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ToanoSTONEHOUSE CREEK5028 Santoro Rd✓ Source: REIN MLS #10645894 · record updated Jul 24, 2026 · synced every 2 min · your inquiry is never resold
5028 Santoro RD, TOANO VA 23168 - Main photo
5028 Santoro RD, TOANO VA 23168 - Photo 2
5028 Santoro RD, TOANO VA 23168 - Photo 3
5028 Santoro RD, TOANO VA 23168 - Photo 4
5028 Santoro RD, TOANO VA 23168 - Photo 5
$430,095
$281 / sqft · est. $2,616/mo →
3beds
2baths
1,533sqft
0days on market

5028 Santoro Rd, Toano, VA 23168

Under ContractResidential · built 2026 · STONEHOUSE CREEK

About this home

The listing, in the seller's words

Grand Cayman Floor Plan; Sold TBB

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10645894

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

Built in 2026, this 3-bedroom, 2-bath home at 5028 Santoro Road brings 1,533 square feet of new construction to the Stonehouse community in Toano, Virginia — a quiet James City County address with easy access to the greater Hampton Roads corridor.

Read the full overview ↓

Why this home stands out

New construction in an established master-planned community is a rare combination, and 5028 Santoro Road delivers exactly that. Finished in 2026, the home sits within Stonehouse, a Toano community known for its golf course setting, wooded lots, and unhurried pace. You get the clean slate of a freshly built home — modern systems, fresh finishes, no deferred maintenance — without sacrificing the mature landscaping and community infrastructure that older neighborhoods take decades to develop.

STONEHOUSE CREEK and the Toano real estate market

Stonehouse is a planned community in Toano, a small community within James City County, Virginia. The neighborhood wraps around a golf course and offers a mix of wooded lots and open green space that gives it a distinctly unhurried character — something increasingly hard to find this close to the I-64 corridor. Toano sits roughly midway between Williamsburg and Richmond, which means you're genuinely well-positioned for both directions of commuting, weekend dining, and everyday errands. James City County is consistently recognized for its quality of life, and Toano captures the quieter, more residential side of that reputation. The Stonehouse area has seen steady new construction in recent years, reflecting demand for homes that combine a natural setting with modern builds. Whether you're drawn to the golf course lifestyle, the wooded surroundings, or simply the breathing room that comes with a lower-density community, 5028 Santoro Road puts you squarely in the middle of it.

What's nearby

Daily life at 5028 Santoro Road comes with some genuinely convenient neighbors. The Laurel Grove Clubhouse in Stonehouse is essentially at your doorstep — zero miles away — giving you immediate access to community amenities without getting in the car. When you're ready for a meal or a cold craft beer after a round of golf, Irons and Ales The Linkside Taphouse at Stonehouse is just a mile away, a local taphouse with a golf-course-adjacent vibe that makes it an easy regular spot. Williamsburg's full range of grocery stores, pharmacies, and restaurants is a short drive east on I-64, and Richmond's amenities are similarly accessible heading west.

For different buyers

For military families relocating

Camp Peary is about 27 minutes from 5028 Santoro Road, and Naval Weapons Station Yorktown sits roughly 36 minutes out — both manageable commutes from a quiet James City County address. If you're eligible for a VA loan, new construction like this is a strong fit: no seller-deferred repairs, modern systems, and a clean inspection history from day one.

For first-time buyers

Buying your first home and getting a brand-new build at the same time is a combination worth paying attention to. At 5028 Santoro Road, you're stepping into a 2026-built home with 1,533 square feet, three bedrooms, and two baths — meaning the big-ticket systems are fresh, warranties are typically still active, and you're not inheriting anyone else's maintenance backlog. Stonehouse's community amenities add everyday value from the start.

More buyer questions

How far is 5028 Santoro Road from Camp Peary?

Camp Peary is approximately 27 minutes from 5028 Santoro Road under typical traffic conditions. Naval Weapons Station Yorktown is about 36 minutes away, making either base a workable daily commute from Toano.

What community amenities are available at Stonehouse?

Stonehouse is a master-planned community built around a golf course, and the Laurel Grove Clubhouse is located right within the neighborhood. The community setting offers green space, wooded surroundings, and the Linkside Taphouse just a mile away.

Is 5028 Santoro Road part of an HOA?

Stonehouse is a planned community, which typically means an HOA is in place to maintain common areas and community standards. You'll want to confirm current HOA details and any associated rules during the due-diligence period.

What is the flood risk at 5028 Santoro Road?

Flood zone designation for this address is displayed in the FloodRisk tile on this page. Toano is an inland community, but it's always worth reviewing the FEMA map panel for the specific parcel before closing.

Can I use a VA loan to purchase a new construction home like this?

Yes — a VA loan can be used for new construction, though the process involves a few additional steps compared to a standard resale purchase. Speaking with a VA-experienced lender early in the process is the best way to understand the timeline and requirements.

Tom and Dariya Milan at LPT Realty know Stonehouse and the broader James City County market well. Reach out to get the full picture on 5028 Santoro Road.

Summary generated by AI from public records and publicly available information.

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Facts & features

The record, sourced

Type

Residential

Year built

2026

Price / sqft

$281

HOA fee

$92/mo

Taxes

$2,000/yr

County

James City County VA

MLS #

10645894

HOA association includes

ClubhouseGolfPlaygroundsPoolTennis Cts

$92/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,533
Stories
1
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor BR, 1st Floor Primary BR, Attic, Breakfast Area, Foyer, PBR with Bath, Pantry, Utility Room
Appliances
Dishwasher, Disposal, Dryer Hookup, Energy Star Appliance(s), Microwave, Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Ranch, Traditional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool

Utilities & systems

Heating
Electric
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
STONEHOUSE CREEK
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
AT CLOSING
Miscellaneous
Warranty Plan

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51095C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Stonehouse

Stonehouse is one of the largest master-planned communities in the Williamsburg area, spread across roughly 5,700 wooded acres in Toano in upper James City County, just off Route 30 near I-64 Exit 227.

$580K

Median sale · 12 mo

$198

Sold $/sq ft

22d

Days on market

30

For sale now

$138K

HH income

86.5%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Stonehouse
Map of Stonehouse with neighborhood boundaryNeighborhood

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,524/mo

Principal & interest

$2,232

Property tax

$167

Home insurance

$125

PMI

None

HOA/Condo (paid separately)

$92

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$236,610$472,315

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

7030 CUNNINGHAM DR · 0.1 mi · 1,365 sqft$421,000 sold 2026-03
7039 Cunningham DR · 0.2 mi · 1,720 sqft$472,315 sold 2026-06
3444 Foxglove DR · 0.5 mi · 1,711 sqft$385,000 sold 2026-06

Sale & Tax History

List Price

$430,095

Price / Sq Ft

$281

Annual Taxes

$2,000

Monthly Tax

$167

HOA fee

$92 / mo

Tax Rate (effective)

0.47%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 4, 2026$430,095
Currently listed$430,095

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Toano Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 5028 Santoro Rd in a good school zone?+
The assigned zones on the listing record are Stonehouse Elementary (VaHome School Score 7.3/10), Toano Middle (VaHome School Score 7.2/10), Warhill (VaHome School Score 6.1/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 5028 Santoro Rd in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 5028 Santoro Rd have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Golf, Playgrounds, Pool, Tennis Cts.
When was 5028 Santoro Rd built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10645894

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

5028 Santoro Rd, Toano — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

5028 Santoro Rd, Toano, Virginia 23168 · MLS #10645894 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.