Skip to main content
ToanoSTONEHOUSE3515 Splitwood Rd✓ Source: REIN MLS #10626179 · record updated Jun 18, 2026 · synced every 5 min · your inquiry is never resold
3515 Splitwood RD, TOANO VA 23168 - Main photo
3515 Splitwood RD, TOANO VA 23168 - Photo 2
3515 Splitwood RD, TOANO VA 23168 - Photo 3
3515 Splitwood RD, TOANO VA 23168 - Photo 4
3515 Splitwood RD, TOANO VA 23168 - Photo 5
$1,149,000
$197 / sqft · est. $7,045/mo →
3beds
3.1baths
5,820sqft
78days on market

3515 Splitwood Rd, Toano, VA 23168

ActiveResidential · built 2007 · STONEHOUSE

About this home

The listing, in the seller's words

One-of-a-kind custom-built home features 8 inch thick ICF (Integrated Concrete Form) walls with brick facade for superior insulation and noise reduction. The kitchen boasts two separate Fisher & Paykel dishwashers, 2 separate sinks and abundant prep spaces. An adjacent butler's pantry is ideal for entertaining. In-floor heating throughout, with two back-up heat pumps, enhances this home's year-round comfort. Other special features include Pella windows with blinds between the panes, 10 foot high coffered and tray ceilings, large arched transitions between rooms, tile and wood flooring, wide two-car garage with built in storage, attached brick storage shed, backyard irrigation well, new roof (2025), standby generator, twelve closets throughout, and more. If it is a beautiful and solidly built European-style home you're looking for, you have found it with this residence.

Listing courtesy of Vicki Costanzo · Long & Foster Real Estate Inc. · REIN MLS #10626179

VaHome team overview

Our read on this home

At a glance

3515 Splitwood Road is a generously scaled 2007-built home in Toano, Virginia, offering 5,820 square feet across three bedrooms and three and a half baths — a rare combination of elbow room and rural quiet in western James City County.

Read the full overview ↓

Why this home stands out

Nearly 6,000 square feet of finished living space is uncommon anywhere, and in Toano it's genuinely exceptional. Built in 2007, the home sits in a part of James City County where lots breathe and neighbors aren't on top of you. Three full baths plus a half bath means the square footage is supported by real infrastructure — this isn't a sprawling floor plan that skimped on fixtures to hit a number.

STONEHOUSE and the Toano real estate market

Toano is a small, unhurried community in the western end of James City County — the kind of place where the pace slows down the moment you turn off Route 60. It sits between Williamsburg to the east and the Richmond metro to the west, which gives residents genuine flexibility: colonial history and College of William & Mary energy one direction, a major city the other. The Toano area along Splitwood Road carries a distinctly rural residential character — wooded lots, quiet roads, and a sense of space that's increasingly hard to find in coastal Virginia. James City County as a whole is known for strong civic infrastructure and proximity to the Historic Triangle. For a home of this size, the Toano zip code 23168 offers a compelling blend of land, privacy, and regional access that denser Hampton Roads submarkets simply can't replicate. Daily life here rewards people who want room to spread out without sacrificing connection to the broader region.

What's nearby

Toano's central location puts everyday conveniences within a reasonable drive. The Williamsburg Premium Outlets and the broader Williamsburg retail corridor along Richmond Road are roughly 15 minutes east, covering grocery, pharmacy, dining, and big-box needs in one run. Historic Colonial Williamsburg and the restaurants and breweries that cluster around it are similarly close. For outdoor time closer to home, Freedom Park and the James City County trail network offer hiking and mountain biking without a long commute. Interstate 64 access near Toano makes Richmond, Newport News, and Norfolk all reachable on a single tank.

For different buyers

For military families relocating

Naval Weapons Station Yorktown is about 39 minutes from Splitwood Road, and Camp Peary sits roughly 29 minutes away — both manageable for daily commutes. A home this size accommodates the kind of household that accumulates gear, needs a dedicated workspace, and still wants a guest room standing by. If you're using a VA loan, 5,820 square feet at this price point in James City County is worth a close look.

For families upgrading

If your current home has started to feel like a puzzle you're losing, 5,820 square feet resets the equation. Three bedrooms with three and a half baths means no one is sharing a bathroom they don't want to share, and there's room for a dedicated home office, a playroom, or a proper hobby space without cannibalizing a bedroom. James City County's western corridor gives you the size without the density.

More buyer questions

How far is 3515 Splitwood Road from Naval Weapons Station Yorktown?

Naval Weapons Station Yorktown is approximately 39 minutes from 3515 Splitwood Road under typical traffic conditions, heading east via Route 60 and I-64. The drive is straightforward and largely highway.

How far is 3515 Splitwood Road from Camp Peary?

Camp Peary is roughly 29 minutes from Splitwood Road, making it the closer of the two nearby installations. The route east through James City County and into York County is a simple commute.

What is the lot and setting like at 3515 Splitwood Road?

The property sits in the rural residential character of western James City County, where wooded surroundings and lower road traffic define the feel. It's a quieter, more spacious setting than you'd find closer to the Williamsburg or Newport News cores.

Is 3515 Splitwood Road in a flood zone?

Flood zone information for this property is displayed in the FloodRisk tile on this page, which pulls current FEMA map data for the parcel.

Does 3515 Splitwood Road have an HOA?

HOA status for this property should be confirmed through current disclosure documents — your agent can pull that detail quickly during any inquiry.

Tom and Dariya Milan at LPT Realty know western James City County well. Reach out through vahome.com to ask questions or schedule a walkthrough of 3515 Splitwood Road.

Summary generated by AI from public records and publicly available information.

Schools

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2007

Price / sqft

$197

HOA fee

$161/mo

Taxes

$7,045/yr

County

James City County VA

Waterfront

Yes

MLS #

10626179

HOA association includes

ClubhouseDockExercise RmGolfPlaygroundsPoolRV StorageSecurityTennis Cts

$161/mo HOA fee · n/a · per the REIN MLS listing record — confirm inclusions with the association.

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

The flood answer first — quantified, not buried

FEMA flood zone X · outside the high-risk area · FIRM 51095C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Homes at this tier often trade in cash or portfolio financing — the calculator below shows a financed view; taxes are from the public record.

Estimate your monthly payment

$7,045/mo

Principal & interest

$5,962

Property tax

$587

Home insurance

$335

PMI

None

HOA

$161

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$815,000$961,000

The 4 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 2 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

9429 Ottoway CT · 0.9 mi · 6,183 sqft$855,000 sold 2026-03
3309 Sawyer WAY · 0.6 mi · 4,936 sqft$887,000 sold 2026-07
3143 Windy Branch DR · 0.4 mi · 5,488 sqft$815,000 under contract

Sale & Tax History

List Price

$1,149,000

Price / Sq Ft

$197

Annual Taxes

$7,045

Monthly Tax

$587

HOA fee

$161 / mo

Tax Rate (effective)

0.61%

Sale Timeline (this listing)

EventDatePriceDetail
ListedApr 2, 2026$1,149,000
Currently listed$1,149,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Toano Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

78 days on market — read it in context

Higher-priced homes market more slowly by nature: the buyer pool is smaller and diligence is heavier. Days-on-market at this tier is a rhythm, not a warning.

Questions buyers ask

Real questions, answered from the record

Is 3515 Splitwood Rd in a good school zone?+
The assigned zones on the listing record are Stonehouse Elementary (GreatSchools 6/10), Toano Middle (GreatSchools 7/10), Warhill (GreatSchools 6/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 3515 Splitwood Rd in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 3515 Splitwood Rd have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is n/a. Association amenities on record include: Clubhouse, Dock, Exercise Rm, Golf, Playgrounds, Pool, RV Storage, Security, Tennis Cts.
When was 3515 Splitwood Rd built?+
It was built in 2007, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Vicki Costanzo · Long & Foster Real Estate Inc. · REIN MLS #10626179

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

See it in person — the record only says so much.

Call or text (757) 777-7577

3515 Splitwood Rd, Toano, Virginia 23168 · MLS #10626179 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.