay St✓ Source: REIN MLS #10643415 · record updated Jul 18, 2026 · synced every 2 min · your inquiry is never resold
9517 11th Bay ST, NORFOLK VA 23518 - Main photo
9517 11th Bay ST, NORFOLK VA 23518 - Photo 2
9517 11th Bay ST, NORFOLK VA 23518 - Photo 3
9517 11th Bay ST, NORFOLK VA 23518 - Photo 4
9517 11th Bay ST, NORFOLK VA 23518 - Photo 5
$690,000
$254 / sqft · est. $4,415/mo →
4beds
3baths
2,718sqft
8days on market

9517 11th Bay St, Norfolk, VA 23518

ActiveResidential · built 2016 · OCEAN VIEW EAST

About this home

The listing, in the seller's words

Just one block from the bay and a short stroll to the beach, this Norfolk gem offers the best of relaxed coastal living. Inside, enjoy brand-new flooring and a beautifully updated kitchen designed for effortless entertaining. Step out onto the spacious front deck and take in peaceful bay views—perfect for morning coffee, evening gatherings, or watching the sun set over the water. This home blends location, comfort, and lifestyle in one unforgettable package. VA assumable loan. Current balance is $339,254 with an interest rate of 2.25% with 25 years left on the loan.

Listing courtesy of Genna Vannoy · Triumph Realty · REIN MLS #10643415

VaHome team overview

Our read on this home

At a glance

9517 11th Bay Street is a 2016-built, four-bedroom, three-bath home spanning 2,718 square feet in Norfolk, Virginia — just five minutes from JEB Little Creek-Fort Story and eleven minutes from Naval Station Norfolk, making it one of the most base-accessible addresses in the area.

Read the full overview ↓

Why this home stands out

Built in 2016, this home skips the quirks of older Norfolk stock and delivers modern construction — tighter energy envelopes, updated electrical and plumbing, and the kind of layout that actually matches how families live today. At 2,718 square feet across four bedrooms and three full baths, there's genuine breathing room here, with space for a home office, overnight guests, or a growing household without anyone feeling squeezed.

OCEAN VIEW EAST and the Norfolk real estate market

The 23518 zip code sits in the northeastern corner of Norfolk, a part of the city where the Chesapeake Bay isn't just a backdrop — it shapes the whole rhythm of the neighborhood. Streets here run close to the water, and the community has a quieter, more residential feel than the busier corridors further south. Neighbors tend to put down roots, and the mix of military families and longtime civilians gives the area a grounded, welcoming character. Norfolk itself is one of the most strategically located cities on the East Coast, anchored by one of the world's largest naval installations and surrounded by water on nearly every side. Daily life in this part of the city means quick access to the bay, easy hops onto Shore Drive, and a short drive to the broader Hampton Roads metro. If you're searching for Norfolk real estate that balances modern construction with genuine proximity to the water and the bases, 9517 11th Bay Street lands in a genuinely strong position.

What's nearby

Shore Drive is your main corridor, putting grocery stores, pharmacies, and everyday retail within a few minutes of the front door. The Chesapeake Bay waterfront at East Beach and the surrounding parks are close enough for a weekday walk. Ocean View Avenue runs parallel and opens up a string of casual waterfront restaurants and local spots worth knowing. For bigger shopping runs, you're a short drive from the retail concentration along Little Creek Road. Virginia Beach's Oceanfront is roughly 20 minutes east, and downtown Norfolk is about 15 minutes southwest — so you're genuinely central to everything Hampton Roads offers.

For different buyers

For military families relocating

Five minutes to JEB Little Creek-Fort Story and eleven minutes to Naval Station Norfolk — that's the kind of commute that makes a real difference in a military household. A VA loan is a natural fit here, and at 2,718 square feet with four bedrooms and three full baths, the layout handles deployments, homecomings, and everything in between without missing a beat. Modern 2016 construction means fewer surprises between PCS cycles.

For families upgrading

If you've outgrown your current space, 2,718 square feet across four bedrooms and three full baths gives everyone room to spread out — including a dedicated space for guests or a home office. The 2016 build year means you're inheriting a home that was designed with contemporary family life in mind, not retrofitted to fit it. Add in the neighborhood's calm, residential character and you have a setup that's easy to settle into for the long term.

More buyer questions

How far is 9517 11th Bay Street from JEB Little Creek-Fort Story?

The drive is approximately five minutes under normal traffic conditions, making this one of the closest residential options to the base in Norfolk. Gate access via Shore Drive keeps the commute straightforward.

How far is 9517 11th Bay Street from Naval Station Norfolk?

Naval Station Norfolk is roughly eleven minutes away by car, a commute that stays manageable even during peak morning hours. The route via Hampton Boulevard or Granby Street gives you a couple of options depending on traffic.

What is the flood risk situation for this address?

Given the proximity to the Chesapeake Bay and the general character of the 23518 zip code, flood zone status is worth reviewing carefully — see the FloodRisk tile on this page for the specific FEMA designation for 9517 11th Bay Street.

Is there an HOA for this property?

HOA status for 9517 11th Bay Street should be confirmed through current public records or disclosure documents, as community association structures in this part of Norfolk vary by subdivision and can change over time.

What are the nearest waterfront and outdoor recreation options?

The Chesapeake Bay shoreline, East Beach, and Ocean View's waterfront parks are all within a few minutes of the address. Shore Drive connects you quickly to walking paths, boat ramps, and casual waterfront dining along the bay.

Tom and Dariya Milan at LPT Realty know this corner of Norfolk well — reach out to get your questions answered and take a closer look at 9517 11th Bay Street.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2016

Price / sqft

$254

HOA

None

Taxes

$7,600/yr

County

Norfolk VA

Waterfront

Yes

MLS #

10643415

Interior

Bedrooms
4
Full baths
3
Approx. sqft
2,718
Stories
3
Flooring
Carpet, Ceramic, Laminate/LVP
Total rooms
7
Other rooms
Foyer, PBR with Bath, Office/Study, Pantry, Porch, Screened Porch
Appliances
Dishwasher, Disposal, Dryer Hookup, Elec Range, Refrigerator, Washer Hookup
Accessibility
Level Flooring

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Fencing
Back Fenced,Full,Wood Fence
Waterfront
Not Waterfront

Utilities & systems

Heating
Forced Hot Air, Heat Pump, Nat Gas, Zoned
Cooling
Central Air, Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.1700
Subdivision
OCEAN VIEW EAST
Zoning
R-11
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 3+ Car, Driveway Spc
Possession
SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510104

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Ocean View

Ocean View is a waterfront neighborhood in Norfolk, Virginia, known for its access to the Chesapeake Bay and maritime character.

$385K

Median sale · 12 mo

$255

Sold $/sq ft

26d

Days on market

79

For sale now

$61K

HH income

36.5%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Ocean View
Map of Ocean View with neighborhood boundaryNeighborhood

Norfolk real estate

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,415/mo

Principal & interest

$3,580

Property tax

$633

Home insurance

$201

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

112% of $617,900

City assessment record · taxes $7,600/yr

Land share of assessed value

26% — $163,000

Improvements $454,900 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$360,000$570,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

2539 Console AVE · 1.2 mi · 2,728 sqft$570,000 sold 2026-04
3516 Heutte DR · 1 mi · 2,496 sqft$539,500 sold 2026-06
4246 Heutte DR · 1.4 mi · 2,594 sqft$440,000 sold 2026-04

Sale & Tax History

List Price

$690,000

Price / Sq Ft

$254

Annual Taxes

$7,600

Monthly Tax

$633

HOA

None

Tax Rate (effective)

1.10%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 10, 2026$690,000
Currently listed$690,000

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

12% above assessment

Total Assessed

$617,900

Land

$163,000

Improvement

$454,900

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

8 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 9517 11th Bay St in a good school zone?+
The assigned zones on the listing record are Little Creek Elementary (GreatSchools 4/10), Azalea Gardens Middle, Lake Taylor (GreatSchools 3/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 9517 11th Bay St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 9517 11th Bay St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 9517 11th Bay St built?+
It was built in 2016, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Genna Vannoy · Triumph Realty · REIN MLS #10643415

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

9517 11th Bay St, Norfolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

9517 11th Bay St, Norfolk, Virginia 23518 · MLS #10643415 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.