✓ Source: REIN MLS #10640015 · record updated Jun 16, 2026 · synced every 2 min · your inquiry is never resold

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$403,285est. $2,469/mo all-in · adjust →

3beds

2baths

1,533sqft

$263per sqft

0days on market

5044 Santoro Rd, Toano, VA 23168

Under ContractResidential · built 2026 · 0.15 acres · STONEHOUSE CREEK · MLS #10640015

Price per sqft$263compare with nearby sales Schools

WarhillHigh6.8

ToanoMiddle7.2

StonehouseElementary8.3

VaHome School Score Flood

Low / moderate riskZone X

flood insurance not required HOA$92/moStonehouse Est. payment$2,469/moall-in · 20% down · 6.75% · adjust Price since listing…checking price history Taxes$2,000/yrfrom the public record Condo feeNAnot a condo

OverviewAbout this home

Grand Cayman Floor Plan; Sold TBB

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10640015

Facts & features

TypeResidential

Year built2026

Price / sqft$263

HOA fee$92/mo

Taxes$2,000/yr

CountyJames City County VA

MLS #10640015

HOA association includes

ClubhouseGolfPlaygroundsPoolTennis Cts

$92/mo HOA fee · per the REIN MLS listing record. Confirm inclusions with the association.

Interior

Bedrooms: 3
Full baths: 2
Approx. sqft: 1,533
Stories: 1
Flooring: Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms: 1
First-floor bed & full bath: Yes
Total rooms: 6
Other rooms: 1st Floor BR, 1st Floor Primary BR, Attic, Breakfast Area, Foyer, PBR with Bath, Pantry, Utility Room
Appliances: Dishwasher, Disposal, Dryer Hookup, Energy Star Appliance(s), Microwave, Elec Range, Refrigerator, Washer Hookup

Construction & exterior

Style: Ranch, Traditional
Subtype: Detached
Foundation: Slab
Roof: Asphalt Shingle
Exterior: Vinyl
Pool: No Pool

Utilities & systems

Heating: Nat Gas
Cooling: Central Air
Water heater: Electric
Water: City/County
Sewer: City/County

Lot, parking & ownership

Lot size: 0.1500
Subdivision: STONEHOUSE CREEK
Ownership: Fee Simple
Garage: Yes
Parking: Garage Att 2 Car
Possession: AT CLOSING
Miscellaneous: Warranty Plan

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Brand-new three-bedroom, two-bath home on Santoro Road in Toano. Built in 2026 with 1,533 square feet of modern living space. About 26 minutes to Camp Peary. A fresh start in a growing community.

Keep searching in Toano

See all Toano homes for sale, including homes for sale zoned for Warhill High School and homes for sale zoned for Stonehouse Elementary School. Nearby, look at Stonehouse homes for sale.

Read the full overview ↓

Why this home stands out

This is a newly constructed home, so everything is current and under builder warranty. The open floor plan and efficient layout make the most of every square foot. You'll find modern systems, updated finishes, and the peace of mind that comes with a home built to today's standards. Location puts you between Williamsburg and the Peninsula, with reasonable commutes to both military and civilian employment centers.

STONEHOUSE CREEK and the Toano real estate market

Toano sits in the heart of James City County, a quiet corner of the greater Williamsburg area. The community has a rural character with newer residential development mixed in—tree-lined streets, modest lot sizes, and a slower pace than the tourist corridor. You're close enough to Williamsburg's shops and restaurants, yet removed from the crowds. Colonial Parkway connects you east toward Yorktown and west toward Jamestown. Anyone comparing Toano homes for sale will notice the blend of affordability and accessibility. Schools serve the area through the James City County system. Route 60 is your main artery for getting around the Peninsula and reaching bases or employers. Daily life here balances small-town quiet with proximity to larger regional amenities.

What's nearby

Laurel Grove Clubhouse in Stonehouse is less than a mile away, offering park space and community facilities. Williamsburg is about 15 minutes north, with its full range of dining, shopping, and entertainment. Naval Weapons Station Yorktown lies roughly 36 minutes east. The Colonial Parkway provides scenic access to historic sites and outdoor recreation. Route 60 connects you to grocery stores, pharmacies, and services in both directions.

For different buyers

Base commute and VA loan notes

About 26 minutes to Camp Peary and 36 minutes to Naval Weapons Station Yorktown. VA loan financing is widely available for homes for sale in Toano. New construction means no surprises—inspections are straightforward, and you can close quickly. The commute is manageable for active-duty and civilian DoD employees.

Room to grow

Three bedrooms give you room for kids, a home office, or guest space. Two full baths reduce morning bottlenecks. The new layout is efficient and open, with storage built in. A modest lot is easy to maintain while still offering outdoor space.

Schools · VaHome School ScoreAssigned schools

Our own 1–10 rating, scored from Virginia Department of Education data.

HighWarhill High School

6.8/10

MiddleToano Middle School

7.2/10

ElementaryStonehouse Elementary School

8.3/10

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Toano$340K – $465K3+ beds

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Military Commute

Drive times to nearest bases

Camp Peary

DoD

25min·19.3mi

NWS Yorktown

Navy

27min·22.1mi

JBLE Ft Eustis

Army

31min·25.9mi

JBLE Langley

Air Force

51min·42.3mi

NSA HR

Navy

61min·54mi

Typical drive times from Google Maps, without live traffic. Rush hour and tunnel backups can add time.

Flood & environmentFlood risk (FEMA)

FEMA flood zone X · outside the high-risk area · FIRM 51095C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51095C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn’t define a BFE here.

Property elevation

90 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA’s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service — actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhoodStonehouse

Stonehouse is one of the largest master-planned communities in the Williamsburg area. It spreads across roughly 5,700 wooded acres in Toano in upper James City County.

$564KMedian sale · 12 mo

$198Sold $/sq ft

19dDays on market

44For sale now

$138KHH income

86.5%Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Stonehouse →

Neighborhood

homes for sale in Toano →

CostPayment calculator

Estimates only. Taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,377/mo

Down payment20% · $80,657

Interest rate6.75%

Loan term30 years

Principal & interest

$2,093

Property tax

$167

Home insurance

$118

PMI

None

HOA/Condo (paid separately)

$92

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & historyComparables

Price context: similar nearby homes$282,500 – $472,315The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price, not an appraisal or an estimate of this home's value.

7039 Cunningham DR · 0.1 mi · 1,720 sqft$472,315 sold 2026-06

7030 CUNNINGHAM DR · 0.2 mi · 1,365 sqft$421,000 sold 2026-03

3472 Westham LN · 0.9 mi · 1,574 sqft$324,500 sold 2026-03

Own a home nearby? See what it is worth today: What's your Toano home worth?

Sale & Tax History

List Price

$403,285

Price / Sq Ft

$263

Annual Taxes

$2,000

Monthly Tax

$167

HOA fee

$92 / mo

Tax Rate (effective)

0.50%

Sale Timeline (this listing)

Event	Date	Price	Detail
Listed	Aug 4, 2026	$403,285	—
Currently listed	—	$403,285	—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Toano Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

CompareThis home next to what else is for sale nearby

Home	Price	Beds	Baths	Sqft	$ / sqft
5044 Santoro Rdthis home	$403,285	3	2	1,533	$263
Loading nearby homes for sale…

Active comparables from the REIN MLS, the same homes shown under Comparable Properties. Context for judging the asking price, not an appraisal.

Questions buyers ask

Is 5044 Santoro Rd in a good school zone?

The assigned zones on the listing record are Stonehouse Elementary (VaHome School Score 8.3/10), Toano Middle (VaHome School Score 7.2/10), Warhill (VaHome School Score 6.8/10). School attendance zones can change — always confirm enrollment with the local school division.

Is 5044 Santoro Rd in a flood zone?

FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.

Are there parks near 5044 Santoro Rd?

Laurel Grove Clubhouse in Stonehouse is about 0.5 miles away.

Does 5044 Santoro Rd have an HOA?

Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Golf, Playgrounds, Pool, Tennis Cts.

When was 5044 Santoro Rd built?

It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data. Never invented.

Tom & Dariya Milan | LPT Realty

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5044 Santoro Rd, Toano, Virginia 23168 · MLS #10640015 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed; verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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