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✓ Source: REIN MLS #10654766 · record updated Sep 22, 2026 · synced every 2 min · your inquiry is never resold
1 / 17
3beds
2baths
1,338sqft
$309per sqft
0days on market

6412 Temple Ln, Toano, VA 23168

Under ContractResidential · built 2026 · STONEHOUSE CREEK · MLS #10654766

OverviewAbout this home

Grand Bahama Floor Plan; Sold TBB

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10654766

Facts & features

TypeResidential
Year built2026
Price / sqft$309
HOA fee$92/mo
Taxes$2,000/yr
CountyJames City County VA
MLS #10654766

HOA association includes

ClubhouseGolfPlaygroundsPoolTennis Cts

$92/mo HOA fee · per the REIN MLS listing record. Confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,338
Stories
1
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Breakfast Area, Foyer, PBR with Bath, Pantry, Utility Room
Appliances
Dishwasher, Disposal, Dryer Hookup, Energy Star Appliance(s), Microwave, Elec Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Ranch, Traditional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool

Utilities & systems

Heating
Electric
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
STONEHOUSE CREEK
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
AT CLOSING
Miscellaneous
Warranty Plan

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Brand-new three-bedroom, two-bath home in Toano with 1,338 square feet of modern living space. Built in 2026, this residence offers contemporary construction and efficient layout. About 26 minutes to Camp Peary and 36 minutes to Naval Weapons Station Yorktown. Toano homes for sale in this price range blend new construction value with rural-adjacent convenience.

Read the full overview ↓

Why this home stands out

This 2026-built home arrives with the confidence of new construction—no surprises, no deferred maintenance, no guesswork about foundation or systems. Three bedrooms and two full baths fit comfortably into 1,338 square feet, making the footprint efficient and practical. Modern building codes and fresh finishes mean lower immediate repair costs and peace of mind. The home sits in Toano, a growing area that balances quiet country living with reasonable commutes to the region's major employers and military installations.

STONEHOUSE CREEK and the Toano real estate market

Toano is a small, rural community in James City County, Virginia, characterized by open land, tree-lined roads, and a slower pace of life. Homes here tend toward single-family residences on larger lots, with a mix of established neighborhoods and newer developments. The area attracts buyers seeking space and privacy without the density of suburban sprawl. Daily life centers on local shops, schools, and the natural landscape—think quiet mornings and easy access to outdoor recreation. Williamsburg lies about 10 miles south, offering shopping, dining, and cultural attractions. Colonial Williamsburg and the Historic Triangle are within a 20-minute drive. Route 64 provides the main corridor east toward Newport News and west toward Richmond. If you are comparing homes for sale in Toano, note that the community offers newer construction options like this one alongside established properties, giving buyers real choice in age and style.

What's nearby

Laurel Grove Clubhouse sits less than a mile away in the Stonehouse neighborhood, offering park amenities and community gathering space. Toano's rural setting means you'll drive for most errands—grocery stores, restaurants, and services cluster in nearby Williamsburg and along Route 60. The trade-off is quiet surroundings and room to breathe. Colonial Williamsburg and its museums are a short drive south. Outdoor recreation—state parks, trails, and waterfront access—is within 15 to 20 minutes.

For different buyers

Base commute and VA loan notes

About 26 minutes to Camp Peary and 36 minutes to Naval Weapons Station Yorktown. New construction arrives with no surprises and current systems. VA loan financing is common in this market. Three bedrooms and two baths provide comfortable space. The rural setting offers a quieter alternative to base-adjacent neighborhoods while keeping commute times reasonable.

Room to grow

Three bedrooms and two full baths fit into 1,338 square feet of efficient layout. The home was built in 2026, so all systems and finishes are current with no upgrades needed immediately. A larger lot in Toano gives you outdoor space for projects and recreation. Modern construction means you can move in and focus on living, not repairs.

More buyer questions

How far is 6412 Temple Lane from Camp Peary?

About 26 minutes by car. It's a reasonable commute for anyone working at or stationed at the base.

What schools are zoned for this address?

This home is zoned for homes for sale zoned for Stonehouse Elementary School and homes for sale zoned for Warhill High School. Contact the James City County Schools office to confirm current boundaries.

Is this home new construction?

Yes. Built in 2026, it comes with modern systems, current building codes, and a fresh warranty on structural and mechanical components.

What is the nearest town for shopping and dining?

Williamsburg is about 10 miles south and offers most retail, grocery, and restaurant options. Toano itself is rural and quiet.

Does this property have a yard?

Yes. Toano lots are typically larger than suburban subdivisions, giving you more outdoor space. Check the listing details for exact lot size.

Ready to explore homes for sale in Toano? Contact Tom & Dariya Milan at LPT Realty to schedule a showing and learn more about this new-construction home.

Summary generated by AI from public records and publicly available information.

Schools · VaHome School ScoreAssigned schools

Our own 1–10 rating, scored from Virginia Department of Education data.

HighWarhill High School
6.8/10
Up 0.7 from 2024–25
MiddleToano Middle School
7.2/10
Unchanged from 2024–25
ElementaryStonehouse Elementary School
8.3/10
Up 1.0 from 2024–25

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Toano$350K – $480K3+ beds

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Military Commute

Drive times to nearest bases

Camp Peary

DoD

25min·19.3mi

NWS Yorktown

Navy

27min·22.1mi

JBLE Ft Eustis

Army

31min·25.9mi

JBLE Langley

Air Force

51min·42.3mi

NSA HR

Navy

61min·54mi

Typical drive times from Google Maps, without live traffic. Rush hour and tunnel backups can add time.

Flood & environmentFlood risk (FEMA)

FEMA flood zone X · outside the high-risk area · FIRM 51095C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51095C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn’t define a BFE here.

Property elevation

83.7 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA’s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service — actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhoodStonehouse

Stonehouse is one of the largest master-planned communities in the Williamsburg area. It spreads across roughly 5,700 wooded acres in Toano in upper James City County.

$564KMedian sale · 12 mo
$198Sold $/sq ft
19dDays on market
44For sale now
$138KHH income
86.5%Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Stonehouse →
Map of Stonehouse with neighborhood boundaryNeighborhood

homes for sale in Toano →

CostPayment calculator

Estimates only. Taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,433/mo

Principal & interest

$2,145

Property tax

$167

Home insurance

$121

PMI

None

HOA/Condo (paid separately)

$92

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & historyComparables

Price context: similar nearby homes$230,000 – $455,000The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price, not an appraisal or an estimate of this home's value.
7030 CUNNINGHAM DR · 0.2 mi · 1,365 sqft$421,000 sold 2026-03
3129 Weathers BLVD · 0.9 mi · 1,322 sqft$236,610 sold 2026-05
3421 Westham LN · 1 mi · 1,440 sqft$290,000 sold 2026-09

Own a home nearby? See what it is worth today: What's your Toano home worth?

Sale & Tax History

List Price

$413,470

Price / Sq Ft

$309

Annual Taxes

$2,000

Monthly Tax

$167

HOA fee

$92 / mo

Tax Rate (effective)

0.48%

Sale Timeline (this listing)

EventDatePriceDetail
ListedSep 22, 2026$413,470—
Currently listed—$413,470—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Toano Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

CompareThis home next to what else is for sale nearby

HomePriceBedsBathsSqft$ / sqft
6412 Temple Lnthis home$413,470321,338$309
Loading nearby homes for sale…

Active comparables from the REIN MLS, the same homes shown under Comparable Properties. Context for judging the asking price, not an appraisal.

Questions buyers ask

Is 6412 Temple Ln in a good school zone?
The assigned zones on the listing record are Stonehouse Elementary (VaHome School Score 8.3/10), Toano Middle (VaHome School Score 7.2/10), Warhill (VaHome School Score 6.8/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 6412 Temple Ln in a flood zone?
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Are there parks near 6412 Temple Ln?
Laurel Grove Park is about 0.4 miles away.
Does 6412 Temple Ln have an HOA?
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Golf, Playgrounds, Pool, Tennis Cts.
When was 6412 Temple Ln built?
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data. Never invented.

Tom and Dariya Milan

Tom & Dariya Milan | LPT Realty

See it in person with Tom & Dariya

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