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Gloucester › ALL OTHERS AREA 120 › 3928 Old Concord Rd✓ Source: REIN MLS #10656649 · record updated Oct 7, 2026 · synced every 2 min · your inquiry is never resold
3928 Old Concord RD, GLOUCESTER VA 23061 - Main photo
3928 Old Concord RD, GLOUCESTER VA 23061 - Photo 2
3928 Old Concord RD, GLOUCESTER VA 23061 - Photo 3
3928 Old Concord RD, GLOUCESTER VA 23061 - Photo 4
3928 Old Concord RD, GLOUCESTER VA 23061 - Photo 5
3beds
2.1baths
1,458sqft
0days on market

3928 Old Concord Rd, Gloucester, VA 23061

New ListingResidential · built 1954 · ALL OTHERS AREA 120

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Marsh.

Frontage

Marsh ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

Facts & features

Type

Residential

Year built

1954

Price / sqft

$171

HOA

None

Taxes

$492/yr

County

Gloucester County VA

Waterfront

Yes

MLS #

10656649

Interior

Bedrooms
3
Full baths
2
Half baths
1
Approx. sqft
1,458
Stories
2
Flooring
Concrete, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
5
Other rooms
1st Floor BR, 1st Floor Primary BR, Breakfast Area, PBR with Bath, Workshop
Appliances
220 V Elec, Dishwasher, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer Hookup
Equipment
Ceiling Fan

Construction & exterior

Style
Cottage, Traditional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Brick
Pool
No Pool
Fencing
Back Fenced
Waterfront
Marsh

Utilities & systems

Heating
Electric
Cooling
Central Air
Water heater
Electric
Water
Well
Sewer
Septic

Lot, parking & ownership

Lot size
0.1900
Subdivision
ALL OTHERS AREA 120
Zoning
RC-1
Ownership
Fee Simple
Garage
No
Parking
Off Street
Possession
SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

There's something special about coming home to a place where the pace feels slower and nature becomes part of your everyday routine. From peaceful marsh views outside the kitchen to the privacy and natural surroundings, this home offers a welcome sense of retreat near the York River. Mornings can begin with coffee overlooking the marsh, while free afternoons invite you to get outside and enjoy kayaking, boating, fishing, or simply spending time near the water. Gloucester's dining, shopping, parks, recreation, and everyday conveniences are within driving reach, while Route 17 provides access toward Yorktown and the greater Hampton Roads area. The home has received many thoughtful upgrades designed to add comfort, efficiency, and convenience, including a new roof, new water heater, new pump, upgraded four mini-split systems, six new ceiling fans, upgraded stainless steel appliances, a water softener, and a drinking-water filtration system. And while the home is being sold as is, the extensive list of improvements already completed gives buyers the opportunity to enjoy many meaningful updates from day one. But what may stand out most is how this home feels. Cook dinner with the marsh as your backdrop. Watch the scenery change with the seasons. Spend weekends exploring the water, then return to your own private setting to unwind. It's an opportunity to enjoy a lifestyle shaped by water, nature, privacy, and a little more room to exhale.

Listing courtesy of Debbie Reynolds · Keller Williams Richmond West · REIN MLS #10656649

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

3928 Old Concord Road sits on a quiet stretch of Gloucester, Virginia, offering three bedrooms and two and a half baths in 1,458 square feet. Built in 1954, the home carries the solid bones of mid-century construction. Camp Peary is about ten minutes away, and Naval Weapons Station Yorktown is roughly nineteen.

Keep searching in Gloucester

See all Gloucester homes for sale. Browse every listing among homes for sale in Gloucester — updated from the REIN MLS every few minutes.

Read the full overview ↓

Why this home stands out

What sets 3928 Old Concord Road apart is its combination of mid-century character and genuine Gloucester County elbow room. The 1954 build means real construction — not the paper-thin walls of recent decades. Three bedrooms and a half bath off the main living space give the layout practical flexibility. You get a quiet road address without sacrificing quick access to two major installations and the broader Hampton Roads corridor.

ALL OTHERS AREA 120 and the Gloucester real estate market

Old Concord Road runs through a relaxed, semi-rural stretch of Gloucester County where properties tend to sit on generous lots with mature trees and breathing room between neighbors. The housing stock along this corridor mixes mid-century ranches with newer builds, giving the area an unhurried, established feel. Streets here are low-traffic, and the pace reflects the wider character of Gloucester County — a place that values space and quiet without being remote. Gloucester itself is a peninsula community tucked between the York River and the Piankatank River. The county seat, Gloucester Courthouse, anchors the civic and commercial core with a historic district that draws people year-round. Route 17 is the main artery, connecting you north toward Yorktown and south toward the Middle Peninsula. Anyone browsing Gloucester homes for sale will notice that properties here tend to offer more land per dollar than comparable listings across the water in York County or Newport News. The town's waterfront character, local farm stands, and low-density layout make it a distinct choice inside the broader Hampton Roads region.

What's nearby

Daily errands are straightforward from Old Concord Road. The Gloucester Courthouse area is a short drive, putting you near grocery options, pharmacies, and local dining along the Route 17 corridor. Gloucester's Main Street district offers coffee shops, small restaurants, and locally owned retail worth exploring on a weekend morning. The York River State Park is accessible within about twenty minutes, offering trails and water access. Camp Peary sits roughly ten minutes away, and Naval Weapons Station Yorktown is about nineteen minutes by car. For larger shopping runs or medical appointments, Williamsburg is reachable in under thirty minutes via Route 17 north.

For different buyers

Base commute and VA loan notes

Camp Peary is about ten minutes from the front door, and Naval Weapons Station Yorktown is roughly nineteen. That kind of dual-base proximity keeps commute options open across assignment cycles. VA loan financing is widely used in Gloucester County, and the county's lower price points often mean more square footage per dollar than comparable homes across the York River. Three bedrooms and two and a half baths cover the practical basics without overcomplicating the floor plan.

For first-time buyers

3928 Old Concord Road is the kind of address that makes a strong first chapter. The 1,458-square-foot floor plan is manageable without feeling tight, and three bedrooms give you room to grow into the space. Mid-century construction in Gloucester County tends to mean solid framing and real materials. Anyone comparing homes for sale in Gloucester will find that the county's lower density and longer lot sizes offer a different value proposition than the denser submarkets across the water.

More buyer questions

How far is 3928 Old Concord Road from Camp Peary?

Camp Peary is approximately ten minutes from 3928 Old Concord Road by car. The route follows local roads through Gloucester County with minimal traffic under typical conditions.

How far is 3928 Old Concord Road from Naval Weapons Station Yorktown?

Naval Weapons Station Yorktown is about nineteen minutes away, generally via Route 17 north across the Coleman Bridge. Drive times can vary slightly depending on bridge traffic.

Is 3928 Old Concord Road in a flood zone?

Flood zone information for this address is displayed in the FloodRisk tile on this page. Reviewing that detail before making any decisions is always a good idea in a peninsula county like Gloucester.

What is the lot and property type at 3928 Old Concord Road?

3928 Old Concord Road is a residential property built in 1954, offering 1,458 square feet with three bedrooms and two and a half baths. It sits along a quiet stretch of Old Concord Road in Gloucester County, Virginia.

Where is the nearest grocery store to 3928 Old Concord Road?

The Gloucester Courthouse corridor along Route 17 is the closest hub for grocery shopping and everyday errands. Several options are accessible within a short drive from Old Concord Road.

Want to see 3928 Old Concord Road in person? Tom and Dariya Milan with LPT Realty are ready to walk you through every detail — reach out to schedule a visit.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Gloucester$210K – $290K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryGloucester
    —
  • MiddleGloucester
    —
  • HighGloucester
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone AE · base flood elevation 7 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 51073C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51073C

High Risk

FEMA flood zone

AE (1% annual chance)

Base flood elevation

7 ft above sea level

Property elevation

6.4 ft above sea level

0.6 ft below BFE

USGS 3DEP digital elevation model

Special Flood Hazard Area — 1% annual chance of flooding. Federal flood insurance is required on most mortgages.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

houses for sale in Gloucester →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,411/mo

Principal & interest

$1,297

Property tax

$41

Home insurance

$73

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$260,000 – $405,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

3864 Cappahosic RD · 1.7 mi · 1,456 sqft$325,000 sold 2026-07
5641 Clay Bank RD · 1.8 mi · 1,392 sqft$260,000 sold 2026-02
5111 Duchess LN · 2.2 mi · 1,424 sqft$350,000 sold 2026-08

Own a home nearby? See what it is worth today — What's your Gloucester home worth?

Sale & Tax History

List Price

$250,000

Price / Sq Ft

$171

Annual Taxes

$492

Monthly Tax

$41

HOA

None

Tax Rate (effective)

0.20%

Sale Timeline (this listing)

EventDatePriceDetail
ListedOct 7, 2026$250,000—
Currently listed—$250,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Gloucester Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

0 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 3928 Old Concord Rd in a good school zone?+
The assigned zones on the listing record are Gloucester, Gloucester, Gloucester. School attendance zones can change — always confirm enrollment with the local school division.
Is 3928 Old Concord Rd in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 7 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Is 3928 Old Concord Rd a waterfront property?+
Yes. The listing record shows: Marsh.
Does 3928 Old Concord Rd have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 3928 Old Concord Rd built?+
It was built in 1954, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Debbie Reynolds · Keller Williams Richmond West · REIN MLS #10656649

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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3928 Old Concord Rd, Gloucester — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

3928 Old Concord Rd, Gloucester, Virginia 23061 · MLS #10656649 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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