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CarrolltonSOUTH HARBOR322 Tributary Ln✓ Source: REIN MLS #10580231 · record updated Nov 18, 2025 · synced every 2 min · your inquiry is never resold
322 TRIBUTARY LN, CARROLLTON VA 23314 - Main photo
322 TRIBUTARY LN, CARROLLTON VA 23314 - Photo 2
322 TRIBUTARY LN, CARROLLTON VA 23314 - Photo 3
322 TRIBUTARY LN, CARROLLTON VA 23314 - Photo 4
322 TRIBUTARY LN, CARROLLTON VA 23314 - Photo 5
$482,825
$176 / sqft · est. $2,923/mo →
4beds
2.1baths
2,739sqft
21days on market

322 Tributary Ln, Carrollton, VA 23314

Under ContractResidential · built 2025 · SOUTH HARBOR

About this home

The listing, in the seller's words

Join us this weekend for an open house from 12pm-4pm. Welcome to Ryan Homes at South Harbor Towns, where you will live 55 and better in Carrollton, VA while enjoying low-maintenance first floor living. 2-car garage, backyard and so much more. You can truly, check off every box on your "Must Have" list! Along with its modern and open floor plan, the Greenwood offers a spacious owner's suite on the main floor. Complete with an en-suite bathroom featuring ample storage space with dual vanities, a linen closet, a walk-in shower & a private water closet. A flex room and dedicated dining space great for entertaining. The Greenwood also offers 2,739+ square feet of living space with a fully open floor plan that includes a gourmet kitchen featuring a 10ft island that flows throughout the space and a walk in pantry. The upstairs features a loft, additional two bedrooms and a full hall bathroom. Are you ready to make South Harbor Singles your home? Schedule your tour today!

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10580231

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

322 Tributary Lane is a brand-new 2025 construction home in Carrollton's South Harbor community, offering 4 bedrooms, 2.1 baths, and 2,739 square feet of thoughtfully designed living space — a fresh start in a neighborhood built for modern everyday life.

Read the full overview ↓

Why this home stands out

There's a lot to like about a home that nobody has lived in before you. Built in 2025, 322 Tributary Lane gives you new construction without the wait — contemporary finishes, modern systems, and a layout designed around the way people actually live today. Four bedrooms and 2,739 square feet give everyone room to spread out, while the half bath keeps the main living areas practical for daily routines and hosting alike.

SOUTH HARBOR and the Carrollton real estate market

South Harbor sits in Carrollton, Virginia — part of Isle of Wight County, just across the James River from Hampton Roads' urban core. Carrollton has a quieter, more suburban feel than the cities to the east, with wider lots, newer construction, and a pace of life that many families actively seek out. South Harbor fits that character well: it's a planned community with a cohesive look, newer infrastructure, and neighbors who are largely in similar life stages. Isle of Wight County is known for lower property tax rates compared to the surrounding independent cities, which is a practical detail worth noting when you're thinking long-term. Carrollton gives you easy access to Route 17 and the James River Bridge, connecting you to Newport News, Suffolk, and the broader Hampton Roads metro without putting you in the middle of it. If you want elbow room, newer homes, and a neighborhood that feels intentional, South Harbor at 322 Tributary Lane delivers exactly that.

What's nearby

Daily life is easy here. StoreHouse Coffee is just 0.2 miles away for your morning routine, and The Lighthouse Project is under a mile if you prefer a different vibe. Hardee's and ParkNShop #8 are both within 0.1 miles for quick meals, and Serve is right around the corner at 0.2 miles. Los Cerezos Latino Store covers grocery runs at 0.9 miles. TaylorMade Fitness VA is 0.4 miles away when it's time to work out. For outdoor time, City of Franklin Riverwalk Park Kayak Launch is 0.1 miles — a genuinely rare perk — and Barrett's Landing Park is just 0.3 miles down the road.

For different buyers

For military families relocating

The nearest major installation is Joint Staff J7 in Suffolk, roughly 38 minutes away. A VA loan pairs naturally with a new construction purchase like this one — no seller concessions needed to cover repair concerns when the home is brand new. Four bedrooms handle PCS moves with kids in tow, and Isle of Wight County's lower tax base keeps carrying costs manageable between duty station changes.

For families upgrading

If you've been waiting for the right layout in the right setting, 322 Tributary Lane is worth a serious look. Four bedrooms and 2,739 square feet give a growing family genuine breathing room — not just on paper, but in practice. New construction means no deferred maintenance surprises, and South Harbor's community feel in Carrollton offers the kind of neighborhood where kids actually play outside.

More buyer questions

How far is 322 Tributary Lane from Joint Staff J7 Suffolk?

The drive from 322 Tributary Lane to Joint Staff J7 in Suffolk is approximately 38 minutes under normal traffic conditions, primarily via Route 17 and connecting roads through Isle of Wight County.

Is 322 Tributary Lane part of an HOA?

South Harbor is a planned community in Carrollton, and the neighborhood does have an HOA — you'll want to confirm current dues and covenants with your agent before closing, as those details can vary by phase and are subject to change.

What is the flood zone status for 322 Tributary Lane?

Flood zone designation for this address is displayed in the FloodRisk tile on this page — check there for the most current FEMA map data and to understand whether flood insurance would be required.

How does new construction at 322 Tributary Lane compare to older homes in Carrollton?

A 2025 build means current building codes, modern mechanical systems, and no deferred maintenance — which is a meaningful difference from resale homes built a decade or more ago, particularly when it comes to energy efficiency and warranty coverage.

Can a VA loan be used to purchase 322 Tributary Lane?

Yes — a VA loan is generally eligible for new construction purchases, and a brand-new home like this one often simplifies the VA appraisal process since there are no pre-existing condition concerns for the appraiser to flag.

Want to walk through 322 Tributary Lane or ask about the South Harbor community? Tom and Dariya Milan at LPT Realty are ready to help — reach out and let's set something up.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryCarrollton Elementary
  • MiddleCarrolton
  • HighSmithfield

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2025

Price / sqft

$176

HOA fee

$110/mo

Taxes

$2,000/yr

County

Isle of Wight County VA

MLS #

10580231

Interior

Bedrooms
4
Full baths
2
Half baths
1
Approx. sqft
2,739
Stories
2
Flooring
Carpet, Laminate/LVP
Total rooms
7
Other rooms
Attic, Foyer, Porch
Interior features
Scuttle Access, Walk-In Closet
Appliances
Dishwasher, Disposal, Dryer Hookup, Energy Star Appliance(s), Microwave, Range, Washer Hookup

Construction & exterior

Style
Traditional
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Fiber Cement
Pool
No Pool

Utilities & systems

Heating
Nat Gas
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
SOUTH HARBOR
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
CLOSING
Disclosures
Residential 55+ Community

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,813/mo

Principal & interest

$2,505

Property tax

$167

Home insurance

$141

PMI

None

HOA/Condo (paid separately)

$110

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Sale & Tax History

List Price

$482,825

Price / Sq Ft

$176

Annual Taxes

$2,000

Monthly Tax

$167

HOA fee

$110 / mo

Tax Rate (effective)

0.41%

Sale Timeline (this listing)

EventDatePriceDetail
ListedApr 18, 2026$482,825
Currently listed$482,825

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Carrollton Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 322 Tributary Ln in a good school zone?+
The assigned zones on the listing record are Carrollton Elementary, Carrolton, Smithfield. School attendance zones can change — always confirm enrollment with the local school division.
Is there a gym near 322 Tributary Ln?+
Yes — TaylorMade Fitness VA is about 0.3 miles away, per the cached nearby-places record for this address.
Are there parks near 322 Tributary Ln?+
Barrett's Landing Park is about 0.2 miles away.
Where is the nearest grocery store to 322 Tributary Ln?+
Los Cerezos Latino Store is about 0.7 miles away. The closest dining on record is Serve (0 mi).
Does 322 Tributary Ln have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is NONE.
When was 322 Tributary Ln built?+
It was built in 2025, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10580231

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

322 Tributary Ln, Carrollton — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

322 Tributary Ln, Carrollton, Virginia 23314 · MLS #10580231 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.