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NorfolkOCEAN VIEW EAST9515 14th Bay St✓ Source: REIN MLS #10642100 · record updated Jul 9, 2026 · synced every 2 min · your inquiry is never resold
9515 14th Bay ST, NORFOLK VA 23518 - Main photo
9515 14th Bay ST, NORFOLK VA 23518 - Photo 2
9515 14th Bay ST, NORFOLK VA 23518 - Photo 3
9515 14th Bay ST, NORFOLK VA 23518 - Photo 4
9515 14th Bay ST, NORFOLK VA 23518 - Photo 5
$639,900
$272 / sqft · est. $4,068/mo →
4beds
2.1baths
2,350sqft
9days on market

9515 14th Bay St, Norfolk, VA 23518

Under ContractResidential · built 2016 · OCEAN VIEW EAST

About this home

The listing, in the seller's words

Welcome to this beautiful beach-style home in East Ocean View, just blocks from the Chesapeake Bay and sandy beaches. Designed with coastal charm and modern convenience, this home features durable hard-surface flooring throughout and an open-concept layout superb for entertaining. The bright white kitchen showcases Cambria quartz countertops, a stunning herringbone backsplash, stainless steel appliances, abundant storage, a massive island, and a built-in wine cooler. The spacious living area includes a custom stone fireplace and built-in surround sound. Additional upgrades include crown molding, shiplap accent walls, whole-home water filtration, and an irrigation system. Relax year-round on the heated back porch or enjoy the covered deck with both plexiglass and screen options. The fully fenced backyard! See today.

Listing courtesy of Johnathan King · BHHS RW Towne Realty · REIN MLS #10642100

VaHome team overview

Our read on this home

At a glance

Built in 2016, 9515 14th Bay Street is a four-bedroom, two-and-a-half-bath home in Norfolk offering 2,350 square feet of modern construction just five minutes from JEB Little Creek-Fort Story — a rare combination of space, newness, and location in this corner of Hampton Roads.

Read the full overview ↓

Why this home stands out

Homes built after 2015 are genuinely hard to find this close to JEB Little Creek-Fort Story, and 9515 14th Bay Street is one of them. With 2,350 square feet spread across four bedrooms, two full baths, and a half bath, there's real room to spread out — without the maintenance surprises that come with older stock. The half bath on the main level is a small detail that makes a big daily difference.

OCEAN VIEW EAST and the Norfolk real estate market

The 23518 zip code sits in the northeastern corner of Norfolk, a part of the city that feels distinctly different from the busier corridors further south. Streets here tend to be quieter, lots run a bit deeper, and the bay isn't far in any direction. The area has a settled, residential character — neighbors who've been here a while, mature trees lining the blocks, and a pace that doesn't feel rushed. That said, you're not isolated. Shore Drive is close enough to give you easy access to restaurants, coffee, and the waterfront parks that make this stretch of Norfolk genuinely enjoyable to live in. Norfolk as a city brings the full infrastructure — solid transit connections, a downtown worth visiting, and a military presence that shapes the community in positive ways. The 14th Bay Street address sits in a pocket that's convenient without being congested, and that balance is harder to find than it sounds.

What's nearby

Daily errands and leisure are well within reach from 9515 14th Bay Street. The Shore Drive corridor puts grocery options, pharmacies, and casual dining just a short drive away. Ocean View Beach Park is close enough for a weekday walk, and the broader Chesapeake Bay waterfront gives the whole area a recreational backbone that's easy to take advantage of year-round. For coffee runs or a quick lunch, the local spots along Shore Drive cover you without needing to venture far. JEB Little Creek-Fort Story is roughly five minutes away, and Naval Station Norfolk is about eleven — meaning two of Hampton Roads' largest installations are both realistically close for daily commutes.

For different buyers

For military families relocating

Five minutes to JEB Little Creek-Fort Story and eleven to Naval Station Norfolk — the commute math works out unusually well from 9515 14th Bay Street. Four bedrooms give you the flexibility to set up a home office or guest room without anyone feeling squeezed. The 2016 build year means systems and finishes are modern, which matters when you're managing a PCS move and don't want a project house. VA loan eligibility makes this address worth a close look.

For families upgrading

Four bedrooms and 2,350 square feet built in 2016 means you're getting the space and the construction quality at the same time — that combination doesn't come around often in this part of Norfolk. The half bath on the main level keeps the flow of a busy household running smoothly, and the neighborhood's quieter residential character gives kids room to actually be outside. There's a lot of practical upside packed into this address.

More buyer questions

How far is 9515 14th Bay Street from JEB Little Creek-Fort Story?

The drive is approximately five minutes under normal traffic conditions, making this one of the closer residential addresses to the installation in Norfolk. That kind of proximity is genuinely rare for a home with this much square footage.

How far is 9515 14th Bay Street from Naval Station Norfolk?

Naval Station Norfolk is roughly eleven minutes away by car, which puts it within a comfortable daily commute window. Sailors and civilians working at the base regularly live in this part of the 23518 zip code for exactly that reason.

What is the lot and property type at 9515 14th Bay Street?

This is a residential single-family home built in 2016, offering four bedrooms, two full baths, and one half bath across 2,350 square feet. It sits in the 23518 zip code in the northeastern section of Norfolk.

Is 9515 14th Bay Street in a flood zone?

Flood zone information for this address is displayed in the FloodRisk tile on this page, which pulls current FEMA map data. Given the property's proximity to the bay, reviewing that tile before making decisions is worthwhile.

Are there HOA fees associated with 9515 14th Bay Street?

HOA status for this property should be confirmed through current disclosure documents, as community association details can change between listing cycles. Your agent can pull the most current information during the due diligence process.

Tom and Dariya Milan at LPT Realty know this corner of Norfolk well. Reach out to talk through what 9515 14th Bay Street could look like for your situation — no pressure, just straight answers.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2016

Price / sqft

$272

HOA

None

Taxes

$6,727/yr

County

Norfolk VA

Waterfront

Yes

MLS #

10642100

Interior

Bedrooms
4
Full baths
2
Half baths
1
Approx. sqft
2,350
Stories
2
Flooring
Ceramic, Laminate/LVP
Ensuite bedrooms
1
Total rooms
7
Other rooms
Assigned Storage, Attic, Breakfast Area, Foyer, PBR with Bath, Office/Study, Screened Porch, Spare Room, Utility Room
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Gas Range, Refrigerator, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan, Gar Door Opener

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Fencing
Back Fenced,Privacy
Waterfront
Not Waterfront

Utilities & systems

Heating
Electric, Heat Pump
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
OCEAN VIEW EAST
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Driveway Spc
Possession
SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone AE · base flood elevation 7 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 510104

Flood Risk

Looking up FEMA flood zone…

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Ocean View

Ocean View is a waterfront neighborhood in Norfolk, Virginia, known for its access to the Chesapeake Bay and maritime character.

$385K

Median sale · 12 mo

$255

Sold $/sq ft

26d

Days on market

75

For sale now

$61K

HH income

36.5%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Ocean View
Map of Ocean View with neighborhood boundaryNeighborhood

browse Norfolk listings

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$4,068/mo

Principal & interest

$3,320

Property tax

$561

Home insurance

$187

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

117% of $546,900

City assessment record · taxes $6,727/yr

Land share of assessed value

30% — $163,400

Improvements $383,500 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$265,000$570,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

4246 Heutte DR · 1.2 mi · 2,594 sqft$440,000 sold 2026-04
2539 Console AVE · 1.2 mi · 2,728 sqft$570,000 sold 2026-04
1608 Rich AVE · 2 mi · 2,300 sqft$395,000 sold 2026-02

Sale & Tax History

List Price

$639,900

Price / Sq Ft

$272

Annual Taxes

$6,727

Monthly Tax

$561

HOA

None

Tax Rate (effective)

1.05%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 30, 2026$639,900
Currently listed$639,900

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

17% above assessment

Total Assessed

$546,900

Land

$163,400

Improvement

$383,500

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 9515 14th Bay St in a good school zone?+
The assigned zones on the listing record are Little Creek Elementary (GreatSchools 4/10), Azalea Gardens Middle, Lake Taylor (GreatSchools 3/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 9515 14th Bay St in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 7 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Is there a gym near 9515 14th Bay St?+
Yes — Project SixKiller Performance is about 0.3 miles away, per the cached nearby-places record for this address.
Are there parks near 9515 14th Bay St?+
Community Garden is about 0.3 miles away.
Where is the nearest grocery store to 9515 14th Bay St?+
Riffle Farms Market & Co-op is about 0.7 miles away. The closest dining on record is Jessy's Taqueria (0.3 mi).
Does 9515 14th Bay St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 9515 14th Bay St built?+
It was built in 2016, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Johnathan King · BHHS RW Towne Realty · REIN MLS #10642100

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

9515 14th Bay St, Norfolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

9515 14th Bay St, Norfolk, Virginia 23518 · MLS #10642100 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.