✓ Source: REIN MLS #10628127 · record updated Sep 28, 2026 · synced every 2 min · your inquiry is never resold

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$497,485est. $2,985/mo all-in · adjust →

4beds

3baths

1,720sqft

$289per sqft

0days on market

4144 Stith Ln, Toano, VA 23168

Under ContractResidential · built 2026 · STONEHOUSE CREEK · MLS #10628127

Price per sqft$289compare with nearby sales Schools

WarhillHigh6.8

ToanoMiddle7.2

StonehouseElementary8.3

VaHome School Score Flood

Low / moderate riskZone X

flood insurance not required HOA$92/moStonehouse Est. payment$2,985/moall-in · 20% down · 6.75% · adjust Price since listing…checking price history Taxes$2,000/yrfrom the public record Condo feeNAnot a condo

OverviewAbout this home

Eden Cay Floor Plan; Sold TBB

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10628127

Facts & features

TypeResidential

Year built2026

Price / sqft$289

HOA fee$92/mo

Taxes$2,000/yr

CountyJames City County VA

MLS #10628127

HOA association includes

ClubhouseGolfPlaygroundsPoolTennis Cts

$92/mo HOA fee · per the REIN MLS listing record. Confirm inclusions with the association.

Interior

Bedrooms: 4
Full baths: 3
Approx. sqft: 1,720
Stories: 2
Flooring: Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms: 1
First-floor bed & full bath: Yes
Total rooms: 6
Other rooms: 1st Floor BR, 1st Floor Primary BR, Attic, Breakfast Area, Foyer, PBR with Bath, Pantry, Utility Room
Appliances: Dishwasher, Disposal, Dryer Hookup, Energy Star Appliance(s), Microwave, Gas Range, Refrigerator, Washer Hookup

Construction & exterior

Style: Ranch, Traditional
Subtype: Detached
Foundation: Basement
Roof: Asphalt Shingle
Exterior: Vinyl
Pool: No Pool

Utilities & systems

Heating: Nat Gas
Cooling: Central Air
Water heater: Electric
Water: City/County
Sewer: City/County

Lot, parking & ownership

Subdivision: STONEHOUSE CREEK
Ownership: Fee Simple
Garage: Yes
Parking: Garage Att 2 Car
Possession: AT CLOSING
Miscellaneous: Warranty Plan

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

4144 Stith Lane is a brand-new, four-bedroom home in Toano, Virginia, built in 2026. It sits in James City County with three full baths and 1,720 square feet. Camp Peary is about 26 minutes away. This is the kind of address that anchors Toano homes for sale in a quieter corner of the Hampton Roads region.

Keep searching in Toano

See all Toano homes for sale, including homes for sale zoned for Warhill High School and homes for sale zoned for Stonehouse Elementary School. Nearby, look at Stonehouse homes for sale.

Read the full overview ↓

Why this home stands out

New construction in 2026 means everything is fresh — systems, finishes, and structure. Four bedrooms and three full baths give you real flexibility across 1,720 square feet. The Toano zip code puts you in James City County, which carries its own character: more space, less congestion, and quick access to both I-64 and Colonial Williamsburg. That combination is harder to find than it looks.

STONEHOUSE CREEK and the Toano real estate market

Toano sits in the western part of James City County, tucked between Williamsburg and Richmond along the I-64 corridor. The area has a low-density, semi-rural feel with newer subdivisions spread across wooded lots. Streets here are quiet, and the pace is noticeably slower than the denser parts of Hampton Roads. Stonehouse is one of the established communities nearby, and it sets the tone for the broader area. Homes tend to be newer, lots tend to be generous, and neighbors tend to have a little breathing room between them. The 23168 zip code covers a stretch of land that rewards buyers who want space without sacrificing access. Williamsburg is about 15 minutes east, putting restaurants, shopping, and the historic district well within reach. Richmond is roughly 45 minutes northwest via I-64 for anyone who travels that direction regularly. Anyone comparing homes for sale in Toano will notice that this corridor offers a rare mix of new construction and established green space.

What's nearby

The closest named amenity is Laurel Grove Clubhouse in Stonehouse, just 0.7 miles away. That proximity puts a community gathering space within easy walking or biking distance. Williamsburg's grocery stores, pharmacies, and dining options are a short drive east on Route 60. The Williamsburg Premium Outlets and New Town shopping district add more everyday convenience without a long commute. Camp Peary is about 26 minutes by car. Naval Weapons Station Yorktown is roughly 36 minutes southeast. Both bases are reachable via I-64, which keeps the drive predictable.

For different buyers

Base commute and VA loan notes

Camp Peary is about 26 minutes from 4144 Stith Lane, and Naval Weapons Station Yorktown is roughly 36 minutes southeast. Both runs use I-64, so the route is straightforward. VA loan financing is common in this zip code, and new construction simplifies the appraisal process. There are no deferred maintenance items to negotiate — the home is built in 2026.

For buyers drawn to character

New construction in a historic corridor is a specific thing. Toano puts you minutes from Colonial Williamsburg while your home is entirely modern. Four bedrooms, three baths, and a 2026 build date mean you get character from the surroundings — the wooded lots, the county roads, the slower pace — without inheriting someone else's aging systems. Anyone browsing homes for sale zoned for Warhill High School or homes for sale zoned for Stonehouse Elementary School will find 4144 Stith Lane checks both boxes.

Schools · VaHome School ScoreAssigned schools

Our own 1–10 rating, scored from Virginia Department of Education data.

HighWarhill High School

6.8/10

MiddleToano Middle School

7.2/10

ElementaryStonehouse Elementary School

8.3/10

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Toano$420K – $575K4+ beds

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Military Commute

Drive times to nearest bases

Camp Peary

DoD

25min·18.9mi

NWS Yorktown

Navy

26min·21.6mi

JBLE Ft Eustis

Army

30min·25.4mi

JBLE Langley

Air Force

50min·41.8mi

NSA HR

Navy

78min·65.4mi

Typical drive times from Google Maps, without live traffic. Rush hour and tunnel backups can add time.

Flood & environmentFlood risk (FEMA)

FEMA flood zone X · outside the high-risk area · FIRM 51095C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51095C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn’t define a BFE here.

Property elevation

83.7 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA’s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service — actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhoodStonehouse

Stonehouse is one of the largest master-planned communities in the Williamsburg area. It spreads across roughly 5,700 wooded acres in Toano in upper James City County.

$564KMedian sale · 12 mo

$198Sold $/sq ft

19dDays on market

44For sale now

$138KHH income

86.5%Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Stonehouse →

Neighborhood

homes for sale in Toano →

CostPayment calculator

Estimates only. Taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,893/mo

Down payment20% · $99,497

Interest rate6.75%

Loan term30 years

Principal & interest

$2,581

Property tax

$167

Home insurance

$145

PMI

None

HOA/Condo (paid separately)

$92

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & historyComparables

Price context: similar nearby homes$282,500 – $472,315The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price, not an appraisal or an estimate of this home's value.

7039 Cunningham DR · 0.1 mi · 1,720 sqft$472,315 sold 2026-06

3444 Foxglove DR · 0.5 mi · 1,711 sqft$385,000 sold 2026-06

2176 Gilmer LN · 0.1 mi · 1,903 sqft$439,015 sold 2026-09

Own a home nearby? See what it is worth today: What's your Toano home worth?

Sale & Tax History

List Price

$497,485

Price / Sq Ft

$289

Annual Taxes

$2,000

Monthly Tax

$167

HOA fee

$92 / mo

Tax Rate (effective)

0.40%

Sale Timeline (this listing)

Event	Date	Price	Detail
Listed	Sep 28, 2026	$497,485	—
Currently listed	—	$497,485	—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Toano Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

CompareThis home next to what else is for sale nearby

Home	Price	Beds	Baths	Sqft	$ / sqft
4144 Stith Lnthis home	$497,485	4	3	1,720	$289
Loading nearby homes for sale…

Active comparables from the REIN MLS, the same homes shown under Comparable Properties. Context for judging the asking price, not an appraisal.

Questions buyers ask

Is 4144 Stith Ln in a good school zone?

The assigned zones on the listing record are Stonehouse Elementary (VaHome School Score 8.3/10), Toano Middle (VaHome School Score 7.2/10), Warhill (VaHome School Score 6.8/10). School attendance zones can change — always confirm enrollment with the local school division.

Is 4144 Stith Ln in a flood zone?

FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.

Does 4144 Stith Ln have an HOA?

Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Golf, Playgrounds, Pool, Tennis Cts.

When was 4144 Stith Ln built?

It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data. Never invented.

Tom & Dariya Milan | LPT Realty

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4144 Stith Ln, Toano, Virginia 23168 · MLS #10628127 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed; verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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