Portsmouth › SOUTH LOXLEY PLACE › 42 Chatham Rd✓ Source: REIN MLS #10618562 · record updated Mar 27, 2026 · synced every 2 min · your inquiry is never resold

42 Chatham RD, PORTSMOUTH VA 23702 - Main photo

$238,000

2beds

1baths

922sqft

23days on market

42 Chatham Rd, Portsmouth, VA 23702

Name: 42 Chatham RD, Portsmouth, Virginia 23702
Brand: Iron Valley Real Estate Prestige
Price: 238000 USD
Availability: SoldOut

SoldResidential · built 1941 · SOUTH LOXLEY PLACE

About this home

The listing, in the seller's words

Welcome home to this beautifully renovated gem tucked away on quiet Chatham Road in Portsmouth. This move-in-ready home blends modern updates with warm, rustic charm, featuring fresh interior paint, all-new flooring throughout, updated countertops, and freshly glossed cabinets that preserve character while feeling brand new. Stylish new light fixtures add a clean, contemporary touch to every space. The layout offers two comfortable bedrooms, one full bathroom, and a versatile office space just off the living room—perfect for working from home, hobbies, or a playroom. Enjoy the convenience of a nicely sized one-car garage and a generous lot with a peaceful, private-feeling backyard ideal for relaxing or entertaining. A clear termite and moisture letter is already provided for added peace of mind. Seller is offering a one-year home warranty through ACHOSA, making this an easy and confident choice. Thoughtfully updated yet full of personality, this home is truly move-in ready.

Listing courtesy of Imani Overton-Santos · Iron Valley Real Estate Prestige · REIN MLS #10618562

Schools

ElementaryVictory Elementary School
3/10
MiddleCradock Middle School
3/10
HighManor High School
2/10

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

1941

Price / sqft

$258

HOA

None

Taxes

$2,245/yr

County

Portsmouth VA

Waterfront

Yes

MLS #

10618562

Interior

Bedrooms: 2
Full baths: 1
Approx. sqft: 922
Stories: 1
Flooring: Laminate/LVP
First-floor bed & full bath: Yes
Total rooms: 5
Appliances: Dishwasher, Disposal, Dryer, Dryer Hookup, Elec Range, Refrigerator, Washer, Washer Hookup

Construction & exterior

Style: Cape Cod
Subtype: Detached
Foundation: Crawl
Roof: Asphalt Shingle
Exterior: Vinyl
Pool: No Pool
Fencing: Partial
Waterfront: Not Waterfront

Utilities & systems

Heating: Nat Gas
Cooling: Central Air
Water heater: Electric
Water: City/County
Sewer: City/County

Lot, parking & ownership

Lot size: 0.3220
Subdivision: SOUTH LOXLEY PLACE
Zoning: UR
Ownership: Fee Simple
Garage: Yes
Parking: Garage Att 1 Car, Driveway Spc
Possession: SETTLEMENT
Disclosures: Owner Agent

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 515529

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Brighton

Brighton is a residential neighborhood in Portsmouth, Virginia, characterized by tree-lined streets and a mix of housing styles that reflect its established community roots.

$280K

Median sale · 12 mo

$181

Sold $/sq ft

22d

Days on market

For sale now

$46K

HH income

55.2%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Brighton →

Neighborhood

houses for sale in Portsmouth →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,491/mo

Down payment20% · $47,600

Interest rate6.75%

Loan term30 years

Principal & interest

$1,235

Property tax

$187

Home insurance

$69

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$225,000 – $252,500

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

602 Mclean ST · 0.4 mi · 905 sqft$250,000 sold 2026-07

618 McLean ST · 0.4 mi · 950 sqft$225,000 sold 2026-07

119 York DR · 0.1 mi · 816 sqft$240,000 sold 2026-07

Sale & Tax History

List Price

$238,000

Price / Sq Ft

$258

Annual Taxes

$2,245

Monthly Tax

$187

HOA

None

Tax Rate (effective)

0.94%

Sale Timeline (this listing)

Event	Date	Price	Detail
Listed	Apr 16, 2026	$238,000	—
Sold	Mar 20, 2026	$238,000	—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Portsmouth Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 42 Chatham Rd in a good school zone?+

The assigned zones on the listing record are Victory Elementary (GreatSchools 3/10), Cradock Middle, Manor High (GreatSchools 2/10). School attendance zones can change — always confirm enrollment with the local school division.

Is 42 Chatham Rd in a flood zone?+

FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.

Is there a gym near 42 Chatham Rd?+

Yes — Planet Fitness is about 0.8 miles away, per the cached nearby-places record for this address.

Are there parks near 42 Chatham Rd?+

GreenwoodSniffSpot is about 0.6 miles away.

Where is the nearest grocery store to 42 Chatham Rd?+

Food Lion is about 0.6 miles away. The closest dining on record is Southside Bbq (0.2 mi).

Does 42 Chatham Rd have an HOA?+

No — there are no HOA, condo, or association dues on the listing record for this property.

When was 42 Chatham Rd built?+

It was built in 1941, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Imani Overton-Santos · Iron Valley Real Estate Prestige · REIN MLS #10618562

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

This one's sold — the next one doesn't have to be.

🏡 Homes for sale in Portsmouth Call or text (757) 777-7577

42 Chatham Rd, Portsmouth, Virginia 23702 · MLS #10618562 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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