Toano › STONEHOUSE CREEK › 4124 Stith Ln✓ Source: REIN MLS #10612198 · record updated Jan 2, 2026 · synced every 2 min · your inquiry is never resold

4124 Stith LN, TOANO VA 23168 - Main photo

$464,990

$181 / sqft · est. $2,640/mo →

4beds

3baths

2,576sqft

30days on market

4124 Stith Ln, Toano, VA 23168

Name: 4124 Stith LN, Toano, Virginia 23168
Brand: BHHS RW Towne Realty
Price: 464990 USD
Availability: InStock

Under ContractResidential · built 2026 · STONEHOUSE CREEK

About this home

The listing, in the seller's words

Welcome to Stonehouse Creek! Brand new ranch-style construction in James City County. This Eden Cay single-family home makes main level living easy. Step into the inviting foyer & find versatile flex space which can be used as an office or 3rd bedroom. Another bedroom & full bath provide comfort & privacy. The open floor plan includes an impressive great room, ideal for entertaining, & a gourmet kitchen w/walk-in pantry. Gather around the large island or dining table for memorable meals. Your luxurious owner's suite features double vanities & an extra wide walk-in closet. Plus, enjoy the convenience of an included FINISHED BASEMENT—perfect for a recreation area, home gym, or additional storage. This 2-car garage Eden Cay is a can't miss. To be built. BuiltSmart Certified. Schedule your virtual or in person visit today!

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10612198

Schools

ElementaryStonehouse Elementary School
6/10
MiddleToano Middle School
7/10
HighWarhill High School
6/10

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2026

Price / sqft

$181

HOA fee

$92/mo

County

James City County VA

Waterfront

Yes

MLS #

10612198

HOA association includes

ClubhouseExercise RmGround MaintOtherPlaygroundsPool

$92/mo HOA fee · none · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms: 4
Full baths: 3
Approx. sqft: 2,576
Stories: 2
Flooring: Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms: 1
First-floor bed & full bath: Yes
Total rooms: 8
Other rooms: 1st Floor BR, 1st Floor Primary BR, Breakfast Area, Foyer, PBR with Bath, Pantry, Porch, Rec Room, Utility Closet, Utility Room
Appliances: Dishwasher, Disposal, Dryer Hookup, Energy Star Appliance(s), Microwave, Range, Refrigerator, Washer Hookup
Equipment: Cable Hookup, Gar Door Opener, Mechanical Fresh Air
Accessibility: Main Floor Laundry

Construction & exterior

Style: Ranch
Subtype: Detached
Foundation: Basement
Roof: Asphalt Shingle
Exterior: Stone,Vinyl
Sustainability: Advanced Framing, Engineered Wood Products
Pool: No Pool
Waterfront: Not Waterfront

Utilities & systems

Heating: Nat Gas
Cooling: Central Air
Water heater: Electric
Water: City/County
Sewer: City/County

Lot, parking & ownership

Subdivision: STONEHOUSE CREEK
Ownership: Fee Simple
Garage: Yes
Parking: Garage Att 2 Car, Covered, Off Street, Driveway Spc
Possession: AT CLOSE
Miscellaneous: Warranty Plan

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51095C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Stonehouse

Stonehouse is one of the largest master-planned communities in the Williamsburg area, spread across roughly 5,700 wooded acres in Toano in upper James City County, just off Route 30 near I-64 Exit 227.

$580K

Median sale · 12 mo

$197

Sold $/sq ft

17d

Days on market

For sale now

$138K

HH income

86.5%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Stonehouse →

Neighborhood

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,640/mo

Down payment20% · $92,998

Interest rate6.75%

Loan term30 years

Principal & interest

$2,413

Property tax

Home insurance

$136

PMI

None

HOA

$92

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$443,000 – $550,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

8868 Fenwick Hills PW · 0.5 mi · 2,488 sqft$443,000 sold 2026-06

3408 Frederick DR · 0.7 mi · 2,585 sqft$470,000 sold 2026-06

5009 Mann RD · 0.4 mi · 2,767 sqft$495,000 sold 2026-05

Sale & Tax History

List Price

$464,990

Price / Sq Ft

$181

Annual Taxes

N/A

Monthly Tax

N/A

HOA fee

$92 / mo

Tax Rate (effective)

N/A

Sale Timeline (this listing)

Event	Date	Price	Detail
Listed	Apr 9, 2026	$464,990	—
Currently listed	—	$464,990	—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Toano Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 4124 Stith Ln in a good school zone?+

The assigned zones on the listing record are Stonehouse Elementary (GreatSchools 6/10), Toano Middle (GreatSchools 7/10), Warhill (GreatSchools 6/10). School attendance zones can change — always confirm enrollment with the local school division.

Is 4124 Stith Ln in a flood zone?+

FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.

Are there parks near 4124 Stith Ln?+

Laurel Grove Clubhouse in Stonehouse is about 0.3 miles away.

Does 4124 Stith Ln have an HOA?+

Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is none. Association amenities on record include: Clubhouse, Exercise Rm, Ground Maint, Other, Playgrounds, Pool.

When was 4124 Stith Ln built?+

It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10612198

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Name

Phone (optional)

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

See it in person — the record only says so much.

Call or text (757) 777-7577

4124 Stith Ln, Toano, Virginia 23168 · MLS #10612198 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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