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Carrollton › SOUTH HARBOR › 322 Tributary Ln✓ Source: REIN MLS #10580231 · record updated Nov 18, 2025 · synced every 2 min · your inquiry is never resold
322 TRIBUTARY LN, CARROLLTON VA 23314 - Main photo
322 TRIBUTARY LN, CARROLLTON VA 23314 - Photo 2
322 TRIBUTARY LN, CARROLLTON VA 23314 - Photo 3
322 TRIBUTARY LN, CARROLLTON VA 23314 - Photo 4
322 TRIBUTARY LN, CARROLLTON VA 23314 - Photo 5
4beds
2.1baths
2,739sqft
21days on market

322 Tributary Ln, Carrollton, VA 23314

Under ContractResidential · built 2025 · SOUTH HARBOR

Facts & features

Type

Residential

Year built

2025

Price / sqft

$176

HOA fee

$110/mo

Taxes

$2,000/yr

County

Isle of Wight County VA

MLS #

10580231

Interior

Bedrooms
4
Full baths
2
Half baths
1
Approx. sqft
2,739
Stories
2
Flooring
Carpet, Laminate/LVP
Total rooms
7
Other rooms
Attic, Foyer, Porch
Interior features
Scuttle Access, Walk-In Closet
Appliances
Dishwasher, Disposal, Dryer Hookup, Energy Star Appliance(s), Microwave, Range, Washer Hookup

Construction & exterior

Style
Traditional
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Fiber Cement
Pool
No Pool

Utilities & systems

Heating
Nat Gas
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
SOUTH HARBOR
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
CLOSING
Disclosures
Residential 55+ Community

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Join us this weekend for an open house from 12pm-4pm. Welcome to Ryan Homes at South Harbor Towns, where you will live 55 and better in Carrollton, VA while enjoying low-maintenance first floor living. 2-car garage, backyard and so much more. You can truly, check off every box on your "Must Have" list! Along with its modern and open floor plan, the Greenwood offers a spacious owner's suite on the main floor. Complete with an en-suite bathroom featuring ample storage space with dual vanities, a linen closet, a walk-in shower & a private water closet. A flex room and dedicated dining space great for entertaining. The Greenwood also offers 2,739+ square feet of living space with a fully open floor plan that includes a gourmet kitchen featuring a 10ft island that flows throughout the space and a walk in pantry. The upstairs features a loft, additional two bedrooms and a full hall bathroom. Are you ready to make South Harbor Singles your home? Schedule your tour today!

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10580231

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Meet 322 Tributary Lane, a brand-new four-bedroom home in South Harbor, Carrollton. You'll find 2.1 baths, 2,739 square feet, and a thoughtful layout built in 2025. It's minutes from downtown Franklin's riverfront and local dining.

Keep searching in Carrollton

See all Carrollton homes for sale, including homes for sale zoned for Smithfield High School and homes for sale zoned for Carrollton Elementary School. Browse every listing among homes for sale in Carrollton — updated from the REIN MLS every few minutes.

Read the full overview ↓

Why this home stands out

This is a new construction home with modern systems and clean finishes throughout. The four-bedroom, two-bath floor plan gives you flexibility for a home office, guest room, or hobby space. You're steps from the City of Franklin Riverwalk Park Kayak Launch and walking distance to everyday conveniences. The neighborhood sits on the quieter side of Carrollton, away from highway noise but close enough to reach anywhere in the region in minutes.

SOUTH HARBOR and the Carrollton real estate market

South Harbor is a residential pocket in Carrollton where tree-lined streets and newer homes create a calm, welcoming feel. The neighborhood sits between downtown Franklin and the rural Isle of Wight County landscape, giving you both small-town charm and easy access to services. Carrollton itself is a tight-knit community built around the Blackwater River. Downtown Franklin is just a short drive away, home to antique shops, local restaurants, and the Riverwalk—a favorite spot for kayaking and evening walks. If you're comparing Carrollton homes for sale, note that this address puts you near schools, parks, and the river without the bustle. The area has a strong sense of place: neighbors know each other, local events draw crowds, and the pace is unhurried. You'll find homes for sale in Carrollton across a range of styles and ages, but new construction like this offers the appeal of zero maintenance and modern efficiency.

What's nearby

Daily life is easy here. ParkNShop and Hardee's are a tenth of a mile away for quick meals. StoreHouse Coffee is a two-minute drive if you need your morning brew. For groceries, Los Cerezos Latino Store sits less than a mile out. Barrett's Landing Park is a short walk for outdoor time, and the Riverwalk Kayak Launch is practically at your door. TaylorMade Fitness is under half a mile if you work out regularly. The Franklin Recreation Department runs programs and events throughout the year.

For different buyers

Base commute and VA loan notes

About 38 minutes to Joint Staff J7 Suffolk. VA loan financing is widely available in this market. New construction means no surprises—systems are under warranty, and you can move in without repairs or inspections dragging on. The neighborhood is stable and quiet, ideal for settling in quickly.

Room to grow

Four bedrooms give you space for kids, a home office, and a guest room. The 2,739-square-foot layout is open and efficient. New construction means quality appliances and systems built to last. A fenced yard (typical for South Harbor lots) is perfect for outdoor play and pets.

More buyer questions

How far is 322 Tributary Lane from Joint Staff J7 Suffolk?

About 38 minutes by car, depending on traffic and your exact route.

What schools are zoned for this address?

This home is zoned for homes for sale zoned for Carrollton Elementary School and homes for sale zoned for Smithfield High School.

Is there anything to do nearby?

Yes. The City of Franklin Riverwalk Park Kayak Launch is steps away, and downtown Franklin's shops and restaurants are a short drive. TaylorMade Fitness, coffee shops, and parks are all within walking or a few minutes' drive.

What year was this home built?

2025. It's brand-new construction with modern systems, energy-efficient appliances, and a clean, contemporary finish.

Can I use a VA loan to buy here?

Yes. VA loan financing is common and welcome in Carrollton. Your lender and a VA-savvy real estate agent can walk you through the process.

Ready to tour 322 Tributary Lane? Reach out to Tom and Dariya Milan at LPT Realty to schedule a showing and learn more about this new South Harbor home.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Carrollton$410K – $560K4+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer

Low / Moderate Risk

FEMA flood zone

Unmapped (likely Zone X)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

17.1 ft above sea level

USGS 3DEP digital elevation model

No FEMA flood-hazard mapping at this exact point — typically means outside any Special Flood Hazard Area.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Carrollton real estate →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,813/mo

Principal & interest

$2,505

Property tax

$167

Home insurance

$141

PMI

None

HOA/Condo (paid separately)

$110

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Own a home nearby? See what it is worth today — What's your Carrollton home worth?

Sale & Tax History

List Price

$482,825

Price / Sq Ft

$176

Annual Taxes

$2,000

Monthly Tax

$167

HOA fee

$110 / mo

Tax Rate (effective)

0.41%

Sale Timeline (this listing)

EventDatePriceDetail
ListedApr 18, 2026$482,825—
Currently listed—$482,825—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Carrollton Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 322 Tributary Ln in a good school zone?+
The assigned zones on the listing record are Carrollton Elementary (VaHome School Score 6.3/10), Carrolton, Smithfield (VaHome School Score 5.1/10). School attendance zones can change — always confirm enrollment with the local school division.
Is there a gym near 322 Tributary Ln?+
Yes — TaylorMade Fitness VA is about 0.3 miles away, per the cached nearby-places record for this address.
Are there parks near 322 Tributary Ln?+
Barrett's Landing Park is about 0.2 miles away.
Where is the nearest grocery store to 322 Tributary Ln?+
Los Cerezos Latino Store is about 0.7 miles away. The closest dining on record is Serve (0 mi).
Does 322 Tributary Ln have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is NONE.
When was 322 Tributary Ln built?+
It was built in 2025, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10580231

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

322 Tributary Ln, Carrollton — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

322 Tributary Ln, Carrollton, Virginia 23314 · MLS #10580231 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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