✓ Source: REIN MLS #10658707 · record updated Oct 30, 2026 · synced every 2 min · your inquiry is never resold

Exterior · 1 / 20

$389,990est. $2,396/mo all-in · adjust →

3beds

2baths

1,338sqft

$291per sqft

8days on market

3048 Morrill Ln, Toano, VA 23168

ActiveResidential · built 2026 · STONEHOUSE CREEK · MLS #10658707

Price per sqft$291compare with nearby sales Schools

WarhillHigh6.8

ToanoMiddle7.2

StonehouseElementary8.3

VaHome School Score Flood

Low / moderate riskZone X

flood insurance not required HOA$92/moStonehouse Est. payment$2,396/moall-in · 20% down · 6.75% · adjust Price since listing…checking price history Taxes$2,000/yrasking is 30% of assessment Condo feeNAnot a condo

OverviewAbout this home

Stonehouse Ranch in Toano offers new construction homes with convenient access to Williamsburg and I-64. The Grand Bahama is a popular one-level floorplan designed for functionality and efficiency. The open-concept layout features a spacious kitchen overlooking the dining and living areas, creating a seamless flow throughout the main living space. The owner's suite is located separately from the secondary bedrooms and includes a private bath. Single-level living provides added convenience, while spacious homesites and natural surroundings enhance the community setting. Contact listing agent for available homesites, features, and pricing.

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10658707

Facts & features

TypeResidential

Year built2026

Price / sqft$291

HOA fee$92/mo

Taxes$2,000/yr

CountyJames City County VA

MLS #10658707

HOA association includes

ClubhouseGolfPlaygroundsPoolTennis Cts

$92/mo HOA fee · per the REIN MLS listing record. Confirm inclusions with the association.

Interior

Bedrooms: 3
Full baths: 2
Approx. sqft: 1,338
Stories: 1
Flooring: Carpet, Ceramic, Laminate/LVP
Ensuite bedrooms: 1
First-floor bed & full bath: Yes
Total rooms: 6
Other rooms: 1st Floor BR, 1st Floor Primary BR, Attic, Breakfast Area, Foyer, PBR with Bath, Pantry, Utility Room
Appliances: Dishwasher, Disposal, Dryer Hookup, Energy Star Appliance(s), Microwave, Elec Range, Refrigerator, Washer Hookup

Construction & exterior

Style: Ranch, Traditional
Subtype: Detached
Foundation: Slab
Roof: Asphalt Shingle
Exterior: Vinyl
Pool: No Pool

Utilities & systems

Heating: Electric
Cooling: Central Air
Water heater: Gas
Water: City/County
Sewer: City/County

Lot, parking & ownership

Lot size: 105X54
Subdivision: STONEHOUSE CREEK
Ownership: Fee Simple
Garage: Yes
Parking: Garage Att 2 Car
Possession: AT CLOSING
Miscellaneous: Warranty Plan

Sources: REIN MLS record · city assessor

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

3048 Morrill Lane is a brand-new, three-bedroom home in Toano, Virginia, built in 2026. At 1,338 square feet, it offers a clean, efficient layout with two full baths. The Stonehouse area keeps daily life simple, with easy access to Interstate 64 and the wider Williamsburg corridor.

Keep searching in Toano

See all Toano homes for sale, including homes for sale zoned for Warhill High School and homes for sale zoned for Stonehouse Elementary School. Nearby, look at Stonehouse homes for sale.

Read the full overview ↓

Why this home stands out

New construction in Toano is rare, and 3048 Morrill Lane is one of the freshest options available. Everything inside is untouched — no worn finishes, no deferred maintenance, no surprises. The home sits in the Stonehouse community, a quiet pocket of James City County with a suburban feel and genuine breathing room between neighbors. That combination of new-build quality and a low-key setting is hard to find at this scale.

STONEHOUSE CREEK and the Toano real estate market

Stonehouse is a planned community in the western reaches of James City County. Streets here are calm and well-kept, with a mix of single-family homes and a pace that feels removed from the busier parts of the Williamsburg area. The Laurel Grove Clubhouse anchors the neighborhood's recreational side, and green space runs through the community in a way that makes it feel more open than its address might suggest. Toano itself is the small unincorporated community at the heart of this part of the county. It sits along the Route 60 corridor, giving residents a low-traffic alternative to the interstate for local errands. James City County manages the jurisdiction, which means access to county services without the density of Williamsburg proper. Interstate 64 is close, so getting to Williamsburg, Richmond, or the Peninsula is straightforward. Anyone comparing Toano homes for sale will notice that this part of the county trades urban convenience for space and quiet — and most people who choose it don't look back.

What's nearby

The Laurel Grove Clubhouse in Stonehouse is less than a mile away and serves as the neighborhood's main gathering point. Route 60 runs nearby and connects quickly to grocery stores, pharmacies, and everyday retail in the Toano and Williamsburg areas. The broader Williamsburg corridor — about 15 minutes east — adds restaurants, Colonial Williamsburg, and a wider range of shopping. For outdoor time, the James City County trail network and regional parks are accessible within a short drive. The location keeps options open without requiring a long commute for basics.

For different buyers

Base commute and VA loan notes

Camp Peary is about 26 minutes from 3048 Morrill Lane, and Naval Weapons Station Yorktown is roughly 36 minutes out. New construction simplifies the move-in process — no renovation timeline, no negotiating repairs. VA loan financing is a natural fit here, and the clean title on a 2026 build means fewer complications at closing.

For first-time buyers

A 2026 build means the big-ticket systems — roof, HVAC, water heater — are all new. There is no deferred maintenance to budget for in year one. Three bedrooms and two full baths give real flexibility for a home office or guest room. Anyone comparing homes for sale zoned for Warhill High School and homes for sale zoned for Stonehouse Elementary School will find 3048 Morrill Lane sits squarely in both attendance zones.

Schools · VaHome School ScoreAssigned schools

Our own 1–10 rating, scored from Virginia Department of Education data.

HighWarhill High School

6.8/10

MiddleToano Middle School

7.2/10

ElementaryStonehouse Elementary School

8.3/10

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Toano$330K – $450K3+ beds

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Military Commute

Drive times to nearest bases

Camp Peary

DoD

25min·19.3mi

NWS Yorktown

Navy

27min·22.1mi

JBLE Ft Eustis

Army

31min·25.9mi

JBLE Langley

Air Force

51min·42.3mi

NSA HR

Navy

61min·54mi

Typical drive times from Google Maps, without live traffic. Rush hour and tunnel backups can add time.

Flood & environmentFlood risk (FEMA)

FEMA flood zone X · outside the high-risk area · FIRM 51095C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51095C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn’t define a BFE here.

Property elevation

80.6 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA’s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service — actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Explore this neighborhoodStonehouse

Stonehouse is one of the largest master-planned communities in the Williamsburg area. It spreads across roughly 5,700 wooded acres in Toano in upper James City County.

$564KMedian sale · 12 mo

$198Sold $/sq ft

19dDays on market

44For sale now

$138KHH income

86.5%Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Stonehouse →

Neighborhood

homes for sale in Toano, VA →

CostPayment calculator

Estimates only. Taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,304/mo

Down payment20% · $77,998

Interest rate6.75%

Loan term30 years

Principal & interest

$2,024

Property tax

$167

Home insurance

$114

PMI

None

HOA/Condo (paid separately)

$92

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & historyComparables

Asking vs. assessment30% of $1,320,700City assessment record · taxes $2,000/yr

Land share of assessed value100% · $1,320,700Improvements $0 · assessor record ✓

Price context: similar nearby homes$230,000 – $455,000The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price, not an appraisal or an estimate of this home's value.

7030 CUNNINGHAM DR · 0.3 mi · 1,365 sqft$421,000 sold 2026-03

3129 Weathers BLVD · 1 mi · 1,322 sqft$236,610 sold 2026-05

3421 Westham LN · 1 mi · 1,440 sqft$290,000 sold 2026-09

Own a home nearby? See what it is worth today: What's your Toano home worth?

Sale & Tax History

List Price

$389,990

Price / Sq Ft

$291

Annual Taxes

$2,000

Monthly Tax

$167

HOA fee

$92 / mo

Tax Rate (effective)

0.51%

Sale Timeline (this listing)

Event	Date	Price	Detail
Listed	Oct 22, 2026	$389,990	—
Currently listed	—	$389,990	—

Public-Records Assessment

Source: City Assessor via Hampton Roads Regional Parcels.

70% below assessment

Total Assessed

$1,320,700

Land

$1,320,700

Improvement

N/A

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Toano Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

8 days on market: read it in context

Days on market reflects pricing, season, and inventory. Compare it against similar nearby homes before reading anything into it.

CompareThis home next to what else is for sale nearby

Home	Price	Beds	Baths	Sqft	$ / sqft
3048 Morrill Lnthis home	$389,990	3	2	1,338	$291
Loading nearby homes for sale…

Active comparables from the REIN MLS, the same homes shown under Comparable Properties. Context for judging the asking price, not an appraisal.

Questions buyers ask

Is 3048 Morrill Ln in a good school zone?

The assigned zones on the listing record are Stonehouse Elementary (VaHome School Score 8.3/10), Toano Middle (VaHome School Score 7.2/10), Warhill (VaHome School Score 6.8/10). School attendance zones can change — always confirm enrollment with the local school division.

Is 3048 Morrill Ln in a flood zone?

FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.

Does 3048 Morrill Ln have an HOA?

Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Clubhouse, Golf, Playgrounds, Pool, Tennis Cts.

When was 3048 Morrill Ln built?

It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data. Never invented.

Tom & Dariya Milan | LPT Realty

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3048 Morrill Ln, Toano, Virginia 23168 · MLS #10658707 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed; verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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