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✓ Source: REIN MLS #10619689 · record updated Mar 31, 2026 · synced every 2 min · your inquiry is never resold
405 Speed ST, ELIZABETHCITY NC 27909 - Main photo
3beds
2.1baths
1,884sqft
20days on market

405 Speed St, Elizabeth City, NC 27909

SoldResidential · built 1950 · ALL OTHERS AREA 216

About this home

Stunningly remodeled Cape Cod on a corner lot, just half a mile from the charming town and Water Point Park, featuring deep water access and a free boat launch. This home has undergone a complete transformation with a brand new roof, LVP flooring, vinyl siding, hot water heater, energy efficient LED lighting, Bluetooth mirrors, stylish vanities, modern toilets, quartz counter tops, new cabinets, tiled showers, and all new faucets and fixtures. Fresh doors and hardware enhance the appeal, along with newer windows and AC. The garage is fully renovated and provides excellent space, complemented by an additional storage shed. Both the detached garage and shed boast new roofs and siding. This exquisite home surpasses new construction in quality and is attractively priced. Enjoy the convenience of being just .5 miles from the town and many amenities.

Listing courtesy of Denise Hawkins · Triumph Realty · REIN MLS #10619689

Facts & features

Type

Residential

Year built

1950

Price / sqft

$133

HOA

None

Taxes

$1,110/yr

County

Elizabeth City NC

MLS #

10619689

Interior

Bedrooms
3
Full baths
2
Half baths
1
Approx. sqft
1,884
Stories
1
Flooring
Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor Primary BR, PBR with Bath, Utility Closet
Interior features
Fireplace Wood, Primary Sink-Double, Pull Down Attic Stairs, Walk-In Closet
Appliances
220 V Elec, Dishwasher, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer Hookup
Equipment
Cable Hookup, Ceiling Fan
Accessibility
Main Floor Laundry

Construction & exterior

Style
Cape Cod
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Vinyl
Exterior features
Corner, Cul-De-Sac
Pool
No Pool
Fencing
Chain Link,Partial

Utilities & systems

Heating
Electric,Heat Pump,Programmable Thermostat
Cooling
16+ SEER A/C
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
ALL OTHERS AREA 216
Zoning
R-6
Ownership
Fee Simple
Garage
Yes
Parking
Garage Det 1 Car, Close to Mass Transit, Driveway Spc, Street
Possession
SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each. Straight-line distances in “What’s nearby” are shorter.

Homes like this one sell fast — see the next one first

Elizabeth City$210K – $290K3+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryPasquotank Elementary
    —
  • MiddleElizabeth City Middle
    —
  • HighPasquotank County
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 37139C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 37139C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

6.2 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

What's nearby

Location & Neighborhood

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Military Commute

Drive times to nearest bases

NW Annex

Navy

39min·28.1mi

USCG Finance Ctr

Coast Guard

51min·43.1mi

J7 Suffolk

Joint

55min·45.3mi

NNSY

Navy

55min·47.3mi

Dam Neck

Navy

77min·65.1mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,463/mo

Principal & interest

$1,297

Property tax

$93

Home insurance

$73

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Price context — similar nearby homes

$246,400 – $353,990

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

519 Millbrooke CIR · 1.2 mi · 1,860 sqft$349,900 sold 2026-03
305 W Cypress ST · 0.8 mi · 2,039 sqft$285,000 sold 2026-10
522 Millbrooke CIR · 1.2 mi · 1,850 sqft$345,000 sold 2026-02

Own a home nearby? See what it is worth today — What's your Elizabeth City home worth?

Sale & Tax History

List Price

$250,000

Price / Sq Ft

$133

Annual Taxes

$1,110

Monthly Tax

$93

HOA

None

Tax Rate (effective)

0.44%

Sale Timeline (this listing)

EventDatePriceDetail
ListedApr 19, 2026$250,000—
SoldMar 31, 2026$250,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Elizabeth City Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 405 Speed St in a good school zone?+
The assigned zones on the listing record are Pasquotank Elementary, Elizabeth City Middle, Pasquotank County. School attendance zones can change — always confirm enrollment with the local school division.
Is 405 Speed St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 405 Speed St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 405 Speed St built?+
It was built in 1950, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Denise Hawkins · Triumph Realty · REIN MLS #10619689

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

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405 Speed St, Elizabeth City — photo

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405 Speed St, Elizabeth City, North Carolina 27909 · MLS #10619689 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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