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✓ Source: REIN MLS #10636535 · record updated Aug 28, 2026 · synced every 2 min · your inquiry is never resold
831 Little Bay AVE #A, NORFOLK VA 23503 - Main photo
4beds
3.1baths
2,536sqft
92days on market

831 Little Bay Ave #A, Norfolk, VA 23503

Off MarketResidential · built 2020 · WILLOUGHBY BEACH

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Bay, Deep Water.

Frontage

Bay ✓ VERIFIED

Access

Deep-water access

Source: REIN MLS listing record · waterfront features as listed

About this home

Exceptional opportunity in sought-after Ocean View, Norfolk! This beautiful single-family home offers an active short-term rental permit secured for the next 5 years — a rare and valuable asset. Featuring 4 spacious bedrooms, including two primary suites, this home is designed for flexibility and comfort. The kitchen showcases granite countertops, stainless steel appliances, and beautifully accented tile that perfectly complements the space. The open living area on the first floor features brand-new flooring, creating a fresh and modern feel. A separate laundry room conveniently located on the second floor adds everyday practicality. Enjoy balconies on each level — perfect for catching coastal breezes and relaxing after a day at the beach. Whether you're looking for a primary residence, second home, or income-producing investment, this Ocean View gem delivers location, layout, and long-term opportunity. Furniture can be purchased.

Listing courtesy of Sarah Grace Schroder · Sand & Sea Realty · REIN MLS #10636535

Facts & features

Type

Residential

Year built

2020

Price / sqft

$335

HOA

None

Taxes

$8,036/yr

County

Norfolk VA

Waterfront

Yes

MLS #

10636535

Interior

Bedrooms
4
Full baths
3
Half baths
1
Approx. sqft
2,536
Stories
2
Flooring
Carpet, Ceramic, Laminate/LVP, Wood
Ensuite bedrooms
2
First-floor bed & full bath
Yes
Total rooms
10
Other rooms
1st Floor Primary BR, Attic, Balcony, PBR with Bath, Porch, Utility Room
Appliances
220 V Elec, Dishwasher, Disposal, Dryer, Dryer Hookup, Energy Star Appliance(s), Microwave, Gas Range, Refrigerator, Washer, Washer Hookup
Equipment
Ceiling Fan, Security Sys

Construction & exterior

Style
Contemp, Lo Rise
Subtype
Detached
Foundation
Crawl, Other
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Waterfront
Bay,Deep Water
Deep-water access
Yes

Utilities & systems

Heating
Heat Pump, Nat Gas, Zoned
Cooling
Geo Thermal
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.1900
Subdivision
WILLOUGHBY BEACH
Ownership
Fee Simple
Garage
No
Parking
4 Space, Carport, Driveway Spc
Possession
CLOSING
Disclosures
Disclosure Statement

See more Norfolk waterfront homes.

Sources: REIN MLS record

Keep searching in Norfolk

See all Norfolk homes for sale, including homes for sale in 23503, homes for sale zoned for Granby High School, and homes for sale zoned for Ocean View Elementary School. Nearby, look at Willoughby homes for sale, Norfolk waterfront homes for sale, Norfolk condos and townhomes for sale, and new construction homes in Norfolk.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each. Straight-line distances in “What’s nearby” are shorter.

Homes like this one sell fast — see the next one first

Norfolk$720K – $980K4+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone AE · base flood elevation 9 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 510104

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 510104

High Risk

FEMA flood zone

AE (1% annual chance)

Base flood elevation

9 ft above sea level

Property elevation

4.7 ft above sea level

4.3 ft below BFE

USGS 3DEP digital elevation model

Special Flood Hazard Area — 1% annual chance of flooding. Federal flood insurance is required on most mortgages.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Willoughby

Willoughby is the western end of Norfolk's bayfront, in ZIP codes 23503 and 23505. Willoughby Spit is a narrow strip of sand. The Chesapeake Bay is on one side and Willoughby Bay on the other.

$327K

Median sale · 12 mo

$230

Sold $/sq ft

22d

Days on market

47

For sale now

$64K

HH income

39.7%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Willoughby →
Map of Willoughby with neighborhood boundaryNeighborhood

Norfolk VA homes for sale →

Location intelligence

What's nearby

Location & Neighborhood

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Military Commute

Drive times to nearest bases

NS Norfolk

Navy

16min·4.2mi

MARFORCOM

Marines

17min·4.7mi

NSA HR

Navy

22min·8.4mi

Little Creek

Navy

27min·9.8mi

NMCP

Navy

29min·12.7mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$5,328/mo

Principal & interest

$4,410

Property tax

$670

Home insurance

$248

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Price context — similar nearby homes

$351,000 – $648,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

728 W Ocean View AVE · 0.3 mi · 2,711 sqft$648,000 sold 2026-10
1155 Little Bay AVE · 0.5 mi · 2,448 sqft$625,000 sold 2026-08
569 W Ocean View AVE · 0.5 mi · 2,419 sqft$351,000 sold 2026-04

Own a home nearby? See what it is worth today — What's your Norfolk home worth?

Sale & Tax History

List Price

$850,000

Price / Sq Ft

$335

Annual Taxes

$8,036

Monthly Tax

$670

HOA

None

Tax Rate (effective)

0.95%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 28, 2026$850,000—
Currently listed—$850,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 831 Little Bay Ave #A in a good school zone?+
The assigned zones on the listing record are Ocean View Elementary (VaHome School Score 2.4/10), Northside Middle School (VaHome School Score 1.8/10), Granby (VaHome School Score 2.7/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 831 Little Bay Ave #A in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 9 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Are there parks near 831 Little Bay Ave #A?+
12th View- Beach Access is about 0.6 miles away.
Is 831 Little Bay Ave #A a waterfront property?+
Yes. The listing record shows: Bay,Deep Water.
Does 831 Little Bay Ave #A have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 831 Little Bay Ave #A built?+
It was built in 2020, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Sarah Grace Schroder · Sand & Sea Realty · REIN MLS #10636535

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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831 Little Bay Ave #A, Norfolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

831 Little Bay Ave #A, Norfolk, Virginia 23503 · MLS #10636535 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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