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Norfolk › OCEAN VIEW EAST › 9504 9th Bay St✓ Source: REIN MLS #10656888 · record updated Oct 7, 2026 · synced every 2 min · your inquiry is never resold
9504 9th Bay ST, NORFOLK VA 23518 - Main photo
9504 9th Bay ST, NORFOLK VA 23518 - Photo 2
9504 9th Bay ST, NORFOLK VA 23518 - Photo 3
9504 9th Bay ST, NORFOLK VA 23518 - Photo 4
9504 9th Bay ST, NORFOLK VA 23518 - Photo 5
4beds
3.1baths
3,300sqft
0days on market

9504 9th Bay St, Norfolk, VA 23518

Coming SoonResidential · built 2026 · OCEAN VIEW EAST

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Deep Water, Lake.

Frontage

Lake ✓ VERIFIED

Access

Deep-water access

Source: REIN MLS listing record · waterfront features as listed

Facts & features

Type

Residential

Year built

2026

Price / sqft

$303

HOA fee

$42/mo

Taxes

$1/yr

County

Norfolk VA

Waterfront

Yes

MLS #

10656888

Interior

Bedrooms
4
Full baths
3
Half baths
1
Approx. sqft
3,300
Stories
3
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
2
First-floor bed & full bath
Yes
Total rooms
12
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Gas Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Pile
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Waterfront
Deep Water,Lake
Deep-water access
Yes

Utilities & systems

Heating
Electric
Cooling
Central Air, Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
OCEAN VIEW EAST
Ownership
Fee Simple
Garage
No
Possession
AT CLOSING
Disclosures
Disclosure Statement, Owner Agent, Related to Seller

See more Norfolk waterfront homes.

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Waterfront living at its finest! This stunning three-story home offers breathtaking water views and an abundance of space with 4 spacious bedrooms and beautifully designed living areas. The heart of the home features a well-appointed kitchen with sleek stainless steel appliances, perfect for everyday living and entertaining. Multiple electric fireplaces add warmth and ambiance throughout the home, creating inviting spaces to relax and unwind. With three levels of thoughtfully designed living space, this waterfront retreat offers the perfect blend of comfort, style, and scenic beauty. Don't miss the opportunity to make this exceptional waterfront property your new home! HOA fees of only $500/Year for access and use of the deeded boat slip. Some owner financing options available. Upgrades up to $25,000 available with full price offer, including finishing 1st floor suite, closing cost assistance, rate buy downs, etc. Use it however you choose. Projected completion December 2026.

Listing courtesy of Jessica Watson · 1st Option Realty Inc · REIN MLS #10656888

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

9504 9th Bay Street is a brand-new 2026-built home in Norfolk, Virginia, offering four bedrooms, three and a half baths, and 3,300 square feet. It sits about six minutes from JEB Little Creek-Fort Story. Pretty Lake Playground is just two blocks away. This is a lot of home in a well-connected corner of the 23518 zip code.

Keep searching in Norfolk

See all Norfolk homes for sale, including homes for sale in 23518, homes for sale zoned for Lake Taylor High School, and homes for sale zoned for Little Creek Elementary School. Browse every listing among homes for sale in Norfolk — updated from the REIN MLS every few minutes. Nearby, look at Ocean View homes for sale, Norfolk waterfront homes for sale, Norfolk condos and townhomes for sale, and new construction homes in Norfolk.

Read the full overview ↓

Why this home stands out

New construction at this size is rare in this part of Norfolk. At 3,300 square feet, 9504 9th Bay Street delivers space that older homes in the area simply cannot match. Four bedrooms and three and a half baths give everyone room to spread out. The 2026 build year means modern systems, current energy codes, and no deferred maintenance waiting around the corner. That combination — scale, newness, and location — is hard to find among Norfolk homes for sale.

OCEAN VIEW EAST and the Norfolk real estate market

9th Bay Street sits in the East Ocean View corridor of Norfolk, a waterfront-adjacent stretch of the city that has been quietly drawing attention for years. The streets here are lined with a mix of established ranches, updated cottages, and now newer construction like this one. It is a walkable, low-key neighborhood where the bay is always close and the pace feels unhurried. Bay Oaks Park is three blocks away, and Pretty Lake Playground is even closer. The area has a genuine neighborhood feel — people walk dogs, kids ride bikes, and front porches actually get used. Norfolk itself is one of the most connected cities in Hampton Roads. Interstate 64 is accessible in minutes, and the downtown waterfront is about a 15-minute drive. The city is home to major medical centers, a growing arts district, and a deep roster of dining and entertainment options. Anyone comparing homes for sale in Norfolk will notice that the 23518 zip code offers a quieter residential character without sacrificing access to everything the city offers.

What's nearby

Daily life is easy from 9504 9th Bay Street. Jessy's Taqueria and Chanello's Pizza are both under half a mile away, and Karla's Beach House is just a five-minute walk for a casual meal. Amoco handles grocery runs at about a mile out. For fitness, Project SixKiller Performance is six-tenths of a mile away, and Xtras Fitness + Wellness is under a mile. Pretty Lake Playground is two blocks from the front door, Bay Oaks Park is three blocks, and Tarrallton Park rounds out the green space options at just over half a mile.

For different buyers

Base commute and VA loan notes

JEB Little Creek-Fort Story is about six minutes away by car — one of the shortest base commutes you will find among homes for sale in 23518. Naval Station Norfolk is roughly 11 minutes out. VA loan financing is widely used in this zip code, and new construction like this one typically qualifies without the repair conditions that can complicate older-home purchases.

For buyers drawn to character

New construction and neighborhood character do not always go together, but 9th Bay Street manages both. The block has an established, lived-in feel — mature trees, nearby parks, water access close by. You get the reliability of a 2026 build with the texture of a real neighborhood. Anyone comparing homes for sale zoned for Lake Taylor High School and homes for sale zoned for Little Creek Elementary School will find this address sits in that attendance zone.

More buyer questions

How far is 9504 9th Bay Street from JEB Little Creek-Fort Story?

The drive is about six minutes under normal traffic conditions. That makes this one of the closest residential streets to the main gate in the area.

How far is 9504 9th Bay Street from Naval Station Norfolk?

Naval Station Norfolk is approximately 11 minutes away by car. The route via I-64 is straightforward and avoids most surface-street congestion.

Is 9504 9th Bay Street in a flood zone?

Flood zone information for this address is covered in the FloodRisk tile on this page. We recommend reviewing that section and consulting FEMA's flood map before making any decisions.

What parks are near 9504 9th Bay Street?

Pretty Lake Playground is about two blocks away, Bay Oaks Park is three blocks, and Tarrallton Park is just over half a mile. All three are walkable from the front door.

Does 9504 9th Bay Street have an HOA?

HOA status for this property should be confirmed with current listing documents. New construction communities in Norfolk sometimes carry HOA covenants, so it is worth verifying before closing.

Want to see 9504 9th Bay Street in person? Tom and Dariya Milan are ready to schedule a walkthrough and answer any questions you have about the home or the neighborhood.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Norfolk$845K – $1.2M4+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510104

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 510104

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

7.8 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Explore this neighborhood

Ocean View

Ocean View is a neighborhood on the water in Norfolk, Virginia. It is known for its access to the Chesapeake Bay and its maritime feel. Homes range from modest single-family houses to cottages on the water.

$375K

Median sale · 12 mo

$256

Sold $/sq ft

30d

Days on market

52

For sale now

$61K

HH income

36.5%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Ocean View →
Map of Ocean View with neighborhood boundaryNeighborhood

Norfolk homes for sale →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$5,481/mo

Principal & interest

$5,189

Property tax

$0

Home insurance

$292

PMI

None

HOA/Condo (paid separately)

$42

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$650,000 – $1,210,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

9547 27th Bay ST · 1.2 mi · 3,229 sqft$1,150,000 sold 2026-09
9532 27th Bay ST · 1.2 mi · 3,375 sqft$950,000 sold 2026-05
4703 Pleasant AVE · 1.2 mi · 3,139 sqft$825,000 sold 2026-05

Own a home nearby? See what it is worth today — What's your Norfolk home worth?

Sale & Tax History

List Price

$999,999

Price / Sq Ft

$303

Annual Taxes

$1

Monthly Tax

$0

HOA fee

$42 / mo

Tax Rate (effective)

0.00%

Sale Timeline (this listing)

EventDatePriceDetail
ListedOct 7, 2026$999,999—
Currently listed—$999,999—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 9504 9th Bay St in a good school zone?+
The assigned zones on the listing record are Little Creek Elementary (VaHome School Score 2/10), Azalea Gardens Middle, Lake Taylor (VaHome School Score 1.9/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 9504 9th Bay St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is 9504 9th Bay St a waterfront property?+
Yes. The listing record shows: Deep Water,Lake.
Does 9504 9th Bay St have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is NA.
When was 9504 9th Bay St built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jessica Watson · 1st Option Realty Inc · REIN MLS #10656888

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

9504 9th Bay St, Norfolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

9504 9th Bay St, Norfolk, Virginia 23518 · MLS #10656888 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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