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Portsmouth › RIVER PARK › 645 Surry St✓ Source: REIN MLS #10639355 · record updated Aug 28, 2026 · synced every 2 min · your inquiry is never resold
645 Surry ST, PORTSMOUTH VA 23707 - Main photo
645 Surry ST, PORTSMOUTH VA 23707 - Photo 2
645 Surry ST, PORTSMOUTH VA 23707 - Photo 3
645 Surry ST, PORTSMOUTH VA 23707 - Photo 4
645 Surry ST, PORTSMOUTH VA 23707 - Photo 5
3beds
2baths
1,384sqft
76days on market

645 Surry St, Portsmouth, VA 23707

ActiveResidential · built 1942 · RIVER PARK

Facts & features

Type

Residential

Year built

1942

Price / sqft

$176

HOA

None

Taxes

$3,072/yr

County

Portsmouth VA

MLS #

10639355

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,384
Stories
2
Flooring
Ceramic, Vinyl
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Porch, Utility Room
Appliances
Dishwasher, Dryer Hookup, Microwave, Gas Range, Refrigerator, Washer Hookup
Equipment
Ceiling Fan

Construction & exterior

Style
Cape Cod
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool
Fencing
Back Fenced

Utilities & systems

Heating
Forced Hot Air, Nat Gas
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.2100
Subdivision
RIVER PARK
Zoning
UR
Ownership
Fee Simple
Garage
Yes
Parking
Garage Det 1 Car, Carport, Multi Car, Street
Possession
SETTLEMENT
Disclosures
Bank Repo, Exempt from Disclosure/Disclaimer, Spec Warranty Deed

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Charming Cape Cod in the heart of Portsmouth! 645 Surry Street features classic character paired with modern touches, including granite countertops in the kitchen and a functional, light-filled layout. Enjoy the convenience of a detached garage and carport, plus a large backyard for entertaining, gardening, pets, or future expansion. Located near local shops, dining, and easy access to major roads, this home offers comfort, space, and value all in one. Make sure to ask about the 3D True Immersive Virtual Tour. Call for your private showing today!

Listing courtesy of Susan Jenkins · Better Homes & Gdns Ntv Am Grp · REIN MLS #10639355

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

A 1942-built, three-bedroom home on a generous 0.21-acre lot in Portsmouth, Virginia — minutes from Naval Medical Center Portsmouth and USCG Base Portsmouth, with parks, local eats, and everyday essentials all within easy walking distance of Surry Street.

Keep searching in Portsmouth

See all Portsmouth homes for sale, including homes for sale in 23707, homes for sale zoned for Churchland High School, and homes for sale zoned for Waterview Elementary School. Browse every listing among homes for sale in Portsmouth — updated from the REIN MLS every few minutes. Nearby, look at Brighton homes for sale, Portsmouth waterfront homes for sale, Portsmouth condos and townhomes for sale, and new construction homes in Portsmouth.

Read the full overview ↓

Why this home stands out

What sets 645 Surry Street apart is the combination of a sizable lot and a compact, manageable footprint in a city where outdoor space this size is harder to come by close to base. Built in 1942, the home carries the solid construction character of its era — think real bones, not builder-grade shortcuts. Two full baths on a three-bedroom floor plan means no morning traffic jams, and Franklin Circle Park is literally a block away when you need fresh air fast.

RIVER PARK and the Portsmouth real estate market

Surry Street sits in a mature, tree-lined pocket of Portsmouth where mid-century homes line wide lots and neighbors actually know each other's names. Portsmouth is one of Hampton Roads' most underrated cities — compact enough to feel like a community, connected enough to reach every major base, bridge, or tunnel without a long haul. The Elizabeth River waterfront, downtown Portsmouth's Olde Towne Historic District, and the Portsmouth Naval Shipyard Museum are all a short drive away, giving the city a sense of place that newer suburbs can't replicate. Families comparing homes for sale in Portsmouth consistently find that this zip code punches above its weight for lot size and neighborhood character. The 23707 zip code covers a walkable, established corridor where coffee shops, seafood markets, and local gyms are part of the daily rhythm rather than a weekend destination.

What's nearby

Daily errands barely require a car from Surry Street. Fast 5 Grocery & Deli and A & A Seafood Market are both within 0.3 miles for quick grocery runs, and Bean Oriental Grocery is just a few steps farther at 0.4 miles. Twisted Pig Ale & Smokehouse is your nearest sit-down spot at 0.2 miles, with Cooper's Restaurant and Lounge rounding out the dining options close by. When you need a morning pick-me-up, Corner Cafe and ZandyLu Brew & Bakery are both within 0.6 miles. For fitness, DCo and Zenya Yoga Studio are under a mile away. Franklin Circle Park, Florida Park, and Maryview Park form a trio of green spaces all within 0.3 miles.

For different buyers

For military families relocating

Naval Medical Center Portsmouth is a five-minute drive, and USCG Base Portsmouth is six — making 645 Surry Street one of the tightest base-to-front-door commutes in the region. A VA loan can make this kind of proximity even more attainable, and the 0.21-acre lot gives you real outdoor space whether you're home for a long stretch or rotating back in after deployment.

For first-time buyers

If you're weighing homes for sale in 23707, 645 Surry Street checks a lot of first-time-buyer boxes: a manageable 1,384 square feet, two full baths, a lot big enough for a garden or a dog, and walkable access to parks and groceries. The 1942 construction era means character details that newer builds skip — and a neighborhood that already feels established rather than still figuring itself out.

More buyer questions

How far is 645 Surry Street from Naval Medical Center Portsmouth?

Naval Medical Center Portsmouth is approximately five minutes away by car — one of the shortest base commutes available in this part of the city.

How far is 645 Surry Street from USCG Base Portsmouth?

USCG Base Portsmouth is about six minutes away, making this address a practical choice for Coast Guard personnel looking to minimize their daily commute.

What schools serve 645 Surry Street?

Families comparing homes for sale zoned for Churchland High School and homes for sale zoned for Waterview Elementary School will want to verify current Portsmouth Public Schools zoning directly, as attendance boundaries can change.

Is 645 Surry Street in a flood zone?

Flood zone information for this address is displayed in the FloodRisk tile on this page — check there for the most current FEMA designation.

Are there parks within walking distance of 645 Surry Street?

Yes — Franklin Circle Park is just 0.1 miles away, Florida Park is 0.2 miles, and Maryview Park is 0.3 miles, giving you three green spaces all within easy walking distance.

Curious whether 645 Surry Street fits your timeline and goals? Tom and Dariya Milan at LPT Realty know Portsmouth homes for sale inside and out — reach out and let's talk through the details.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Portsmouth$205K – $280K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 515529

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Brighton

Brighton is a residential neighborhood in Portsmouth, Virginia, characterized by tree-lined streets and a mix of housing styles that reflect its established community roots.

$285K

Median sale · 12 mo

$180

Sold $/sq ft

22d

Days on market

22

For sale now

$46K

HH income

55.2%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Brighton →
Map of Brighton with neighborhood boundaryNeighborhood

Portsmouth houses for sale →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,588/mo

Principal & interest

$1,261

Property tax

$256

Home insurance

$71

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

97% of $250,930

City assessment record · taxes $3,072/yr

Land share of assessed value

25% — $63,480

Improvements $187,450 · assessor record ✓

Price context — similar nearby homes

$210,000 – $270,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

2621 Greenwood DR · 2.7 mi · 1,380 sqft$249,000 sold 2026-04
3917 Deep Creek BLVD · 2.6 mi · 1,418 sqft$210,000 sold 2026-08
270 Foxglove DR · 2.5 mi · 1,294 sqft$255,000 sold 2026-06

Own a home nearby? See what it is worth today — What's your Portsmouth home worth?

Sale & Tax History

List Price

$243,000

Price / Sq Ft

$176

Annual Taxes

$3,072

Monthly Tax

$256

HOA

None

Tax Rate (effective)

1.26%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 13, 2026$243,000—
Price reducedJul 7, 2026$243,000−$5,000
Currently listed—$243,000—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

Asking near assessment

Total Assessed

$250,930

Land

$63,480

Improvement

$187,450

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Portsmouth Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

76 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 645 Surry St in a good school zone?+
The assigned zones on the listing record are Waterview Elementary (VaHome School Score 1.4/10), Churchland Middle (VaHome School Score 2.7/10), Churchland (VaHome School Score 5.9/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 645 Surry St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 645 Surry St?+
Yes — DCo is about 0.3 miles away, per the cached nearby-places record for this address.
Are there parks near 645 Surry St?+
Maryview Park is about 0.3 miles away.
Where is the nearest grocery store to 645 Surry St?+
Dollar General is about 0.5 miles away. The closest dining on record is Mockingbird Pasta Bar (0.2 mi).
Does 645 Surry St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 645 Surry St built?+
It was built in 1942, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Susan Jenkins · Better Homes & Gdns Ntv Am Grp · REIN MLS #10639355

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

645 Surry St, Portsmouth — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

645 Surry St, Portsmouth, Virginia 23707 · MLS #10639355 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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