Discover this nearly new 2021-built home in sought-after Stonehouse near Williamsburg. Just five years old on a private wooded lot, it offers convenient I-64 access for easy commutes to Richmond or Hampton Roads and is about 35–40 minutes from Richmond International Airport. An assumable VA loan at 2.25% is available for qualified buyers. Residents enjoy amenities including a pool, exercise room, and pickleball courts. Durable hardiplank-style siding and a classic gabled roofline create lasting curb appeal, enhanced by solar panels for energy efficiency. A tankless water heater and dual-zone HVAC provide modern comfort. The bright open-concept kitchen features a substantial island with soft blue base and white marble-look quartz, white shaker cabinets, and stainless appliances including a French-door refrigerator, built-in microwave, and professional gas range with double ovens. Three clear glass globe pendants and a black linear chandelier add style, while large multi-pane windows flood the space with light and tree views. Gray walls, white trim, and wood-look flooring complete the look. The living area has a fireplace with wood mantel and stone surround, shiplap accent wall, spherical chandelier, and glass doors to the outdoors. Upstairs: three large bedrooms, two full baths, and an enormous walk-in attic for storage. The 1st-floor primary suite features large multi-pane windows overlooking trees, a large walk-in closet, and an attached bath with double vanity, white quartz counters, gray cabinetry, glass walk-in shower with black fixtures and hex tile, shiplap accent, and barn-door entry. Outdoor living includes a paver patio with large stone fireplace and seating, plus a wooden deck with white railing amid trees. The full unfinished walk-out basement needs drywall and flooring to become a family room, workout space, and workshop. With thoughtful finishes, abundant natural light, seamless indoor-outdoor flow, convenient location near Williamsburg, nearly new construction, and attractive financing, this Stonehouse home is ready for its next owners.
Listing courtesy of Randolph Haufe · Shaheen Ruth Martin & Fonville · REIN MLS #10661473
Facts & features
TypeResidential
Year built2021
Price / sqft$251
HOA fee$161/mo
Taxes$4,912/yr
CountyJames City County VA
MLS #10661473
HOA association includes
ClubhouseExercise RmPlaygroundsPoolTennis Cts
$161/mo HOA fee · per the REIN MLS listing record. Confirm inclusions with the association.
3120 Windy Branch Drive is a 2021-built, four-bedroom home in Toano, Virginia. It offers 2,702 square feet, three and a half baths, and a layout that gives everyone room to spread out. The setting is quiet and wooded, yet everyday errands are closer than you might expect.
Most homes in this price range in James City County are older builds with dated kitchens and cramped closets. This one was built in 2021, so the mechanicals, roof, and finishes are all still young. You get four bedrooms, 3.1 baths, and 2,702 square feet without the renovation math. That combination is harder to find than it looks among Toano homes for sale.
STONEHOUSE and the Toano real estate market
Windy Branch Drive sits in a residential pocket of Toano, a small community tucked into the western edge of James City County. The streets here are quiet and tree-lined, with newer construction mixed alongside established lots. Neighbors tend to know each other, and the pace feels genuinely unhurried. Toano sits along the Route 60 corridor, which gives you a straight shot east toward Williamsburg in about fifteen minutes. The broader Williamsburg area brings Colonial Williamsburg, the College of William and Mary, and a lively dining scene within easy reach. Interstate 64 is just a few minutes away, opening up the whole Hampton Roads region in either direction. Richmond is roughly an hour west, and the Virginia Beach oceanfront is about an hour east. Anyone comparing homes for sale zoned for Warhill High School and homes for sale zoned for Stonehouse Elementary School will find this address falls within that attendance zone.
What's nearby
Day-to-day life runs smoothly from this address. A Walmart Supercenter and a Food Lion are both within about ten minutes along Route 60. The Williamsburg Premium Outlets are roughly twelve minutes east, and the heart of Williamsburg's dining and shopping district is close behind that. Chickahominy Riverfront Park offers boat launches, camping, and waterfront trails about fifteen minutes south. The New Town mixed-use district in Williamsburg adds more grocery, dining, and retail options within a twenty-minute drive. Camp Peary is about twenty-nine minutes away, and Naval Weapons Station Yorktown is reachable in roughly thirty-nine minutes.
For different buyers
Base commute and VA loan notes
Camp Peary is about twenty-nine minutes from the front door. Naval Weapons Station Yorktown adds another option at roughly thirty-nine minutes. VA loan financing is widely used in James City County, and a 2021 build means no deferred maintenance surprises at inspection. The home is four bedrooms and 3.1 baths, so there is real space from day one.
For first-time buyers
A 2021 build means the big-ticket systems — roof, HVAC, water heater — are all still under ten years old. That takes a lot of the financial uncertainty off the table early on. Four bedrooms and 3.1 baths give you flexibility whether you need a home office, a guest room, or both. The quiet street and established neighborhood make this a low-drama place to put down roots.
More buyer questions
How far is 3120 Windy Branch Drive from Camp Peary?
Camp Peary is about twenty-nine minutes from this address via Interstate 64 east. Naval Weapons Station Yorktown is roughly thirty-nine minutes in the same direction.
What attendance zone does 3120 Windy Branch Drive fall in?
This address is in James City County. Always confirm current zoning directly with James City County Public Schools.
Is 3120 Windy Branch Drive in a flood zone?
Flood zone status for this address is shown in the FloodRisk tile on this page. Check that section for the current FEMA designation.
What is the lot like at 3120 Windy Branch Drive?
The property sits on a wooded residential lot on a quiet street in Toano. The 2021 construction means grading and drainage were done to current code standards.
How close is 3120 Windy Branch Drive to Williamsburg?
Downtown Williamsburg is about fifteen minutes east via Route 60. Interstate 64 is just a few minutes away, making the whole corridor easy to navigate.
Tom and Dariya Milan know this corner of James City County well. Reach out to get a straight answer on anything you want to know about 3120 Windy Branch Drive.
Summary generated by AI from public records and publicly available information.
Schools · VaHome School ScoreAssigned schools
Our own 1–10 rating, scored from Virginia Department of Education data.
VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.
How Far Is?
Driving distance by road and typical drive time via Google Maps, to the nearest location of each.
Also nearby
Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.
Homes like this one sell fast — see the next one first
Toano$575K – $785K4+ beds
By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty
Military Commute
Drive times to nearest bases
🏛️
Camp Peary
DoD
33min·25mi
⚓
NWS Yorktown
Navy
34min·27.7mi
⭐
JBLE Ft Eustis
Army
37min·31.5mi
✈️
JBLE Langley
Air Force
59min·47.9mi
⚓
NSA HR
Navy
74min·57.2mi
Typical drive times from Google Maps, without live traffic. Rush hour and tunnel backups can add time.
Flood & environmentFlood risk (FEMA)
FEMA flood zone X · outside the high-risk area · FIRM 51095C
🌊 Flood Risk (FEMA)
Source: FEMA National Flood Hazard Layer · FIRM 51095C
Low / Moderate Risk
FEMA flood zone
X (low to moderate risk)
Base flood elevation
Not applicable in low-risk zones
Zone X is outside the Special Flood Hazard Area; FEMA doesn’t define a BFE here.
Property elevation
81.4 ft above sea level
USGS 3DEP digital elevation model
Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.
Data sources: Flood zone and base flood elevation come from FEMA’s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service — actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.
Explore this neighborhoodStonehouse
Stonehouse is one of the largest master-planned communities in the Williamsburg area. It spreads across roughly 5,700 wooded acres in Toano in upper James City County.
$564KMedian sale · 12 mo
$198Sold $/sq ft
19dDays on market
44For sale now
$138KHH income
86.5%Owner-occupied
REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year
Estimates only. Taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.
Estimate your monthly payment
$4,131/mo
Principal & interest
$3,523
Property tax
$409
Home insurance
$198
PMI
None
HOA/Condo (paid separately)
$161
Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.
Value & historyComparables
Price context: similar nearby homes$495,000 – $579,900The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price, not an appraisal or an estimate of this home's value.
5009 Mann RD · 1.3 mi · 2,767 sqft$495,000 sold 2026-05
Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:
Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.
Comparable Properties
Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.
0 days on market: read it in context
Days on market reflects pricing, season, and inventory. Compare it against similar nearby homes before reading anything into it.
CompareThis home next to what else is for sale nearby
Home
Price
Beds
Baths
Sqft
$ / sqft
3120 Windy Branch Drthis home
$679,000
4
3.1
2,702
$251
Loading nearby homes for sale…
Active comparables from the REIN MLS, the same homes shown under Comparable Properties. Context for judging the asking price, not an appraisal.
Questions buyers ask
Is 3120 Windy Branch Dr in a good school zone?
The assigned zones on the listing record are Stonehouse Elementary (VaHome School Score 8.3/10), Toano Middle (VaHome School Score 7.2/10), Warhill (VaHome School Score 6.8/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 3120 Windy Branch Dr in a flood zone?
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 3120 Windy Branch Dr have an HOA?
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is none. Association amenities on record include: Clubhouse, Exercise Rm, Playgrounds, Pool, Tennis Cts.
When was 3120 Windy Branch Dr built?
It was built in 2021, per the listing record.
Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data. Never invented.
Tom & Dariya Milan | LPT Realty
See it in person with Tom & Dariya
We're local Hampton Roads Realtors. Pick a day and time; one of us confirms by text and meets you there. Prefer to talk first? Call or text (757) 777-7577.
Free, no obligation. One of us confirms by text, usually within the hour during the day. Your inquiry goes to Tom & Dariya, never resold. We use your details to arrange this tour and to follow up with you about it.
3120 Windy Branch Dr, Toano, Virginia 23168 · MLS #10661473 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed; verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.
