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✓ Source: REIN MLS #10645183 · record updated Oct 22, 2026 · synced every 2 min · your inquiry is never resold
305 W Cypress ST, ELIZABETHCITY NC 27909 - Main photo
5beds
2.1baths
2,039sqft
78days on market

305 W Cypress St, Elizabeth City, NC 27909

SoldResidential · built 2025 · ALL OTHERS AREA 216

About this home

Offering 5 bedrooms, 2.5 baths, and located less than a mile from downtown Elizabeth City, 305 W Cypress Street is ready to welcome its new owner! Step inside to beautiful LVP flooring throughout the first floor, leading to a convenient downstairs bedroom and a bright, open concept living room and kitchen. Make yourself at home with this the lovely kitchen featuring granite countertops, stainless steel appliances, a center island, and pantry. Upstairs, you'll find four additional bedrooms, including a spacious primary suite featuring an en-suite bath with a tile shower and double closets, one being a walk in with custom shelving. Schedule your showing today!

Listing courtesy of Samara Jones · Water Street Real Estate Group · REIN MLS #10645183

Facts & features

Type

Residential

Year built

2025

Price / sqft

$140

HOA

None

Taxes

$4,400/yr

County

Elizabeth City NC

MLS #

10645183

Interior

Bedrooms
5
Full baths
2
Half baths
1
Approx. sqft
2,039
Stories
2
Flooring
Carpet, Vinyl
Ensuite bedrooms
2
Total rooms
6
Appliances
Dishwasher, Dryer Hookup, Microwave, Elec Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Crawl
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool

Utilities & systems

Heating
Electric, Heat Pump
Cooling
Central Air, Heat Pump
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
ALL OTHERS AREA 216
Ownership
Fee Simple
Garage
No
Parking
1 Space
Possession
AT CLOSING

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Brand-new five-bedroom, two-bath home on West Cypress Street in Elizabeth City. Built in 2025 with over 2,000 square feet of living space. The layout and finishes are modern throughout. You'll find room to grow here.

Read the full overview ↓

Why this home stands out

This is a freshly built home with contemporary construction quality and no previous owners. Five bedrooms give you flexibility for a home office, guest room, or hobby space. The 2.1 baths serve the household well. At 2,039 square feet, the floor plan balances open living areas with defined bedrooms. New construction means you're not inheriting deferred maintenance or surprise repairs.

ALL OTHERS AREA 216 and the Elizabeth City real estate market

Elizabeth City sits in northeastern North Carolina, a historic waterfront community with deep roots and steady growth. West Cypress Street places you in a residential neighborhood with tree-lined blocks and established character. The city center and downtown waterfront are a short drive away, offering shops, restaurants, and river access. US Route 17 runs through town, connecting you north to Virginia and south toward the Outer Banks. Daily errands—grocery stores, pharmacies, banks—cluster within minutes. The Pasquotank River defines the area's identity, and the town's maritime heritage shows in its architecture and public spaces. Elizabeth City has a small-town feel with modern conveniences.

What's nearby

The Elizabeth City waterfront and downtown core lie about two miles south, home to local shops and dining. Pasquotank County Schools and municipal services are nearby. Weekends bring easy access to outdoor recreation: the Pasquotank River for boating and fishing, plus several public parks within the city limits. Grocery and pharmacy options sit within a five-minute drive. The regional medical center and other services are conveniently located throughout town.

For different buyers

Base commute and VA loan notes

About 36 minutes to NSA Northwest Annex. VA loan financing opens doors for eligible buyers. New construction means no surprises at closing—everything is under warranty. Five bedrooms and solid square footage give you room to settle in without immediate upgrades.

Room to grow

Five bedrooms let you claim a dedicated office, guest suite, or hobby room. The 2.1 baths serve multiple people without conflict. Over 2,000 square feet means you're not cramped as your household's needs shift. New construction quality means fewer repairs and updates in your first years of ownership.

More buyer questions

How far is 305 W Cypress Street from NSA Northwest Annex?

About 36 minutes by car. The base sits northwest of Elizabeth City, accessible via US Route 17 and connecting roads.

What year was this home built?

2025. It's brand-new construction with modern finishes and no prior owners.

How many bedrooms and bathrooms does it have?

Five bedrooms and 2.1 bathrooms across 2,039 square feet. The layout gives you flexibility for work-from-home, guests, or hobbies.

Is Elizabeth City a good place to live?

Yes. It's a historic waterfront town with small-town charm, steady growth, and easy access to shopping, dining, and outdoor recreation along the Pasquotank River.

Can I use a VA loan to buy this home?

Yes. VA loan financing is available for eligible buyers and is common in this market. Your lender can confirm your eligibility and walk you through the process.

Ready to tour 305 W Cypress Street? Contact Tom & Dariya Milan to schedule a showing and explore this new Elizabeth City home.

Summary generated by AI from public records and publicly available information.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each. Straight-line distances in “What’s nearby” are shorter.

Homes like this one sell fast — see the next one first

Elizabeth City$240K – $330K5+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementarySheep-Harney Elementary
    —
  • MiddleElizabeth City Middle
    —
  • HighPasquotank County
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone AE · base flood elevation 4 ft · Special Flood Hazard Area (flood insurance typically required) · FIRM 37139C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 37139C

High Risk

FEMA flood zone

AE (1% annual chance)

Base flood elevation

4 ft above sea level

Property elevation

2.1 ft above sea level

1.9 ft below BFE

USGS 3DEP digital elevation model

Special Flood Hazard Area — 1% annual chance of flooding. Federal flood insurance is required on most mortgages.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Zone AE typically means lenders require flood insurance — factor it into the monthly numbers below.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

What's nearby

Location & Neighborhood

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Military Commute

Drive times to nearest bases

NW Annex

Navy

34min·27.7mi

USCG Finance Ctr

Coast Guard

47min·41.4mi

J7 Suffolk

Joint

51min·43.6mi

NNSY

Navy

51min·45.6mi

Dam Neck

Navy

73min·63.4mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,929/mo

Principal & interest

$1,479

Property tax

$367

Home insurance

$83

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Price context — similar nearby homes

$210,000 – $375,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

405 Speed ST · 0.8 mi · 1,884 sqft$250,000 sold 2026-03
3905 Duncan ST · 1.7 mi · 1,903 sqft$353,990 sold 2026-04
1319 Moore ST · 1.5 mi · 1,764 sqft$210,000 sold 2026-03

Own a home nearby? See what it is worth today — What's your Elizabeth City home worth?

Sale & Tax History

List Price

$285,000

Price / Sq Ft

$140

Annual Taxes

$4,400

Monthly Tax

$367

HOA

None

Tax Rate (effective)

1.54%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 5, 2026$285,000—
Price increasedOct 22, 2026$285,000+$5,000
SoldOct 22, 2026$285,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Elizabeth City Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 305 W Cypress St in a good school zone?+
The assigned zones on the listing record are Sheep-Harney Elementary, Elizabeth City Middle, Pasquotank County. School attendance zones can change — always confirm enrollment with the local school division.
Is 305 W Cypress St in a flood zone?+
FEMA maps this parcel in Zone AE with a base flood elevation of 4 ft — a high-risk flood band where lenders typically require flood insurance. See the flood section on this page for the full details and sources, and verify with an elevation certificate.
Does 305 W Cypress St have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 305 W Cypress St built?+
It was built in 2025, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Samara Jones · Water Street Real Estate Group · REIN MLS #10645183

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

This home has sold

Curious what it means for your own plans? Ask about similar homes nearby, or what your home might sell for in this market.

🏡 Similar homes for saleWhat's my home worth?
305 W Cypress St, Elizabeth City — photo

This one's sold — the next one doesn't have to be.

🏡 Homes for sale in Elizabeth CityCall or text (757) 777-7577

305 W Cypress St, Elizabeth City, North Carolina 27909 · MLS #10645183 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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