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✓ Source: REIN MLS #10643415 · record updated Oct 9, 2026 · synced every 2 min · your inquiry is never resold
$650,000
4beds
3baths
2,718sqft
$239per sqft
16days on market

9517 11th Bay St, Norfolk, VA 23518

SoldResidential · built 2016 · 0.17 acres · OCEAN VIEW EAST · MLS #10643415

OverviewAbout this home

Just one block from the bay and a short stroll to the beach, this Norfolk gem offers the best of relaxed coastal living. Inside, enjoy brand-new flooring and a beautifully updated kitchen designed for effortless entertaining. Step out onto the spacious front deck and take in peaceful bay views—perfect for morning coffee, evening gatherings, or watching the sun set over the water. This home blends location, comfort, and lifestyle in one unforgettable package. VA assumable loan. Current balance is $339,254 with an interest rate of 2.25% with 25 years left on the loan.

Listing courtesy of Genna Vannoy · Triumph Realty · REIN MLS #10643415

Facts & features

TypeResidential
Year built2016
Price / sqft$239
HOANone
Taxes$7,600/yr
CountyNorfolk VA
MLS #10643415

Interior

Bedrooms
4
Full baths
3
Approx. sqft
2,718
Stories
3
Flooring
Carpet, Ceramic, Laminate/LVP
Total rooms
7
Other rooms
Foyer, PBR with Bath, Office/Study, Pantry, Porch, Screened Porch
Appliances
Dishwasher, Disposal, Dryer Hookup, Elec Range, Refrigerator, Washer Hookup
Accessibility
Level Flooring

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Fencing
Back Fenced,Full,Wood Fence

Utilities & systems

Heating
Forced Hot Air, Heat Pump, Nat Gas, Zoned
Cooling
Central Air, Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.1700
Subdivision
OCEAN VIEW EAST
Zoning
R-11
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 3+ Car, Driveway Spc
Possession
SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record · city assessor

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Meet 9517 11th Bay Street — a 2016-built, four-bedroom home in Norfolk's Ocean View East neighborhood, offering 2,718 square feet, three full baths, and a generous lot just minutes from the beach and two major military installations.

Read the full overview ↓

Why this home stands out

Built in 2016, this home skips the renovation math that older Ocean View properties often require. At 2,718 square feet across four bedrooms and three full baths on a 0.17-acre lot, the floor plan has real breathing room — enough for a dedicated home office, a guest suite, or both. The combination of newer construction and an established coastal neighborhood is genuinely hard to find in this zip code.

OCEAN VIEW EAST and the Norfolk real estate market

Ocean View East sits along the northern edge of Norfolk where the city meets the Chesapeake Bay, and the lifestyle here reflects that geography. Streets run close to the water, neighbors walk to beach access points on weekday mornings, and the whole area carries a relaxed, community-first energy that larger parts of the city simply don't replicate. When people searching for houses for sale in Norfolk discover Ocean View East, many are surprised to find a neighborhood this distinct within city limits. The area has seen steady reinvestment over the past decade — newer builds alongside renovated mid-century homes — which gives 11th Bay Street a mix of architectural character and modern infrastructure. Norfolk itself wraps the neighborhood with city amenities: major medical centers, a thriving arts and dining scene downtown, and quick interstate access heading toward Virginia Beach or the Peninsula. Ocean View East manages to feel like a small beach town while keeping everything a city offers within a short drive.

What's nearby

Daily life is easy here. Jessy's Taqueria and Chanello's Pizza are both within two blocks for quick weeknight meals, and Karla's Beach House is just a third of a mile away when you want something more relaxed. Riffle Farms Market & Co-op covers your grocery run at under a mile. For fitness, you have three solid options nearby — Project SixKiller Performance at 0.4 miles, Xtras Fitness + Wellness at 0.7 miles, and Fit Body Boot Camp at 0.8 miles. Pretty Lake Playground and Bay Oaks Park are both under half a mile, and 17th Bay Beach Access puts your feet in the sand in about a ten-minute walk. COVA Brewing Company rounds out the neighborhood at 0.8 miles.

For different buyers

Base commute and VA loan notes

JEB Little Creek-Fort Story is roughly five minutes from the front door — one of the shortest commutes you'll find in the Hampton Roads market. Naval Station Norfolk is about eleven minutes out. For families using a VA loan or stretching BAH as far as it goes, a 2016-built home with four bedrooms and three baths in this location checks a lot of boxes without requiring a long drive back to base.

Room to grow

Four bedrooms and three full baths in a 2016 build gives a growing family the space and the systems reliability that older homes in the area can't always promise. The lot is large enough for outdoor play, Pretty Lake Playground is a four-minute walk, and Bay Oaks Park is just down the street. Ocean View East has the kind of neighborhood feel — walkable, community-oriented, close to the water — that makes the upgrade feel worth it.

More buyer questions

How far is 9517 11th Bay Street from JEB Little Creek-Fort Story?

JEB Little Creek-Fort Story is approximately five minutes by car, making this one of the closest residential options to the base in Norfolk. The short commute is a consistent draw for active-duty personnel stationed there.

How far is 9517 11th Bay Street from Naval Station Norfolk?

Naval Station Norfolk is roughly eleven minutes away under normal traffic conditions. The route is straightforward via Shore Drive and Interstate 64.

What is the neighborhood like around 11th Bay Street in Ocean View East?

Ocean View East is a walkable coastal neighborhood on the Chesapeake Bay side of Norfolk, with a mix of newer construction and renovated homes, beach access points within walking distance, and a tight-knit community feel that stands out within the broader city.

Is 9517 11th Bay Street in a flood zone?

Flood zone status for this address is displayed in the FloodRisk tile on this page, which pulls current FEMA map data. It's worth reviewing before making any decisions, as Ocean View properties can vary significantly by exact parcel.

Does 9517 11th Bay Street have an HOA?

This property does not appear to be governed by a mandatory homeowners association, though it's always worth confirming with current public records or a title search during the due-diligence period.

Tom and Dariya Milan at LPT Realty know Ocean View East well — reach out to get a straight answer on this address and what it would take to make it yours.

Summary generated by AI from public records and publicly available information.

Schools · VaHome School ScoreAssigned schools

Our own 1–10 rating, scored from Virginia Department of Education data.

HighLake Taylor High School
1.8/10
Down 0.1 from 2024–25
MiddleAzalea Middle School
2.5/10
Down 0.6 from 2024–25
ElementaryLittle Creek Elementary School
1.7/10
Down 0.3 from 2024–25

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Norfolk$550K – $750K4+ beds

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Military Commute

Drive times to nearest bases

Little Creek

Navy

14min·5.1mi

NS Norfolk

Navy

18min·6.6mi

MARFORCOM

Marines

21min·7.1mi

NSA HR

Navy

23min·10.1mi

NMCP

Navy

35min·15.8mi

Typical drive times from Google Maps, without live traffic. Rush hour and tunnel backups can add time.

Flood & environmentFlood risk (FEMA)

FEMA flood zone X · outside the high-risk area · FIRM 510104

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 510104

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn’t define a BFE here.

Property elevation

9.9 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA’s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service — actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhoodEast Ocean View

East Ocean View is the eastern end of Norfolk's Chesapeake Bay shoreline, in ZIP codes 23518 and 23503. East Ocean View Avenue runs its length.

$445KMedian sale · 12 mo
$267Sold $/sq ft
28dDays on market
32For sale now
$66KHH income
40.6%Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore East Ocean View →
Map of East Ocean View with neighborhood boundaryNeighborhood

Norfolk real estate →

CostPayment calculator

Estimates only. Taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,196/mo

Principal & interest

$3,373

Property tax

$633

Home insurance

$190

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & historyComparables

Asking vs. assessment105% of $617,900City assessment record · taxes $7,600/yr
Land share of assessed value26% · $163,000Improvements $454,900 · assessor record ✓
Price context: similar nearby homes$410,000 – $850,000The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price, not an appraisal or an estimate of this home's value.
2424 Blueberry RD · 1.4 mi · 2,523 sqft$465,000 sold 2026-08
2153 Hollybriar PT · 1.8 mi · 2,677 sqft$460,000 sold 2026-09
2081 Colane RD · 1.9 mi · 2,570 sqft$540,000 sold 2026-04

Own a home nearby? See what it is worth today: What's your Norfolk home worth?

Sale & Tax History

List Price

$650,000

Price / Sq Ft

$239

Annual Taxes

$7,600

Monthly Tax

$633

HOA

None

Tax Rate (effective)

1.17%

Sale Timeline (this listing)

EventDatePriceDetail
Price reducedJul 20, 2026$650,000−$40,000
ListedSep 23, 2026$650,000—
SoldOct 9, 2026$650,000—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

5% above assessment

Total Assessed

$617,900

Land

$163,000

Improvement

$454,900

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

CompareThis home next to what else is for sale nearby

HomePriceBedsBathsSqft$ / sqft
9517 11th Bay Stthis home$650,000432,718$239
Loading nearby homes for sale…

Active comparables from the REIN MLS, the same homes shown under Comparable Properties. Context for judging the asking price, not an appraisal.

Questions buyers ask

Is 9517 11th Bay St in a good school zone?
The assigned zones on the listing record are Little Creek Elementary (VaHome School Score 1.7/10), Azalea Gardens Middle, Lake Taylor (VaHome School Score 1.8/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 9517 11th Bay St in a flood zone?
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 9517 11th Bay St?
Yes — Project SixKiller Performance is about 0.4 miles away, per the cached nearby-places record for this address.
Are there parks near 9517 11th Bay St?
Pretty Lake Playground is about 0.4 miles away.
Where is the nearest grocery store to 9517 11th Bay St?
Riffle Farms Market & Co-op is about 0.9 miles away. The closest dining on record is Jessy's Taqueria (0.2 mi).
Does 9517 11th Bay St have an HOA?
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 9517 11th Bay St built?
It was built in 2016, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data. Never invented.

This home has soldThe next one doesn't have to be

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

🏡 Homes for sale in Norfolk

Listing courtesy of Genna Vannoy · Triumph Realty · REIN MLS #10643415

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