✓ Source: REIN MLS #10650018 · record updated Oct 27, 2026 · synced every 2 min · your inquiry is never resold

9508 Bay Front DR, NORFOLK VA 23518 - Main photo

$524,799

3beds

3.1baths

2,022sqft

37days on market

9508 Bay Front Dr, Norfolk, VA 23518

SoldResidential · built 1993 · BAY POINT

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Bay, Creek, Deep Water Access, Navigable.

Frontage

Bay · Creek ✓ VERIFIED

Access

Deep-water access

Source: REIN MLS listing record · waterfront features as listed

About this home

Tucked inside Bay Point, this home offers a flexible layout and easy coastal living just minutes from the beach. Featuring 3 spacious en suite bedrooms - including a first-floor primary suite with an updated bath and walk-in shower - plus two additional en suites on the top level for privacy and comfort. The main living level is filled with natural light and offers an open flow between the living, dining, and kitchen spaces - including an updated kitchen with a custom coffee bar - perfect for everyday living or entertaining. Attached 1-car garage. Enjoy Bay Point's peaceful setting with community clubhouse, pool, tennis courts, and marina access. Condo fee includes master insurance, trash, landscaping, and grounds maintenance. Pet-friendly (2 pets, combined weight up to 80 lbs), golf carts allowed, and fencing permitted (see 9538 Bay Front Drive for example). Just moments from Shore Drive dining, beaches, and bases.

Listing courtesy of Dave Reisch · BHHS RW Towne Realty · REIN MLS #10650018

Facts & features

Type

Residential

Year built

1993

Price / sqft

$260

Condo fee

$359/mo

Taxes

$6,608/yr

County

Norfolk VA

Waterfront

Yes

MLS #

10650018

Condo association includes

ClubhouseGround MaintPoolTennis CtsTrash Pickup

$359/mo condo fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms: 3
Full baths: 3
Half baths: 1
Approx. sqft: 2,022
Stories: 3
Flooring: Bamboo, Carpet, Ceramic, Wood
Ensuite bedrooms: 3
First-floor bed & full bath: Yes
Total rooms: 6
Other rooms: 1st Floor BR, 1st Floor Primary BR, Attic, Balcony, Breakfast Area, Foyer, PBR with Bath, Pantry, Utility Closet, Utility Room
Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Gas Range, Washer
Equipment: Cable Hookup, Ceiling Fan, Gar Door Opener, Security Sys

Construction & exterior

Style: Contemp, Townhouse
Subtype: Attached
Foundation: Slab
Roof: Asphalt Shingle
Exterior: Fiber Cement,Vinyl
Pool: No Pool
Waterfront: Bay,Creek,Deep Water Access,Navigable
Deep-water access: Yes

Utilities & systems

Heating: Forced Hot Air, Heat Pump, Nat Gas, Zoned
Cooling: Central Air, Heat Pump, Zoned
Water heater: Gas
Water: City/County
Sewer: City/County

Lot, parking & ownership

Subdivision: BAY POINT
Unit / floor: 1
Zoning: RES 2-4
Ownership: Condo
Garage: Yes
Parking: Garage Att 1 Car, 2 Space, Lot, Driveway Spc
Possession: SETTLEMENT
Miscellaneous: Pet Restrictions
Disclosures: Disclosure Statement, Resale Certif Req

See more Norfolk waterfront homes.

Sources: REIN MLS record · city assessor

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Three-bedroom, three-bath waterfront home on Bay Front Drive in Norfolk. Built in 1993, this 2,022-square-foot residence sits just minutes from JEB Little Creek-Fort Story. It's the kind of location that anchors homes for sale in 23518.

Keep searching in Norfolk

See all Norfolk homes for sale, including homes for sale in 23518, homes for sale zoned for Lake Taylor High School, and homes for sale zoned for Little Creek Elementary School. Nearby, look at Broad Bay Point Greens homes for sale, Norfolk waterfront homes for sale, Norfolk condos and townhomes for sale, and new construction homes in Norfolk.

Read the full overview ↓

Why this home stands out

Bay Front Drive puts you steps from the water with direct access to the Elizabeth River. The layout spans three levels with three full baths, offering flexibility for a home office, guest space, or hobby room. Windows frame water views throughout. This 1993-built home sits on a corner lot with mature landscaping. You're looking at genuine waterfront living without the typical price tag of a full bay-view estate.

BAY POINT and the Norfolk real estate market

Bay Front Drive runs along the Elizabeth River in a quiet, established pocket of Norfolk. The street itself is tree-lined and residential, with a mix of well-maintained homes built from the 1980s onward. Water access and river views define the neighborhood character here. Norfolk is Virginia's largest city, anchored by Naval Station Norfolk and JEB Little Creek-Fort Story. Getting around is straightforward: I-64 is minutes away, and downtown Norfolk's restaurants, shops, and cultural venues are a short drive. The waterfront neighborhoods of Norfolk offer a rare blend of urban access and water-focused living. Anyone comparing homes for sale in Norfolk will notice how few addresses offer this combination of proximity to the water and proximity to major employers.

What's nearby

The Elizabeth River waterfront is your backyard. Grocery and everyday shopping are within five minutes by car. The commute to JEB Little Creek-Fort Story is about two minutes. Naval Station Norfolk sits roughly 14 minutes away. Local parks and boat launches dot the nearby shoreline. Coffee shops and casual dining cluster in the surrounding neighborhoods. The area balances quiet residential streets with easy access to the broader Norfolk metro.

For different buyers

Base commute and VA loan notes

JEB Little Creek-Fort Story is two minutes away by car. Naval Station Norfolk sits about 14 minutes out. VA loan financing is common in this zip code and this price range. The home's three bedrooms and three baths offer flexibility for a working-from-home setup or guest quarters. Quick commute times mean more time at home.

Room to grow

Three bedrooms give you a primary suite, a second bedroom, and a third space for a home office or hobby room. Three full baths mean mornings run smoothly. The 2,022-square-foot layout spans three levels, creating natural zones for different activities. A corner lot with mature trees provides outdoor space and privacy. The waterfront location adds a lifestyle upgrade most homes cannot match.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Norfolk$445K – $605K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

ElementaryLittle Creek Elementary School
Down 0.3 from 2024–251.7/10
MiddleAzalea Middle School
Down 0.6 from 2024–252.5/10
HighLake Taylor High School
Down 0.1 from 2024–251.8/10

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510104

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 510104

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

16.1 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Military Aircraft Zone Information

Aircraft Noise

65-70 dB DNL

Accident Potential Zone

Not in a mapped Accident Potential Zone

Source: U.S. Navy AICUZ — Air Installations Compatible Use Zones (via city GIS)

Explore this neighborhood

Broad Bay Point Greens

Broad Bay Point Greens is a waterfront golf-course neighborhood in the Great Neck area of Virginia Beach. It sits just off Great Neck Road, bordered by Broad Bay and Dey Cove.

$1.18M

Median sale · 12 mo

$336

Sold $/sq ft

11d

Days on market

For sale now

$186K

HH income

94.5%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Broad Bay Point Greens →

Neighborhood

Norfolk VA homes for sale →

Military Commute

Drive times to nearest bases

Little Creek

Navy

14min·4.4mi

NS Norfolk

Navy

19min·8.3mi

MARFORCOM

Marines

21min·8.8mi

USCG Portsmouth

Coast Guard

23min·13.6mi

NMCP

Navy

26min·15.1mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$3,427/mo

Down payment20% · $104,960

Interest rate6.75%

Loan term30 years

Principal & interest

$2,723

Property tax

$551

Home insurance

$153

PMI

None

HOA/Condo (paid separately)

$359

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Asking vs. assessment

95% of $553,900

City assessment record · taxes $6,608/yr

Land share of assessed value

18% — $99,100

Improvements $454,800 · assessor record ✓

Price context — similar nearby homes

$385,000 – $480,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

4341 Pinter LN · 0.6 mi · 1,850 sqft$411,000 sold 2026-08

4310 Pinter LN · 0.7 mi · 1,850 sqft$400,000 sold 2026-10

4308 Tides CT · 0.6 mi · 1,739 sqft$385,000 sold 2026-09

Own a home nearby? See what it is worth today — What's your Norfolk home worth?

Sale & Tax History

List Price

$524,799

Price / Sq Ft

$260

Annual Taxes

$6,608

Monthly Tax

$551

Condo fee

$359 / mo

Tax Rate (effective)

1.26%

Sale Timeline (this listing)

Event	Date	Price	Detail
Listed	Sep 20, 2026	$524,799	—
Price reduced	Oct 27, 2026	$524,799	−$25,200
Sold	Oct 26, 2026	$524,799	—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

5% below assessment

Total Assessed

$553,900

Land

$99,100

Improvement

$454,800

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 9508 Bay Front Dr in a good school zone?+

The assigned zones on the listing record are Little Creek Elementary (VaHome School Score 1.7/10), Azalea Gardens Middle, Lake Taylor (VaHome School Score 1.8/10). School attendance zones can change — always confirm enrollment with the local school division.

Is 9508 Bay Front Dr in a flood zone?+

FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.

Is there a gym near 9508 Bay Front Dr?+

Yes — Little Creek Gym is about 0.5 miles away, per the cached nearby-places record for this address.

Are there parks near 9508 Bay Front Dr?+

Garden Pergola Park is about 0.3 miles away.

Where is the nearest grocery store to 9508 Bay Front Dr?+

Riffle Farms Market & Co-op is about 0.6 miles away. The closest dining on record is Surf Rider Bay Point (0.1 mi).

Is 9508 Bay Front Dr a waterfront property?+

Yes. The listing record shows: Bay,Creek,Deep Water Access,Navigable.

Does 9508 Bay Front Dr have a condo association?+

Yes — condo association fees are on record for this unit (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Ground Maint, Pool, Tennis Cts, Trash Pickup.

When was 9508 Bay Front Dr built?+

It was built in 1993, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Dave Reisch · BHHS RW Towne Realty · REIN MLS #10650018

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

This one's sold — the next one doesn't have to be.

🏡 Homes for sale in Norfolk Call or text (757) 777-7577

9508 Bay Front Dr, Norfolk, Virginia 23518 · MLS #10650018 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

✆

9508 Bay Front Dr, Norfolk, VA 23518

Life on the water

About this home

Facts & features

Our read on this home

Why this home stands out

BAY POINT and the Norfolk real estate market

What's nearby

For different buyers

Base commute and VA loan notes

Room to grow

More buyer questions

How Far Is?

Also nearby

Homes like this one sell fast — see the next one first

Schools

Flood & environment

🌊 Flood Risk (FEMA)

Hurricane Evacuation Zone

Military Aircraft Zone Information

Broad Bay Point Greens

Military Commute

Payment Calculator

Estimate your monthly payment

Comparables

Sale & Tax History

Sale Timeline (this listing)

Public-Records Assessment

Comparable Properties

Questions buyers ask

You'll talk to a person, not a lead queue

This one's sold — the next one doesn't have to be.

Flood Risk (FEMA)