✓ Source: REIN MLS #10658488 · record updated Nov 3, 2026 · synced every 2 min · your inquiry is never resold

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$460,685est. $2,783/mo all-in · adjust →

3beds

2baths

1,694sqft

$272per sqft

0days on market

6432 Temple Ln, Toano, VA 23168

Under ContractResidential · built 2026 · 0.14 acres · STONEHOUSE CREEK · MLS #10658488

Price per sqft$272compare with nearby sales Schools

WarhillHigh6.8

ToanoMiddle7.2

StonehouseElementary8.3

VaHome School Score Flood

Low / moderate riskZone X

flood insurance not required HOA$92/moStonehouse Est. payment$2,783/moall-in · 20% down · 6.75% · adjust Price since listing…checking price history Taxes$2,000/yrfrom the public record Condo feeNAnot a condo

OverviewAbout this home

Dominica Spring Floor Plan; Sold TBB

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10658488

Facts & features

TypeResidential

Year built2026

Price / sqft$272

HOA fee$92/mo

Taxes$2,000/yr

CountyJames City County VA

MLS #10658488

HOA association includes

ClubhouseGolfPlaygroundsPoolTennis Cts

$92/mo HOA fee · per the REIN MLS listing record. Confirm inclusions with the association.

Interior

Bedrooms: 3
Full baths: 2
Approx. sqft: 1,694
Stories: 1
Flooring: Carpet, Laminate/LVP
Ensuite bedrooms: 1
First-floor bed & full bath: Yes
Total rooms: 6
Other rooms: 1st Floor BR, 1st Floor Primary BR, Attic, Breakfast Area, Foyer, PBR with Bath, Pantry, Utility Room
Appliances: Dishwasher, Disposal, Dryer Hookup, Energy Star Appliance(s), Microwave, Range, Refrigerator, Washer Hookup

Construction & exterior

Style: Ranch, Traditional
Subtype: Detached
Foundation: Slab
Roof: Asphalt Shingle
Exterior: Vinyl
Pool: No Pool

Utilities & systems

Heating: Electric
Cooling: Central Air
Water heater: Gas
Water: City/County
Sewer: City/County

Lot, parking & ownership

Lot size: 0.1400
Subdivision: STONEHOUSE CREEK
Ownership: Fee Simple
Garage: Yes
Parking: Garage Att 2 Car
Possession: AT CLOSING
Miscellaneous: Warranty Plan

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

6432 Temple Lane is a brand-new 3-bedroom, 2-bath home in Toano, Virginia. Built in 2026, it offers 1,533 square feet of fresh construction in James City County. Toano homes for sale at this level of finish are genuinely hard to find. The location puts two military installations within easy reach.

Keep searching in Toano

See all Toano homes for sale, including homes for sale zoned for Warhill High School and homes for sale zoned for Stonehouse Elementary School. Nearby, look at Stonehouse homes for sale.

Read the full overview ↓

Why this home stands out

New construction in 2026 means everything here is untouched. The mechanicals, the roof, the fixtures — all of it starts its life with you. That matters in a market where most homes carry decades of wear. At 1,533 square feet across three bedrooms and two baths, the layout is efficient without feeling tight. Toano sits in James City County, which keeps you close to Williamsburg's amenities without the tourist-district noise.

STONEHOUSE CREEK and the Toano real estate market

Toano is a small, quiet community in the western corner of James City County. The streets here feel unhurried. Homes tend to sit on generous lots with mature trees lining the roads. The Stonehouse area, where Temple Lane falls, has seen steady new-construction activity in recent years. That growth has brought in fresh infrastructure while keeping the rural character intact. James City County is part of the greater Williamsburg area, one of Virginia's most historically rich regions. Colonial Williamsburg, Busch Gardens, and the College of William & Mary are all within a short drive. Route 60 and Interstate 64 make it easy to move east toward Newport News or west toward Richmond. Daily errands are manageable, and the pace of life stays calm. Anyone comparing Toano homes for sale will notice that this zip code offers a rare mix of new construction and open space.

What's nearby

The Laurel Grove Clubhouse in Stonehouse sits just 0.7 miles away and gives you a community gathering point right at your doorstep. Williamsburg's grocery stores, pharmacies, and restaurants are a short drive east on Route 60. The Prime Outlets and New Town shopping district add retail depth without a long commute. Williamsburg's historic district is roughly 15 minutes away for weekend walks and dining. Camp Peary is about 26 minutes east, and Naval Weapons Station Yorktown is approximately 36 minutes away via I-64.

For different buyers

Base commute and VA loan notes

Camp Peary is about 26 minutes from Temple Lane, and Naval Weapons Station Yorktown is roughly 36 minutes via I-64. VA loan financing is a natural fit for new construction like this — no seller-side condition surprises, no negotiating around aging systems. The 2026 build date means appraisals tend to align cleanly with purchase price on brand-new homes.

For first-time buyers

New construction removes the biggest unknowns that come with buying an older home. At 6432 Temple Lane, the roof, HVAC, plumbing, and electrical are all 2026 vintage. Three bedrooms and two full baths give you real flexibility from day one. James City County's lower density means you get breathing room that denser submarkets simply can't offer at this square footage.

Schools · VaHome School ScoreAssigned schools

Our own 1–10 rating, scored from Virginia Department of Education data.

HighWarhill High School

6.8/10

MiddleToano Middle School

7.2/10

ElementaryStonehouse Elementary School

8.3/10

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Toano$390K – $530K3+ beds

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Military Commute

Drive times to nearest bases

Camp Peary

DoD

25min·18.9mi

NWS Yorktown

Navy

26min·21.6mi

JBLE Ft Eustis

Army

30min·25.4mi

JBLE Langley

Air Force

50min·41.8mi

NSA HR

Navy

78min·65.4mi

Typical drive times from Google Maps, without live traffic. Rush hour and tunnel backups can add time.

Flood & environmentFlood risk (FEMA)

FEMA flood zone X · outside the high-risk area · FIRM 51095C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51095C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn’t define a BFE here.

Property elevation

91.5 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA’s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service — actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhoodStonehouse

Stonehouse is one of the largest master-planned communities in the Williamsburg area. It spreads across roughly 5,700 wooded acres in Toano in upper James City County.

$564KMedian sale · 12 mo

$198Sold $/sq ft

19dDays on market

44For sale now

$138KHH income

86.5%Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Stonehouse →

Neighborhood

Toano real estate →

CostPayment calculator

Estimates only. Taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,691/mo

Down payment20% · $92,137

Interest rate6.75%

Loan term30 years

Principal & interest

$2,390

Property tax

$167

Home insurance

$134

PMI

None

HOA/Condo (paid separately)

$92

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & historyComparables

Price context: similar nearby homes$282,500 – $472,315The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price, not an appraisal or an estimate of this home's value.

7039 Cunningham DR · 0.5 mi · 1,720 sqft$472,315 sold 2026-06

3472 Westham LN · 0.5 mi · 1,574 sqft$324,500 sold 2026-03

8435 Taverns LN · 0.7 mi · 1,772 sqft$362,000 sold 2026-02

Own a home nearby? See what it is worth today: What's your Toano home worth?

Sale & Tax History

List Price

$460,685

Price / Sq Ft

$272

Annual Taxes

$2,000

Monthly Tax

$167

HOA fee

$92 / mo

Tax Rate (effective)

0.43%

Sale Timeline (this listing)

Event	Date	Price	Detail
Listed	Nov 3, 2026	$460,685	—
Price increased	Nov 3, 2026	$460,685	+$17,200
Currently listed	—	$460,685	—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Toano Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

CompareThis home next to what else is for sale nearby

Home	Price	Beds	Baths	Sqft	$ / sqft
6432 Temple Lnthis home	$460,685	3	2	1,694	$272
Loading nearby homes for sale…

Active comparables from the REIN MLS, the same homes shown under Comparable Properties. Context for judging the asking price, not an appraisal.

Questions buyers ask

Is 6432 Temple Ln in a good school zone?

The assigned zones on the listing record are Stonehouse Elementary (VaHome School Score 8.3/10), Toano Middle (VaHome School Score 7.2/10), Warhill (VaHome School Score 6.8/10). School attendance zones can change — always confirm enrollment with the local school division.

Is 6432 Temple Ln in a flood zone?

FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.

Does 6432 Temple Ln have an HOA?

Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Golf, Playgrounds, Pool, Tennis Cts.

When was 6432 Temple Ln built?

It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data. Never invented.

Tom & Dariya Milan | LPT Realty

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6432 Temple Ln, Toano, Virginia 23168 · MLS #10658488 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed; verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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