Elizabeth City › ALL OTHERS AREA 216 › 405 Speed St✓ Source: REIN MLS #10619689 · record updated Mar 31, 2026 · synced every 2 min · your inquiry is never resold

405 Speed ST, ELIZABETHCITY NC 27909 - Main photo

$250,000

3beds

2.1baths

1,884sqft

20days on market

405 Speed St, Elizabeth City, NC 27909

Name: 405 Speed ST, Elizabeth City, North Carolina 27909
Brand: Triumph Realty
Price: 250000 USD
Availability: SoldOut

SoldResidential · built 1950 · ALL OTHERS AREA 216

About this home

The listing, in the seller's words

Stunningly remodeled Cape Cod on a corner lot, just half a mile from the charming town and Water Point Park, featuring deep water access and a free boat launch. This home has undergone a complete transformation with a brand new roof, LVP flooring, vinyl siding, hot water heater, energy efficient LED lighting, Bluetooth mirrors, stylish vanities, modern toilets, quartz counter tops, new cabinets, tiled showers, and all new faucets and fixtures. Fresh doors and hardware enhance the appeal, along with newer windows and AC. The garage is fully renovated and provides excellent space, complemented by an additional storage shed. Both the detached garage and shed boast new roofs and siding. This exquisite home surpasses new construction in quality and is attractively priced. Enjoy the convenience of being just .5 miles from the town and many amenities.

Listing courtesy of Denise Hawkins · Triumph Realty · REIN MLS #10619689

Schools

ElementaryPasquotank Elementary
—
MiddleElizabeth City Middle
—
HighPasquotank County
—

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1950

Price / sqft

$133

HOA

None

Taxes

$1,110/yr

County

Elizabeth City NC

Waterfront

Yes

MLS #

10619689

Interior

Bedrooms: 3
Full baths: 2
Half baths: 1
Approx. sqft: 1,884
Stories: 1
Flooring: Laminate/LVP
Ensuite bedrooms: 1
First-floor bed & full bath: Yes
Total rooms: 6
Other rooms: 1st Floor Primary BR, PBR with Bath, Utility Closet
Interior features: Fireplace Wood, Primary Sink-Double, Pull Down Attic Stairs, Walk-In Closet
Appliances: 220 V Elec, Dishwasher, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer Hookup
Equipment: Cable Hookup, Ceiling Fan
Accessibility: Main Floor Laundry

Construction & exterior

Style: Cape Cod
Subtype: Detached
Foundation: Crawl
Roof: Asphalt Shingle
Exterior: Vinyl
Exterior features: Corner, Cul-De-Sac
Pool: No Pool
Fencing: Chain Link,Partial
Waterfront: Not Waterfront

Utilities & systems

Heating: Electric,Heat Pump,Programmable Thermostat
Cooling: 16+ SEER A/C
Water heater: Electric
Water: City/County
Sewer: City/County

Lot, parking & ownership

Subdivision: ALL OTHERS AREA 216
Zoning: R-6
Ownership: Fee Simple
Garage: Yes
Parking: Garage Det 1 Car, Close to Mass Transit, Driveway Spc, Street
Possession: SETTLEMENT
Disclosures: Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 37139C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,463/mo

Down payment20% · $50,000

Interest rate6.75%

Loan term30 years

Principal & interest

$1,297

Property tax

$93

Home insurance

$73

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$85,000 – $375,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

403 W Fearing ST · 0.4 mi · 1,740 sqft$85,000 sold 2026-05

408 Walnut ST · 0.9 mi · 1,816 sqft$205,000 sold 2026-04

1319 Moore ST · 0.9 mi · 1,764 sqft$210,000 sold 2026-03

Sale & Tax History

List Price

$250,000

Price / Sq Ft

$133

Annual Taxes

$1,110

Monthly Tax

$93

HOA

None

Tax Rate (effective)

0.44%

Sale Timeline (this listing)

Event	Date	Price	Detail
Listed	Apr 19, 2026	$250,000	—
Sold	Mar 31, 2026	$250,000	—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Elizabeth City Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 405 Speed St in a good school zone?+

The assigned zones on the listing record are Pasquotank Elementary, Elizabeth City Middle, Pasquotank County. School attendance zones can change — always confirm enrollment with the local school division.

Is 405 Speed St in a flood zone?+

FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.

Does 405 Speed St have an HOA?+

No — there are no HOA, condo, or association dues on the listing record for this property.

When was 405 Speed St built?+

It was built in 1950, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Denise Hawkins · Triumph Realty · REIN MLS #10619689

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

This one's sold — the next one doesn't have to be.

🏡 Homes for sale in Elizabeth City Call or text (757) 777-7577

405 Speed St, Elizabeth City, North Carolina 27909 · MLS #10619689 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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