Skip to main content
VaHome.com
✓ Source: REIN MLS #10636380 · record updated May 26, 2026 · synced every 2 min · your inquiry is never resold
307 Spinnaker ST, ELIZABETHCITY NC 27909 - Main photo
307 Spinnaker ST, ELIZABETHCITY NC 27909 - Photo 2
4beds
3baths
2,680sqft
0days on market

307 Spinnaker St, Elizabeth City, NC 27909

Under ContractResidential · built 2026 · TOOLEY HARBOR

About this home

Check out our newer model The Georgetown! This stunning home boasts an open floorplan that creates an amazing living space. Upon entry, you'll be greeted with a charming foyer that leads to an open and flexible Living Room/Dining Room and Kitchen area, complete with a beautiful island and bar that allows natural light to filter in from the large sliding doors and windows. The kitchen features luxurious granite countertops, stainless appliances, slow-close cabinets, and a walk-in pantry. The owner's retreat is a true oasis, featuring a spacious en-suite bathroom with dual vanity sinks, a walk-in shower, and a roomy 6x9 walk-in closet. The remaining bedrooms offer ample space and double door closets, all with 9 foot ceilings. Don't miss your chance to experience the Tooley Harbor difference. To be built. Fixtures and finishes may vary from build to build.

Listing courtesy of Russell Bryant · Thrive Realty · REIN MLS #10636380

Facts & features

Type

Residential

Year built

2026

Price / sqft

$179

HOA fee

$35/mo

Taxes

$361/yr

County

Elizabeth City NC

MLS #

10636380

HOA association includes

Other

$35/mo HOA fee · n/a · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
4
Full baths
3
Approx. sqft
2,680
Stories
2
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
8
Appliances
Dishwasher, Disposal, Dryer Hookup, Microwave, Gas Range, Washer Hookup
Equipment
Gar Door Opener

Construction & exterior

Style
Contemp, Craftsman, Traditional
Subtype
Detached
Foundation
Other, Slab
Roof
Asphalt Shingle,Composite
Exterior
Vinyl
Pool
No Pool

Utilities & systems

Heating
Forced Hot Air, Nat Gas, Programmable Thermostat
Cooling
Central Air, Heat Pump W/A, Zoned
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.4250
Subdivision
TOOLEY HARBOR
Zoning
R-15
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, 4 Space, Off Street, Driveway Spc
Possession
RECORDING
Disclosures
Common Interest Community

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Meet 307 Spinnaker Street in Elizabeth City, North Carolina. This four-bedroom, three-bath home spans 2,680 square feet and was built in 2026. You'll find modern construction, thoughtful layout, and a location that balances accessibility with neighborhood character.

Read the full overview ↓

Why this home stands out

Built in 2026, this residence offers contemporary construction standards and updated systems throughout. The four-bedroom, three-bath floor plan provides flexibility for a home office, guest room, or hobby space. A 2,680-square-foot layout gives you room to spread out without excess. The newer build means fewer surprises and lower immediate maintenance concerns. You're looking at solid bones and modern efficiency from the ground up.

TOOLEY HARBOR and the Elizabeth City real estate market

Elizabeth City sits on the Pasquotank River in northeastern North Carolina, a waterfront community with deep maritime heritage. The town balances small-town charm with genuine walkability—downtown shops, restaurants, and services are accessible without a long drive. Streets here reflect both historic character and newer residential development. The area draws people who value river access, outdoor recreation, and a slower pace than major metros. Elizabeth City is roughly 170 miles northeast of Raleigh and about 90 miles south of the Virginia border. Getting around is straightforward: US 17 runs through town, connecting you north toward Virginia and south toward the Outer Banks. Daily errands—groceries, coffee, banking—cluster within minutes. The community has a genuine downtown core where locals gather, plus parks and water access that define life here.

What's nearby

Elizabeth City's downtown sits a short drive away, with independent cafes, restaurants, and shops along the waterfront. The Pasquotank River offers kayaking, fishing, and boat access for anyone drawn to water recreation. Museum of the Albemarle is nearby if you enjoy local history and regional art. Greenway trails and parks provide walking and biking routes throughout town. Grocery stores and pharmacies are minutes away. The Outer Banks beaches lie about 90 minutes south. Norfolk, Virginia—a major regional hub—is roughly two hours north.

For different buyers

Base commute and VA loan notes

About 41 minutes to NSA Northwest Annex. VA loan financing is widely available in this market. New construction means move-in readiness without repairs or surprises. Elizabeth City offers a lower cost of living than many military-connected regions, stretching your housing budget further.

For first-time buyers

Four bedrooms and three baths across 2,680 square feet give you flexibility and room to grow. New 2026 construction means solid systems and no immediate repairs. The newer build simplifies financing and inspection processes. Elizabeth City's lower cost of living stretches your purchasing power further than many markets.

More buyer questions

How far is 307 Spinnaker Street from NSA Northwest Annex?

About 41 minutes by car. The base sits inland from Elizabeth City, accessible via US 17 north.

What year was this home built?

2026. It's new construction with modern systems and current building standards throughout.

Does Elizabeth City have walkable downtown amenities?

Yes. Downtown shops, cafes, and restaurants are a short drive away, and the Pasquotank River waterfront adds character and recreation.

How many bedrooms and bathrooms does this home have?

Four bedrooms and three full bathrooms across 2,680 square feet. The layout offers flexibility for a home office, guest room, or hobby space.

Is Elizabeth City near the beach?

The Outer Banks are about 90 minutes south. You can reach them for a day trip or weekend getaway.

Ready to explore 307 Spinnaker Street? Reach out to learn more about this four-bedroom home and life in Elizabeth City.

Summary generated by AI from public records and publicly available information.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Elizabeth City$405K – $555K4+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryJ C Sawyer Elementary
    —
  • MiddleRiver Road Middle
    —
  • HighNortheastern
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 37139C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 37139C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

6.9 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Military Commute

Drive times to nearest bases

NW Annex

Navy

38min·29.5mi

USCG Finance Ctr

Coast Guard

56min·42.7mi

Dam Neck

Navy

84min·55.4mi

J7 Suffolk

Joint

65min·47.2mi

NNSY

Navy

62min·49.2mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,660/mo

Principal & interest

$2,490

Property tax

$30

Home insurance

$140

PMI

None

HOA/Condo (paid separately)

$35

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Price context — similar nearby homes

$419,990 – $499,900

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

307 Sailors WAY · 0.1 mi · 2,632 sqft$432,990 sold 2026-06
302 Genoa DR · 0.1 mi · 2,632 sqft$432,990 sold 2026-05
106 Staysail DR · 0.1 mi · 2,589 sqft$499,900 sold 2026-05

Own a home nearby? See what it is worth today — What's your Elizabeth City home worth?

Sale & Tax History

List Price

$479,900

Price / Sq Ft

$179

Annual Taxes

$361

Monthly Tax

$30

HOA fee

$35 / mo

Tax Rate (effective)

0.08%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 4, 2026$479,900—
Currently listed—$479,900—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Elizabeth City Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 307 Spinnaker St in a good school zone?+
The assigned zones on the listing record are J C Sawyer Elementary, River Road Middle, Northeastern. School attendance zones can change — always confirm enrollment with the local school division.
Is 307 Spinnaker St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Where is the nearest grocery store to 307 Spinnaker St?+
Dollar General is about 1 miles away. The closest dining on record is Big Daddy's Pizza (0.9 mi).
Does 307 Spinnaker St have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is n/a. Association amenities on record include: Other.
When was 307 Spinnaker St built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Russell Bryant · Thrive Realty · REIN MLS #10636380

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

307 Spinnaker St, Elizabeth City — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

307 Spinnaker St, Elizabeth City, North Carolina 27909 · MLS #10636380 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

✆