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✓ Source: REIN MLS #10658488 · record updated Oct 19, 2026 · synced every 2 min · your inquiry is never resold
6432 Temple LN, TOANO VA 23168 - Main photo
6432 Temple LN, TOANO VA 23168 - Photo 2
6432 Temple LN, TOANO VA 23168 - Photo 3
6432 Temple LN, TOANO VA 23168 - Photo 4
6432 Temple LN, TOANO VA 23168 - Photo 5
3beds
2baths
1,533sqft
0days on market

6432 Temple Ln, Toano, VA 23168

Under ContractResidential · built 2026 · STONEHOUSE CREEK

About this home

Grand Cayman Floor Plan; Sold TBB

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10658488

Facts & features

Type

Residential

Year built

2026

Price / sqft

$289

HOA fee

$92/mo

Taxes

$2,000/yr

County

James City County VA

MLS #

10658488

HOA association includes

ClubhouseGolfPlaygroundsPoolTennis Cts

$92/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,533
Stories
1
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Breakfast Area, Foyer, PBR with Bath, Pantry, Utility Room
Appliances
Dishwasher, Disposal, Dryer Hookup, Energy Star Appliance(s), Microwave, Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Ranch, Traditional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool

Utilities & systems

Heating
Electric
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.1400
Subdivision
STONEHOUSE CREEK
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
AT CLOSING
Miscellaneous
Warranty Plan

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

6432 Temple Lane is a brand-new 3-bedroom, 2-bath home in Toano, Virginia. Built in 2026, it offers 1,533 square feet of fresh construction in James City County. Toano homes for sale at this level of finish are genuinely hard to find. The location puts two military installations within easy reach.

Keep searching in Toano

See all Toano homes for sale, including homes for sale zoned for Warhill High School and homes for sale zoned for Stonehouse Elementary School. Nearby, look at Stonehouse homes for sale.

Read the full overview ↓

Why this home stands out

New construction in 2026 means everything here is untouched. The mechanicals, the roof, the fixtures — all of it starts its life with you. That matters in a market where most homes carry decades of wear. At 1,533 square feet across three bedrooms and two baths, the layout is efficient without feeling tight. Toano sits in James City County, which keeps you close to Williamsburg's amenities without the tourist-district noise.

STONEHOUSE CREEK and the Toano real estate market

Toano is a small, quiet community in the western corner of James City County. The streets here feel unhurried. Homes tend to sit on generous lots with mature trees lining the roads. The Stonehouse area, where Temple Lane falls, has seen steady new-construction activity in recent years. That growth has brought in fresh infrastructure while keeping the rural character intact. James City County is part of the greater Williamsburg area, one of Virginia's most historically rich regions. Colonial Williamsburg, Busch Gardens, and the College of William & Mary are all within a short drive. Route 60 and Interstate 64 make it easy to move east toward Newport News or west toward Richmond. Daily errands are manageable, and the pace of life stays calm. Anyone comparing Toano homes for sale will notice that this zip code offers a rare mix of new construction and open space.

What's nearby

The Laurel Grove Clubhouse in Stonehouse sits just 0.7 miles away and gives you a community gathering point right at your doorstep. Williamsburg's grocery stores, pharmacies, and restaurants are a short drive east on Route 60. The Prime Outlets and New Town shopping district add retail depth without a long commute. Williamsburg's historic district is roughly 15 minutes away for weekend walks and dining. Camp Peary is about 26 minutes east, and Naval Weapons Station Yorktown is approximately 36 minutes away via I-64.

For different buyers

Base commute and VA loan notes

Camp Peary is about 26 minutes from Temple Lane, and Naval Weapons Station Yorktown is roughly 36 minutes via I-64. VA loan financing is a natural fit for new construction like this — no seller-side condition surprises, no negotiating around aging systems. The 2026 build date means appraisals tend to align cleanly with purchase price on brand-new homes.

For first-time buyers

New construction removes the biggest unknowns that come with buying an older home. At 6432 Temple Lane, the roof, HVAC, plumbing, and electrical are all 2026 vintage. Three bedrooms and two full baths give you real flexibility from day one. James City County's lower density means you get breathing room that denser submarkets simply can't offer at this square footage.

More buyer questions

How far is 6432 Temple Lane from Camp Peary?

Camp Peary is about 26 minutes east of Temple Lane via Route 60 and I-64. Naval Weapons Station Yorktown adds roughly 10 more minutes to that drive.

What zone covers 6432 Temple Lane for homes for sale zoned for Warhill High School and homes for sale zoned for Stonehouse Elementary School?

This address falls within James City County's attendance boundaries. Verify current boundaries directly with James City County Public Schools before making decisions, as lines can change.

Is 6432 Temple Lane in a flood zone?

Flood zone status for this address is covered in the FloodRisk tile on this page. Always review the current FEMA flood map and discuss flood insurance with your lender before closing.

What is the lot like at 6432 Temple Lane?

The property sits in the Stonehouse area of Toano, where lots tend to offer more space than you'd find in denser Williamsburg subdivisions. Confirm exact lot dimensions in the property specifications above.

Does 6432 Temple Lane have a garage?

Garage details are listed in the property specifications above. As a 2026 build, the home reflects current construction standards for the Stonehouse area.

Tom and Dariya Milan at LPT Realty know this corner of James City County well. Reach out to schedule a walkthrough of 6432 Temple Lane and get your questions answered.

Summary generated by AI from public records and publicly available information.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each. Straight-line distances in “What’s nearby” are shorter.

Homes like this one sell fast — see the next one first

Toano$375K – $515K3+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51095C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51095C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

91.5 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Explore this neighborhood

Stonehouse

Stonehouse is one of the largest master-planned communities in the Williamsburg area. It spreads across roughly 5,700 wooded acres in Toano in upper James City County.

$564K

Median sale · 12 mo

$197

Sold $/sq ft

17d

Days on market

38

For sale now

$138K

HH income

86.5%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Stonehouse →
Map of Stonehouse with neighborhood boundaryNeighborhood

Toano real estate →

Location intelligence

What's nearby

Location & Neighborhood

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Military Commute

Drive times to nearest bases

Camp Peary

DoD

25min·18.9mi

NWS Yorktown

Navy

26min·21.6mi

JBLE Ft Eustis

Army

30min·25.4mi

JBLE Langley

Air Force

50min·41.8mi

NSA HR

Navy

78min·65.4mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,597/mo

Principal & interest

$2,301

Property tax

$167

Home insurance

$129

PMI

None

HOA/Condo (paid separately)

$92

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Price context — similar nearby homes

$236,610 – $472,315

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

3472 Westham LN · 0.5 mi · 1,574 sqft$324,500 sold 2026-03
3421 Westham LN · 0.6 mi · 1,440 sqft$290,000 sold 2026-09
7030 CUNNINGHAM DR · 0.4 mi · 1,365 sqft$421,000 sold 2026-03

Own a home nearby? See what it is worth today — What's your Toano home worth?

Sale & Tax History

List Price

$443,485

Price / Sq Ft

$289

Annual Taxes

$2,000

Monthly Tax

$167

HOA fee

$92 / mo

Tax Rate (effective)

0.45%

Sale Timeline (this listing)

EventDatePriceDetail
ListedOct 19, 2026$443,485—
Currently listed—$443,485—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Toano Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 6432 Temple Ln in a good school zone?+
The assigned zones on the listing record are Stonehouse Elementary (VaHome School Score 8.3/10), Toano Middle (VaHome School Score 7.2/10), Warhill (VaHome School Score 6.8/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 6432 Temple Ln in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 6432 Temple Ln have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Golf, Playgrounds, Pool, Tennis Cts.
When was 6432 Temple Ln built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10658488

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

6432 Temple Ln, Toano — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

6432 Temple Ln, Toano, Virginia 23168 · MLS #10658488 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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