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ToanoSTONEHOUSE3515 Splitwood Rd✓ Source: REIN MLS #10626179 · record updated Aug 22, 2026 · synced every 2 min · your inquiry is never resold
3515 Splitwood RD, TOANO VA 23168 - Main photo
3515 Splitwood RD, TOANO VA 23168 - Photo 2
3515 Splitwood RD, TOANO VA 23168 - Photo 3
3515 Splitwood RD, TOANO VA 23168 - Photo 4
3515 Splitwood RD, TOANO VA 23168 - Photo 5
$1,149,000
$197 / sqft · est. $7,045/mo →
3beds
3.1baths
5,820sqft
143days on market

3515 Splitwood Rd, Toano, VA 23168

ActiveResidential · built 2007 · STONEHOUSE

Facts & features

Type

Residential

Year built

2007

Price / sqft

$197

HOA fee

$161/mo

Taxes

$7,045/yr

County

James City County VA

MLS #

10626179

HOA association includes

ClubhouseDockExercise RmGolfPlaygroundsPoolRV StorageSecurityTennis Cts

$161/mo HOA fee · n/a · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
3
Half baths
1
Approx. sqft
5,820
Stories
2
Flooring
Ceramic, Wood
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
11
Other rooms
Attic, Balcony, Breakfast Area, Foyer, PBR with Bath, Office/Study, Pantry, Rec Room, Sun Room, Utility Room, Workshop
Appliances
Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
Equipment
Backup Generator, Cable Hookup, Ceiling Fan, Central Vac, Energy Recovery Ventilator, Gar Door Opener, Security Sys

Construction & exterior

Style
Split-Level
Subtype
Detached
Foundation
Other
Roof
Asphalt Shingle
Exterior
Brick
Pool
No Pool

Utilities & systems

Heating
Heat Pump, Nat Gas, Radiant Heated Floors, Zoned
Cooling
Central Air, Heat Pump
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
1.0000
Subdivision
STONEHOUSE
Zoning
PUD-R
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Oversized Gar, Driveway Spc
Possession
AT SETTLEMENT
Disclosures
Common Interest Community, Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

One-of-a-kind custom-built home features 8 inch thick ICF (Integrated Concrete Form) walls with brick facade for superior insulation and noise reduction. The kitchen boasts two separate Fisher & Paykel dishwashers, 2 separate sinks and abundant prep spaces. An adjacent butler's pantry is ideal for entertaining. In-floor heating throughout, with two back-up heat pumps, enhances this home's year-round comfort. Other special features include Pella windows with blinds between the panes, 10 foot high coffered and tray ceilings, large arched transitions between rooms, tile and wood flooring, wide two-car garage with built in storage, attached brick storage shed, backyard irrigation well, new roof (2025), standby generator, twelve closets throughout, and more. If it is a beautiful and solidly built European-style home you're looking for, you have found it with this residence.

Listing courtesy of Vicki Costanzo · Long & Foster Real Estate Inc. · REIN MLS #10626179

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

At 5,820 square feet on a quiet Toano street, 3515 Splitwood Road delivers the kind of generous, well-built space that's genuinely rare in this part of James City County — three bedrooms, three and a half baths, and a 2007 build that still feels current.

Read the full overview ↓

Why this home stands out

Square footage this generous — nearly 5,800 square feet — is the headline, but the details hold up just as well. A 2007 construction date means modern mechanicals, solid bones, and layouts designed for how people actually live today. Three full baths plus a half bath means morning routines don't require a scheduling meeting. This is a home where the scale works in your favor without feeling cavernous or impersonal.

STONEHOUSE and the Toano real estate market

Toano sits in the western reach of James City County, tucked between Williamsburg's colonial history and the quieter, more rural character of the Virginia Peninsula's interior. Splitwood Road has the feel of a neighborhood that chose its pace deliberately — wide lots, mature trees, and a sense of remove from the busiest corridors without sacrificing access to them. James City County as a whole carries a reputation for thoughtful land use, which is part of why this pocket of Toano holds its character so well. You're close enough to the Route 60 and I-64 corridors to reach Williamsburg's shops, restaurants, and employers in under fifteen minutes, yet the drive home feels like a genuine departure from all of that. For families comparing homes for sale zoned for Warhill High School and homes for sale zoned for Stonehouse Elementary School, this address sits squarely in that attendance zone — a detail that draws a consistent pool of buyers to this specific corner of James City County.

What's nearby

Daily errands are straightforward from Splitwood Road. A Walmart Supercenter and a Food Lion are both reachable within ten to twelve minutes along Route 60 toward Williamsburg. The Williamsburg Premium Outlets sit about fifteen minutes east, and the broader New Town mixed-use district — with its restaurants, movie theater, and specialty retailers — is in the same range. Busch Gardens Williamsburg is roughly twenty minutes away, which matters more than it sounds when you have kids or out-of-town guests. For green space, Freedom Park and the Capital Trail network offer hiking and cycling close by. Colonial Williamsburg and the Historic Triangle are a short drive east.

For different buyers

For military families relocating

Camp Peary is about 29 minutes from Splitwood Road, and Naval Weapons Station Yorktown runs roughly 39 minutes — both manageable for daily commutes. A VA loan can make a home at this price point more accessible than you might expect, and James City County's stability tends to serve military families well across PCS cycles. The square footage here also means you won't outgrow the space mid-tour.

For families upgrading

If your current home stopped fitting somewhere between the third bedroom and the second bathroom, 3515 Splitwood Road answers that problem directly. Nearly 5,800 square feet gives every family member genuine space — not just a larger version of what you already have. The 2007 build means you're inheriting a home that was designed with modern family life in mind, from the bath count to the structural layout.

More buyer questions

How far is 3515 Splitwood Road from Camp Peary?

Camp Peary is approximately 29 minutes from 3515 Splitwood Road under typical traffic conditions, making it one of the more manageable commutes for personnel stationed there.

How far is 3515 Splitwood Road from Naval Weapons Station Yorktown?

Naval Weapons Station Yorktown is roughly 39 minutes from Splitwood Road, generally via I-64 east — a commute many Peninsula buyers consider acceptable given the tradeoff in space and neighborhood character.

What is the flood zone status for 3515 Splitwood Road?

Flood zone information for this address is displayed in the FloodRisk tile on this page — check there for the current FEMA designation and what it means for insurance requirements.

Is there an HOA at 3515 Splitwood Road in Toano?

HOA status for this property is noted in the listing details above — if an association is in place, the tile will reflect current dues and any community rules that apply.

What grocery stores and everyday services are closest to Splitwood Road in Toano?

A Food Lion and a Walmart Supercenter are both within about ten to twelve minutes along Route 60 toward Williamsburg, covering most day-to-day needs without a significant drive.

Tom and Dariya Milan at LPT Realty know this corner of James City County well — reach out to talk through what 3515 Splitwood Road could look like for your family.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Toano$975K – $1.3M3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51095C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhood

Stonehouse

Stonehouse is one of the largest master-planned communities in the Williamsburg area, spread across roughly 5,700 wooded acres in Toano in upper James City County, just off Route 30 near I-64 Exit 227.

$580K

Median sale · 12 mo

$197

Sold $/sq ft

18d

Days on market

34

For sale now

$138K

HH income

86.5%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Stonehouse
Map of Stonehouse with neighborhood boundaryNeighborhood

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Homes at this tier often trade in cash or portfolio financing — the calculator below shows a financed view; taxes are from the public record.

Estimate your monthly payment

$6,884/mo

Principal & interest

$5,962

Property tax

$587

Home insurance

$335

PMI

None

HOA/Condo (paid separately)

$161

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$764,367$961,000

The 4 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 3 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

3143 Windy Branch DR · 0.4 mi · 5,488 sqft$764,367 sold 2026-08
9429 Ottoway CT · 0.9 mi · 6,183 sqft$855,000 sold 2026-03
3309 Sawyer WAY · 0.6 mi · 4,936 sqft$887,000 sold 2026-07

Sale & Tax History

List Price

$1,149,000

Price / Sq Ft

$197

Annual Taxes

$7,045

Monthly Tax

$587

HOA fee

$161 / mo

Tax Rate (effective)

0.61%

Sale Timeline (this listing)

EventDatePriceDetail
ListedApr 1, 2026$1,149,000
Currently listed$1,149,000

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Toano Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

143 days on market — read it in context

Higher-priced homes market more slowly by nature: the buyer pool is smaller and diligence is heavier. Days-on-market at this tier is a rhythm, not a warning.

Questions buyers ask

Is 3515 Splitwood Rd in a good school zone?+
The assigned zones on the listing record are Stonehouse Elementary (VaHome School Score 7.3/10), Toano Middle (VaHome School Score 7.2/10), Warhill (VaHome School Score 6.1/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 3515 Splitwood Rd in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 3515 Splitwood Rd have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is n/a. Association amenities on record include: Clubhouse, Dock, Exercise Rm, Golf, Playgrounds, Pool, RV Storage, Security, Tennis Cts.
When was 3515 Splitwood Rd built?+
It was built in 2007, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Vicki Costanzo · Long & Foster Real Estate Inc. · REIN MLS #10626179

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

3515 Splitwood Rd, Toano — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

3515 Splitwood Rd, Toano, Virginia 23168 · MLS #10626179 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.