Skip to main content
VaHome.com
Elizabeth City › TOOLEY HARBOR › 307 Spinnaker St✓ Source: REIN MLS #10636380 · record updated May 26, 2026 · synced every 5 min · your inquiry is never resold
307 Spinnaker ST, ELIZABETHCITY NC 27909 - Main photo
307 Spinnaker ST, ELIZABETHCITY NC 27909 - Photo 2
$479,900
$179 / sqft · est. $2,695/mo →
4beds
3baths
2,680sqft
0days on market

307 Spinnaker St, Elizabeth City, NC 27909

Under ContractResidential · built 2026 · TOOLEY HARBOR

About this home

The listing, in the seller's words

Check out our newer model The Georgetown! This stunning home boasts an open floorplan that creates an amazing living space. Upon entry, you'll be greeted with a charming foyer that leads to an open and flexible Living Room/Dining Room and Kitchen area, complete with a beautiful island and bar that allows natural light to filter in from the large sliding doors and windows. The kitchen features luxurious granite countertops, stainless appliances, slow-close cabinets, and a walk-in pantry. The owner's retreat is a true oasis, featuring a spacious en-suite bathroom with dual vanity sinks, a walk-in shower, and a roomy 6x9 walk-in closet. The remaining bedrooms offer ample space and double door closets, all with 9 foot ceilings. Don't miss your chance to experience the Tooley Harbor difference. To be built. Fixtures and finishes may vary from build to build.

Listing courtesy of Russell Bryant · Thrive Realty · REIN MLS #10636380

Schools

  • ElementaryJ C Sawyer Elementary
    —
  • MiddleRiver Road Middle
    —
  • HighNortheastern
    —

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2026

Price / sqft

$179

HOA fee

$35/mo

Taxes

$361/yr

County

Elizabeth City NC

Waterfront

Yes

MLS #

10636380

HOA association includes

Other

$35/mo HOA fee · n/a · per the REIN MLS listing record — confirm inclusions with the association.

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

The flood answer first — quantified, not buried

FEMA flood zone X · outside the high-risk area · FIRM 37139C

Flood Risk

Looking up FEMA flood zone…

Hurricane evacuation zone: not in a designated evacuation zone · VDEM Know Your Zone

Outside all mapped AICUZ jet-noise contours and Accident Potential Zones.

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,695/mo

Principal & interest

$2,490

Property tax

$30

Home insurance

$140

PMI

None

HOA

$35

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$419,990 – $499,900

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

307 Sailors WAY · 0.1 mi · 2,632 sqft$432,990 sold 2026-06
302 Genoa DR · 0.1 mi · 2,632 sqft$432,990 sold 2026-05
106 Staysail DR · 0.1 mi · 2,589 sqft$499,900 sold 2026-05

Sale & Tax History

List Price

$479,900

Price / Sq Ft

$179

Annual Taxes

$361

Monthly Tax

$30

HOA fee

$35 / mo

Tax Rate (effective)

0.08%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 26, 2026$479,900—
Currently listed—$479,900—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Elizabeth City Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 307 Spinnaker St in a good school zone?+
The assigned zones on the listing record are J C Sawyer Elementary, River Road Middle, Northeastern. School attendance zones can change — always confirm enrollment with the local school division.
Is 307 Spinnaker St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Where is the nearest grocery store to 307 Spinnaker St?+
Dollar General is about 1 miles away. The closest dining on record is Big Daddy's Pizza (0.9 mi).
Does 307 Spinnaker St have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is n/a. Association amenities on record include: Other.
When was 307 Spinnaker St built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Russell Bryant · Thrive Realty · REIN MLS #10636380

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

See it in person — the record only says so much.

Call or text (757) 777-7577

307 Spinnaker St, Elizabeth City, North Carolina 27909 · MLS #10636380 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

✆