✓ Source: REIN MLS #10661248 · record updated Nov 10, 2026 · synced every 2 min · your inquiry is never resold

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$369,990est. $2,286/mo all-in · adjust →

2beds

2baths

1,153sqft

$321per sqft

0days on market

5032 Santoro Rd, Toano, VA 23168

New ListingResidential · built 2027 · 0.14 acres · STONEHOUSE CREEK · MLS #10661248

Price per sqft$321compare with nearby sales Schools

WarhillHigh6.8

ToanoMiddle7.2

StonehouseElementary8.3

VaHome School Score Flood

Low / moderate riskZone X

flood insurance not required HOA$92/moStonehouse Est. payment$2,286/moall-in · 20% down · 6.75% · adjust Price since listing…checking price history Taxes$2,000/yrfrom the public record Condo feeNAnot a condo

OverviewAbout this home

Aruba Bay at Stonehouse Ranch offers convenient main-level living with 2 bedrooms, 2 baths, a gourmet kitchen, and an open-concept great room designed for everyday living and entertaining. The private owner's suite features a seated shower and oversized walk-in closet, while the secondary bedroom provides flexible space for guests, a home office, or additional household needs. Additional highlights include first-floor laundry and the craftsmanship and design features associated with Ryan Homes. Starting from $369,990.

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10661248

Facts & features

TypeResidential

Year built2027

Price / sqft$321

HOA fee$92/mo

Taxes$2,000/yr

CountyJames City County VA

MLS #10661248

HOA association includes

ClubhouseGolfPlaygroundsPoolTennis Cts

$92/mo HOA fee · per the REIN MLS listing record. Confirm inclusions with the association.

Interior

Bedrooms: 2
Full baths: 2
Approx. sqft: 1,153
Stories: 1
Flooring: Carpet, Laminate/LVP
Ensuite bedrooms: 1
First-floor bed & full bath: Yes
Total rooms: 4
Other rooms: 1st Floor BR, 1st Floor Primary BR, Attic, Breakfast Area, Foyer, PBR with Bath, Pantry, Utility Room
Appliances: Dishwasher, Disposal, Dryer Hookup, Energy Star Appliance(s), Microwave, Range, Refrigerator, Washer Hookup

Construction & exterior

Style: Ranch, Traditional
Subtype: Detached
Foundation: Slab
Roof: Asphalt Shingle
Exterior: Vinyl
Pool: No Pool

Utilities & systems

Heating: Electric
Cooling: Central Air
Water heater: Electric
Water: City/County
Sewer: City/County

Lot, parking & ownership

Lot size: 0.1400
Subdivision: STONEHOUSE CREEK
Ownership: Fee Simple
Garage: Yes
Parking: Garage Att 2 Car
Possession: AT CLOSING
Miscellaneous: Warranty Plan

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

5032 Santoro Road is a two-bedroom, two-bath home in Toano, Virginia, built in 2027. It sits in the Stonehouse community in James City County. At 1,153 square feet, it offers a compact, efficient layout. Toano homes for sale at this price point are rare this close to the Stonehouse amenities.

Keep searching in Toano

See all Toano homes for sale, including homes for sale zoned for Warhill High School and homes for sale zoned for Stonehouse Elementary School. Nearby, look at Stonehouse homes for sale.

Read the full overview ↓

Why this home stands out

New construction in 2027 means every system in this home is current. You get modern finishes, energy-efficient mechanicals, and a full builder warranty window — none of the surprises that come with older stock. The two-bedroom, two-bath layout works well for a streamlined daily routine. Stonehouse is a planned community with real infrastructure: sidewalks, common areas, and a clubhouse just down the road.

STONEHOUSE CREEK and the Toano real estate market

Stonehouse is a master-planned community in the western part of James City County. Streets here are laid out with intention — sidewalks connect the neighborhoods, and green space is woven throughout. The housing mix runs from townhomes to single-family homes, and 2027 construction like Santoro Road sits on the newer end of that spectrum. The community has a distinct, settled feel despite ongoing development nearby. Toano itself is a small crossroads community along Route 60 and Interstate 64. It sits between Williamsburg to the east and Richmond to the west, which gives you genuine flexibility in where you work or spend your weekends. The pace here is quieter than the Williamsburg tourist corridor, but you're never far from it. James City County manages the roads and services — a well-funded jurisdiction with a strong tax base. Anyone browsing Toano homes for sale will notice that this zip code, 23168, tends to offer more land and newer builds per dollar than the city of Williamsburg proper.

What's nearby

The Laurel Grove Clubhouse in Stonehouse is 0.7 miles from the front door. That puts community amenities — pool, gathering space, and green areas — within an easy walk or a two-minute drive. Grocery and retail options are available along Route 60 in Toano and in the broader Williamsburg corridor about 15 minutes east. Camp Peary is roughly 26 minutes away, and Naval Weapons Station Yorktown is about 36 minutes. The I-64 on-ramp near Toano connects you north toward Richmond or east toward Hampton Roads without fighting surface traffic.

For different buyers

Base commute and VA loan notes

Camp Peary is about 26 minutes from 5032 Santoro Road, and Naval Weapons Station Yorktown is roughly 36 minutes. VA loan financing is a natural fit for 2027 new construction — no seller concessions needed to address deferred maintenance. The home is move-in condition by definition. BAH rates for the Williamsburg area have tracked well with James City County home values in recent years.

For first-time buyers

A 2027 build means you're starting with a clean slate — new roof, new HVAC, new everything. At 1,153 square feet across two bedrooms and two full baths, the layout is manageable without feeling cramped. Stonehouse's sidewalks and community spaces add everyday value without extra upkeep on your part. Anyone comparing homes for sale zoned for Warhill High School and homes for sale zoned for Stonehouse Elementary School will find this address falls within that zone.

Schools · VaHome School ScoreAssigned schools

Our own 1–10 rating, scored from Virginia Department of Education data.

HighWarhill High School

6.8/10

MiddleToano Middle School

7.2/10

ElementaryStonehouse Elementary School

8.3/10

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Toano$310K – $430K2+ beds

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Military Commute

Drive times to nearest bases

Camp Peary

DoD

25min·18.9mi

NWS Yorktown

Navy

26min·21.6mi

JBLE Ft Eustis

Army

30min·25.4mi

JBLE Langley

Air Force

50min·41.8mi

NSA HR

Navy

78min·65.4mi

Typical drive times from Google Maps, without live traffic. Rush hour and tunnel backups can add time.

Flood & environmentFlood risk (FEMA)

FEMA flood zone X · outside the high-risk area · FIRM 51095C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51095C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn’t define a BFE here.

Property elevation

82.7 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA’s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service — actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Explore this neighborhoodStonehouse

Stonehouse is one of the largest master-planned communities in the Williamsburg area. It spreads across roughly 5,700 wooded acres in Toano in upper James City County.

$564KMedian sale · 12 mo

$198Sold $/sq ft

19dDays on market

44For sale now

$138KHH income

86.5%Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Stonehouse →

Neighborhood

homes for sale in Toano, VA →

CostPayment calculator

Estimates only. Taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,194/mo

Down payment20% · $73,998

Interest rate6.75%

Loan term30 years

Principal & interest

$1,920

Property tax

$167

Home insurance

$108

PMI

None

HOA/Condo (paid separately)

$92

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & historyComparables

Price context: similar nearby homes$230,000 – $421,000The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 3 sold). Context for judging the asking price, not an appraisal or an estimate of this home's value.

3116 Weathers BLVD · 0.9 mi · 1,152 sqft$230,000 sold 2026-07

7030 CUNNINGHAM DR · 0.1 mi · 1,365 sqft$421,000 sold 2026-03

3129 Weathers BLVD · 0.9 mi · 1,322 sqft$236,610 sold 2026-05

Own a home nearby? See what it is worth today: What's your Toano home worth?

Sale & Tax History

List Price

$369,990

Price / Sq Ft

$321

Annual Taxes

$2,000

Monthly Tax

$167

HOA fee

$92 / mo

Tax Rate (effective)

0.54%

Sale Timeline (this listing)

Event	Date	Price	Detail
Listed	Nov 10, 2026	$369,990	—
Currently listed	—	$369,990	—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Toano Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

0 days on market: read it in context

Days on market reflects pricing, season, and inventory. Compare it against similar nearby homes before reading anything into it.

CompareThis home next to what else is for sale nearby

Home	Price	Beds	Baths	Sqft	$ / sqft
5032 Santoro Rdthis home	$369,990	2	2	1,153	$321
Loading nearby homes for sale…

Active comparables from the REIN MLS, the same homes shown under Comparable Properties. Context for judging the asking price, not an appraisal.

Questions buyers ask

Is 5032 Santoro Rd in a good school zone?

The assigned zones on the listing record are Stonehouse Elementary (VaHome School Score 8.3/10), Toano Middle (VaHome School Score 7.2/10), Warhill (VaHome School Score 6.8/10). School attendance zones can change — always confirm enrollment with the local school division.

Is 5032 Santoro Rd in a flood zone?

FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.

Does 5032 Santoro Rd have an HOA?

Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Golf, Playgrounds, Pool, Tennis Cts.

When was 5032 Santoro Rd built?

It was built in 2027, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data. Never invented.

Tom & Dariya Milan | LPT Realty

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5032 Santoro Rd, Toano, Virginia 23168 · MLS #10661248 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed; verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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