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Toano › STONEHOUSE › 3515 Splitwood Rd✓ Source: REIN MLS #10626179 · record updated Sep 24, 2026 · synced every 2 min · your inquiry is never resold
3515 Splitwood RD, TOANO VA 23168 - Main photo
3515 Splitwood RD, TOANO VA 23168 - Photo 2
3515 Splitwood RD, TOANO VA 23168 - Photo 3
3515 Splitwood RD, TOANO VA 23168 - Photo 4
3515 Splitwood RD, TOANO VA 23168 - Photo 5
3beds
3.1baths
5,820sqft
176days on market

3515 Splitwood Rd, Toano, VA 23168

ActiveResidential · built 2007 · STONEHOUSE

Facts & features

Type

Residential

Year built

2007

Price / sqft

$192

HOA fee

$161/mo

Taxes

$7,045/yr

County

James City County VA

MLS #

10626179

HOA association includes

ClubhouseDockExercise RmGolfPlaygroundsPoolRV StorageSecurityTennis Cts

$161/mo HOA fee · n/a · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
3
Half baths
1
Approx. sqft
5,820
Stories
2
Flooring
Ceramic, Wood
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
11
Other rooms
Attic, Balcony, Breakfast Area, Foyer, PBR with Bath, Office/Study, Pantry, Rec Room, Sun Room, Utility Room, Workshop
Appliances
Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
Equipment
Backup Generator, Cable Hookup, Ceiling Fan, Central Vac, Energy Recovery Ventilator, Gar Door Opener, Security Sys

Construction & exterior

Style
Split-Level
Subtype
Detached
Foundation
Other
Roof
Asphalt Shingle
Exterior
Brick
Pool
No Pool

Utilities & systems

Heating
Heat Pump, Nat Gas, Radiant Heated Floors, Zoned
Cooling
Central Air, Heat Pump
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
1.0000
Subdivision
STONEHOUSE
Zoning
PUD-R
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Oversized Gar, Driveway Spc
Possession
AT SETTLEMENT
Disclosures
Common Interest Community, Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

One-of-a-kind custom-built home features 8 inch thick ICF (Integrated Concrete Form) walls with brick facade for superior insulation and noise reduction. The kitchen boasts two separate Fisher & Paykel dishwashers, 2 separate sinks and abundant prep spaces. An adjacent butler's pantry is ideal for entertaining. In-floor heating throughout, with two back-up heat pumps, enhances this home's year-round comfort. Other special features include Pella windows with blinds between the panes, 10 foot high coffered and tray ceilings, large arched transitions between rooms, tile and wood flooring, wide two-car garage with built in storage, attached brick storage shed, backyard irrigation well, new roof (2025), standby generator, twelve closets throughout, and more. If it is a beautiful and solidly built European-style home you're looking for, you have found it with this residence.

Listing courtesy of Vicki Costanzo · Long & Foster Real Estate Inc. · REIN MLS #10626179

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Meet 3515 Splitwood Road in Toano—a three-bedroom, three-bath home built in 2007 with nearly 5,800 square feet of living space. Situated on a spacious lot, this residential property offers room to spread out. You're about 29 minutes from Camp Peary and positioned well for the greater Williamsburg area.

Keep searching in Toano

See all Toano homes for sale, including homes for sale zoned for Warhill High School and homes for sale zoned for Stonehouse Elementary School. Browse every listing among homes for sale in Toano — updated from the REIN MLS every few minutes. Nearby, look at Stonehouse homes for sale.

Read the full overview ↓

Why this home stands out

This home spans nearly 5,800 square feet across three bedrooms and 3.1 bathrooms, giving you genuine space to work with. The 2007 construction means updated systems and modern layout without the premium of a brand-new build. A substantial lot provides privacy and outdoor potential. The location strikes a balance: close enough to military installations for an easy commute, yet far enough to enjoy a quieter residential setting in Toano.

STONEHOUSE and the Toano real estate market

Toano is a quiet, rural corner of the greater Williamsburg area where properties tend toward spacious lots and breathing room. The neighborhood feels removed from heavy traffic while staying within reasonable reach of shopping, dining, and services in nearby Williamsburg. You'll find a mix of established homes on generous acreage, the kind of setting that defines Toano homes for sale. Daily life here centers on a slower pace—country roads, open spaces, and a strong sense of privacy. The broader region offers solid infrastructure: Interstate 64 connects you westward to Richmond or eastward to the Peninsula. Williamsburg itself sits about 15 minutes away, home to Colonial history, dining, and retail. If you are comparing homes for sale in Toano, note that this address delivers the space and seclusion many buyers seek without sacrificing reasonable access to urban amenities.

What's nearby

Williamsburg's downtown historic district lies roughly 15 minutes south, anchoring shops, restaurants, and cultural attractions. Colonial Williamsburg, the living-history museum, sits about 10 minutes away. Grocery and pharmacy chains cluster in Williamsburg proper, a short drive from your door. Parks and outdoor recreation dot the region—the York River State Park offers trails and water access about 20 minutes south. Naval Weapons Station Yorktown is roughly 39 minutes away. The wider Peninsula region, including Newport News and Hampton, opens up within 30–45 minutes via I-64.

For different buyers

Base commute and VA loan notes

About 29 minutes to Camp Peary keeps your commute straightforward. This property supports VA loan financing, and the 2007 build means no major surprises—you can move in without extensive repairs. Nearly 5,800 square feet gives your household genuine room to settle in. The rural setting offers the quiet and space many seek when relocating to the area.

Room to grow

Three bedrooms and 3.1 bathrooms spread across nearly 5,800 square feet mean each person gets their own space. The substantial lot opens up room for outdoor projects, gardens, or play areas. Storage and layout flow naturally from the home's 2007 design. You'll find the breathing room that makes daily life easier.

More buyer questions

How far is 3515 Splitwood Road from Camp Peary?

About 29 minutes by car, making it a reasonable commute for anyone working at the base.

What schools are nearby?

The property falls within the zone for homes for sale zoned for Stonehouse Elementary School and homes for sale zoned for Warhill High School. Check the Schools tile for detailed information and ratings.

Is there a lot of land with this home?

Yes—the property sits on a spacious lot that gives you genuine privacy and room for outdoor projects or expansion ideas.

How far is Williamsburg from this address?

Williamsburg's downtown historic district and shopping areas are roughly 15 minutes away, so you're close enough for regular access without the traffic and density of living in town.

Can I use a VA loan to buy this home?

VA loan financing is available and commonly used in this region. Work with your lender to confirm eligibility and terms for this specific property.

Ready to explore this Toano home? Reach out to Tom & Dariya Milan at LPT Realty to schedule a tour and learn more.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Toano$950K – $1.3M3+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51095C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Stonehouse

Stonehouse is one of the largest master-planned communities in the Williamsburg area. It spreads across roughly 5,700 wooded acres in Toano in upper James City County.

$575K

Median sale · 12 mo

$198

Sold $/sq ft

18d

Days on market

36

For sale now

$138K

HH income

86.5%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Stonehouse →
Map of Stonehouse with neighborhood boundaryNeighborhood

Toano homes for sale →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Homes at this tier often trade in cash or portfolio financing — the calculator below shows a financed view; taxes are from the public record.

Estimate your monthly payment

$6,720/mo

Principal & interest

$5,806

Property tax

$587

Home insurance

$326

PMI

None

HOA/Condo (paid separately)

$161

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$764,367 – $887,000

The 3 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 3 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

3143 Windy Branch DR · 0.4 mi · 5,488 sqft$764,367 sold 2026-08
9429 Ottoway CT · 0.9 mi · 6,183 sqft$855,000 sold 2026-03
3309 Sawyer WAY · 0.6 mi · 4,936 sqft$887,000 sold 2026-07

Own a home nearby? See what it is worth today — What's your Toano home worth?

Sale & Tax History

List Price

$1,119,000

Price / Sq Ft

$192

Annual Taxes

$7,045

Monthly Tax

$587

HOA fee

$161 / mo

Tax Rate (effective)

0.63%

Sale Timeline (this listing)

EventDatePriceDetail
ListedApr 1, 2026$1,119,000—
Price reducedSep 24, 2026$1,119,000−$30,000
Currently listed—$1,119,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Toano Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

176 days on market — read it in context

Higher-priced homes market more slowly by nature: the buyer pool is smaller and diligence is heavier. Days-on-market at this tier is a rhythm, not a warning.

Questions buyers ask

Is 3515 Splitwood Rd in a good school zone?+
The assigned zones on the listing record are Stonehouse Elementary (VaHome School Score 7.3/10), Toano Middle (VaHome School Score 7.2/10), Warhill (VaHome School Score 6.1/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 3515 Splitwood Rd in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 3515 Splitwood Rd have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is n/a. Association amenities on record include: Clubhouse, Dock, Exercise Rm, Golf, Playgrounds, Pool, RV Storage, Security, Tennis Cts.
When was 3515 Splitwood Rd built?+
It was built in 2007, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Vicki Costanzo · Long & Foster Real Estate Inc. · REIN MLS #10626179

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

3515 Splitwood Rd, Toano — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

3515 Splitwood Rd, Toano, Virginia 23168 · MLS #10626179 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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