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Carrollton › SOUTH HARBOR › 403 Tributary Ln✓ Source: REIN MLS #10618256 · record updated Feb 22, 2026 · synced every 2 min · your inquiry is never resold
403 Tributary LN, CARROLLTON VA 23314 - Main photo
403 Tributary LN, CARROLLTON VA 23314 - Photo 2
403 Tributary LN, CARROLLTON VA 23314 - Photo 3
403 Tributary LN, CARROLLTON VA 23314 - Photo 4
403 Tributary LN, CARROLLTON VA 23314 - Photo 5
3beds
2baths
1,601sqft
19days on market

403 Tributary Ln, Carrollton, VA 23314

Under ContractResidential · built 2026 · SOUTH HARBOR

Facts & features

Type

Residential

Year built

2026

Price / sqft

$262

HOA fee

$195/mo

Taxes

$2,925/yr

County

Isle of Wight County VA

MLS #

10618256

HOA association includes

ClubhouseGround MaintOtherPlaygroundsPoolRV Storage

$195/mo HOA fee · None · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,601
Stories
1
Flooring
Carpet, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
7
Other rooms
1st Floor Primary BR, Attic, Foyer, PBR with Bath, Pantry, Porch, Spare Room
Interior features
Primary Sink-Double, Scuttle Access, Walk-In Closet
Appliances
Dishwasher, Dryer Hookup, Energy Star Appliance(s), Microwave, Range, Washer Hookup
Equipment
Cable Hookup, Gar Door Opener

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Fiber Cement
Pool
No Pool

Utilities & systems

Heating
Nat Gas,Programmable Thermostat
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
Other

Lot, parking & ownership

Subdivision
SOUTH HARBOR
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 2 Space, Covered, Driveway Spc
Possession
CLOSING
Disclosures
Residential 55+ Community

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Welcome to South Harbor 55+, a vibrant community in Isle of Wight near Smithfield, offering single-family homes with first-floor living, no yard work, and resort-style amenities including a clubhouse, pool, outdoor paths, and pickleball courts. The Bramante Ranch is designed for easy living—say goodbye to stairs! This beautiful ranch-style home features 3 bedrooms and 2 full bathrooms, including a large owner's suite with an en-suite bath and large closet, all on one level. The open layout connects the gourmet kitchen to the spacious family room, creating the perfect space for entertaining. Enjoy outdoor living with a covered front entry and a covered back porch. Choose from private wooded homesites and make the home truly yours by customizing finishes and personal touches during the build. Experience the lifestyle you deserve at South Harbor 55+, where comfort, convenience, and community come together beautifully.

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10618256

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Meet 403 Tributary Lane in South Harbor, Carrollton—a brand-new three-bedroom, two-bath home with 1,601 square feet of modern living space. Built in 2026, this residential property offers fresh construction quality and thoughtful design. You're about 21 minutes from NSA Hampton Roads, making commutes straightforward.

Keep searching in Carrollton

See all Carrollton homes for sale, including homes for sale zoned for Smithfield High School and homes for sale zoned for Carrollton Elementary School. Browse every listing among homes for sale in Carrollton — updated from the REIN MLS every few minutes.

Read the full overview ↓

Why this home stands out

New construction means everything is current: updated systems, modern finishes, and no surprises waiting in the walls. The open layout flows naturally from living spaces to kitchen, and the three-bedroom floor plan gives you flexibility—home office, guest room, or growing space. South Harbor's newer homes attract buyers seeking contemporary comfort without the fixer-upper factor. You'll find solid bones and move-in readiness built in from day one.

SOUTH HARBOR and the Carrollton real estate market

South Harbor is a residential neighborhood in Carrollton defined by newer construction and tree-lined streets. Homes here tend toward modern architecture and thoughtful lot layouts, creating a cohesive, well-maintained feel. Carrollton itself sits in Isle of Wight County, a quieter corner of Hampton Roads with a rural-suburban blend. The town is home to Smithfield, Virginia's historic downtown—about 15 minutes away—where brick colonial buildings and local restaurants anchor weekend trips. Getting around is easy: Interstate 664 connects you north to Norfolk and south toward the Outer Banks in under an hour. Daily errands stay close: grocery stores, coffee shops, and casual dining are all within a few minutes. Anyone comparing homes for sale in Carrollton will notice the balance here—newer neighborhoods, reasonable commutes, and a slower pace than the urban core.

What's nearby

You're surrounded by convenience. Food Lion sits just 0.3 miles away for quick grocery runs, and Publix Super Market at Bartlett Station is 0.6 miles out for a larger shop. Breakfast and lunch options cluster nearby: Tropical Smoothie Cafe, Bojangles, and La Parilla Mexican Grill are all within a tenth of a mile. Coffee runs are quick—7-Eleven and McDonald's are close by, and Tropical Smoothie Cafe doubles as a morning stop. If fitness matters, Anytime Fitness is 0.1 miles away, making a gym session part of your routine.

For different buyers

Base commute and VA loan notes

NSA Hampton Roads is about 21 minutes away, and MARFORCOM Norfolk runs 24 minutes. New construction qualifies for VA loan financing, and the 2026 build means no surprises on inspections. Move-in readiness is built in—you step in and settle in without repairs or upgrades hanging over your first months.

Room to grow

Three bedrooms and two baths give you room to spread out. The 1,601-square-foot layout separates living and sleeping zones, so everyone has space. A newer home means modern storage, updated systems, and a kitchen designed for daily living—not a renovation project waiting to happen.

More buyer questions

How far is 403 Tributary Lane from NSA Hampton Roads?

About 21 minutes by car, depending on traffic and your exact route. MARFORCOM Norfolk is roughly 24 minutes away.

What are the zoning assignments for this address?

This address is zoned for homes for sale zoned for Carrollton Elementary School and homes for sale zoned for Smithfield High School. Check the Schools tile on this page for details.

When was this home built?

403 Tributary Lane was completed in 2026, so everything is brand-new construction with current systems and finishes.

What grocery stores are closest?

Food Lion is 0.3 miles away, and Publix Super Market at Bartlett Station is 0.6 miles—both are quick drives.

Are there restaurants and coffee shops nearby?

Yes. Tropical Smoothie Cafe, Bojangles, and La Parilla Mexican Grill are all within 0.1 miles. McDonald's and 7-Eleven are close for coffee runs.

Ready to explore 403 Tributary Lane? Contact Tom & Dariya Milan at LPT Realty to schedule a tour of this South Harbor home today.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Carrollton$355K – $485K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer

Low / Moderate Risk

FEMA flood zone

Unmapped (likely Zone X)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

19.6 ft above sea level

USGS 3DEP digital elevation model

No FEMA flood-hazard mapping at this exact point — typically means outside any Special Flood Hazard Area.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

see more Carrollton homes →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,540/mo

Principal & interest

$2,174

Property tax

$244

Home insurance

$122

PMI

None

HOA/Condo (paid separately)

$195

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$287,000 – $419,990

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

406 Tributary LN · 0 mi · 1,601 sqft$419,990 sold 2026-05
1118 Breakwater TRL · 0.2 mi · 1,775 sqft$334,990 sold
2305 James River TRL · 0.6 mi · 1,675 sqft$287,000 sold 2026-03

Own a home nearby? See what it is worth today — What's your Carrollton home worth?

Sale & Tax History

List Price

$418,990

Price / Sq Ft

$262

Annual Taxes

$2,925

Monthly Tax

$244

HOA fee

$195 / mo

Tax Rate (effective)

0.70%

Sale Timeline (this listing)

EventDatePriceDetail
ListedApr 20, 2026$418,990—
Currently listed—$418,990—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Carrollton Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 403 Tributary Ln in a good school zone?+
The assigned zones on the listing record are Carrollton Elementary (VaHome School Score 6.3/10), Carrolton, Smithfield (VaHome School Score 5.1/10). School attendance zones can change — always confirm enrollment with the local school division.
Is there a gym near 403 Tributary Ln?+
Yes — Anytime Fitness is about 0.3 miles away, per the cached nearby-places record for this address.
Where is the nearest grocery store to 403 Tributary Ln?+
Publix Super Market at Bartlett Station is about 0.4 miles away. The closest dining on record is Napoli É Ristorante Italiano (0.3 mi).
Does 403 Tributary Ln have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is None. Association amenities on record include: Clubhouse, Ground Maint, Other, Playgrounds, Pool, RV Storage.
When was 403 Tributary Ln built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10618256

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

403 Tributary Ln, Carrollton — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

403 Tributary Ln, Carrollton, Virginia 23314 · MLS #10618256 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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