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NorfolkWILLOUGHBY BEACH831 Little Bay Ave #A✓ Source: REIN MLS #10636535 · record updated Jun 5, 2026 · synced every 2 min · your inquiry is never resold
831 Little Bay AVE #A, NORFOLK VA 23503 - Main photo
831 Little Bay AVE #A, NORFOLK VA 23503 - Photo 2
831 Little Bay AVE #A, NORFOLK VA 23503 - Photo 3
831 Little Bay AVE #A, NORFOLK VA 23503 - Photo 4
831 Little Bay AVE #A, NORFOLK VA 23503 - Photo 5
$850,000
$335 / sqft · est. $5,328/mo →
4beds
3.1baths
2,536sqft
8days on market

831 Little Bay Ave #A, Norfolk, VA 23503

ActiveResidential · built 2020 · WILLOUGHBY BEACH

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Bay, Deep Water.

Frontage

Bay ✓ VERIFIED

Access

Deep-water access

Source: REIN MLS listing record · waterfront features as listed

About this home

The listing, in the seller's words

Exceptional opportunity in sought-after Ocean View, Norfolk! This beautiful single-family home offers an active short-term rental permit secured for the next 5 years — a rare and valuable asset. Featuring 4 spacious bedrooms, including two primary suites, this home is designed for flexibility and comfort. The kitchen showcases granite countertops, stainless steel appliances, and beautifully accented tile that perfectly complements the space. The open living area on the first floor features brand-new flooring, creating a fresh and modern feel. A separate laundry room conveniently located on the second floor adds everyday practicality. Enjoy balconies on each level — perfect for catching coastal breezes and relaxing after a day at the beach. Whether you're looking for a primary residence, second home, or income-producing investment, this Ocean View gem delivers location, layout, and long-term opportunity. Furniture can be purchased.

Listing courtesy of Sarah Grace Schroder · Sand & Sea Realty · REIN MLS #10636535

VaHome team overview

Our read on this home

At a glance

831 Little Bay Ave #A is a 2020-built, 4-bedroom, 3.5-bath townhome-style residence in Willoughby Beach, Norfolk — just four minutes from Naval Station Norfolk and steps from the Chesapeake Bay shoreline. At 2,536 square feet on a 0.19-acre lot, it delivers modern construction in one of Norfolk's most water-adjacent neighborhoods.

Read the full overview ↓

Why this home stands out

Built in 2020, this address skips the renovation math entirely. You're getting four bedrooms, three full baths, and a half bath spread across 2,536 square feet of construction that's barely had time to settle. The Willoughby Beach location is the real differentiator — waterfront access, bay breezes, and a four-minute drive to Naval Station Norfolk combine in a way that's genuinely hard to replicate anywhere else in Hampton Roads.

WILLOUGHBY BEACH and the Norfolk real estate market

Willoughby Beach sits at the northern tip of Norfolk where the city meets the Chesapeake Bay, and it has a personality all its own. The streets are quiet and low-traffic, the lots run close to the water, and neighbors tend to know each other by name. It's the kind of place where a morning walk to the beach access at 12th View or 13th View Street is just part of the routine — not a special occasion. If you've been browsing homes for sale in Norfolk VA and wondering where the water-access neighborhoods actually feel livable rather than just expensive, Willoughby Beach is worth a long look. The broader Norfolk context matters too: you're inside city limits with full access to everything Norfolk offers, but the neighborhood itself reads more like a coastal enclave than a dense urban district. Chesapeake Bay views are common, the fishing culture is real, and the pace slows down noticeably once you cross into this pocket of the city.

What's nearby

Daily life at 831 Little Bay Ave #A is genuinely convenient. Swell Charcoal Grill and Raw Bar is six-tenths of a mile away when you want a proper sit-down meal with a waterfront vibe. The Ocean View Fishing Pier Restaurant is just under a mile out and delivers exactly the casual seafood energy you'd expect from this part of Norfolk. For quick stops, a 7-Eleven is right at 0.6 miles. Beach access is the real everyday luxury here — 12th View Beach Access and 13th View Street Beach Access are both under a mile, and Local Beach rounds out your options at 0.9 miles. You're not driving to the coast on weekends; it's already part of your neighborhood.

For different buyers

For military families relocating

Naval Station Norfolk is four minutes away — that's not a typo. For active-duty families weighing BAH and commute time together, 831 Little Bay Ave #A lands in a rare spot. MARFORCOM Norfolk is five minutes in the other direction. A VA loan pairs naturally with a 2020-built home like this: no deferred maintenance surprises, no older systems to negotiate around, just clean modern construction close to the gate.

For families upgrading

Four bedrooms and 3.5 baths in a 2020 build means the space actually works for a growing household — no one's sharing a bathroom out of necessity, and there's room to spread out without the compromises older homes often demand. Add beach access less than a mile away and a neighborhood where kids can actually be outside, and 831 Little Bay Ave #A starts to look like a serious upgrade over wherever you are now.

More buyer questions

How far is 831 Little Bay Ave #A from Naval Station Norfolk?

Naval Station Norfolk is approximately four minutes by car from this address, making it one of the shortest base commutes available in the Norfolk market. MARFORCOM Norfolk is similarly close at about five minutes.

Is 831 Little Bay Ave #A in a flood zone?

Willoughby Beach is a waterfront neighborhood in Norfolk, and flood zone status varies by specific parcel — check the FEMA flood map or ask your agent to pull the official designation for this address before making decisions.

What beach access points are near 831 Little Bay Ave #A?

12th View Beach Access and 13th View Street Beach Access are both within 0.8 miles, and Local Beach is just under a mile away — all providing direct access to the Chesapeake Bay shoreline.

How old is the home at 831 Little Bay Ave #A?

The property was built in 2020, making it one of the newer constructions in the Willoughby Beach neighborhood and well within the age range where major systems and finishes are still in their original condition.

Does 831 Little Bay Ave #A have an HOA?

You'll want to confirm HOA status directly with the listing agent, as community association details for this address should be verified against current governing documents before closing.

Want to see 831 Little Bay Ave #A in person? Tom and Dariya Milan at LPT Realty know Willoughby Beach well — reach out and they'll get you scheduled.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2020

Price / sqft

$335

HOA

None

Taxes

$8,036/yr

County

Norfolk VA

Waterfront

Yes

MLS #

10636535

Interior

Bedrooms
4
Full baths
3
Half baths
1
Approx. sqft
2,536
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP, Wood
Ensuite bedrooms
2
First-floor bed & full bath
Yes
Total rooms
10
Other rooms
1st Floor Primary BR, Attic, Balcony, PBR with Bath, Porch, Utility Room
Appliances
220 V Elec, Dishwasher, Disposal, Dryer, Dryer Hookup, Energy Star Appliance(s), Microwave, Gas Range, Refrigerator, Washer, Washer Hookup
Equipment
Ceiling Fan, Security Sys

Construction & exterior

Style
Contemp, Lo Rise
Subtype
Detached
Foundation
Crawl, Other
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Waterfront
Bay,Deep Water
Deep-water access
Yes

Utilities & systems

Heating
Heat Pump, Nat Gas, Zoned
Cooling
Geo Thermal
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.1900
Subdivision
WILLOUGHBY BEACH
Ownership
Fee Simple
Garage
No
Parking
4 Space, Carport, Driveway Spc
Possession
CLOSING
Disclosures
Disclosure Statement

See more Norfolk waterfront homes.

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone AE · base flood elevation 9 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 510104

Flood Risk

Looking up FEMA flood zone…

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

In the Chesapeake Shores & Bayview neighborhood of Norfolk. see more Norfolk homes

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$5,328/mo

Principal & interest

$4,410

Property tax

$670

Home insurance

$248

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$385,000$579,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

9626 12th View ST · 0.6 mi · 2,436 sqft$579,000 sold 2026-07
9233 Atwood AVE · 1 mi · 2,541 sqft$405,000 sold 2026-04
9552 Mason Creek RD · 1.1 mi · 2,438 sqft$385,000 sold 2026-06

Sale & Tax History

List Price

$850,000

Price / Sq Ft

$335

Annual Taxes

$8,036

Monthly Tax

$670

HOA

None

Tax Rate (effective)

0.95%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 28, 2026$850,000
Currently listed$850,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

8 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 831 Little Bay Ave #A in a good school zone?+
The assigned zones on the listing record are Ocean View Elementary (GreatSchools 4/10), Northside Middle School (GreatSchools 3/10), Granby (GreatSchools 5/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 831 Little Bay Ave #A in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 9 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Are there parks near 831 Little Bay Ave #A?+
12th View- Beach Access is about 0.6 miles away.
Is 831 Little Bay Ave #A a waterfront property?+
Yes. The listing record shows: Bay,Deep Water.
Does 831 Little Bay Ave #A have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 831 Little Bay Ave #A built?+
It was built in 2020, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Sarah Grace Schroder · Sand & Sea Realty · REIN MLS #10636535

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

831 Little Bay Ave #A, Norfolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

831 Little Bay Ave #A, Norfolk, Virginia 23503 · MLS #10636535 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.