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Norfolk › DOWNTOWN AREA › 435 Monticello Ave #200d✓ Source: REIN MLS #10594544 · record updated Aug 7, 2026 · synced every 2 min · your inquiry is never resold
435 Monticello AVE #200D, NORFOLK VA 23510 - Main photo
435 Monticello AVE #200D, NORFOLK VA 23510 - Photo 2
435 Monticello AVE #200D, NORFOLK VA 23510 - Photo 3
435 Monticello AVE #200D, NORFOLK VA 23510 - Photo 4
435 Monticello AVE #200D, NORFOLK VA 23510 - Photo 5
1beds
1.1baths
1,185sqft
378days on market

435 Monticello Ave #200d, Norfolk, VA 23510

ActiveResidential · built 1920 · DOWNTOWN AREA

Facts & features

Type

Residential

Year built

1920

Price / sqft

$190

Condo fee

$540/mo

Taxes

$3,490/yr

County

Norfolk VA

MLS #

10594544

Interior

Bedrooms
1
Full baths
1
Half baths
1
Approx. sqft
1,185
Stories
1
Flooring
Wood
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
5
Appliances
Dishwasher, Disposal, Dryer, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer, Washer Hookup

Construction & exterior

Style
Apartment, Mid Rise
Subtype
Attached
Foundation
Slab
Roof
Poly Skin
Exterior
Brick
Pool
No Pool

Utilities & systems

Heating
Electric
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.0116
Subdivision
DOWNTOWN AREA
Unit / floor
2
Zoning
D-3
Ownership
Condo
Garage
No
Parking
1 Space
Possession
SETTLEMENT
Disclosures
Short/Comp Sale

See more Norfolk condos & townhomes.

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

435 Monticello Ave Unit 200D, Norfolk, VA 23510 Stunning NYC-style loft in downtown Norfolk's converted 1920s Elliott Trant Motor Co. Lincoln dealership! L-shaped corner unit boasts floor-to-ceiling wrap-around windows with panoramic city views, exposed brick walls, dramatic concrete coffered ceilings & blonde hardwood floors. Gourmet kitchen features granite counters & stainless appliances with spacious island. Master suite includes walk-in closet & updated bath. Reserved parking & pet-friendly building. Steps from Granby Street dining, Norfolk Scope Arena & light rail.

Listing courtesy of Eugene Shull · KW Metro Center · REIN MLS #10594544

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

One bedroom, one bath condo in downtown Norfolk built in 1920. Just two minutes from Naval Medical Center Portsmouth and USCG Base Portsmouth. You're steps from restaurants, coffee shops, and groceries on a walkable urban block.

Keep searching in Norfolk

See all Norfolk homes for sale, including homes for sale in 23510. Browse every listing among homes for sale in Norfolk — updated from the REIN MLS every few minutes. Nearby, look at Downtown Newport News homes for sale, Norfolk waterfront homes for sale, Norfolk condos and townhomes for sale, and new construction homes in Norfolk.

Read the full overview ↓

Why this home stands out

This 1,185-square-foot unit sits in a historic downtown building with character and location in spades. Ground-floor access means no elevator waits. The neighborhood pulses with independent restaurants and shops within a few steps. You're in the heart of Norfolk's walkable core, not on its outskirts. Urban living without the commute.

DOWNTOWN AREA and the Norfolk real estate market

The Downtown Area is Norfolk's most vibrant neighborhood. Tree-lined streets, restored brick facades, and a mix of old and new buildings define the blocks here. Daily life is easy—groceries, coffee, and dinner are all within a short walk. The neighborhood draws people who want to be in the action, not away from it. Norfolk itself is a major naval hub and cultural center on the Elizabeth River. Getting around downtown is straightforward on foot or by car. Anyone comparing homes for sale in Norfolk will notice how rare true walkability is; this address delivers it.

What's nearby

The Vhault and Chichos sit steps away, along with Bonchon Norfolk for another dining option. The Campus Café, aLatte Cafe, and Tropical Smoothie Cafe are all within moments. Macarthur General Store and Mercato Di Grazia handle daily groceries at 0.1 miles. Gym Downtown and Jim White Fitness & Nutrition Studios are equally close. Reading Garden park is right outside your door, with College Plaza and Granby Street Public Parklet nearby for outdoor space.

For different buyers

Base commute and VA loan notes

Naval Medical Center Portsmouth is two minutes away by car, and USCG Base Portsmouth is equally close. VA loan financing works well in this zip code. The location cuts commute time dramatically, and the building's ground-floor layout means quick move-in logistics. Urban walkability also means fewer car trips overall.

Room to grow

This one-bedroom unit works as a starter home or a pied-à-terre in the city's heart. The 1,185 square feet gives you living room, bedroom, and a full bath without excess space to maintain. Ground-floor location means no stairs or elevators to navigate. The walkable neighborhood reduces the need for a second car.

More buyer questions

How far is 435 Monticello Ave from Naval Medical Center Portsmouth?

About two minutes by car. The base is one of the closest military facilities to this downtown address.

What restaurants and cafes are within walking distance?

The Vhault, Chichos, and Bonchon Norfolk are steps away. The Campus Café, aLatte Cafe, and Tropical Smoothie Cafe are all nearby for coffee and quick bites.

Is there grocery shopping close by?

Yes. Macarthur General Store and Mercato Di Grazia are both 0.1 miles away, and Amale Tre Focacceria & Italian Deli is 0.2 miles.

Where can I find fitness options in the neighborhood?

Gym Downtown, Jim White Fitness & Nutrition Studios, and Furry Friends Yoga are all within 0.1 miles of the address.

Are homes for sale in 23510 typically walkable?

Downtown Norfolk stands out for walkability. This address puts you steps from restaurants, shops, and parks—rare for the zip code.

Ready to explore downtown living? Contact Tom & Dariya Milan to schedule a tour of 435 Monticello Ave and discover the walkable urban lifestyle.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Norfolk$190K – $260K1+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryGhent Elementary
    —
  • MiddleGhent Elementary
    —
  • HighOther High School
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510104

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 510104

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

8.5 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

In the Downtown Newport News neighborhood of Norfolk. browse Norfolk listings →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,524/mo

Principal & interest

$1,167

Property tax

$291

Home insurance

$66

PMI

None

HOA/Condo (paid separately)

$540

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

30% of $741,400

City assessment record · taxes $3,490/yr

Land share of assessed value

18% — $132,700

Improvements $608,700 · assessor record ✓

Price context — similar nearby homes

$175,000 – $305,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

415 St Pauls BLVD #105 · 0.3 mi · 1,298 sqft$303,000 sold 2026-03
415 Saint Pauls BLVD #603 · 0.3 mi · 1,018 sqft$265,000 sold 2026-05
2315 Westminster AVE · 1.6 mi · 1,200 sqft$258,000 sold 2026-09

Own a home nearby? See what it is worth today — What's your Norfolk home worth?

Sale & Tax History

List Price

$225,000

Price / Sq Ft

$190

Annual Taxes

$3,490

Monthly Tax

$291

Condo fee

$540 / mo

Tax Rate (effective)

1.55%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 25, 2025$225,000—
Price reducedAug 7, 2026$225,000−$5,000
Currently listed—$225,000—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

70% below assessment

Total Assessed

$741,400

Land

$132,700

Improvement

$608,700

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

378 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 435 Monticello Ave #200d in a good school zone?+
The assigned zones on the listing record are Ghent Elementary (VaHome School Score 7.1/10), Ghent Elementary (VaHome School Score 7.1/10), Other High School. School attendance zones can change — always confirm enrollment with the local school division.
Is 435 Monticello Ave #200d in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 435 Monticello Ave #200d?+
Yes — Furry Friends Yoga is about 0 miles away, per the cached nearby-places record for this address.
Are there parks near 435 Monticello Ave #200d?+
Downtown Dog Park is about 0 miles away.
Where is the nearest grocery store to 435 Monticello Ave #200d?+
Amale Tre Focacceria & Italian Deli is about 0 miles away. The closest dining on record is CM Chicken Norfolk (0 mi).
Does 435 Monticello Ave #200d have a condo association?+
Yes — condo association fees are on record for this unit (the current amount is shown in the facts section on this page). The association of record is N/A.
When was 435 Monticello Ave #200d built?+
It was built in 1920, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Eugene Shull · KW Metro Center · REIN MLS #10594544

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

435 Monticello Ave #200d, Norfolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

435 Monticello Ave #200d, Norfolk, Virginia 23510 · MLS #10594544 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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