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NorfolkOCEAN VIEW EAST9510 13th Bay St #A✓ Source: REIN MLS #10641856 · record updated Jul 7, 2026 · synced every 2 min · your inquiry is never resold
9510 13th Bay ST #A, NORFOLK VA 23518 - Main photo
9510 13th Bay ST #A, NORFOLK VA 23518 - Photo 2
9510 13th Bay ST #A, NORFOLK VA 23518 - Photo 3
9510 13th Bay ST #A, NORFOLK VA 23518 - Photo 4
9510 13th Bay ST #A, NORFOLK VA 23518 - Photo 5
$320,000
$245 / sqft · est. $2,405/mo →
2beds
1.1baths
1,304sqft
9days on market

9510 13th Bay St #A, Norfolk, VA 23518

ActiveResidential · built 1985 · OCEAN VIEW EAST

About this home

The listing, in the seller's words

GREAT LOCATION, YOU HAVE YOUR OWN BALCONY TO SIP THE MORNING AND EVENINGS AWAY! THE CONDOS ARE LIKE THEIR OWN LITTLE COMMUNITY! CLOSE TO THE BAY! MOVE IN READY! UNIT HAS WONDERFUL BEACH STYLE OPEN FLOOR PLAN WITH HUGE LOFT AREA OR POSSIBLE THIRD BEDROOM!

Listing courtesy of Kenneth Foster · COVA Home Realty · REIN MLS #10641856

VaHome team overview

Our read on this home

At a glance

9510 13th Bay Street Unit A is a two-bedroom, one-and-a-half-bath townhome-style condo in Norfolk offering 1,304 square feet of living space built in 1985, sitting just five minutes from JEB Little Creek-Fort Story and eleven minutes from Naval Station Norfolk.

Read the full overview ↓

Why this home stands out

What sets this address apart is its unbeatable position between two major installations — rare even by Hampton Roads standards. At roughly 1,300 square feet across two bedrooms and a half bath on the main level, the layout gives you real separation between living and sleeping spaces. The 1985 build era means solid construction without the cramped footprints common to earlier decades, and the unit designation suggests a degree of privacy that end or front units often carry.

OCEAN VIEW EAST and the Norfolk real estate market

The 13th Bay Street corridor sits in the Ocean View corridor of Norfolk, a stretch of the city that has quietly become one of its most livable pockets. You're close enough to the Chesapeake Bay to feel the salt air on a morning walk, yet far enough inland that everyday errands stay practical. The surrounding blocks mix long-established residents with newer arrivals drawn by the area's proximity to both bases and the waterfront. Streets here tend to be low-traffic and walkable in character, with mature trees and a neighborhood-first feel that larger developments rarely replicate. Norfolk itself is a city of genuine variety — from the Ghent arts district to the downtown waterfront, from craft breweries to the NATO Allied Command — and this part of the city gives you access to all of it without the congestion of living right in the middle. The zip code 23518 is recognized locally as a practical, well-located address that holds its appeal across market cycles.

What's nearby

Daily life is easy here. Grocery runs, coffee stops, and pharmacy pickups are all within a short drive along Shore Drive and Little Creek Road. The Ocean View Beach Park is just minutes away, giving you genuine bay-front access for walks, fishing, or simply watching container ships move through the Chesapeake. Pleasure House Point Natural Area offers trails and water views for outdoor-minded residents. The Oceanair neighborhood commercial strip keeps dining and quick-service options close. For longer trips, Interstate 64 access keeps Virginia Beach, Chesapeake, and downtown Norfolk all within practical reach on any given afternoon.

For different buyers

For military families relocating

Five minutes to JEB Little Creek-Fort Story and eleven to Naval Station Norfolk — this address is about as well-positioned as it gets for dual-base households or service members who rotate between installations. A VA loan can make ownership here straightforward, and the compact maintenance profile of a condo-style unit means fewer weekend chores during demanding duty schedules. Two bedrooms and a dedicated half bath on the main level give a small family real room to breathe.

For first-time buyers

If you're stepping into ownership for the first time, 9510 13th Bay Street Unit A offers a manageable footprint without feeling like a compromise. At 1,304 square feet, there's genuine living space here — room for a home office setup, a proper dining area, and two private bedrooms. The 1985 construction era means systems and structure are mature but not ancient, and the Ocean View location gives you a neighborhood with real character to grow into.

More buyer questions

How far is 9510 13th Bay Street from JEB Little Creek-Fort Story?

The gate at JEB Little Creek-Fort Story is approximately five minutes away by car, making this one of the closest off-base residential options available in Norfolk. That proximity is a consistent draw for active-duty personnel assigned to the installation.

How far is 9510 13th Bay Street from Naval Station Norfolk?

Naval Station Norfolk is roughly eleven minutes by car via Shore Drive and I-64, a commute that stays manageable even during moderate traffic. The route avoids most of the downtown congestion that affects other parts of the city.

Is 9510 13th Bay Street Unit A part of an HOA?

As a unit within a multi-unit residential building, this property is associated with a condominium or homeowner association structure — your agent can confirm the specific governing documents and what common elements are covered.

What is the flood risk situation for this address?

The Ocean View area of Norfolk includes properties across a range of flood zone designations, and this address should be reviewed against current FEMA maps — see the dedicated FloodRisk tile on this page for address-specific zone information.

What are the closest parks and outdoor spaces to 9510 13th Bay Street?

Ocean View Beach Park and Pleasure House Point Natural Area are both within a short drive, offering bay access, walking trails, and open green space. The broader Shore Drive corridor connects to additional waterfront access points throughout the area.

Tom and Dariya Milan at LPT Realty know this corridor well — reach out to get honest, current insight on 9510 13th Bay Street and what ownership here looks like for your situation.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1985

Price / sqft

$245

Condo fee

$355/mo

Taxes

$3,557/yr

County

Norfolk VA

Waterfront

Yes

MLS #

10641856

Interior

Bedrooms
2
Full baths
1
Half baths
1
Approx. sqft
1,304
Stories
3
Flooring
Carpet, Ceramic, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
5
Other rooms
1st Floor BR, 1st Floor Primary BR
Appliances
Dishwasher, Range, Refrigerator

Construction & exterior

Style
Townhouse
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Wood
Pool
No Pool
Waterfront
Not Waterfront

Utilities & systems

Heating
Heat Pump
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.0600
Subdivision
OCEAN VIEW EAST
Unit / floor
1
Ownership
Condo
Garage
No
Parking
Assigned/Reserved
Possession
SETTLE
Disclosures
Disclosure Statement

See more Norfolk condos & townhomes.

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone AE · base flood elevation 7 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 510104

Flood Risk

Looking up FEMA flood zone…

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Ocean View

Ocean View is a waterfront neighborhood in Norfolk, Virginia, known for its access to the Chesapeake Bay and maritime character.

$385K

Median sale · 12 mo

$255

Sold $/sq ft

26d

Days on market

75

For sale now

$61K

HH income

36.5%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Ocean View
Map of Ocean View with neighborhood boundaryNeighborhood

see more Norfolk homes

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,405/mo

Principal & interest

$1,660

Property tax

$296

Home insurance

$93

PMI

None

HOA

$355

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$266,000$360,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

3443 Gamage DR · 2.7 mi · 1,300 sqft$275,000 sold 2026-03
3525 Gamage DR · 2.5 mi · 1,411 sqft$349,000 sold 2026-03
5733 Roper DR · 2.7 mi · 1,215 sqft$320,000 sold 2026-04

Sale & Tax History

List Price

$320,000

Price / Sq Ft

$245

Annual Taxes

$3,557

Monthly Tax

$296

Condo fee

$355 / mo

Tax Rate (effective)

1.11%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 28, 2026$320,000
Currently listed$320,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

9 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 9510 13th Bay St #A in a good school zone?+
The assigned zones on the listing record are Little Creek Elementary (GreatSchools 4/10), Azalea Gardens Middle, Lake Taylor (GreatSchools 3/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 9510 13th Bay St #A in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 7 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Is there a gym near 9510 13th Bay St #A?+
Yes — Project SixKiller Performance is about 0.3 miles away, per the cached nearby-places record for this address.
Are there parks near 9510 13th Bay St #A?+
Community Garden is about 0.4 miles away.
Where is the nearest grocery store to 9510 13th Bay St #A?+
Riffle Farms Market & Co-op is about 0.7 miles away. The closest dining on record is Jessy's Taqueria (0.2 mi).
Does 9510 13th Bay St #A have a condo association?+
Yes — condo association fees are on record for this unit (the current amount is shown in the facts section on this page). The association of record is Pretty Lake Point.
When was 9510 13th Bay St #A built?+
It was built in 1985, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Kenneth Foster · COVA Home Realty · REIN MLS #10641856

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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9510 13th Bay St #A, Norfolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

9510 13th Bay St #A, Norfolk, Virginia 23518 · MLS #10641856 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.