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Toano › ALL OTHERS AREA 119 › 3038 Peppers Pt✓ Source: REIN MLS #10657222 · record updated Oct 9, 2026 · synced every 2 min · your inquiry is never resold
3038 Peppers PT, TOANO VA 23168 - Main photo
3038 Peppers PT, TOANO VA 23168 - Photo 2
3038 Peppers PT, TOANO VA 23168 - Photo 3
3038 Peppers PT, TOANO VA 23168 - Photo 4
3038 Peppers PT, TOANO VA 23168 - Photo 5
3beds
1.1baths
1,400sqft
0days on market

3038 Peppers Pt, Toano, VA 23168

New ListingResidential · built 2012 · ALL OTHERS AREA 119

Facts & features

Type

Residential

Year built

2012

Price / sqft

$188

HOA fee

$157/mo

Taxes

$1,856/yr

County

James City County VA

MLS #

10657222

HOA association includes

Ground MaintTrash Pickup

$157/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
1
Half baths
1
Approx. sqft
1,400
Stories
2
Flooring
Carpet, Laminate/LVP
Total rooms
6
Other rooms
Breakfast Area, Foyer, Utility Closet
Appliances
Dishwasher, Dryer, Dryer Hookup, Microwave, Range, Elec Range, Refrigerator, Washer, Washer Hookup
Equipment
Ceiling Fan

Construction & exterior

Style
Townhouse
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool

Utilities & systems

Heating
Heat Pump
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.0400
Subdivision
ALL OTHERS AREA 119
Zoning
R5
Ownership
Fee Simple
Garage
No
Parking
2 Space, Assigned/Reserved
Possession
CLOSING/TENANT RIGHTS
Disclosures
Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Investors and first time buyers! Welcome to 3038 Peppers Point, a beautiful townhouse that has been well maintained. Featuring an open layout with kitchen, eat in dining area and a living room, and powder room downstairs. Upstairs, find 3 bedrooms and a full bathroom, all of which are great sizes! Backyard backs to woods adding privacy when you are relaxing on the patio. The HOA covers community amenities such as trash pick-up, common area maintenance, access to the neighborhood playground, and walking trails. Michelle Point is a desirable community conveniently located near Williamsburg, outlet shopping, minutes from I-64 and an amazing Saturday Farmers Market! County park is 1.7 miles away and offers a pool, 2 playgrounds, multipurpose sports courts, and trails! This home would be great for a first time buyer or would make a fantastic investment home for your portfolio!

Listing courtesy of Sarah Rubenstein · CENTURY 21 Nachman Realty · REIN MLS #10657222

Keep searching in Toano

See all Toano homes for sale, including homes for sale zoned for Warhill High School and homes for sale zoned for Stonehouse Elementary School. Browse every listing among homes for sale in Toano — updated from the REIN MLS every few minutes.

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Toano$220K – $305K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51095C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51095C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

108.5 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

homes for sale in Toano →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,596/mo

Principal & interest

$1,365

Property tax

$155

Home insurance

$77

PMI

None

HOA/Condo (paid separately)

$157

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$236,610 – $455,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

144 Old Stage RD · 0.3 mi · 1,300 sqft$455,000 sold 2026-08
3129 Weathers BLVD · 0.6 mi · 1,322 sqft$236,610 sold 2026-05
3000 Peppers PT · 0.1 mi · 1,650 sqft$282,500 sold 2026-08

Own a home nearby? See what it is worth today — What's your Toano home worth?

Sale & Tax History

List Price

$263,000

Price / Sq Ft

$188

Annual Taxes

$1,856

Monthly Tax

$155

HOA fee

$157 / mo

Tax Rate (effective)

0.71%

Sale Timeline (this listing)

EventDatePriceDetail
ListedOct 9, 2026$263,000—
Currently listed—$263,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Toano Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

0 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 3038 Peppers Pt in a good school zone?+
The assigned zones on the listing record are Stonehouse Elementary (VaHome School Score 7.3/10), Toano Middle (VaHome School Score 7.2/10), Warhill (VaHome School Score 6.1/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 3038 Peppers Pt in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 3038 Peppers Pt have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Ground Maint, Trash Pickup.
When was 3038 Peppers Pt built?+
It was built in 2012, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Sarah Rubenstein · CENTURY 21 Nachman Realty · REIN MLS #10657222

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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3038 Peppers Pt, Toano — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

3038 Peppers Pt, Toano, Virginia 23168 · MLS #10657222 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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