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✓ Source: REIN MLS #10656897 · record updated Oct 16, 2026 · synced every 2 min · your inquiry is never resold
7 Gardner Point DR, ELIZABETHCITY NC 27909 - Main photo
7 Gardner Point DR, ELIZABETHCITY NC 27909 - Photo 2
7 Gardner Point DR, ELIZABETHCITY NC 27909 - Photo 3
7 Gardner Point DR, ELIZABETHCITY NC 27909 - Photo 4
7 Gardner Point DR, ELIZABETHCITY NC 27909 - Photo 5
3beds
3baths
2,000sqft
8days on market

7 Gardner Point Dr, Elizabeth City, NC 27909

ActiveResidential · built 1993 · ALL OTHERS AREA 215

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Bulkhead, Deep Water, Deep Water Access, Dock, Navigable, River.

Frontage

River ✓ VERIFIED

Dock

Dock

Shoreline

Bulkheaded

Access

Deep-water access

Source: REIN MLS listing record · waterfront features as listed

About this home

This stunning RIVERFRONT gem with BOAT SLIP INCLUDED is calling you. The views are spectacular & the location ideal. Spread out in this welcoming 3 bed/3 full bath 2000 sq ft condo w/1st flr bedrm & 1st flr full bath. The living space is bright, open & airy with fabulous views of the Pasquotank River abounding. The kitchen is nicely appointed w/breakfast bar, tons of cabinets, open to dining/living area & all appliances convey. An Entertainer's dream! The great space in the dining & living areas offer a wet bar, 1 touch electric fireplace & beautiful built-in's w/TV that conveys. Next exit to the sizable patio off the living area & embrace relaxation. With this view you won't want to leave! Upstairs you'll find the epitome of a true Primary Suite...large bedrm w/2 large walk-in closets. Wake up to glorious sunrises & enjoy your coffee from your own private bedroom balcony. Prepare for the day in your spa like bthrm w/double sinks, jetted tub, separate shower w/double showerheads & another HUGE walk-in closet! Wow! Rounding out the 2nd flr is another spare bedroom, full bathroom and utility closet w/washer/dryer that convey. The rooms are all separate offering privacy for all occupants. The storage space is abundant to include a scuttle attic access in the Primary Suite. The most spectacular feature of this amazing property is the included BOAT SLIP! From the 1st flr patio there's a private stairwell that takes you to the downstairs community walkway that leads to the dock & boat slips. There's also a picnic table on the dock if you'd fancy enjoying a meal here! This location is also conveniently across the water from the newly revitalized downtown Elizabeth City. Whether you're going by boat, bike, car or on foot quickly you'll have coffee shops, restaurants & shopping at your fingertips! The Pasquotank River is navigable and you can be to the Intercoastal Waterway in no time. This spot is truly a boater's dream!

Listing courtesy of Shelly Schudel · Own Real Estate LLC · REIN MLS #10656897

Facts & features

Type

Residential

Year built

1993

Price / sqft

$213

HOA fee

$300/mo

Taxes

$2,501/yr

County

Pasquotank County NC

Waterfront

Yes

MLS #

10656897

HOA association includes

Boat SlipDockGround Maint

$300/mo HOA fee · Gardner Pointe Condominiums · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
3
Approx. sqft
2,000
Stories
2
Flooring
Carpet, Ceramic, Vinyl, Wood
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
5
Other rooms
1st Floor BR, Attic, Balcony, Breakfast Area, Foyer, PBR with Bath, Pantry, Porch, Spare Room, Utility Closet
Appliances
Dishwasher, Dryer, Microwave, Elec Range, Refrigerator, Washer
Equipment
Cable Hookup, Ceiling Fan, Jetted Tub

Construction & exterior

Style
Cluster
Subtype
Attached
Foundation
Other
Roof
Asphalt Shingle
Exterior
Stucco
Pool
No Pool
Waterfront
Bulkhead,Deep Water,Deep Water Access,Dock,Navigable,River
Deep-water access
Yes

Utilities & systems

Heating
Electric
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
ALL OTHERS AREA 215
Unit / floor
2
Zoning
R
Ownership
Condo
Garage
No
Parking
Lot, Close to Mass Transit
Possession
CLOSING
Disclosures
Resale Certif Req

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

7 Gardner Point Drive sits in the heart of Elizabeth City, North Carolina, a riverfront city with a walkable downtown core. This 2,000-square-foot, three-bedroom, three-bath home was built in 1993. Parks, coffee shops, and restaurants are steps from the front door. It's a rare find in a city that moves at a comfortable pace.

Read the full overview ↓

Why this home stands out

What sets 7 Gardner Point Drive apart is its location inside a walkable downtown pocket that most Elizabeth City addresses can't match. Three full baths across 2,000 square feet gives everyone breathing room. The 1993 build means solid bones without the unpredictability of a much older home. And with three parks within a tenth of a mile, outdoor space is never far.

ALL OTHERS AREA 215 and the Elizabeth City real estate market

Gardner Point Drive sits along the Pasquotank River waterfront in downtown Elizabeth City. The streets here carry a small-city charm — mature trees, a mix of historic and mid-century homes, and a genuine neighborhood feel. Residents walk to coffee, dinner, and the river without getting in a car. The area draws people who want proximity to the water and a real downtown, not a strip-mall suburb. Elizabeth City itself is the largest city in northeastern North Carolina. It anchors Pasquotank County and serves as a regional hub for shopping, healthcare, and culture. The downtown core is compact and easy to navigate on foot or by bike. US-17 and US-158 connect the city to the Outer Banks, Virginia Beach, and the broader Hampton Roads region. Commuters heading north reach the Virginia border in under 30 minutes. The city's Coast Guard and aviation heritage gives it a steady, grounded character that shows up in how the community takes care of its streets and public spaces.

What's nearby

Step outside and you're already there. The SweetEasy, The Kraken Coffeehouse, and Muddy Waters Coffeehouse are all within two-tenths of a mile — morning coffee is a short walk in any direction. Dinner options are just as close: 2 Souls Wine & Bourbon Bar and Elizabeth City Pizza Company are essentially at the address, and Colonial Cafe is a block away. Mariners' Wharf Park, Moth Boat Park, and Pool Street Park are each within a tenth of a mile, giving you riverfront green space right outside. REVITALIZE Fitness, Madhouse Dance Fit, and Galaxy Extreme Athletics cover the workout side of things within two-tenths of a mile. Food Lion Pharmacy is under a mile for everyday essentials.

For different buyers

Base commute and VA loan notes

NSA Northwest Annex is about 37 minutes from 7 Gardner Point Drive — a manageable commute for northeastern North Carolina. VA loan financing is a strong fit here, and the Elizabeth City market is one where that financing competes well. The three-bath layout and 2,000 square feet mean no waiting in line for the bathroom on early-morning duty days.

For first-time buyers

Three bedrooms, three full baths, and 2,000 square feet is a strong starting point for anyone stepping into ownership. The 1993 build avoids the oldest-home surprises while still giving you a home with real character. A walkable downtown location means lower transportation costs day to day. Anyone comparing homes for sale in Elizabeth City will notice how rarely this combination of space and location comes together at one address.

More buyer questions

How far is 7 Gardner Point Drive from NSA Northwest Annex?

The drive runs about 37 minutes under normal traffic conditions. US-17 is the primary route heading northeast out of Elizabeth City.

Is 7 Gardner Point Drive in a flood zone?

The property sits near the Pasquotank River waterfront, so flood zone status is worth reviewing carefully. Check the FloodRisk tile on this page for the current FEMA designation.

What is the walkability like around 7 Gardner Point Drive?

Walkability is genuinely high by Elizabeth City standards. Coffee shops, restaurants, parks, and fitness studios are all within two-tenths of a mile.

Does 7 Gardner Point Drive have an HOA?

HOA status for this address should be confirmed through current property disclosures. Contact Tom or Dariya Milan for the most accurate information.

Where is 7 Gardner Point Drive relative to the Outer Banks?

The Outer Banks are roughly 60 to 75 minutes south and east depending on your destination. US-158 out of Elizabeth City is the main corridor.

Want to see 7 Gardner Point Drive in person? Tom and Dariya Milan know this market well. Reach out and let's set up a time that works for you.

Summary generated by AI from public records and publicly available information.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Elizabeth City$360K – $490K3+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryOther Elementary School
    —
  • MiddleOther Middle School
    —
  • HighPasquotank County
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone AE · base flood elevation 4 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 37029C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 37029C

High Risk

FEMA flood zone

AE (1% annual chance)

Base flood elevation

4 ft above sea level

Property elevation

0 ft above sea level

4.0 ft below BFE

USGS 3DEP digital elevation model

Special Flood Hazard Area — 1% annual chance of flooding. Federal flood insurance is required on most mortgages.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Military Commute

Drive times to nearest bases

NW Annex

Navy

35min·26.9mi

USCG Finance Ctr

Coast Guard

51min·40.2mi

J7 Suffolk

Joint

59min·44.5mi

NNSY

Navy

58min·46.5mi

Dam Neck

Navy

79min·52.9mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,538/mo

Principal & interest

$2,205

Property tax

$208

Home insurance

$124

PMI

None

HOA/Condo (paid separately)

$300

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Price context — similar nearby homes

$210,000 – $375,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

405 Speed ST · 0.7 mi · 1,884 sqft$250,000 sold 2026-03
1319 Moore ST · 1 mi · 1,764 sqft$210,000 sold 2026-03
107 Harvey ST · 1.9 mi · 2,049 sqft$335,000 sold 2026-04

Own a home nearby? See what it is worth today — What's your Elizabeth City home worth?

Sale & Tax History

List Price

$425,000

Price / Sq Ft

$213

Annual Taxes

$2,501

Monthly Tax

$208

HOA fee

$300 / mo

Tax Rate (effective)

0.59%

Sale Timeline (this listing)

EventDatePriceDetail
ListedOct 8, 2026$425,000—
Currently listed—$425,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Elizabeth City Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

8 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 7 Gardner Point Dr in a good school zone?+
The assigned zones on the listing record are Other Elementary School, Other Middle School, Pasquotank County. School attendance zones can change — always confirm enrollment with the local school division.
Is 7 Gardner Point Dr in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 4 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Is 7 Gardner Point Dr a waterfront property?+
Yes. The listing record shows: Bulkhead,Deep Water,Deep Water Access,Dock,Navigable,River.
Does 7 Gardner Point Dr have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is Gardner Pointe Condominiums. Association amenities on record include: Boat Slip, Dock, Ground Maint.
When was 7 Gardner Point Dr built?+
It was built in 1993, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Shelly Schudel · Own Real Estate LLC · REIN MLS #10656897

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

7 Gardner Point Dr, Elizabeth City — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

7 Gardner Point Dr, Elizabeth City, North Carolina 27909 · MLS #10656897 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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