Elizabeth City › TOOLEY HARBOR › 106 Staysail Dr✓ Source: REIN MLS #10620192 · record updated Jun 2, 2026 · synced every 2 min · your inquiry is never resold

106 Staysail DR, ELIZABETHCITY NC 27909 - Main photo

$499,900

5beds

3baths

2,589sqft

51days on market

106 Staysail Dr, Elizabeth City, NC 27909

Name: 106 Staysail DR, Elizabeth City, North Carolina 27909
Brand: Water Street Real Estate Group
Price: 499900 USD
Availability: SoldOut

SoldResidential · built 2025 · TOOLEY HARBOR

About this home

The listing, in the seller's words

5 bedroom, 3 bathroom home in Tolley Harbor, designed with the upgrades and finishes of a model home. The open-concept layout offers spacious living and dining areas that flow into a well-appointed kitchen featuring quartz countertops, stainless steel appliances, soft-close cabinetry, a large island with bar seating, and a walk-in pantry. Sliding glass doors and oversized windows bring in abundant natural light. The primary suite includes a private bath with dual vanities, a walk-in shower, and a walk-in closet. Additional bedrooms offer generous space and 9-foot ceilings. A main-level flex room provides the option for a fifth bedroom, office, or additional living area.

Listing courtesy of Heather Sawyer · Water Street Real Estate Group · REIN MLS #10620192

Schools

ElementaryJ C Sawyer Elementary
—
MiddleRiver Road Middle
—
HighNortheastern
—

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2025

Price / sqft

$193

HOA fee

$35/mo

Taxes

$300/yr

County

Elizabeth City NC

Waterfront

Yes

MLS #

10620192

Interior

Bedrooms: 5
Full baths: 3
Approx. sqft: 2,589
Stories: 2
Flooring: Laminate/LVP
First-floor bed & full bath: Yes
Total rooms: 7
Appliances: Dishwasher, Microwave, Elec Range, Refrigerator

Construction & exterior

Style: Traditional
Subtype: Detached
Foundation: Slab
Roof: Asphalt Shingle
Exterior: Vinyl
Pool: No Pool
Waterfront: Not Waterfront

Utilities & systems

Heating: Electric,Nat Gas,Zoned
Cooling: Heat Pump,Zoned
Water heater: Electric
Water: City/County
Sewer: City/County

Lot, parking & ownership

Lot size: 0.3440
Approx. acres: 0.34
Subdivision: TOOLEY HARBOR
Zoning: R-15
Ownership: Fee Simple
Garage: Yes
Parking: Garage Att 2 Car
Possession: AT CLOSING

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 37139C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,800/mo

Down payment20% · $99,980

Interest rate6.75%

Loan term30 years

Principal & interest

$2,594

Property tax

$25

Home insurance

$146

PMI

None

HOA

$35

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$419,990 – $474,250

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

307 Sailors WAY · 0.1 mi · 2,632 sqft$432,990 sold 2026-06

302 Genoa DR · 0.1 mi · 2,632 sqft$432,990 sold 2026-05

302 Mizzen WAY · 0.1 mi · 2,632 sqft$474,250 sold 2026-06

Sale & Tax History

List Price

$499,900

Price / Sq Ft

$193

Annual Taxes

$300

Monthly Tax

$25

HOA fee

$35 / mo

Tax Rate (effective)

0.06%

Sale Timeline (this listing)

Event	Date	Price	Detail
Listed	Apr 12, 2026	$499,900	—
Sold	May 15, 2026	$499,900	—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Elizabeth City Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 106 Staysail Dr in a good school zone?+

The assigned zones on the listing record are J C Sawyer Elementary, River Road Middle, Northeastern. School attendance zones can change — always confirm enrollment with the local school division.

Is 106 Staysail Dr in a flood zone?+

FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.

Does 106 Staysail Dr have an HOA?+

Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is NA.

When was 106 Staysail Dr built?+

It was built in 2025, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Heather Sawyer · Water Street Real Estate Group · REIN MLS #10620192

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

This one's sold — the next one doesn't have to be.

🏡 Homes for sale in Elizabeth City Call or text (757) 777-7577

106 Staysail Dr, Elizabeth City, North Carolina 27909 · MLS #10620192 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

✆