Toano › WHITE HALL › 8426 Gayle Ln✓ Source: REIN MLS #10626893 · record updated May 1, 2026 · synced every 2 min · your inquiry is never resold

8426 Gayle LN, TOANO VA 23168 - Main photo

$395,000

4beds

3.1baths

1,932sqft

5days on market

8426 Gayle Ln, Toano, VA 23168

Name: 8426 Gayle LN, Toano, Virginia 23168
Brand: Liz Moore & Associates LLC
Price: 395000 USD
Availability: SoldOut

SoldResidential · built 2019 · WHITE HALL

About this home

The listing, in the seller's words

Welcome to effortless living in the sought-after White Hall community of Toano! This beautifully upgraded end-unit offers exceptional space, style, and an unbeatable location—just steps from the clubhouse, pool, and tennis courts. Inside, you'll find 4 spacious bedrooms and 3.5 baths designed for both comfort and flexibility. The versatile first-floor suite is ideal as a private guest retreat, home office, or rec room—perfect for today's lifestyle. The main living areas shine with engineered hardwood floors, upgraded cabinetry, granite countertops, and a chef-inspired kitchen featuring gas cooking. Thoughtfully upgraded tiled baths add a polished, luxury feel throughout. Enjoy the added privacy and natural light that only an end unit provides, along with the ease of low-maintenance living so you can spend more time enjoying your home—not working on it. Located in the award-winning Stonehouse Elementary district and just minutes to I-64 and Route 60, commuting is simple and convenient.

Listing courtesy of Brenda Carter · Liz Moore & Associates LLC · REIN MLS #10626893

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2019

Price / sqft

$204

HOA fee

$86/mo

Taxes

$2,692/yr

County

James City County VA

MLS #

10626893

HOA association includes

ClubhouseGround MaintPlaygroundsPoolTrash Pickup

$86/mo HOA fee · n/a · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms: 4
Full baths: 3
Half baths: 1
Approx. sqft: 1,932
Stories: 3
Flooring: Carpet, Laminate/LVP
First-floor bed & full bath: Yes
Total rooms: 9
Other rooms: 1st Floor BR, Attic, Balcony, Breakfast Area, PBR with Bath, Pantry, Porch, Utility Closet
Interior features: Bar, Scuttle Access
Appliances: 220 V Elec, Dishwasher, Disposal, Dryer, Dryer Hookup, Microwave, Range, Refrigerator, Washer, Washer Hookup
Equipment: Cable Hookup, Ceiling Fan, Gar Door Opener

Construction & exterior

Style: Colonial,Townhouse
Subtype: Attached
Foundation: Slab
Roof: Asphalt Shingle
Exterior: Vinyl
Exterior features: Corner
Pool: No Pool

Utilities & systems

Heating: Forced Hot Air
Cooling: Central Air,Heat Pump
Water heater: Electric
Water: City/County
Sewer: City/County

Lot, parking & ownership

Subdivision: WHITE HALL
Zoning: R2
Ownership: Fee Simple
Garage: Yes
Parking: Garage Det 2 Car
Possession: CLOSING
Disclosures: Common Interest Community, Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51095C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,475/mo

Down payment20% · $79,000

Interest rate6.75%

Loan term30 years

Principal & interest

$2,050

Property tax

$224

Home insurance

$115

PMI

None

HOA

$86

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$362,000 – $490,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

3655 Lavender LN · 0.1 mi · 1,972 sqft$479,500 sold 2026-05

3624 Lavender LN · 0.2 mi · 1,915 sqft$479,500 sold 2026-05

3319 Hickory Neck BLVD · 0.3 mi · 1,972 sqft$469,000 sold 2026-05

Sale & Tax History

List Price

$395,000

Price / Sq Ft

$204

Annual Taxes

$2,692

Monthly Tax

$224

HOA fee

$86 / mo

Tax Rate (effective)

0.68%

Sale Timeline (this listing)

Event	Date	Price	Detail
Listed	Apr 30, 2026	$395,000	—
Sold	Apr 29, 2026	$395,000	—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Toano Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 8426 Gayle Ln in a good school zone?+

The assigned zones on the listing record are Norge Elementary (GreatSchools 8/10), Toano Middle (GreatSchools 7/10), Warhill (GreatSchools 6/10). School attendance zones can change — always confirm enrollment with the local school division.

Is 8426 Gayle Ln in a flood zone?+

FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.

Is there a gym near 8426 Gayle Ln?+

Yes — Elite Health and Fitness is about 0.8 miles away, per the cached nearby-places record for this address.

Does 8426 Gayle Ln have an HOA?+

Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is n/a. Association amenities on record include: Clubhouse, Ground Maint, Playgrounds, Pool, Trash Pickup.

When was 8426 Gayle Ln built?+

It was built in 2019, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Brenda Carter · Liz Moore & Associates LLC · REIN MLS #10626893

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

This one's sold — the next one doesn't have to be.

🏡 Homes for sale in Toano Call or text (757) 777-7577

8426 Gayle Ln, Toano, Virginia 23168 · MLS #10626893 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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