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Toano › STONEHOUSE CREEK › 4108 Stith Ln✓ Source: REIN MLS #10611486 · record updated Nov 25, 2025 · synced every 2 min · your inquiry is never resold
4108 Stith LN, TOANO VA 23168 - Main photo
4108 Stith LN, TOANO VA 23168 - Photo 2
4beds
3baths
2,386sqft
0days on market

4108 Stith Ln, Toano, VA 23168

Under ContractResidential · built 2025 · STONEHOUSE CREEK

Facts & features

Type

Residential

Year built

2025

Price / sqft

$218

HOA fee

$92/mo

County

James City County VA

MLS #

10611486

HOA association includes

ClubhouseExercise RmGround MaintOtherPlaygroundsPool

$92/mo HOA fee · none · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
4
Full baths
3
Approx. sqft
2,386
Stories
1
Flooring
Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
10
Other rooms
1st Floor BR, 1st Floor Primary BR, Breakfast Area, Foyer, PBR with Bath, Pantry, Porch, Rec Room, Spare Room, Utility Closet, Utility Room
Appliances
Dishwasher, Disposal, Dryer Hookup, Energy Star Appliance(s), Microwave, Gas Range, Refrigerator, Washer Hookup
Equipment
Cable Hookup, Gar Door Opener, Mechanical Fresh Air
Accessibility
Main Floor Laundry

Construction & exterior

Style
Ranch
Subtype
Detached
Foundation
Basement
Roof
Asphalt Shingle
Exterior
Stone,Vinyl
Sustainability
Advanced Framing, Engineered Wood Products
Pool
No Pool

Utilities & systems

Heating
Nat Gas
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
STONEHOUSE CREEK
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Covered, Off Street, Driveway Spc
Possession
AT CLOSE
Miscellaneous
Warranty Plan

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Dominica Spring w/finished bsmt. SOLD. TBB.

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10611486

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Brand-new four-bedroom, three-bath home in Stonehouse Creek with 2,386 square feet of open living space. Built in 2025, this residence sits on a quiet lane in Toano homes for sale inventory. You're about 27 minutes from Camp Peary and close to neighborhood amenities.

Keep searching in Toano

See all Toano homes for sale, including homes for sale zoned for Warhill High School and homes for sale zoned for Stonehouse Elementary School. Browse every listing among homes for sale in Toano — updated from the REIN MLS every few minutes. Nearby, look at Stonehouse homes for sale.

Read the full overview ↓

Why this home stands out

This 2025-built home brings modern construction standards and fresh finishes throughout. Four bedrooms and three full baths give you flexibility for a home office, guest room, or growing storage needs. The open floor plan connects the main living areas, and the lot sits within a planned community with established landscaping and community spaces. You'll find newer construction reliability without the premium pricing of coastal markets.

STONEHOUSE CREEK and the Toano real estate market

Stonehouse Creek is a planned residential community in Toano with tree-lined streets and a cohesive neighborhood feel. Homes here range from new construction to established properties, all sharing access to community amenities like Laurel Grove Clubhouse. The neighborhood sits in a quieter part of the Peninsula, away from heavy traffic but close enough to regional shopping and dining. Toano itself is a small, unincorporated community in James City County, positioned between Williamsburg and the water. Daily life centers on local schools, family-friendly parks, and a slower pace than the urban core. If you're comparing homes for sale in Toano, you'll notice the blend of newer subdivisions and older neighborhoods, all within a 20-minute drive of Williamsburg's restaurants and attractions. The area draws people who want suburban space without sacrificing access to jobs and services.

What's nearby

Laurel Grove Clubhouse sits right in the neighborhood, offering community gathering space and maintained grounds. Irons And Ales The Linkside Taphouse is about a mile away in Stonehouse, giving you a casual spot for dinner or drinks without leaving the area. Grocery stores, pharmacies, and everyday shopping are a short drive toward Williamsburg. The Peninsula's outdoor recreation—parks, trails, and water access—is within 15 to 20 minutes.

For different buyers

Base commute and VA loan notes

About 27 minutes to Camp Peary and 36 minutes to Naval Weapons Station Yorktown. New construction qualifies for VA loan financing, and the move-in-ready condition means no repairs or surprises. The home's modern systems and warranties provide peace of mind during your assignment.

Room to grow

Four bedrooms give you a master suite, guest room, and two additional spaces for home office or recreation. Three full baths reduce morning conflicts, and the open floor plan keeps an eye on younger children while you cook or work. The neighborhood's community spaces and cul-de-sac setting provide a safe, quiet backdrop for outdoor play.

More buyer questions

How far is 4108 Stith Lane from Camp Peary?

About 27 minutes by car. The commute is straightforward via local roads and Route 60.

What schools are nearby?

The property sits in the attendance zone for homes for sale zoned for Stonehouse Elementary School and homes for sale zoned for Warhill High School. Both schools serve the Toano and greater Peninsula area.

Is this a new home?

Yes, built in 2025. The home includes modern construction, current building codes, and builder warranties.

What's included in the neighborhood?

Stonehouse Creek is a planned community with Laurel Grove Clubhouse, maintained common areas, and tree-lined streets. Residents enjoy community events and shared amenities.

How close is Naval Weapons Station Yorktown?

About 36 minutes away. It's a secondary commute option for those working at the station.

Ready to explore this new home in Stonehouse Creek? Contact Tom & Dariya Milan to schedule a tour and discuss your next move.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Toano$440K – $600K4+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51095C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51095C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

93 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Stonehouse

Stonehouse is one of the largest master-planned communities in the Williamsburg area. It spreads across roughly 5,700 wooded acres in Toano in upper James City County.

$567K

Median sale · 12 mo

$195

Sold $/sq ft

16d

Days on market

34

For sale now

$138K

HH income

86.5%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Stonehouse →
Map of Stonehouse with neighborhood boundaryNeighborhood

houses for sale in Toano →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,856/mo

Principal & interest

$2,704

Property tax

$0

Home insurance

$152

PMI

None

HOA/Condo (paid separately)

$92

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$393,000 – $498,245

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

7023 Cunningham DR · 0.2 mi · 2,576 sqft$498,245 sold 2026-09
3508 Edward TER · 0.6 mi · 2,366 sqft$450,000 sold 2026-05
8868 Fenwick Hills PW · 0.6 mi · 2,488 sqft$443,000 sold 2026-06

Own a home nearby? See what it is worth today — What's your Toano home worth?

Sale & Tax History

List Price

$521,130

Price / Sq Ft

$218

Annual Taxes

N/A

Monthly Tax

N/A

HOA fee

$92 / mo

Tax Rate (effective)

N/A

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 9, 2026$521,130—
Currently listed—$521,130—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Toano Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 4108 Stith Ln in a good school zone?+
The assigned zones on the listing record are Stonehouse Elementary (VaHome School Score 7.3/10), Toano Middle (VaHome School Score 7.2/10), Warhill (VaHome School Score 6.1/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 4108 Stith Ln in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Are there parks near 4108 Stith Ln?+
Laurel Grove Clubhouse in Stonehouse is about 0.3 miles away.
Does 4108 Stith Ln have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is none. Association amenities on record include: Clubhouse, Exercise Rm, Ground Maint, Other, Playgrounds, Pool.
When was 4108 Stith Ln built?+
It was built in 2025, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10611486

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

4108 Stith Ln, Toano — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

4108 Stith Ln, Toano, Virginia 23168 · MLS #10611486 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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