Gloucester › RYANS RUN › 4805 Stephens Way✓ Source: REIN MLS #10590914 · record updated Nov 14, 2025 · synced every 2 min · your inquiry is never resold

4805 Stephens WAY, GLOUCESTER VA 23061 - Main photo

4805 Stephens WAY, GLOUCESTER VA 23061 - Photo 2

$511,200

$326 / sqft · est. $2,882/mo →

3beds

2baths

1,566sqft

56days on market

4805 Stephens Way, Gloucester, VA 23061

Under ContractResidential · built 2025 · RYANS RUN

Facts & features

Type

Residential

Year built

2025

Price / sqft

$326

HOA fee

$80/mo

County

Gloucester County VA

MLS #

10590914

HOA association includes

Ground MaintOther

$80/mo HOA fee · NONE · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms: 3
Full baths: 2
Approx. sqft: 1,566
Stories: 2
Flooring: Carpet, Laminate/LVP
First-floor bed & full bath: Yes
Total rooms: 8
Other rooms: 1st Floor BR, 1st Floor Primary BR, Breakfast Area, Foyer, PBR with Bath, Pantry, Porch, Spare Room, Utility Closet
Appliances: Dishwasher, Disposal, Dryer Hookup, Energy Star Appliance(s), Microwave, Elec Range, Washer Hookup
Equipment: Cable Hookup, Gar Door Opener, Mechanical Fresh Air, Water Softener

Construction & exterior

Style: Ranch
Subtype: Detached
Foundation: Crawl
Roof: Asphalt Shingle
Exterior: Vinyl
Sustainability: Advanced Framing, Engineered Wood Products
Pool: No Pool

Utilities & systems

Heating: Electric, Programmable Thermostat
Cooling: Central Air
Water heater: Electric
Water: Well
Sewer: Septic

Lot, parking & ownership

Lot size: 2.0000
Subdivision: RYANS RUN
Ownership: Fee Simple
Garage: Yes
Parking: Garage Att 2 Car, Covered, Off Street, Driveway Spc
Possession: AT CLOSE
Miscellaneous: Warranty Plan

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Aviano. SOLD. TBB.

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10590914

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Meet 4805 Stephens Way in Ryans Run, a three-bedroom, two-bath home on two acres built in 2025. You're about 14 minutes from Camp Peary and 22 minutes from Naval Weapons Station Yorktown. This is the kind of property that anchors Gloucester homes for sale in a rural, spacious setting.

Keep searching in Gloucester

See all Gloucester homes for sale. Browse every listing among homes for sale in Gloucester — updated from the REIN MLS every few minutes.

Read the full overview ↓

Why this home stands out

Built in 2025, this home offers modern construction on a generous two-acre lot—rare in the Gloucester market. Three bedrooms and two full baths give you solid living space without the sprawl of a mansion. The acreage means room to breathe, a long driveway, and privacy from neighbors. You're far enough out for quiet mornings and close enough to base commutes that matter. This is a newer property with current systems and finishes, no surprises waiting in the walls.

RYANS RUN and the Gloucester real estate market

Ryans Run is a residential neighborhood in rural Gloucester County, defined by larger lots and a slower pace of life. Tree-lined roads and spacious properties create a country feel while keeping you within reasonable distance of services and employment. Gloucester itself sits on Virginia's Middle Peninsula, where waterfront heritage meets modern living. The county seat of Williamsburg is about 20 minutes away, offering dining, shopping, and cultural activities. Daily life here balances rural peace with access to the broader Hampton Roads region. You're close enough to Naval Weapons Station Yorktown and Camp Peary for straightforward commutes. Anyone comparing homes for sale in Gloucester will notice the county's mix of historic character and newer residential development.

What's nearby

Kirsty's restaurant is about a mile away, giving you a casual dining option without leaving the neighborhood. Gloucester's main commercial corridor is roughly 10 minutes south, where you'll find groceries, pharmacies, and everyday services. The York River and its public access points are within 15 minutes, popular for boating and fishing. Williamsburg's shops and restaurants sit about 20 minutes east. The property itself is set back on a quiet road, so you get seclusion without isolation.

For different buyers

Base commute and VA loan notes

About 14 minutes to Camp Peary and 22 minutes to Naval Weapons Station Yorktown, this home supports straightforward base commutes. VA loan financing is common in this market, and the 2025 construction means no surprises during underwriting. Two acres and modern systems make move-in quick—no repairs or upgrades needed before you settle in.

Room to grow

Three bedrooms give each household member a dedicated space, and two full baths reduce morning conflicts. Two acres mean a real yard for outdoor play, a garden plot, or future expansion. Modern 2025 construction includes current HVAC, electrical, and plumbing—no hidden repair costs eating into your budget.

Homes like this one sell fast — see the next one first

Gloucester$430K – $590K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

ElementaryBethel Elementary
—
MiddlePeasley Middle
—
HighGloucester
—

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51073C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51073C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

85.1 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Gloucester homes for sale →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,802/mo

Down payment20% · $102,240

Interest rate6.75%

Loan term30 years

Principal & interest

$2,653

Property tax

Home insurance

$149

PMI

None

HOA/Condo (paid separately)

$80

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$260,000 – $405,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

6630 Valley DR · 0.6 mi · 1,440 sqft$315,000 sold 2026-02

4404 Hickory Fork RD · 0.8 mi · 1,488 sqft$405,000 sold 2026-04

6727 Harvest CIR · 0.9 mi · 1,647 sqft$359,000 sold 2026-06

Own a home nearby? See what it is worth today — What's your Gloucester home worth?

Sale & Tax History

List Price

$511,200

Price / Sq Ft

$326

Annual Taxes

N/A

Monthly Tax

N/A

HOA fee

$80 / mo

Tax Rate (effective)

N/A

Sale Timeline (this listing)

Event	Date	Price	Detail
Listed	Mar 14, 2026	$511,200	—
Currently listed	—	$511,200	—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Gloucester Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 4805 Stephens Way in a good school zone?+

The assigned zones on the listing record are Bethel Elementary (VaHome School Score 7.7/10), Peasley Middle, Gloucester. School attendance zones can change — always confirm enrollment with the local school division.

Is 4805 Stephens Way in a flood zone?+

FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.

Does 4805 Stephens Way have an HOA?+

Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is NONE. Association amenities on record include: Ground Maint, Other.

When was 4805 Stephens Way built?+

It was built in 2025, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10590914

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

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4805 Stephens Way, Gloucester, Virginia 23061 · MLS #10590914 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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4805 Stephens Way, Gloucester, VA 23061

Facts & features

About this home

Our read on this home

Why this home stands out

RYANS RUN and the Gloucester real estate market

What's nearby

For different buyers

Base commute and VA loan notes

Room to grow

More buyer questions

Homes like this one sell fast — see the next one first

Schools

Flood & environment

🌊 Flood Risk (FEMA)

Hurricane Evacuation Zone

Minutes to real places, not a score

Location & Neighborhood

Military Commute

Run the real carrying cost

Estimate your monthly payment

Judge value on real ground

Sale & Tax History

Sale Timeline (this listing)

Comparable Properties

Questions buyers ask

You'll talk to a person, not a lead queue

See it in person — the record only says so much.

Flood Risk (FEMA)