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ToanoSTONEHOUSE CREEK6404 Temple Ln✓ Source: REIN MLS #10631913 · record updated Apr 27, 2026 · synced every 2 min · your inquiry is never resold
6404 Temple LN, TOANO VA 23168 - Main photo
6404 Temple LN, TOANO VA 23168 - Photo 2
6404 Temple LN, TOANO VA 23168 - Photo 3
6404 Temple LN, TOANO VA 23168 - Photo 4
6404 Temple LN, TOANO VA 23168 - Photo 5
3beds
2baths
1,720sqft
0days on market

6404 Temple Ln, Toano, VA 23168

Under ContractResidential · built 2026 · STONEHOUSE CREEK

Facts & features

Type

Residential

Year built

2026

Price / sqft

$251

HOA fee

$92/mo

Taxes

$2,000/yr

County

James City County VA

MLS #

10631913

HOA association includes

ClubhouseExercise RmGolfPlaygroundsPoolTennis Cts

$92/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,720
Stories
1
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Breakfast Area, Foyer, PBR with Bath, Office/Study, Pantry, Utility Room
Appliances
Dishwasher, Disposal, Dryer Hookup, Energy Star Appliance(s), Microwave, Gas Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool

Utilities & systems

Heating
Nat Gas
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.1400
Subdivision
STONEHOUSE CREEK
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Covered, Off Street, Driveway Spc
Possession
AT CLOSE
Miscellaneous
Warranty Plan

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Dominica Spring Floor Plan; Sold TBB

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10631913

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

A brand-new 3-bedroom, 2-bath home in Toano, Virginia, built in 2026 and spanning 1,720 square feet — offering modern construction in a quiet James City County setting with reasonable drives to Camp Peary and Naval Weapons Station Yorktown.

Read the full overview ↓

Why this home stands out

What sets 6404 Temple Lane apart is simple: everything is new. Built in 2026, this single-family home carries none of the maintenance unknowns that come with older construction — the roof, mechanicals, fixtures, and finishes are all day-one fresh. For buyers who want the predictability of new construction without the wait of a custom build, this address delivers exactly that in a relaxed Toano neighborhood.

STONEHOUSE CREEK and the Toano real estate market

Toano sits in the western reaches of James City County, a part of greater Williamsburg that trades the tourist bustle of the Historic Triangle for quieter, tree-lined streets and a genuine small-town feel. The surrounding area has grown steadily, attracting families and professionals who want elbow room without sacrificing access to the broader Hampton Roads corridor. Stonehouse, the larger planned community that frames this part of Toano, brings a sense of established character — mature landscaping, winding roads, and a pace of life that feels intentional. James City County is known for thoughtful land-use planning, which means the open spaces around you tend to stay open. Whether you're drawn to Williamsburg's history, the outdoor recreation along the Chickahominy River, or simply the lower density that western James City County offers, life at 6404 Temple Lane puts you right in the middle of it.

What's nearby

Day-to-day convenience is closer than you might expect. Laurel Grove Clubhouse in Stonehouse is just 0.7 miles away — an easy walk or a quick drive when you want to get outside without going far. The broader Stonehouse community adds green space and a neighborhood rhythm that makes this corner of Toano feel connected rather than isolated. For groceries, dining, and retail, the Route 60 corridor toward Williamsburg opens up within a short drive, giving you access to everything from big-box stores to local restaurants without a long commute. Camp Peary is about 26 minutes out, and Naval Weapons Station Yorktown sits roughly 36 minutes away — both manageable for daily routines.

For different buyers

For military families relocating

Camp Peary and Naval Weapons Station Yorktown are both within a reasonable drive from 6404 Temple Lane, making this address a practical fit for active-duty households. A VA loan can make new construction like this even more accessible, and the 2026 build year means you're starting with zero deferred maintenance — a real advantage when PCS timelines don't leave room for renovation projects.

For families upgrading

Families comparing homes for sale zoned for Warhill High School and homes for sale zoned for Stonehouse Elementary School will find 6404 Temple Lane worth a close look. Three bedrooms, two full baths, and 1,720 square feet of brand-new construction give a growing household real room to settle in — and the Stonehouse area's community feel makes it the kind of neighborhood where kids actually play outside.

More buyer questions

How far is 6404 Temple Lane from Camp Peary?

Camp Peary is approximately 26 minutes from 6404 Temple Lane under typical traffic conditions. The drive follows Route 60 east through James City County, making it a straightforward daily commute.

How far is 6404 Temple Lane from Naval Weapons Station Yorktown?

Naval Weapons Station Yorktown is roughly 36 minutes away. The route connects through the broader Williamsburg area and is generally consistent outside of peak commute windows.

Is 6404 Temple Lane in a flood zone?

Flood zone designation for this property is detailed in the FloodRisk tile on this page, which pulls current FEMA map data for the address.

What year was 6404 Temple Lane built?

6404 Temple Lane was built in 2026, making it a brand-new home with all-new systems, finishes, and structural components.

Does 6404 Temple Lane have an HOA?

The Stonehouse community does have an HOA structure in place. Specific fee amounts and governing documents should be confirmed with the listing agent or community management at the time of your inquiry.

Tom and Dariya Milan at LPT Realty know this corner of James City County well. Reach out to schedule a walkthrough of 6404 Temple Lane or to ask questions about the Stonehouse area.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Toano$365K – $500K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51095C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Stonehouse

Stonehouse is one of the largest master-planned communities in the Williamsburg area, spread across roughly 5,700 wooded acres in Toano in upper James City County, just off Route 30 near I-64 Exit 227.

$580K

Median sale · 12 mo

$197

Sold $/sq ft

18d

Days on market

33

For sale now

$138K

HH income

86.5%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Stonehouse
Map of Stonehouse with neighborhood boundaryNeighborhood

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,529/mo

Principal & interest

$2,237

Property tax

$167

Home insurance

$126

PMI

None

HOA/Condo (paid separately)

$92

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$282,500$472,315

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

7039 Cunningham DR · 0 mi · 1,720 sqft$472,315 sold 2026-06
3444 Foxglove DR · 0.5 mi · 1,711 sqft$385,000 sold 2026-06
9476 Astilbe LN · 0.6 mi · 1,856 sqft$383,900 sold 2026-05

Own a home nearby? See what it is worth today — What's your Toano home worth?

Sale & Tax History

List Price

$431,115

Price / Sq Ft

$251

Annual Taxes

$2,000

Monthly Tax

$167

HOA fee

$92 / mo

Tax Rate (effective)

0.46%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 4, 2026$431,115
Currently listed$431,115

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Toano Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 6404 Temple Ln in a good school zone?+
The assigned zones on the listing record are Stonehouse Elementary (VaHome School Score 7.3/10), Toano Middle (VaHome School Score 7.2/10), Warhill (VaHome School Score 6.1/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 6404 Temple Ln in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 6404 Temple Ln have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Exercise Rm, Golf, Playgrounds, Pool, Tennis Cts.
When was 6404 Temple Ln built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10631913

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

6404 Temple Ln, Toano — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

6404 Temple Ln, Toano, Virginia 23168 · MLS #10631913 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.