9 days on market
$248,000
645 Surry St
Portsmouth, Virginia 23707
MLS# 10639355 · RIVER PARK · Portsmouth VA
Updated 6 days ago · Source: REIN MLS
Est. payment
$1,615/mo
Edit below
Price / sq ft
$179
1,384 sq ft
Days on market
9
New listing
HOA
None
Year built
1942
84 yrs old
Beds
3
Full Baths
2
Half Baths
0
Sq Ft
1,384
Garage
Yes
Schools
- ElementaryJohn Tyler Elementary School2/10
- MiddleChurchland Middle School5/10
- 5/10
Info provided by GreatSchools
About this home
Charming Cape Cod in the heart of Portsmouth! 645 Surry Street features classic character paired with modern touches, including granite countertops in the kitchen and a functional, light-filled layout. Enjoy the convenience of a detached garage and carport, plus a large backyard for entertaining, gardening, pets, or future expansion. Located near local shops, dining, and easy access to major roads, this home offers c…
Listed by Susan Jenkins · Better Homes & Gdns Ntv Am Grp
VaHome Team property overview
645 Surry Street is a 1,384-square-foot, three-bedroom, two-bath home on a generous 0.21-acre lot in Portsmouth, Virginia. Built in 1942, this residential property sits just minutes from Naval Medical Center Portsmouth and USCG Base Portsmouth, making it a practical fit for Hampton Roads military households.
Read full property overview ↓Show less ↑
Why this home stands out
What sets 645 Surry Street apart is the combination of a sizable lot and a compact, manageable footprint — rare in this price tier of Portsmouth. The 0.21-acre lot gives you real outdoor space without the upkeep of a sprawling estate, while the 1942 construction era brings the kind of solid bones and architectural character that newer builds simply can't replicate. Two full baths across three bedrooms keeps daily routines running smoothly.
RIVER PARK and the Portsmouth real estate market
645 Surry Street sits in Portsmouth, Virginia — one of the seven cities of Hampton Roads and one of the oldest communities in the region. Portsmouth carries a genuine sense of history: the streets here were laid out long before most American cities existed, and that heritage shows in the architecture, the mature tree canopy, and the neighborhood scale. The Surry Street corridor is a residential pocket of the city characterized by mid-century homes on established lots, where neighbors tend to know each other and front porches still get used. Portsmouth's Olde Towne Historic District is just a short drive away, offering waterfront parks, local restaurants, and a ferry connection to downtown Norfolk. The city's central position in Hampton Roads means you're rarely far from anything — beaches, bases, interstates, and employment hubs are all within easy reach. For anyone considering a VA loan, Portsmouth's proximity to multiple installations makes it a natural fit for military buyers looking to put down roots in a stable, well-connected community.
What's nearby
Daily life is easy from 645 Surry Street. Naval Medical Center Portsmouth is roughly five minutes away, and USCG Base Portsmouth is about six — a genuinely short commute by any measure. The Olde Towne waterfront puts you close to the Elizabeth River Trail, a multi-use path popular with walkers and cyclists. Grocery options, pharmacies, and everyday retail are accessible along the nearby commercial corridors of Portsmouth. Interstate 264 and the Downtown Tunnel provide quick connections to Norfolk, Virginia Beach, and the broader Hampton Roads network, so weekend plans rarely require a long drive.
For different buyers
For military families relocating
Five minutes to Naval Medical Center Portsmouth and six to USCG Base Portsmouth — the commute math here is hard to argue with. Whether you're active duty, a civilian employee, or a contractor, 645 Surry Street puts you close enough to the gate that schedule changes don't turn into logistical crises. A VA loan can make this kind of proximity even more accessible for qualifying buyers.
For buyers drawn to character
If you appreciate homes with actual history, 645 Surry Street delivers. Built in 1942, it belongs to an era when residential construction prioritized durability and proportion over quick assembly. The 0.21-acre lot, the established neighborhood, the mature surroundings — these aren't features you can manufacture in a new subdivision. Portsmouth's deep roots as one of America's oldest port cities only add to the sense of place.
Frequently asked questions
How far is 645 Surry Street from Naval Medical Center Portsmouth?
Naval Medical Center Portsmouth is approximately five minutes from 645 Surry Street by car, making it one of the closest residential options to the base in the city. The short drive holds up well even during peak commute hours given the local road network.
How far is 645 Surry Street from USCG Base Portsmouth?
USCG Base Portsmouth is about six minutes away, placing 645 Surry Street within easy reach for Coast Guard personnel and civilian employees assigned there.
What is the lot size at 645 Surry Street?
The lot measures 0.21 acres, which is a notably generous footprint for this part of Portsmouth and provides meaningful outdoor space for gardening, entertaining, or simply having room to spread out.
Is 645 Surry Street in a flood zone?
Flood zone information for 645 Surry Street is displayed in the dedicated FloodRisk tile on this page, which pulls current FEMA map data for the property's specific parcel.
What architectural era does 645 Surry Street represent?
The home was built in 1942, placing it firmly in the mid-century residential tradition common throughout Portsmouth's established neighborhoods. Homes of this era are typically known for solid construction, defined room layouts, and details that distinguish them from modern production builds.
Curious whether 645 Surry Street fits your timeline and goals? Tom and Dariya Milan at LPT Realty know Portsmouth well — reach out and let's talk through the details.
Summary generated by AI from public records and publicly available information.
Location & Neighborhood
Places within ~1 mile, ordered by distance from this property. Powered by Google Places.
Flood Risk
Property Details
Bedrooms
3
Full Baths
2
Half Baths
0
Approx Sq Ft
1,384
Stories
2
Fireplaces
0
Flooring
Ceramic, Vinyl
Heating
Cooling
Laundry
Interior Features
N/A
Appliances
Dishwasher, Dryer Hookup, Microwave, Gas Range, Refrigerator, Washer Hookup
Sale & Tax History
List Price
$248,000
Price / Sq Ft
$179
Annual Taxes
$3,072
Monthly Tax
$256
HOA
None
Tax Rate (effective)
1.24%
Sale Timeline (this listing)
| Event | Date | Price | Detail |
|---|---|---|---|
| Listed | Jun 13, 2026 | $248,000 | — |
| Currently listed | — | $248,000 | — |
Public-Records Assessment
Source: City Assessor via Hampton Roads Regional Parcels. Fetched Jun 22, 2026.
Total Assessed
$250,930
Land
$63,480
Improvement
$187,450
Parcel ID: 03740590
Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:
Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.
Comparable Properties
Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.
About buying in Portsmouth
Homes for sale in Portsmouth, VA combine historic charm with the most affordable entry prices in Hampton Roads. Olde Towne Portsmouth (23704) features cobblestone streets and Federalist-era row houses overlooking the Elizabeth River, with active listings typically ranging $250K-$500K. Western Portsmouth's Churchland neighborhood (23703) offers larger suburban homes, top schools, and direct commutes to Norfolk Naval Shipyard. Park View (23707) and Cradock (23702) provide some of the most affordable single-family inventory in the region, often under $200K. Portsmouth's biggest employers are Norfolk Naval Shipyard (one of the largest ship-repair facilities in the country) and Naval Medical Center Portsmouth — Hampton Roads' largest military hospital. Active-duty military and shipyard families make up a significant share of buyers, and VA loan financing is common. Portsmouth Public Schools includes Churchland High, Manor High, and I.C. Norcom High; Churchland is consistently among the city's top-performing high schools. Buyers looking for waterfront views without Virginia Beach prices often find Portsmouth's Olde Towne and Hodges Ferry areas particularly attractive. Browse every active Portsmouth listing below, refreshed every 5 minutes from the REIN MLS.
Military Commute
Drive times to nearest basesDrive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.
Estimate your monthly payment
$1,615/moPrincipal & interest
$1,287
Property tax
$256
Home insurance
$72
PMI
None
HOA
None
Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.
Listed by Better Homes & Gdns Ntv Am Grp · MLS# 10639355
Data provided by REIN MLS. Information deemed reliable but not guaranteed.
$248,000
645 Surry ST, PORTSMOUTH VA 23707
Portsmouth, Virginia 23707
Request InfoQuick Facts
Schedule a tour
In-person or videoClick a day to pick a time