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Norfolk › WILLOUGHBY BEACH › 639 W Ocean View Ave✓ Source: REIN MLS #10624385 · record updated May 20, 2026 · synced every 2 min · your inquiry is never resold
639 W Ocean View AVE, NORFOLK VA 23503 - Main photo
639 W Ocean View AVE, NORFOLK VA 23503 - Photo 2
639 W Ocean View AVE, NORFOLK VA 23503 - Photo 3
639 W Ocean View AVE, NORFOLK VA 23503 - Photo 4
639 W Ocean View AVE, NORFOLK VA 23503 - Photo 5
$995,000
51days on market

639 W Ocean View Ave, Norfolk, VA 23503

Under ContractApartments 3+ · built 1961 · WILLOUGHBY BEACH

Facts & features

Type

Apartments 3+

Year built

1961

HOA

None

Taxes

$5,333/yr

County

Norfolk VA

MLS #

10624385

Interior

Stories
2
Flooring
Laminate/LVP

Construction & exterior

Foundation
Slab
Construction
Concrete, Other
Roof
Asphalt Shingle
Exterior
Brick,Vinyl
Exterior features
Laundry Room

Utilities & systems

Heating
Electric, Other
Cooling
Other
Water heater
Electric
Utilities available
City Sewer, City Water, Electric

Lot, parking & ownership

Subdivision
WILLOUGHBY BEACH
Zoning
R-12
Ownership
Fee Simple
Garage
No
Parking
Assigned/Reserved, Multi Car, Driveway Spc
Possession
SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Discover a fully stabilized, turnkey 6 unit apartment building just blocks from Norfolk's premier Ocean View beaches. Each one bedroom residence has been thoughtfully renovated and conveys fully furnished with tasteful decor, offering immediate income, strong in place performance, and long term durability. The property features reserved parking for every unit, an on site laundry room at no additional cost to tenants, and consistent 100% occupancy. With quick access to I-64 and close proximity to major city center hubs, this location attracts strong rental demand year round. A rare opportunity to acquire a low maintenance coastal asset in one of Norfolk's most resilient rental corridors.

Listing courtesy of Trey Decker · BHHS RW Towne Realty · REIN MLS #10624385

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Built in 1961 and positioned in Norfolk's Willoughby Beach neighborhood, 639 W Ocean View Ave is a multi-unit apartment property sitting minutes from Naval Station Norfolk, three public beaches, and the waterfront dining scene that makes this corner of Norfolk genuinely hard to leave.

Keep searching in Norfolk

See all Norfolk homes for sale, including homes for sale in 23503, homes for sale zoned for Granby High School, and homes for sale zoned for Ocean View Elementary School. Browse every listing among homes for sale in Norfolk — updated from the REIN MLS every few minutes. Nearby, look at Chesapeake Shores & Bayview homes for sale, Norfolk waterfront homes for sale, Norfolk condos and townhomes for sale, and new construction homes in Norfolk.

Read the full overview ↓

Why this home stands out

What sets 639 W Ocean View Ave apart is its address — literally on West Ocean View Avenue, the main artery of one of Norfolk's most water-forward neighborhoods. The Chesapeake Bay is visible from the street, three beach parks are within a half-mile walk, and Naval Station Norfolk is a five-minute drive. For a 1961 multi-family building, the location does a lot of the heavy lifting.

WILLOUGHBY BEACH and the Norfolk real estate market

Willoughby Beach sits at Norfolk's northern tip, where the city meets the Chesapeake Bay in a way that feels more like a beach town than a mid-sized East Coast city. West Ocean View Avenue runs the length of the neighborhood, lined with a mix of older cottages, mid-century apartment buildings, and a growing number of renovated properties. The vibe here is laid-back and genuinely coastal — neighbors walk to the water, kayakers launch from nearby parks, and the fishing pier draws regulars year-round. Norfolk as a whole offers the kind of urban infrastructure — hospitals, universities, arts venues, and a deep restaurant scene — that Willoughby Beach residents can tap into while still retreating to a quieter, bay-facing pocket of the city. Families comparing homes for sale in Norfolk often land on this zip code precisely because it balances access to Naval Station Norfolk with a neighborhood character that feels nothing like a base-adjacent suburb.

What's nearby

Daily errands are easy: Harris Teeter is one mile out, Beach Bay Mart is under a mile, and Dollar General fills in the gaps. For food, Ocean View Fishing Pier Restaurant is six-tenths of a mile away and worth the walk for the views alone, while Swell Charcoal Grill and Raw Bar brings a livelier dinner option at under a mile. Coffee runs happen at Mudita Cafe & Bar or the nearby 7-Eleven, both within a mile. Charles Hughes Maritime Forest, Local Beach, and Sarah Constant Beach Park are all within a half-mile to seven-tenths of a mile — and Ocean View Yoga is right there at nine-tenths of a mile when you need to reset.

For different buyers

For military families relocating

Naval Station Norfolk is five minutes from the front door, and Marine Forces Command Norfolk is six. That kind of proximity changes daily life — shorter commutes, more time at home, and a neighborhood full of people who understand the rhythm of military service. A VA loan can make a multi-unit property like this one a particularly practical move for eligible buyers, and Willoughby Beach has long been a go-to for service members who want the bay close and the base closer.

For buyers drawn to character

There's a particular kind of buyer who looks at a 1961 apartment building on the Chesapeake Bay and sees potential rather than age. The bones of mid-century Norfolk construction are solid, the location is irreplaceable, and Willoughby Beach is in the middle of a slow, steady reinvention. If you're drawn to homes for sale in 23503 because you want something with history and a waterfront address — not a cookie-cutter build — this block rewards that instinct.

More buyer questions

How far is 639 W Ocean View Ave from Naval Station Norfolk?

The drive runs about five minutes under normal traffic conditions, making it one of the closer residential addresses to the main gate. For service members assigned to Naval Station Norfolk, that kind of commute is genuinely rare to find this close to the water.

What beaches are walkable from 639 W Ocean View Ave?

Three public beach areas — Local Beach, Sarah Constant Beach Park, and the waterfront near Charles Hughes Maritime Forest — are all within six to seven-tenths of a mile. You can reach any of them on foot in under fifteen minutes.

Is 639 W Ocean View Ave in a flood zone?

Willoughby Beach sits at Norfolk's northern waterfront, and flood zone status for properties in this area varies by parcel. The FloodRisk tile on this page shows the current FEMA designation for this specific address.

What school zone does 639 W Ocean View Ave fall in?

Buyers comparing homes for sale zoned for Granby High School and homes for sale zoned for Ocean View Elementary School will want to confirm current attendance boundaries directly with Norfolk Public Schools, as zones can be redrawn between listing cycles.

Does the Willoughby Beach neighborhood have an HOA?

Willoughby Beach is a neighborhood designation rather than a governed HOA community, so there is no neighborhood-level HOA for the street itself. Individual condominium or multi-family conversions within the area may carry their own association structures — verify at the property level.

Tom and Dariya Milan at LPT Realty know Willoughby Beach well. Reach out to talk through what Norfolk homes for sale in this neighborhood could mean for your next move.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Norfolk$845K – $1.1M

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone AE · base flood elevation 8 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 510104

Flood Risk

Looking up FEMA flood zone…

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

In the Chesapeake Shores & Bayview neighborhood of Norfolk. Norfolk homes for sale →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$5,897/mo

Principal & interest

$5,163

Property tax

$444

Home insurance

$290

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

229% of $433,600

City assessment record · taxes $5,333/yr

Land share of assessed value

25% — $110,400

Improvements $323,200 · assessor record ✓

Own a home nearby? See what it is worth today — What's your Norfolk home worth?

Sale & Tax History

List Price

$995,000

Price / Sq Ft

$0

Annual Taxes

$5,333

Monthly Tax

$444

HOA

None

Tax Rate (effective)

0.54%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJun 14, 2026$995,000—
Currently listed—$995,000—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

129% above assessment

Total Assessed

$433,600

Land

$110,400

Improvement

$323,200

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 639 W Ocean View Ave in a good school zone?+
The assigned zones on the listing record are Ocean View Elementary (VaHome School Score 2.7/10), Northside Middle School (VaHome School Score 3/10), Granby (VaHome School Score 3/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 639 W Ocean View Ave in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 8 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Is there a gym near 639 W Ocean View Ave?+
Yes — Ocean View Yoga is about 0.9 miles away, per the cached nearby-places record for this address.
Are there parks near 639 W Ocean View Ave?+
Local Beach is about 0.6 miles away.
Where is the nearest grocery store to 639 W Ocean View Ave?+
Beach Bay Mart is about 0.9 miles away. The closest dining on record is Ocean View Fishing Pier Restaurant (0.4 mi).
Does 639 W Ocean View Ave have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 639 W Ocean View Ave built?+
It was built in 1961, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Trey Decker · BHHS RW Towne Realty · REIN MLS #10624385

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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639 W Ocean View Ave, Norfolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

639 W Ocean View Ave, Norfolk, Virginia 23503 · MLS #10624385 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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