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ToanoSTONEHOUSE CREEK6404 Temple Ln✓ Source: REIN MLS #10631913 · record updated Apr 27, 2026 · synced every 2 min · your inquiry is never resold
6404 Temple LN, TOANO VA 23168 - Main photo
6404 Temple LN, TOANO VA 23168 - Photo 2
6404 Temple LN, TOANO VA 23168 - Photo 3
6404 Temple LN, TOANO VA 23168 - Photo 4
6404 Temple LN, TOANO VA 23168 - Photo 5
$431,115
$251 / sqft · est. $2,621/mo →
3beds
2baths
1,720sqft
0days on market

6404 Temple Ln, Toano, VA 23168

Under ContractResidential · built 2026 · STONEHOUSE CREEK

Facts & features

Type

Residential

Year built

2026

Price / sqft

$251

HOA fee

$92/mo

Taxes

$2,000/yr

County

James City County VA

MLS #

10631913

HOA association includes

ClubhouseExercise RmGolfPlaygroundsPoolTennis Cts

$92/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,720
Stories
1
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Breakfast Area, Foyer, PBR with Bath, Office/Study, Pantry, Utility Room
Appliances
Dishwasher, Disposal, Dryer Hookup, Energy Star Appliance(s), Microwave, Gas Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool

Utilities & systems

Heating
Nat Gas
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.1400
Subdivision
STONEHOUSE CREEK
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Covered, Off Street, Driveway Spc
Possession
AT CLOSE
Miscellaneous
Warranty Plan

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Dominica Spring Floor Plan; Sold TBB

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10631913

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

6404 Temple Lane is a brand-new 3-bedroom, 2-bath home in Toano, Virginia, offering 1,720 square feet of thoughtfully designed living space built in 2026. Set in James City County, it puts you within easy reach of Williamsburg's historic corridor and two major military installations.

Read the full overview ↓

Why this home stands out

New construction in Toano is genuinely rare, and 6404 Temple Lane delivers a freshly built home without the wait of a custom build. Everything inside — systems, finishes, fixtures — is brand new and built to current code. That means lower maintenance demands right out of the gate and modern energy standards baked in from day one. For buyers who want a clean slate in a well-established part of James City County, this address checks a box that's hard to find.

STONEHOUSE CREEK and the Toano real estate market

Toano sits in the western pocket of James City County, a jurisdiction that blends rural quiet with genuine proximity to Williamsburg's culture, dining, and employment. The area has a distinctly unhurried character — tree-lined roads, generous lot spacing, and neighbors who tend to stay put for years. That said, you're never far from what you need. Historic Colonial Williamsburg, the College of William & Mary, and the Williamsburg Premium Outlets are all within a comfortable drive. Interstate 64 access is straightforward, connecting you north toward Richmond or east toward Hampton Roads without much hassle. James City County is consistently recognized for its quality of life, strong infrastructure, and thoughtful land-use planning — which helps explain why homes here hold their value well over time. For a new construction home, Toano offers the kind of established surroundings that newer master-planned communities often lack.

What's nearby

Right around the corner — literally 0.7 miles away — is the Laurel Grove Clubhouse in Stonehouse, a community amenity hub that gives you easy access to recreational space without a long drive. Beyond that, Toano's location along the Route 60 corridor puts everyday errands well within reach. Williamsburg's grocery stores, pharmacies, and restaurants are a short hop east, and the broader New Kent and James City County area offers outdoor recreation, wineries, and historic sites that make weekends genuinely enjoyable. Daily life here is low-friction in the best possible way.

For different buyers

For military families relocating

Camp Peary is about 26 minutes from 6404 Temple Lane, and Naval Weapons Station Yorktown sits roughly 36 minutes away — both very manageable commutes. A VA loan is a natural fit here, and new construction means you're moving into a home where nothing needs fixing. James City County's stability and quality of life make it a smart place to put down roots during a Hampton Roads assignment.

For first-time buyers

If you've been waiting for a home where you won't inherit someone else's deferred maintenance, 6404 Temple Lane is worth a serious look. Built in 2026, everything is new — appliances, HVAC, roof, plumbing. Three bedrooms and two full baths give you room to grow, and Toano's quieter pace makes it a genuinely comfortable place to land for the long term. This is a clean, confident first step into homeownership.

More buyer questions

How far is 6404 Temple Lane from Camp Peary?

Camp Peary is approximately 26 minutes from 6404 Temple Lane under normal traffic conditions. The drive follows a straightforward route via I-64 East toward the Williamsburg and York County area.

How far is 6404 Temple Lane from Naval Weapons Station Yorktown?

Naval Weapons Station Yorktown is about 36 minutes away, making it a workable daily commute for service members stationed there. Interstate 64 provides the most direct connection.

Is 6404 Temple Lane in an HOA community?

The Stonehouse area of Toano does have community infrastructure, including the nearby Laurel Grove Clubhouse — buyers should confirm current HOA status and any associated guidelines directly with the listing details or James City County records.

What is the flood risk at 6404 Temple Lane?

Flood zone information for this address is displayed in the FloodRisk tile on this page. Toano's inland location in James City County generally places many properties in lower-risk designations, but always verify with official FEMA maps.

What can I expect from the Toano area day to day?

Toano offers a quieter, more rural feel than coastal Hampton Roads, with easy I-64 access to Williamsburg, Richmond, and the Peninsula. Grocery stores, restaurants, and everyday services are a short drive east along the Route 60 corridor.

Ready to walk through 6404 Temple Lane? Tom and Dariya Milan at LPT Realty know this corner of James City County well — reach out and let's set up a visit.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Toano$365K – $500K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51095C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Stonehouse

Stonehouse is one of the largest master-planned communities in the Williamsburg area, spread across roughly 5,700 wooded acres in Toano in upper James City County, just off Route 30 near I-64 Exit 227.

$599K

Median sale · 12 mo

$198

Sold $/sq ft

22d

Days on market

31

For sale now

$138K

HH income

86.5%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Stonehouse
Map of Stonehouse with neighborhood boundaryNeighborhood

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,529/mo

Principal & interest

$2,237

Property tax

$167

Home insurance

$126

PMI

None

HOA/Condo (paid separately)

$92

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$324,500$472,315

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

7039 Cunningham DR · 0 mi · 1,720 sqft$472,315 sold 2026-06
3444 Foxglove DR · 0.5 mi · 1,711 sqft$385,000 sold 2026-06
9476 Astilbe LN · 0.6 mi · 1,856 sqft$383,900 sold 2026-05

Sale & Tax History

List Price

$431,115

Price / Sq Ft

$251

Annual Taxes

$2,000

Monthly Tax

$167

HOA fee

$92 / mo

Tax Rate (effective)

0.46%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 4, 2026$431,115
Currently listed$431,115

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Toano Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 6404 Temple Ln in a good school zone?+
The assigned zones on the listing record are Stonehouse Elementary (VaHome School Score 7.3/10), Toano Middle (VaHome School Score 7.2/10), Warhill (VaHome School Score 6.1/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 6404 Temple Ln in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 6404 Temple Ln have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Exercise Rm, Golf, Playgrounds, Pool, Tennis Cts.
When was 6404 Temple Ln built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10631913

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

6404 Temple Ln, Toano — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

6404 Temple Ln, Toano, Virginia 23168 · MLS #10631913 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.