✓ Source: REIN MLS #10654438 · record updated Nov 6, 2026 · synced every 2 min · your inquiry is never resold

Kitchen · 1 / 22

3D aerial flyover

$339,993est. $2,056/mo all-in · adjust →

3beds

2baths

1,452sqft

$234per sqft

48days on market

916 Waltham St, Norfolk, VA 23523

ActiveResidential · built 1955 · 0.21 acres · CAMPOSTELLA HEIGHTS · MLS #10654438

Price per sqft$234compare with nearby sales Schools

Lake TaylorHigh1.8

Lake TaylorMiddle1.7

CampostellaElementary1.5

VaHome School Score Flood

High-risk flood areaZone AE

flood insurance typically required HOANoneno HOA fee on the MLS record Est. payment$2,056/moall-in · 20% down · 6.75% · adjust Price since listing…checking price history Taxes$2,310/yrasking is 181% of assessment Condo feeNAnot a condo

OverviewAbout this home

Come see this recently renovated 3-bedroom, 2-full bath ranch on a tributary of the Elizabeth River with deep water access!! Fish for drum, trout and bass in your own backyard! Amazing water views from your back door! This home features a beautifully updated eat-in kitchen with all new stainless appliances, new granite countertops and new cabinets! An open and airy floor plan! Primary bedroom with primary bath! New flooring to include carpet and laminate! Fresh paint throughout! Updated fixtures! Updated baths! New doors, windows, siding and shingles! Don't miss this hidden gem sitting on the water! Property has been staged and staging items do not convey.

Listing courtesy of Ryan Fleming · COVA Home Realty · REIN MLS #10654438

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Deep Water Access.

Frontage

Waterfront ✓ VERIFIED

Access

Deep-water access

Source: REIN MLS listing record · waterfront features as listed

Facts & features

TypeResidential

Year built1955

Price / sqft$234

HOANone

Taxes$2,310/yr

CountyNorfolk VA

WaterfrontYes

MLS #10654438

Interior

Bedrooms: 3
Full baths: 2
Approx. sqft: 1,452
Stories: 1
Flooring: Carpet, Laminate/LVP
First-floor bed & full bath: Yes
Total rooms: 6
Other rooms: 1st Floor BR, 1st Floor Primary BR, PBR with Bath, Porch
Appliances: Dishwasher, Dryer Hookup, Microwave, Range, Refrigerator, Washer Hookup

Construction & exterior

Style: Ranch
Subtype: Detached
Foundation: Crawl
Roof: Asphalt Shingle
Exterior: Vinyl
Pool: No Pool
Waterfront: Deep Water Access
Deep-water access: Yes

Utilities & systems

Heating: Heat Pump
Cooling: Central Air
Water heater: Electric
Water: City/County
Sewer: City/County

Lot, parking & ownership

Lot size: 0.2100
Subdivision: CAMPOSTELLA HEIGHTS
Zoning: R-8
Ownership: Fee Simple
Garage: No
Parking: Driveway Spc
Possession: SETTLE
Miscellaneous: Rehabilitated
Disclosures: Disclosure Statement, Owner Agent

See more Norfolk waterfront homes.

Sources: REIN MLS record · city assessor

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Three-bedroom, two-bath home built in 1955 on a compact lot in Norfolk. Just four minutes from USCG Base Portsmouth and Norfolk Naval Shipyard. Daily errands and dining are steps away, making this a practical choice for anyone comparing Norfolk homes for sale.

Keep searching in Norfolk

See all Norfolk homes for sale, including homes for sale in 23523, homes for sale zoned for Lake Taylor High School, and homes for sale zoned for Campostella Elementary School. Nearby, look at Ingleside homes for sale, Norfolk waterfront homes for sale, Norfolk condos and townhomes for sale, and new construction homes in Norfolk.

Read the full overview ↓

Why this home stands out

This 1,218-square-foot home sits on a corner lot in a walkable neighborhood where you're never far from what you need. The 1955 construction brings solid bones and character. You're minutes from two major military installations, and the nearby parks and local businesses mean you can handle groceries, a quick meal, or outdoor time without a long drive. It's the kind of location that rewards knowing the neighborhood.

CAMPOSTELLA HEIGHTS and the Norfolk real estate market

The block around 916 Waltham Street has the feel of an established, working neighborhood where people know their way around. Tree-lined streets and modest single-family homes create a stable residential character. Norfolk itself is a major naval hub with deep maritime history and a waterfront that anchors the city's identity. Getting around is straightforward—highways connect you to the broader Hampton Roads region, and local roads keep you tethered to everyday services. If you are comparing homes for sale in 23523, you'll notice this zip code sits close to both military and civilian employment centers. The city offers a mix of urban convenience and neighborhood quiet.

What's nearby

McDonald's and Hardee's are a short walk or quick drive away for fast meals. Renny's Chicken & Seafood adds a local dining option nearby. Let's Be Free and In and Out Smoke Shop and Deli handle grocery and convenience stops within a mile. James W. McNeil Park, Cascade Boulevard Park, and Kenny Easley Athletic Fields all sit about 0.8 miles away, giving you outdoor space for recreation. Everything you need for daily life is close by.

For different buyers

Base commute and VA loan notes

USCG Base Portsmouth and Norfolk Naval Shipyard are each four minutes away by car. VA loan financing is standard in this area, and the home's age and condition support straightforward underwriting. The compact footprint and established neighborhood mean you can settle in quickly without major surprises.

Room to grow

Three bedrooms and two baths give you room to spread out in a 1,218-square-foot layout. The corner lot offers outdoor space and light from multiple sides. A basement and detached garage provide storage and work space. The mid-century bones are solid, making this a foundation for your own updates and improvements.

Schools · VaHome School ScoreAssigned schools

Our own 1–10 rating, scored from Virginia Department of Education data.

HighLake Taylor High School

1.8/10

MiddleLake Taylor School

1.7/10

ElementaryCampostella Elementary School

1.5/10

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Norfolk$285K – $395K3+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Military Commute

Drive times to nearest bases

USCG Portsmouth

Coast Guard

8min·2.1mi

NNSY

Navy

12min·3.9mi

NMCP

Navy

14min·4.2mi

USCG Finance Ctr

Coast Guard

18min·6.8mi

Little Creek

Navy

24min·11.7mi

Typical drive times from Google Maps, without live traffic. Rush hour and tunnel backups can add time.

Flood & environmentFlood risk (FEMA)

FEMA flood zone AE · base flood elevation 8 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 510104

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 510104

High Risk

FEMA flood zone

AE (1% annual chance)

Base flood elevation

8 ft above sea level

Property elevation

4.4 ft above sea level

3.6 ft below BFE

USGS 3DEP digital elevation model

Special Flood Hazard Area — 1% annual chance of flooding. Federal flood insurance is required on most mortgages.

Data sources: Flood zone and base flood elevation come from FEMA’s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service — actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Zone AE typically means lenders require flood insurance. Factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhoodIngleside

Ingleside is a mid-century neighborhood on the east side of Norfolk, in the 23502 ZIP code. It lies along the Eastern Branch of the Elizabeth River.

$328KMedian sale · 12 mo

$202Sold $/sq ft

19dDays on market

6For sale now

$65KHH income

54.9%Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Ingleside →

Neighborhood

houses for sale in Norfolk →

CostPayment calculator

Estimates only. Taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,056/mo

Down payment20% · $67,999

Interest rate6.75%

Loan term30 years

Principal & interest

$1,764

Property tax

$193

Home insurance

$99

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & historyComparables

Asking vs. assessment181% of $187,800City assessment record · taxes $2,310/yr

Land share of assessed value38% · $72,200Improvements $115,600 · assessor record ✓

Price context: similar nearby homes$115,500 – $315,000The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price, not an appraisal or an estimate of this home's value.

903 Oakwood ST · 0.1 mi · 1,453 sqft$280,000 sold 2026-08

1725 Canton AVE · 0.2 mi · 1,460 sqft$205,000 sold 2026-04

1012 Watson ST · 0.3 mi · 1,442 sqft$224,900 sold 2026-07

Own a home nearby? See what it is worth today: What's your Norfolk home worth?

Sale & Tax History

List Price

$339,993

Price / Sq Ft

$234

Annual Taxes

$2,310

Monthly Tax

$193

HOA

None

Tax Rate (effective)

0.68%

Sale Timeline (this listing)

Event	Date	Price	Detail
Listed	Sep 19, 2026	$339,993	—
Price reduced	Nov 6, 2026	$339,993	−$1
Currently listed	—	$339,993	—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

81% above assessment

Total Assessed

$187,800

Land

$72,200

Improvement

$115,600

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

48 days on market: read it in context

Days on market reflects pricing, season, and inventory. Compare it against similar nearby homes before reading anything into it.

CompareThis home next to what else is for sale nearby

Home	Price	Beds	Baths	Sqft	$ / sqft
916 Waltham Stthis home	$339,993	3	2	1,452	$234
Loading nearby homes for sale…

Active comparables from the REIN MLS, the same homes shown under Comparable Properties. Context for judging the asking price, not an appraisal.

Questions buyers ask

Is 916 Waltham St in a good school zone?

The assigned zones on the listing record are Southside STEM Academy at Campostella, Lake Taylor School (VaHome School Score 1.7/10), Lake Taylor (VaHome School Score 1.8/10). School attendance zones can change — always confirm enrollment with the local school division.

Is 916 Waltham St in a flood zone?

FEMA maps this parcel in Zone AE with a base flood elevation of 8 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.

Is 916 Waltham St a waterfront property?

Yes. The listing record shows: Deep Water Access.

Does 916 Waltham St have an HOA?

No — there are no HOA, condo, or association dues on the listing record for this property.

When was 916 Waltham St built?

It was built in 1955, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data. Never invented.

Tom & Dariya Milan | LPT Realty

See it in person with Tom & Dariya

We're local Hampton Roads Realtors. Pick a day and time; one of us confirms by text and meets you there. Prefer to talk first? Call or text (757) 777-7577.

Name

Phone (optional)

Free, no obligation. One of us confirms by text, usually within the hour during the day. Your inquiry goes to Tom & Dariya, never resold. We use your details to arrange this tour and to follow up with you about it.

916 Waltham St, Norfolk, Virginia 23523 · MLS #10654438 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed; verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

✆

916 Waltham St, Norfolk, VA 23523

OverviewAbout this home

Life on the water

Facts & features

Our read on this home

Why this home stands out

CAMPOSTELLA HEIGHTS and the Norfolk real estate market

What's nearby

For different buyers

Base commute and VA loan notes

Room to grow

More buyer questions

Schools · VaHome School ScoreAssigned schools

How Far Is?

Also nearby

Homes like this one sell fast — see the next one first

Military Commute

Flood & environmentFlood risk (FEMA)

🌊 Flood Risk (FEMA)

Hurricane Evacuation Zone

Explore this neighborhoodIngleside

CostPayment calculator

Estimate your monthly payment

Value & historyComparables

Sale & Tax History

Sale Timeline (this listing)

Public-Records Assessment

Comparable Properties

48 days on market: read it in context

CompareThis home next to what else is for sale nearby

Questions buyers ask

See it in person with Tom & Dariya

Flood Risk (FEMA)