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Norfolk › WILLOUGHBY BEACH › 639 W Ocean View Ave✓ Source: REIN MLS #10624385 · record updated May 20, 2026 · synced every 2 min · your inquiry is never resold
639 W Ocean View AVE, NORFOLK VA 23503 - Main photo
639 W Ocean View AVE, NORFOLK VA 23503 - Photo 2
639 W Ocean View AVE, NORFOLK VA 23503 - Photo 3
639 W Ocean View AVE, NORFOLK VA 23503 - Photo 4
639 W Ocean View AVE, NORFOLK VA 23503 - Photo 5
$995,000
51days on market

639 W Ocean View Ave, Norfolk, VA 23503

Under ContractApartments 3+ · built 1961 · WILLOUGHBY BEACH

Facts & features

Type

Apartments 3+

Year built

1961

HOA

None

Taxes

$5,333/yr

County

Norfolk VA

MLS #

10624385

Interior

Stories
2
Flooring
Laminate/LVP

Construction & exterior

Foundation
Slab
Construction
Concrete, Other
Roof
Asphalt Shingle
Exterior
Brick,Vinyl
Exterior features
Laundry Room

Utilities & systems

Heating
Electric, Other
Cooling
Other
Water heater
Electric
Utilities available
City Sewer, City Water, Electric

Lot, parking & ownership

Subdivision
WILLOUGHBY BEACH
Zoning
R-12
Ownership
Fee Simple
Garage
No
Parking
Assigned/Reserved, Multi Car, Driveway Spc
Possession
SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Discover a fully stabilized, turnkey 6 unit apartment building just blocks from Norfolk's premier Ocean View beaches. Each one bedroom residence has been thoughtfully renovated and conveys fully furnished with tasteful decor, offering immediate income, strong in place performance, and long term durability. The property features reserved parking for every unit, an on site laundry room at no additional cost to tenants, and consistent 100% occupancy. With quick access to I-64 and close proximity to major city center hubs, this location attracts strong rental demand year round. A rare opportunity to acquire a low maintenance coastal asset in one of Norfolk's most resilient rental corridors.

Listing courtesy of Trey Decker · BHHS RW Towne Realty · REIN MLS #10624385

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

639 W Ocean View Ave is a multi-unit apartment building in Willoughby Beach, Norfolk, built in 1961. You're just five minutes from Naval Station Norfolk, making this location ideal for base commuters. This is one of the notable homes for sale in Norfolk that combines waterfront proximity with exceptional military convenience.

Keep searching in Norfolk

See all Norfolk homes for sale, including homes for sale in 23503, homes for sale zoned for Granby High School, and homes for sale zoned for Ocean View Elementary School. Browse every listing among homes for sale in Norfolk — updated from the REIN MLS every few minutes. Nearby, look at Chesapeake Shores & Bayview homes for sale, Norfolk waterfront homes for sale, Norfolk condos and townhomes for sale, and new construction homes in Norfolk.

Read the full overview ↓

Why this home stands out

Built in 1961, this apartment complex sits in a neighborhood defined by its direct ocean access and maritime heritage. Willoughby Beach has evolved into a mixed-residential area where older, character-filled buildings anchor the streetscape. The location offers something rare in Hampton Roads: genuine waterfront living without the premium pricing of newer developments. You'll find a real sense of place here—the kind of address that reflects Norfolk's working waterfront identity.

WILLOUGHBY BEACH and the Norfolk real estate market

Willoughby Beach is Norfolk's easternmost neighborhood, where residential blocks meet the water and the maritime culture runs deep. Tree-lined streets and a mix of older apartment buildings and single-family homes create a lived-in, authentic feel. The neighborhood has a quiet, residential character with easy pedestrian access to the waterfront. Norfolk itself is Virginia's largest city, home to Naval Station Norfolk and a thriving downtown revival along the Elizabeth River. Getting around is straightforward: Ocean View Avenue runs east-west through the neighborhood, connecting you to downtown Norfolk and beyond. The city offers diverse dining, arts, and cultural venues within a short drive. If you are comparing homes for sale in Norfolk, note that waterfront neighborhoods like Willoughby Beach offer character and location that newer suburbs cannot replicate.

What's nearby

Ocean View Park is steps away, offering green space and water access. The neighborhood has local coffee shops, casual dining, and a small-town feel despite being in the city. Naval Station Norfolk sits just five minutes north, and MARFORCOM Norfolk is about six minutes away. Downtown Norfolk's restaurants, galleries, and entertainment district are roughly ten minutes by car. The Elizabeth River waterfront and its parks are within walking distance, giving you easy access to Norfolk's maritime heritage.

For different buyers

Base commute and VA loan notes

Naval Station Norfolk is five minutes away by car, and MARFORCOM Norfolk is six minutes—among the shortest commutes in the area. VA loan financing is common in this neighborhood given its proximity to the base. The building's established presence means no new-construction delays; move-in readiness depends on unit availability.

Room to grow

This multi-unit building offers apartment living with direct waterfront access and nearby Ocean View Park for outdoor recreation. The Willoughby Beach location puts you steps from the water and walking distance to neighborhood amenities. Established infrastructure and proximity to downtown Norfolk provide convenience without the isolation of newer suburban developments.

More buyer questions

How far is 639 W Ocean View Ave from Naval Station Norfolk?

It's about five minutes by car, one of the shortest commutes in Norfolk. You're well positioned for a base-dependent household.

What neighborhood is this address in?

639 W Ocean View Ave sits in Willoughby Beach, Norfolk's easternmost residential area, known for its waterfront character and maritime heritage.

Are there schools nearby?

Yes. Anyone comparing homes for sale zoned for Granby High School or homes for sale zoned for Ocean View Elementary School will find this address in a well-served area.

What is the zip code for this property?

The property is in 23503, the heart of Willoughby Beach. This zip code includes many of the waterfront homes for sale in 23503.

Is there water access or a waterfront location?

Yes. Willoughby Beach is a waterfront neighborhood with direct ocean access, and Ocean View Park is nearby for public water recreation.

Ready to explore this waterfront location? Contact Tom & Dariya Milan to schedule a tour of 639 W Ocean View Ave and discover Willoughby Beach.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Norfolk$845K – $1.1M

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone AE · base flood elevation 8 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 510104

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 510104

High Risk

FEMA flood zone

AE (1% annual chance)

Base flood elevation

8 ft above sea level

Property elevation

4.6 ft above sea level

3.4 ft below BFE

USGS 3DEP digital elevation model

Special Flood Hazard Area — 1% annual chance of flooding. Federal flood insurance is required on most mortgages.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

In the Chesapeake Shores & Bayview neighborhood of Norfolk. Norfolk homes for sale →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$5,897/mo

Principal & interest

$5,163

Property tax

$444

Home insurance

$290

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

229% of $433,600

City assessment record · taxes $5,333/yr

Land share of assessed value

25% — $110,400

Improvements $323,200 · assessor record ✓

Own a home nearby? See what it is worth today — What's your Norfolk home worth?

Sale & Tax History

List Price

$995,000

Price / Sq Ft

$0

Annual Taxes

$5,333

Monthly Tax

$444

HOA

None

Tax Rate (effective)

0.54%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 14, 2026$995,000—
Currently listed—$995,000—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

129% above assessment

Total Assessed

$433,600

Land

$110,400

Improvement

$323,200

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 639 W Ocean View Ave in a good school zone?+
The assigned zones on the listing record are Ocean View Elementary (VaHome School Score 2.7/10), Northside Middle School (VaHome School Score 3/10), Granby (VaHome School Score 3/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 639 W Ocean View Ave in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 8 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Is there a gym near 639 W Ocean View Ave?+
Yes — Ocean View Yoga is about 0.9 miles away, per the cached nearby-places record for this address.
Are there parks near 639 W Ocean View Ave?+
Local Beach is about 0.6 miles away.
Where is the nearest grocery store to 639 W Ocean View Ave?+
Beach Bay Mart is about 0.9 miles away. The closest dining on record is Ocean View Fishing Pier Restaurant (0.4 mi).
Does 639 W Ocean View Ave have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 639 W Ocean View Ave built?+
It was built in 1961, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Trey Decker · BHHS RW Towne Realty · REIN MLS #10624385

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

639 W Ocean View Ave, Norfolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

639 W Ocean View Ave, Norfolk, Virginia 23503 · MLS #10624385 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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