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NorfolkOCEAN VIEW EAST9517 11th Bay St✓ Source: REIN MLS #10643415 · record updated Aug 13, 2026 · synced every 2 min · your inquiry is never resold
9517 11th Bay ST, NORFOLK VA 23518 - Main photo
9517 11th Bay ST, NORFOLK VA 23518 - Photo 2
9517 11th Bay ST, NORFOLK VA 23518 - Photo 3
9517 11th Bay ST, NORFOLK VA 23518 - Photo 4
9517 11th Bay ST, NORFOLK VA 23518 - Photo 5
4beds
3baths
2,718sqft
16days on market

9517 11th Bay St, Norfolk, VA 23518

Under ContractResidential · built 2016 · OCEAN VIEW EAST

Facts & features

Type

Residential

Year built

2016

Price / sqft

$239

HOA

None

Taxes

$7,600/yr

County

Norfolk VA

MLS #

10643415

Interior

Bedrooms
4
Full baths
3
Approx. sqft
2,718
Stories
3
Flooring
Carpet, Ceramic, Laminate/LVP
Total rooms
7
Other rooms
Foyer, PBR with Bath, Office/Study, Pantry, Porch, Screened Porch
Appliances
Dishwasher, Disposal, Dryer Hookup, Elec Range, Refrigerator, Washer Hookup
Accessibility
Level Flooring

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Fencing
Back Fenced,Full,Wood Fence

Utilities & systems

Heating
Forced Hot Air, Heat Pump, Nat Gas, Zoned
Cooling
Central Air, Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.1700
Subdivision
OCEAN VIEW EAST
Zoning
R-11
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 3+ Car, Driveway Spc
Possession
SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Just one block from the bay and a short stroll to the beach, this Norfolk gem offers the best of relaxed coastal living. Inside, enjoy brand-new flooring and a beautifully updated kitchen designed for effortless entertaining. Step out onto the spacious front deck and take in peaceful bay views—perfect for morning coffee, evening gatherings, or watching the sun set over the water. This home blends location, comfort, and lifestyle in one unforgettable package. VA assumable loan. Current balance is $339,254 with an interest rate of 2.25% with 25 years left on the loan.

Listing courtesy of Genna Vannoy · Triumph Realty · REIN MLS #10643415

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Meet 9517 11th Bay Street — a 2016-built, four-bedroom, three-bath home stretching 2,718 square feet in Norfolk's East Little Creek corridor, five minutes from JEB Little Creek-Fort Story and eleven from Naval Station Norfolk. Big, modern, and genuinely close to everything that matters.

Read the full overview ↓

Why this home stands out

Built in 2016, this home skips the renovation math that follows older Norfolk properties. You get contemporary construction — tighter envelope, modern mechanicals, and a floor plan sized for real life at 2,718 square feet across four bedrooms and three full baths. That combination of recent build year and above-average square footage is harder to find in this zip code than most buyers expect when they start browsing Norfolk homes for sale.

OCEAN VIEW EAST and the Norfolk real estate market

The 23518 zip code sits in Norfolk's northeastern corner, where the city softens into a quieter, more residential pace without losing any of the access that makes Norfolk worth choosing. Streets here are lined with a mix of established homes and newer construction, and the proximity to the bay gives the whole area a slightly unhurried feel — especially once you get a block or two off the main corridors. Neighbors tend to stay a while, which shows in the well-kept yards and the steady foot traffic to the parks along the water. Norfolk itself is one of the most logistically well-placed cities on the East Coast: you're inside the Hampton Roads metro, minutes from two major installations, and connected by interstate to Virginia Beach, Chesapeake, and the Peninsula. For families comparing homes for sale in Norfolk, the 23518 pocket specifically offers that rare combination — newer stock, park access, and a commute to base that doesn't require an alarm set an hour early.

What's nearby

Day-to-day errands are easy from 11th Bay Street. Pretty Lake Playground is two-tenths of a mile away, and Bay Oaks Park is just three-tenths — both walkable for an afternoon with kids. Tarrallton Park adds another green space option six-tenths of a mile out. When dinner is someone else's problem, Jessy's Taqueria and Chanello's Pizza are both four-tenths of a mile away, and Karla's Beach House is just half a mile. Amoco covers grocery runs at one mile. For fitness, Project SixKiller Performance is six-tenths of a mile out, with Xtras Fitness + Wellness a bit under a mile. A 7-Eleven is under a mile for a quick coffee run.

For different buyers

For military families relocating

JEB Little Creek-Fort Story is a five-minute drive from the front door — one of the shortest base commutes you'll find among homes for sale in 23518. Naval Station Norfolk adds an eleven-minute backup option. The VA loan pairs well with a 2016 build: no seller concessions for aging systems, no inspection surprises about the roof or HVAC. You move in and you're done.

For families upgrading

Four bedrooms and three full baths across 2,718 square feet means everyone gets space that actually functions — a dedicated guest room, a home office, or a playroom without borrowing from the living area. The 2016 build date means the bones are solid and the finishes aren't already due for replacement. Families comparing homes for sale zoned for Lake Taylor High School and homes for sale zoned for Little Creek Elementary School will find this address sits in that attendance zone.

More buyer questions

How far is 9517 11th Bay Street from JEB Little Creek-Fort Story?

The gate at JEB Little Creek-Fort Story is roughly five minutes away by car — one of the closest off-base addresses you'll find in Norfolk. That short commute window makes a meaningful difference on early-morning muster days.

How far is 9517 11th Bay Street from Naval Station Norfolk?

Naval Station Norfolk is approximately eleven minutes from this address under normal traffic conditions. The route runs mostly through surface streets and avoids the worst of Hampton Roads' interstate congestion.

What year was 9517 11th Bay Street built?

The home was built in 2016, making it a relatively recent construction compared to much of the surrounding Norfolk housing stock. That translates to modern building codes, updated mechanical systems, and a roof and HVAC that are still well within their expected service windows.

Is 9517 11th Bay Street in a flood zone?

Flood zone designation for this address is detailed in the FloodRisk tile on this page, which pulls current FEMA map data. It's worth reviewing before making any decisions, given the property's proximity to the bay corridor.

Are there parks near 9517 11th Bay Street?

Yes — Pretty Lake Playground is just two-tenths of a mile away and Bay Oaks Park is three-tenths, both within easy walking distance. Tarrallton Park adds a third option at six-tenths of a mile.

Tom and Dariya Milan at LPT Realty know this Norfolk corridor well. Reach out to talk through 9517 11th Bay Street, schedule a walkthrough, or get straight answers about the neighborhood.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Norfolk$550K – $750K4+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510104

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Ocean View

Ocean View is a waterfront neighborhood in Norfolk, Virginia, known for its access to the Chesapeake Bay and maritime character.

$400K

Median sale · 12 mo

$256

Sold $/sq ft

33d

Days on market

69

For sale now

$61K

HH income

36.5%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Ocean View
Map of Ocean View with neighborhood boundaryNeighborhood

Norfolk real estate

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,196/mo

Principal & interest

$3,373

Property tax

$633

Home insurance

$190

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

105% of $617,900

City assessment record · taxes $7,600/yr

Land share of assessed value

26% — $163,000

Improvements $454,900 · assessor record ✓

Price context — similar nearby homes

$360,000$570,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

2539 Console AVE · 1.2 mi · 2,728 sqft$570,000 sold 2026-04
4246 Heutte DR · 1.4 mi · 2,594 sqft$440,000 sold 2026-04
2424 Blueberry RD · 1.4 mi · 2,523 sqft$465,000 sold 2026-08

Own a home nearby? See what it is worth today — What's your Norfolk home worth?

Sale & Tax History

List Price

$650,000

Price / Sq Ft

$239

Annual Taxes

$7,600

Monthly Tax

$633

HOA

None

Tax Rate (effective)

1.17%

Sale Timeline (this listing)

EventDatePriceDetail
Price reducedJul 20, 2026$650,000−$40,000
ListedJul 28, 2026$650,000
Currently listed$650,000

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

5% above assessment

Total Assessed

$617,900

Land

$163,000

Improvement

$454,900

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 9517 11th Bay St in a good school zone?+
The assigned zones on the listing record are Little Creek Elementary (VaHome School Score 2/10), Azalea Gardens Middle, Lake Taylor (VaHome School Score 1.9/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 9517 11th Bay St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 9517 11th Bay St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 9517 11th Bay St built?+
It was built in 2016, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Genna Vannoy · Triumph Realty · REIN MLS #10643415

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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9517 11th Bay St, Norfolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

9517 11th Bay St, Norfolk, Virginia 23518 · MLS #10643415 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.