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Carrollton › SOUTH HARBOR › 322 Tributary Ln✓ Source: REIN MLS #10580231 · record updated Nov 18, 2025 · synced every 2 min · your inquiry is never resold
322 TRIBUTARY LN, CARROLLTON VA 23314 - Main photo
322 TRIBUTARY LN, CARROLLTON VA 23314 - Photo 2
322 TRIBUTARY LN, CARROLLTON VA 23314 - Photo 3
322 TRIBUTARY LN, CARROLLTON VA 23314 - Photo 4
322 TRIBUTARY LN, CARROLLTON VA 23314 - Photo 5
4beds
2.1baths
2,739sqft
21days on market

322 Tributary Ln, Carrollton, VA 23314

Under ContractResidential · built 2025 · SOUTH HARBOR

Facts & features

Type

Residential

Year built

2025

Price / sqft

$176

HOA fee

$110/mo

Taxes

$2,000/yr

County

Isle of Wight County VA

MLS #

10580231

Interior

Bedrooms
4
Full baths
2
Half baths
1
Approx. sqft
2,739
Stories
2
Flooring
Carpet, Laminate/LVP
Total rooms
7
Other rooms
Attic, Foyer, Porch
Interior features
Scuttle Access, Walk-In Closet
Appliances
Dishwasher, Disposal, Dryer Hookup, Energy Star Appliance(s), Microwave, Range, Washer Hookup

Construction & exterior

Style
Traditional
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Fiber Cement
Pool
No Pool

Utilities & systems

Heating
Nat Gas
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
SOUTH HARBOR
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
CLOSING
Disclosures
Residential 55+ Community

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Join us this weekend for an open house from 12pm-4pm. Welcome to Ryan Homes at South Harbor Towns, where you will live 55 and better in Carrollton, VA while enjoying low-maintenance first floor living. 2-car garage, backyard and so much more. You can truly, check off every box on your "Must Have" list! Along with its modern and open floor plan, the Greenwood offers a spacious owner's suite on the main floor. Complete with an en-suite bathroom featuring ample storage space with dual vanities, a linen closet, a walk-in shower & a private water closet. A flex room and dedicated dining space great for entertaining. The Greenwood also offers 2,739+ square feet of living space with a fully open floor plan that includes a gourmet kitchen featuring a 10ft island that flows throughout the space and a walk in pantry. The upstairs features a loft, additional two bedrooms and a full hall bathroom. Are you ready to make South Harbor Singles your home? Schedule your tour today!

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10580231

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

322 Tributary Ln is a brand-new 2025 construction in Carrollton's South Harbor community — four bedrooms, two and a half baths, and 2,739 square feet of thoughtfully designed living space sitting steps from the riverfront in Isle of Wight County.

Keep searching in Carrollton

See homes for sale zoned for Smithfield High School and homes for sale zoned for Carrollton Elementary School.

Read the full overview ↓

Why this home stands out

What sets 322 Tributary Ln apart is the combination of new construction quality and genuine waterfront-adjacent living in a small, tight-knit community. South Harbor is the kind of neighborhood where you can walk to a kayak launch in under two minutes, grab coffee a block away, and still have a four-bedroom home with room to grow — all without the density of a large suburban development.

SOUTH HARBOR and the Carrollton real estate market

South Harbor sits along the Blackwater River corridor in Carrollton, Virginia — technically the unincorporated side of Isle of Wight County that borders the City of Franklin. The feel here is distinctly unhurried: tree-lined streets, river access within walking distance, and a community scale that keeps things personal. Carrollton itself occupies a quiet stretch of Isle of Wight County, a jurisdiction known for low density, strong civic character, and proximity to both Hampton Roads metro amenities and the rural Southside Virginia landscape. Residents here enjoy the breathing room of a smaller community without being cut off from the broader region. The James River Bridge is a straightforward drive north toward Newport News, and US-17 keeps you connected in multiple directions. For families comparing Carrollton homes for sale, South Harbor consistently stands out as one of the more livable pockets in the county.

What's nearby

Daily life at 322 Tributary Ln is genuinely walkable for a Carrollton address. City of Franklin Riverwalk Park Kayak Launch is 0.1 miles away — a rare perk that makes weekend mornings feel like a vacation. Barrett's Landing Park is just 0.3 miles out for more green space. StoreHouse Coffee and The Lighthouse Project both serve the neighborhood's caffeine needs within a mile. ParkNShop #8, Hardee's, and Serve are all within 0.2 miles for quick meals. Los Cerezos Latino Store covers grocery runs at under a mile. TaylorMade Fitness VA handles workouts at 0.4 miles, and Franklin Recreation Department rounds out the active-lifestyle options at 1.0 mile.

For different buyers

For military families relocating

Joint Staff J7 Suffolk runs about 38 minutes from 322 Tributary Ln — a manageable commute that keeps you well outside the congestion of the Norfolk corridor. A VA loan is a natural fit for new construction like this, and Isle of Wight County's lower cost basis tends to stretch BAH further than comparable square footage closer to the water.

For families upgrading

If your household has outgrown your current space, 2,739 square feet across four bedrooms gives you genuine room to spread out — home office, guest room, playroom, all of it. Families comparing homes for sale zoned for Carrollton Elementary School and homes for sale zoned for Smithfield High School will find South Harbor sits squarely in that attendance zone, with new construction quality meaning fewer surprises in the first years of ownership.

More buyer questions

How far is 322 Tributary Ln from Joint Staff J7 Suffolk?

The drive runs approximately 38 minutes under normal traffic conditions, heading east on US-58 and connecting via the local highway network. It's a workable daily commute, particularly compared to base-adjacent neighborhoods in the denser parts of Hampton Roads.

Is 322 Tributary Ln in a flood zone?

Given the property's proximity to the Blackwater River corridor, flood zone status is worth reviewing carefully — check the FloodRisk tile on this page for the current FEMA designation and what it means for insurance.

What is the South Harbor neighborhood like in Carrollton?

South Harbor is a smaller, riverfront-adjacent community in Isle of Wight County with a quiet, residential character. Walkable river access, nearby parks, and low-density surroundings give it a lifestyle feel that's hard to replicate in larger subdivisions.

Does 322 Tributary Ln have an HOA?

South Harbor does have a homeowners association — confirm current HOA details and any community guidelines directly through the listing documentation or a conversation with your agent.

What year was 322 Tributary Ln built?

322 Tributary Ln was built in 2025, making it brand-new construction with modern systems, current building codes, and no deferred maintenance concerns from prior ownership cycles.

Tom and Dariya Milan at LPT Realty know South Harbor and Isle of Wight County well — reach out to get your questions answered and schedule a walkthrough of 322 Tributary Ln.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Carrollton$410K – $560K4+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,813/mo

Principal & interest

$2,505

Property tax

$167

Home insurance

$141

PMI

None

HOA/Condo (paid separately)

$110

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Own a home nearby? See what it is worth today — What's your Carrollton home worth?

Sale & Tax History

List Price

$482,825

Price / Sq Ft

$176

Annual Taxes

$2,000

Monthly Tax

$167

HOA fee

$110 / mo

Tax Rate (effective)

0.41%

Sale Timeline (this listing)

EventDatePriceDetail
ListedApr 18, 2026$482,825—
Currently listed—$482,825—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Carrollton Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 322 Tributary Ln in a good school zone?+
The assigned zones on the listing record are Carrollton Elementary (VaHome School Score 6.3/10), Carrolton, Smithfield (VaHome School Score 5.1/10). School attendance zones can change — always confirm enrollment with the local school division.
Is there a gym near 322 Tributary Ln?+
Yes — TaylorMade Fitness VA is about 0.3 miles away, per the cached nearby-places record for this address.
Are there parks near 322 Tributary Ln?+
Barrett's Landing Park is about 0.2 miles away.
Where is the nearest grocery store to 322 Tributary Ln?+
Los Cerezos Latino Store is about 0.7 miles away. The closest dining on record is Serve (0 mi).
Does 322 Tributary Ln have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is NONE.
When was 322 Tributary Ln built?+
It was built in 2025, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10580231

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

322 Tributary Ln, Carrollton — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

322 Tributary Ln, Carrollton, Virginia 23314 · MLS #10580231 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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