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Norfolk › WILLOUGHBY BEACH › 639 W Ocean View Ave✓ Source: REIN MLS #10624385 · record updated May 20, 2026 · synced every 2 min · your inquiry is never resold
639 W Ocean View AVE, NORFOLK VA 23503 - Main photo
639 W Ocean View AVE, NORFOLK VA 23503 - Photo 2
639 W Ocean View AVE, NORFOLK VA 23503 - Photo 3
639 W Ocean View AVE, NORFOLK VA 23503 - Photo 4
639 W Ocean View AVE, NORFOLK VA 23503 - Photo 5
$995,000
51days on market

639 W Ocean View Ave, Norfolk, VA 23503

Under ContractApartments 3+ · built 1961 · WILLOUGHBY BEACH

About this home

The listing, in the seller's words

Discover a fully stabilized, turnkey 6 unit apartment building just blocks from Norfolk's premier Ocean View beaches. Each one bedroom residence has been thoughtfully renovated and conveys fully furnished with tasteful decor, offering immediate income, strong in place performance, and long term durability. The property features reserved parking for every unit, an on site laundry room at no additional cost to tenants, and consistent 100% occupancy. With quick access to I-64 and close proximity to major city center hubs, this location attracts strong rental demand year round. A rare opportunity to acquire a low maintenance coastal asset in one of Norfolk's most resilient rental corridors.

Listing courtesy of Trey Decker · BHHS RW Towne Realty · REIN MLS #10624385

VaHome team overview

Our read on this home

At a glance

A multi-unit apartment building built in 1961 in Norfolk's Willoughby Beach neighborhood, sitting just blocks from the Chesapeake Bay shoreline and a five-minute drive from Naval Station Norfolk. Beach life, bay breezes, and base access all come together at this Ocean View address.

Read the full overview ↓

Why this home stands out

What sets 639 W Ocean View Ave apart is the rare combination of genuine waterfront-neighborhood living and unbeatable military base proximity. Willoughby Beach is one of the few spots in Hampton Roads where you can walk to the bay, grab a bite at a pier restaurant, and still be through the gate at Naval Station Norfolk in under ten minutes. That's a hard pairing to find anywhere else in the region.

WILLOUGHBY BEACH and the Norfolk real estate market

Willoughby Beach sits along the northern edge of Norfolk where the city meets the Chesapeake Bay, and it carries a relaxed, coastal character that's distinctly its own. Streets here run close to the water, and the neighborhood has the kind of unhurried feel you'd expect from a beach community — without being far removed from city conveniences. Norfolk itself is one of the most dynamic cities on the East Coast, anchored by one of the world's largest naval installations and a growing arts, dining, and waterfront scene. Whether you're browsing homes for sale in norfolk va or already familiar with the area, Willoughby Beach tends to stop people in their tracks. The neighborhood has held its appeal across decades — the mix of older homes, water views, and tight-knit community energy gives it staying power that newer subdivisions simply can't replicate. Sarah Constant Beach Park and the nearby shoreline mean outdoor life is built right into the daily routine here.

What's nearby

Daily errands and leisure are both well within reach from 639 W Ocean View Ave. Ocean View Fishing Pier Restaurant is just 0.4 miles away — a local institution for waterfront dining. Grab a quick coffee or a snack at the 7-Eleven half a mile down the road, or head to Mudita Cafe & Bar at 0.9 miles for something more relaxed. The OV Beach Tavern is a neighborhood favorite for casual evenings out. Groceries are covered by Harris Teeter, Beach Bay Mart, and Dollar General, all within a mile. Sarah Constant Beach Park and Charles Hughes Maritime Forest are both about 0.6 miles away, and Ocean View Yoga is under a mile for those who like to keep a fitness routine close to home.

For different buyers

For military families relocating

Five minutes to Naval Station Norfolk and six minutes to MARFORCOM Norfolk — the commute math here is hard to argue with. For military families weighing BAH and base access together, Willoughby Beach checks both boxes. A VA loan can make ownership at this address very accessible, and the neighborhood's stability means it tends to hold its appeal through multiple duty-station cycles.

For first-time buyers

If you're ready to buy a house in norfolk and want a neighborhood with real character and walkable beach access, Willoughby Beach is worth a serious look. A 1961 building carries the bones of a well-established community, and the location — steps from the bay, minutes from the pier, and close to everyday conveniences — offers a lifestyle that newer developments in the suburbs rarely match at any price point.

More buyer questions

How far is 639 W Ocean View Ave from Naval Station Norfolk?

The drive is approximately 5 minutes under normal traffic conditions, making this one of the closest off-base addresses you'll find in Norfolk. It's a straightforward route with no highway required.

What is the Willoughby Beach neighborhood like?

Willoughby Beach is a coastal residential neighborhood along Norfolk's northern shoreline, known for its bay access, older homes with character, and a low-key, community-oriented atmosphere. It feels like a beach town tucked inside a major city.

Is 639 W Ocean View Ave in a flood zone?

Given its location in a coastal Norfolk neighborhood near the Chesapeake Bay, flood zone status is an important consideration — check the dedicated FloodRisk tile on this page for the current FEMA designation for this address.

What parks and outdoor spaces are near 639 W Ocean View Ave?

Sarah Constant Beach Park, Charles Hughes Maritime Forest, and a local beach are all within 0.6 miles, giving residents easy access to shoreline, green space, and waterfront recreation without getting in a car.

Does 639 W Ocean View Ave have an HOA?

As a multi-unit apartment building, the property may have a building association or shared-cost structure — confirm the specifics directly with the listing contact, as details can vary by ownership configuration.

Want to know more about 639 W Ocean View Ave or explore other properties in Willoughby Beach and Norfolk? Tom and Dariya Milan are ready to walk you through every detail.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Apartments 3+

Year built

1961

HOA

None

Taxes

$5,333/yr

County

Norfolk VA

MLS #

10624385

Interior

Stories
2
Flooring
Laminate/LVP

Construction & exterior

Foundation
Slab
Construction
Concrete, Other
Roof
Asphalt Shingle
Exterior
Brick,Vinyl
Exterior features
Laundry Room

Utilities & systems

Heating
Electric, Other
Cooling
Other
Water heater
Electric
Utilities available
City Sewer, City Water, Electric

Lot, parking & ownership

Subdivision
WILLOUGHBY BEACH
Zoning
R-12
Ownership
Fee Simple
Garage
No
Parking
Assigned/Reserved, Multi Car, Driveway Spc
Possession
SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone AE · base flood elevation 8 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 510104

Flood Risk

Looking up FEMA flood zone…

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

In the Chesapeake Shores & Bayview neighborhood of Norfolk. Norfolk homes for sale →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$5,897/mo

Principal & interest

$5,163

Property tax

$444

Home insurance

$290

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

229% of $433,600

City assessment record · taxes $5,333/yr

Land share of assessed value

25% — $110,400

Improvements $323,200 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Sale & Tax History

List Price

$995,000

Price / Sq Ft

$0

Annual Taxes

$5,333

Monthly Tax

$444

HOA

None

Tax Rate (effective)

0.54%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMar 30, 2026$995,000—
Currently listed—$995,000—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

129% above assessment

Total Assessed

$433,600

Land

$110,400

Improvement

$323,200

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 639 W Ocean View Ave in a good school zone?+
The assigned zones on the listing record are Ocean View Elementary (GreatSchools 4/10), Northside Middle School (GreatSchools 3/10), Granby (GreatSchools 5/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 639 W Ocean View Ave in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 8 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Is there a gym near 639 W Ocean View Ave?+
Yes — Ocean View Yoga is about 0.9 miles away, per the cached nearby-places record for this address.
Are there parks near 639 W Ocean View Ave?+
Local Beach is about 0.6 miles away.
Where is the nearest grocery store to 639 W Ocean View Ave?+
Beach Bay Mart is about 0.9 miles away. The closest dining on record is Ocean View Fishing Pier Restaurant (0.4 mi).
Does 639 W Ocean View Ave have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 639 W Ocean View Ave built?+
It was built in 1961, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Trey Decker · BHHS RW Towne Realty · REIN MLS #10624385

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

639 W Ocean View Ave, Norfolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

639 W Ocean View Ave, Norfolk, Virginia 23503 · MLS #10624385 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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