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Franklin › ALL OTHERS AREA 67 › 322 Clay St✓ Source: REIN MLS #10617304 · record updated Mar 2, 2026 · synced every 2 min · your inquiry is never resold
322 Clay ST, FRANKLIN VA 23851 - Main photo
$70,000
$35 / sqft · est. $491/mo →
2,010sqft
26days on market

322 Clay St, Franklin, VA 23851

SoldMulti Family Residential · built 1918 · ALL OTHERS AREA 67

About this home

The listing, in the seller's words

Great opportunity to add value with this fixer-upper duplex located in the heart of Franklin. This property features two separate units, making it ideal for investors or buyers looking for a renovation project with income potential. Unit A offers 2 bedrooms and 1.5 bathrooms, while Unit B includes 2 bedrooms and 1 bathroom. Each unit has its own layout, providing flexibility for rental income, multi-genational living, or a live-in-one, rent-the-other strategy. Conveniently located near local shopping, dining, and major routes, this is a great opportunity for those ready to bring their vision and maximize value. Sold as-is. Cash Only.

Listing courtesy of Dawn Crocker · Samson Properties · REIN MLS #10617304

Schools

  • ElementaryS.P. Morton Elementary
    —
  • MiddleJoseph P. King Jr. Middle
    —
  • HighFranklin
    —

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Multi Family Residential

Year built

1918

Price / sqft

$35

HOA

None

Taxes

$1,284/yr

County

Franklin VA

Waterfront

Yes

MLS #

10617304

Interior

Approx. sqft
2,010

Construction & exterior

Style
Converted S.F.
Subtype
Duplex
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Vinyl
Waterfront
Not Waterfront

Utilities & systems

Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
ALL OTHERS AREA 67
Zoning
R2
Ownership
Fee Simple
Possession
SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510060

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$491/mo

Principal & interest

$363

Property tax

$107

Home insurance

$20

PMI

None

HOA

None

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$140,000 – $305,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

504 Cameron ST · 0.1 mi · 2,100 sqft$299,000 sold 2026-02
303 W Second AVE · 0.2 mi · 2,183 sqft$165,000 sold 2026-04
407 Walnut ST · 0.6 mi · 1,982 sqft$195,900 sold 2026-06

Sale & Tax History

List Price

$70,000

Price / Sq Ft

$35

Annual Taxes

$1,284

Monthly Tax

$107

HOA

None

Tax Rate (effective)

1.83%

Sale Timeline (this listing)

EventDatePriceDetail
ListedApr 13, 2026$70,000—
SoldFeb 26, 2026$70,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Franklin Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 322 Clay St in a good school zone?+
The assigned zones on the listing record are S.P. Morton Elementary, Joseph P. King Jr. Middle, Franklin. School attendance zones can change — always confirm enrollment with the local school division.
Is 322 Clay St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is there a gym near 322 Clay St?+
Yes — TaylorMade Fitness VA is about 0.2 miles away, per the cached nearby-places record for this address.
Are there parks near 322 Clay St?+
Barrett's Landing Park is about 0.5 miles away.
Where is the nearest grocery store to 322 Clay St?+
Los Cerezos Latino Store is about 0.5 miles away. The closest dining on record is Wydia's Seafood and Steakhouse (0.2 mi).
Does 322 Clay St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 322 Clay St built?+
It was built in 1918, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Dawn Crocker · Samson Properties · REIN MLS #10617304

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

🏡 Similar homes for saleWhat's my home worth?

This one's sold — the next one doesn't have to be.

🏡 Homes for sale in FranklinCall or text (757) 777-7577

322 Clay St, Franklin, Virginia 23851 · MLS #10617304 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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