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Carrollton › SOUTH HARBOR › 403 Tributary Ln✓ Source: REIN MLS #10618256 · record updated Feb 22, 2026 · synced every 2 min · your inquiry is never resold
403 Tributary LN, CARROLLTON VA 23314 - Main photo
403 Tributary LN, CARROLLTON VA 23314 - Photo 2
403 Tributary LN, CARROLLTON VA 23314 - Photo 3
403 Tributary LN, CARROLLTON VA 23314 - Photo 4
403 Tributary LN, CARROLLTON VA 23314 - Photo 5
3beds
2baths
1,601sqft
19days on market

403 Tributary Ln, Carrollton, VA 23314

Under ContractResidential · built 2026 · SOUTH HARBOR

Facts & features

Type

Residential

Year built

2026

Price / sqft

$262

HOA fee

$195/mo

Taxes

$2,925/yr

County

Isle of Wight County VA

MLS #

10618256

HOA association includes

ClubhouseGround MaintOtherPlaygroundsPoolRV Storage

$195/mo HOA fee · None · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,601
Stories
1
Flooring
Carpet, Laminate/LVP
First-floor bed & full bath
Yes
Total rooms
7
Other rooms
1st Floor Primary BR, Attic, Foyer, PBR with Bath, Pantry, Porch, Spare Room
Interior features
Primary Sink-Double, Scuttle Access, Walk-In Closet
Appliances
Dishwasher, Dryer Hookup, Energy Star Appliance(s), Microwave, Range, Washer Hookup
Equipment
Cable Hookup, Gar Door Opener

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Fiber Cement
Pool
No Pool

Utilities & systems

Heating
Nat Gas,Programmable Thermostat
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
Other

Lot, parking & ownership

Subdivision
SOUTH HARBOR
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 2 Space, Covered, Driveway Spc
Possession
CLOSING
Disclosures
Residential 55+ Community

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Welcome to South Harbor 55+, a vibrant community in Isle of Wight near Smithfield, offering single-family homes with first-floor living, no yard work, and resort-style amenities including a clubhouse, pool, outdoor paths, and pickleball courts. The Bramante Ranch is designed for easy living—say goodbye to stairs! This beautiful ranch-style home features 3 bedrooms and 2 full bathrooms, including a large owner's suite with an en-suite bath and large closet, all on one level. The open layout connects the gourmet kitchen to the spacious family room, creating the perfect space for entertaining. Enjoy outdoor living with a covered front entry and a covered back porch. Choose from private wooded homesites and make the home truly yours by customizing finishes and personal touches during the build. Experience the lifestyle you deserve at South Harbor 55+, where comfort, convenience, and community come together beautifully.

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10618256

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

403 Tributary Lane is a brand-new 2026-built, three-bedroom, two-bath home in Carrollton's South Harbor community. At 1,601 square feet, it delivers modern construction in a well-connected Isle of Wight County location with groceries, dining, and fitness options steps from your front door.

Keep searching in Carrollton

See homes for sale zoned for Smithfield High School and homes for sale zoned for Carrollton Elementary School.

Read the full overview ↓

Why this home stands out

New construction means you're the first person to call this place home — no deferred maintenance, no outdated systems, no compromises. South Harbor sits in Carrollton, Virginia, a spot that gives you Isle of Wight County's quieter pace without sacrificing convenience. The neighborhood is compact enough to feel like a real community while sitting minutes from major corridors that connect you to Hampton Roads in every direction.

SOUTH HARBOR and the Carrollton real estate market

South Harbor is a residential community tucked into Carrollton, Virginia 23314 — a growing corner of Isle of Wight County that has quietly become one of the more sought-after addresses on the western side of Hampton Roads. Carrollton sits along the James River corridor, giving residents a sense of space and greenery that's harder to find closer to the urban core. The community itself has a clean, well-kept character that comes with newer development, and the surrounding area has filled in with practical retail and dining that makes day-to-day life genuinely easy. Isle of Wight County is known for its lower density, strong civic identity, and access to both the natural landscape and the broader regional job market. Whether you're commuting north toward the Peninsula or east toward Suffolk and beyond, 403 Tributary Lane sits at a geography that keeps your options open.

What's nearby

Daily life is easy here. Tropical Smoothie Cafe, Bojangles, and La Parilla Mexican Grill are all within a tenth of a mile — morning smoothie, quick lunch, or a sit-down dinner without getting on a highway. Groceries are just as accessible: Food Lion is 0.3 miles away, and Publix Super Market at Bartlett Station is 0.6 miles for a fuller shop. If you're squeezing in a workout, Anytime Fitness is right at 0.1 miles. A 7-Eleven and McDonald's round out the immediate walkable cluster for those early-morning coffee runs.

For different buyers

For military families relocating

NSA Northwest Annex is a 17-minute drive from 403 Tributary Lane, and NSA Hampton Roads is reachable in about 21 minutes — both well within a practical daily commute. New construction means fewer surprises during a PCS transition, and a VA loan pairs naturally with a brand-new build like this one. South Harbor's location in Isle of Wight County keeps you connected to the broader Hampton Roads installation network without locking you into the busiest zip codes.

For first-time buyers

A 2026-built home in an established community is a strong starting point — everything is new, warranties are intact, and you're not inheriting someone else's renovation decisions. At 1,601 square feet with three bedrooms and two baths, the layout gives you room to grow without the overhead of a larger property. Families comparing homes for sale zoned for Carrollton Elementary School and homes for sale zoned for Smithfield High School will find 403 Tributary Lane sits squarely in both attendance zones, adding long-term stability to the decision.

More buyer questions

How far is 403 Tributary Lane from NSA Northwest Annex?

NSA Northwest Annex is approximately 17 minutes from 403 Tributary Lane under typical traffic conditions. NSA Hampton Roads is a slightly longer drive at around 21 minutes.

Is 403 Tributary Lane in a flood zone?

Flood zone status for this address is detailed in the FloodRisk tile on this page, which pulls current FEMA map data for 403 Tributary Lane in Carrollton, Virginia 23314.

What year was 403 Tributary Lane built?

403 Tributary Lane was built in 2026, making it new construction — the first occupant will be the home's first owner.

Where is the South Harbor neighborhood located in Carrollton?

South Harbor is a residential community within Carrollton, Virginia, in Isle of Wight County, positioned along the western edge of the Hampton Roads region near the James River corridor.

Are there grocery stores close to 403 Tributary Lane?

Yes — Food Lion is 0.3 miles away and Publix Super Market at Bartlett Station is 0.6 miles, making routine grocery runs a quick errand from home.

Tom and Dariya Milan at LPT Realty know Carrollton and South Harbor well. Reach out to get the full picture on 403 Tributary Lane and what new construction here means for your move.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Carrollton$355K – $485K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Evacuation Zone C

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,540/mo

Principal & interest

$2,174

Property tax

$244

Home insurance

$122

PMI

None

HOA/Condo (paid separately)

$195

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$287,000 – $419,990

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

406 Tributary LN · 0 mi · 1,601 sqft$419,990 sold 2026-05
1118 Breakwater TRL · 0.2 mi · 1,775 sqft$334,990 sold
2305 James River TRL · 0.6 mi · 1,675 sqft$287,000 sold 2026-03

Own a home nearby? See what it is worth today — What's your Carrollton home worth?

Sale & Tax History

List Price

$418,990

Price / Sq Ft

$262

Annual Taxes

$2,925

Monthly Tax

$244

HOA fee

$195 / mo

Tax Rate (effective)

0.70%

Sale Timeline (this listing)

EventDatePriceDetail
ListedApr 20, 2026$418,990—
Currently listed—$418,990—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Carrollton Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 403 Tributary Ln in a good school zone?+
The assigned zones on the listing record are Carrollton Elementary (VaHome School Score 6.3/10), Carrolton, Smithfield (VaHome School Score 5.1/10). School attendance zones can change — always confirm enrollment with the local school division.
Is there a gym near 403 Tributary Ln?+
Yes — Anytime Fitness is about 0.3 miles away, per the cached nearby-places record for this address.
Where is the nearest grocery store to 403 Tributary Ln?+
Publix Super Market at Bartlett Station is about 0.4 miles away. The closest dining on record is Napoli É Ristorante Italiano (0.3 mi).
Does 403 Tributary Ln have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is None. Association amenities on record include: Clubhouse, Ground Maint, Other, Playgrounds, Pool, RV Storage.
When was 403 Tributary Ln built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10618256

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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403 Tributary Ln, Carrollton — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

403 Tributary Ln, Carrollton, Virginia 23314 · MLS #10618256 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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