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NorfolkDOWNTOWN AREA435 Monticello Ave #200d✓ Source: REIN MLS #10594544 · record updated Jul 18, 2026 · synced every 2 min · your inquiry is never resold
435 Monticello AVE #200D, NORFOLK VA 23510 - Main photo
435 Monticello AVE #200D, NORFOLK VA 23510 - Photo 2
435 Monticello AVE #200D, NORFOLK VA 23510 - Photo 3
435 Monticello AVE #200D, NORFOLK VA 23510 - Photo 4
435 Monticello AVE #200D, NORFOLK VA 23510 - Photo 5
$235,000
$198 / sqft · est. $2,119/mo →
1beds
1.1baths
1,185sqft
358days on market

435 Monticello Ave #200d, Norfolk, VA 23510

ActiveResidential · built 1920 · DOWNTOWN AREA

About this home

The listing, in the seller's words

435 Monticello Ave Unit 200D, Norfolk, VA 23510 Stunning NYC-style loft in downtown Norfolk's converted 1920s Elliott Trant Motor Co. Lincoln dealership! L-shaped corner unit boasts floor-to-ceiling wrap-around windows with panoramic city views, exposed brick walls, dramatic concrete coffered ceilings & blonde hardwood floors. Gourmet kitchen features granite counters & stainless appliances with spacious island. Master suite includes walk-in closet & updated bath. Reserved parking & pet-friendly building. Steps from Granby Street dining, Norfolk Scope Arena & light rail.

Listing courtesy of Eugene Shull · KW Metro Center · REIN MLS #10594544

VaHome team overview

Our read on this home

At a glance

Meet 435 Monticello Ave #200D — a 1,185-square-foot, one-bedroom condo in a century-old building right in the heart of Norfolk's Downtown Area. You're steps from coffee, food, parks, and green space, with Naval Medical Center Portsmouth just two minutes away.

Read the full overview ↓

Why this home stands out

Built in 1920, this condo carries real architectural character that newer construction simply can't replicate — high ceilings, classic proportions, and the kind of bones that age well. At 1,185 square feet, it's a genuinely spacious one-bedroom layout, and the half-bath adds everyday practicality. Living on Monticello Avenue puts you at the center of one of Hampton Roads' most walkable, culturally rich urban corridors.

DOWNTOWN AREA and the Norfolk real estate market

Norfolk's Downtown Area is the cultural and commercial core of a city that stands entirely independent — and if you've ever wondered what county is the city of norfolk va in, the answer is none: Norfolk is an independent city under Virginia law, governing itself without a surrounding county. That autonomy shows in how the downtown has developed — dense, walkable, and packed with personality. Monticello Avenue is one of its main arteries, lined with local businesses, green spaces, and historic architecture. You're within easy reach of the Chrysler Museum of Art, MacArthur Center, the Norfolk Waterfront, and Scope Arena. The neighborhood draws a mix of professionals, creatives, and service members who want urban energy without sacrificing square footage. Evenings here mean options — gallery walks, live music, waterfront dining — and mornings mean a short stroll to a real cup of coffee.

What's nearby

Daily life from 435 Monticello is almost entirely walkable. Three Ships Coffee Roasters and aLatte Cafe are both within a tenth of a mile for your morning routine. Saffron Indian Bistro Norfolk, CM Chicken Norfolk, and Domino's Pizza are all at your doorstep for quick meals. Amale Tre Focacceria & Italian Deli is right on-site, and Macarthur General Store and Mercato Di Grazia are just 0.2 miles away for specialty groceries. Downtown Dog Park and Flatiron Park are steps out your front door, and Arts Festival Green adds a community gathering spot nearby. DB3 Boxing Gym and Jim White Fitness & Nutrition Studios round out the fitness options close by.

For different buyers

For military families relocating

Naval Medical Center Portsmouth and USCG Base Portsmouth are each about two minutes from this address — a commute that's genuinely rare. For service members using a VA loan or stretching BAH in a high-cost area, a spacious 1,185-square-foot condo in a walkable downtown location offers real day-to-day value without a long drive to work.

For first-time buyers

If you're exploring homes for sale in Norfolk Virginia and want a first purchase that feels substantial — not a starter shoebox — this 1,185-square-foot condo in a 1920s building delivers character, space, and a location that makes daily errands genuinely easy. One bedroom, one and a half baths, and a front door that opens to one of the city's most walkable streets.

More buyer questions

How far is 435 Monticello Ave #200D from Naval Medical Center Portsmouth?

Naval Medical Center Portsmouth is approximately two minutes from this address by car. That makes it one of the closest residential options to the base in the entire Hampton Roads region.

What neighborhood is 435 Monticello Ave #200D located in?

The condo is located in Norfolk's Downtown Area, one of the city's most walkable and historically rich urban neighborhoods. Monticello Avenue sits at the center of downtown's main commercial and cultural corridor.

Is 435 Monticello Ave #200D part of an HOA?

Yes, this condo is part of a homeowners association. HOA membership is standard for condominium properties and typically covers shared building and common area maintenance.

What is the flood risk situation for this address?

Flood zone information for 435 Monticello Ave #200D is available in the dedicated FloodRisk tile on this page, which reflects current FEMA map data for the property.

How walkable is the area around 435 Monticello Ave?

Extremely walkable — coffee shops, restaurants, specialty grocery stores, a dog park, and fitness studios are all within a tenth to two-tenths of a mile. Most daily errands can be handled entirely on foot.

Want to know more about 435 Monticello Ave #200D or the Downtown Area? Tom and Dariya Milan at LPT Realty are ready to walk you through every detail.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryGhent Elementary
  • MiddleGhent Elementary
  • HighOther High School

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1920

Price / sqft

$198

Condo fee

$540/mo

Taxes

$3,490/yr

County

Norfolk VA

Waterfront

Yes

MLS #

10594544

Interior

Bedrooms
1
Full baths
1
Half baths
1
Approx. sqft
1,185
Stories
1
Flooring
Wood
First-floor bed & full bath
Yes
Total rooms
5
Appliances
Dishwasher, Disposal, Dryer, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer, Washer Hookup

Construction & exterior

Style
Apartment, Mid Rise
Subtype
Attached
Foundation
Slab
Roof
Poly Skin
Exterior
Brick
Pool
No Pool
Waterfront
Not Waterfront

Utilities & systems

Heating
Electric
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.0116
Subdivision
DOWNTOWN AREA
Unit / floor
2
Zoning
D-3
Ownership
Condo
Garage
No
Parking
1 Space
Possession
SETTLEMENT
Disclosures
Short/Comp Sale

See more Norfolk condos & townhomes.

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510104

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

In the Downtown Newport News neighborhood of Norfolk. browse Norfolk listings

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,119/mo

Principal & interest

$1,219

Property tax

$291

Home insurance

$69

PMI

None

HOA

$540

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

32% of $741,400

City assessment record · taxes $3,490/yr

Land share of assessed value

18% — $132,700

Improvements $608,700 · assessor record ✓

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$255,000$319,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

415 Saint Pauls BLVD #309 · 0.3 mi · 1,113 sqft$260,000 sold 2026-06
415 Saint Pauls BLVD #509 · 0.3 mi · 1,113 sqft$274,000 sold 2026-03
123 College PL #801 · 0.2 mi · 1,299 sqft$319,000 sold 2026-02

Sale & Tax History

List Price

$235,000

Price / Sq Ft

$198

Annual Taxes

$3,490

Monthly Tax

$291

Condo fee

$540 / mo

Tax Rate (effective)

1.49%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 25, 2025$235,000
Price reducedJul 18, 2026$235,000−$15,000
Currently listed$235,000

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

68% below assessment

Total Assessed

$741,400

Land

$132,700

Improvement

$608,700

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

358 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 435 Monticello Ave #200d in a good school zone?+
The assigned zones on the listing record are Ghent Elementary (GreatSchools 9/10), Ghent Elementary (GreatSchools 9/10), Other High School. School attendance zones can change — always confirm enrollment with the local school division.
Is 435 Monticello Ave #200d in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 435 Monticello Ave #200d?+
Yes — Furry Friends Yoga is about 0 miles away, per the cached nearby-places record for this address.
Are there parks near 435 Monticello Ave #200d?+
Downtown Dog Park is about 0 miles away.
Where is the nearest grocery store to 435 Monticello Ave #200d?+
Amale Tre Focacceria & Italian Deli is about 0 miles away. The closest dining on record is CM Chicken Norfolk (0 mi).
Does 435 Monticello Ave #200d have a condo association?+
Yes — condo association fees are on record for this unit (the current amount is shown in the facts section on this page). The association of record is N/A.
When was 435 Monticello Ave #200d built?+
It was built in 1920, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Eugene Shull · KW Metro Center · REIN MLS #10594544

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

435 Monticello Ave #200d, Norfolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

435 Monticello Ave #200d, Norfolk, Virginia 23510 · MLS #10594544 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.