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Gloucester › ALL OTHERS AREA 121 › 3851 Old Concord Rd✓ Source: REIN MLS #10629344 · record updated Sep 1, 2026 · synced every 2 min · your inquiry is never resold
3851 Old Concord RD, GLOUCESTER VA 23061 - Main photo
$455,900
$311 / sqft · est. $2,628/mo →
2beds
2baths
1,468sqft
144days on market

3851 Old Concord Rd, Gloucester, VA 23061

Off MarketResidential · built 1955 · ALL OTHERS AREA 121

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: River.

Frontage

River ✓ VERIFIED

Source: REIN MLS listing record · waterfront features as listed

Facts & features

Type

Residential

Year built

1955

Price / sqft

$311

HOA

None

Taxes

$1,551/yr

County

Gloucester County VA

Waterfront

Yes

MLS #

10629344

Interior

Bedrooms
2
Full baths
2
Approx. sqft
1,468
Stories
2
Flooring
Carpet, Ceramic, Vinyl, Wood
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor BR, PBR with Bath, Office/Study, Sun Room
Appliances
Microwave, Range, Refrigerator
Equipment
Ceiling Fan

Construction & exterior

Style
Cape Cod
Subtype
Detached
Foundation
Crawl
Roof
Composite
Exterior
Other,Vinyl
Pool
No Pool
Fencing
Decorative,Partial
Waterfront
River

Utilities & systems

Heating
Electric, Heat Pump
Cooling
Central Air, Heat Pump
Water heater
Electric
Water
Well
Sewer
Septic

Lot, parking & ownership

Lot size
SEE PLAT
Subdivision
ALL OTHERS AREA 121
Zoning
RC-1
Ownership
Fee Simple
Garage
No
Possession
SETTLEMENT
Disclosures
Disclosure Statement, Estate

Sources: REIN MLS record · city assessor · null fields are suppressed, never faked

About this home

Adorable cape style cottage fronting on the York River. First floor bedroom and bath, office/bedroom, beautiful sunroom with panoramic views. Second floor has large ensuite bedroom with private roof deck. Additional lot affords plenty of parking area and space for gardens, play equipment, etc. Enjoy this home as a special getaway or stay all year. Spectacular sunsets can be yours for the very affordable price of $455,900.00

Listing courtesy of Rosanne Bunting · Bunting & Company · REIN MLS #10629344

Homes like this one sell fast — see the next one first

Gloucester$385K – $525K2+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryBethel Elementary
    —
  • MiddlePeasley Middle
    —
  • HighGloucester
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone AE · base flood elevation 8 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 51073C

Flood Risk

Looking up FEMA flood zone…

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Evacuation Zone A

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,628/mo

Principal & interest

$2,366

Property tax

$129

Home insurance

$133

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Asking vs. assessment

124% of $368,330

City assessment record · taxes $1,551/yr

Land share of assessed value

44% — $162,890

Improvements $205,440 · assessor record ✓

Price context — similar nearby homes

$260,000 – $405,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

3864 Cappahosic RD · 1.9 mi · 1,456 sqft$325,000 sold 2026-07
5641 Clay Bank RD · 1.9 mi · 1,392 sqft$260,000 sold 2026-02
5111 Duchess LN · 2.2 mi · 1,424 sqft$350,000 sold 2026-08

Sale & Tax History

List Price

$455,900

Price / Sq Ft

$311

Annual Taxes

$1,551

Monthly Tax

$129

HOA

None

Tax Rate (effective)

0.34%

Sale Timeline (this listing)

EventDatePriceDetail
ListedApr 10, 2026$455,900—
Currently listed—$455,900—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

24% above assessment

Total Assessed

$368,330

Land

$162,890

Improvement

$205,440

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Gloucester Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 3851 Old Concord Rd in a good school zone?+
The assigned zones on the listing record are Bethel Elementary (VaHome School Score 7.7/10), Peasley Middle, Gloucester. School attendance zones can change — always confirm enrollment with the local school division.
Is 3851 Old Concord Rd in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 8 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Is 3851 Old Concord Rd a waterfront property?+
Yes. The listing record shows: River.
Does 3851 Old Concord Rd have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 3851 Old Concord Rd built?+
It was built in 1955, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Rosanne Bunting · Bunting & Company · REIN MLS #10629344

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

3851 Old Concord Rd, Gloucester — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

3851 Old Concord Rd, Gloucester, Virginia 23061 · MLS #10629344 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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