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✓ Source: REIN MLS #10657222 · record updated Oct 28, 2026 · synced every 2 min · your inquiry is never resold
3038 Peppers PT, TOANO VA 23168 - Main photo
3038 Peppers PT, TOANO VA 23168 - Photo 2
3038 Peppers PT, TOANO VA 23168 - Photo 3
3038 Peppers PT, TOANO VA 23168 - Photo 4
3038 Peppers PT, TOANO VA 23168 - Photo 5
3beds
1.1baths
1,400sqft
19days on market

3038 Peppers Pt, Toano, VA 23168

ActiveResidential · built 2012 · ALL OTHERS AREA 119

About this home

Investors and first time buyers! Welcome to 3038 Peppers Point, a beautiful townhouse that has been well maintained. Featuring an open layout with kitchen, eat in dining area and a living room, and powder room downstairs. Upstairs, find 3 bedrooms and a full bathroom, all of which are great sizes! Backyard backs to woods adding privacy when you are relaxing on the patio. The HOA covers community amenities such as trash pick-up, common area maintenance, access to the neighborhood playground, and walking trails. Michelle Point is a desirable community conveniently located near Williamsburg, outlet shopping, minutes from I-64 and an amazing Saturday Farmers Market! County park is 1.7 miles away and offers a pool, 2 playgrounds, multipurpose sports courts, and trails! This home would be great for a first time buyer or would make a fantastic investment home for your portfolio!

Listing courtesy of Sarah Rubenstein · CENTURY 21 Nachman Realty · REIN MLS #10657222

Facts & features

Type

Residential

Year built

2012

Price / sqft

$185

HOA fee

$157/mo

Taxes

$1,856/yr

County

James City County VA

MLS #

10657222

HOA association includes

Ground MaintTrash Pickup

$157/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
1
Half baths
1
Approx. sqft
1,400
Stories
2
Flooring
Carpet, Laminate/LVP
Total rooms
6
Other rooms
Breakfast Area, Foyer, Utility Closet
Appliances
Dishwasher, Dryer, Dryer Hookup, Microwave, Range, Elec Range, Refrigerator, Washer, Washer Hookup
Equipment
Ceiling Fan

Construction & exterior

Style
Townhouse
Subtype
Attached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Vinyl
Pool
No Pool

Utilities & systems

Heating
Heat Pump
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.0400
Subdivision
ALL OTHERS AREA 119
Zoning
R5
Ownership
Fee Simple
Garage
No
Parking
2 Space, Assigned/Reserved
Possession
CLOSING/TENANT RIGHTS
Disclosures
Disclosure Statement

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

3038 Peppers Point in Toano, Virginia is a 1,400-square-foot, three-bedroom home built in 2012. It sits in James City County, just half a mile from Upper County Park. Daily errands are quick, and two military installations are within 40 minutes. There's a lot to like about this address.

Keep searching in Toano

See all Toano homes for sale, including homes for sale zoned for Warhill High School and homes for sale zoned for Stonehouse Elementary School.

Read the full overview ↓

Why this home stands out

Built in 2012, this home brings a newer construction feel to a quiet Toano address. Three bedrooms and one and a half baths fit into a compact 1,400 square feet that's easy to maintain. The layout keeps things simple and functional. Upper County Park is right around the corner, and quick access to I-64 puts the wider Hampton Roads region within reach. Among Toano homes for sale, a 2012 build at this price point is worth a close look.

ALL OTHERS AREA 119 and the Toano real estate market

Toano sits in the western end of James City County, tucked between Williamsburg and Richmond along the I-64 corridor. The pace here is slower than the coast, and the streets reflect that. Peppers Point is a small, residential address with a neighborhood feel that's hard to find closer to the city centers. Homes in this pocket of Toano tend to be newer builds on modest lots, giving the area a tidy, well-kept character. Green space is close by, and the surrounding woods give the whole area a sense of room to breathe. Toano itself is a small community, but it punches above its weight in convenience. The interstate is minutes away, putting Williamsburg's shops, restaurants, and Colonial history about 15 minutes east. Richmond is roughly 45 minutes west, making this a workable address for anyone who splits time between the two metros. If you're comparing homes for sale in Toano, this western James City County location offers a quieter alternative to the busier Williamsburg zip codes without sacrificing access.

What's nearby

Upper County Park is just 0.5 miles away, offering open green space for walks, recreation, and outdoor time close to home. A McDonald's is 0.4 miles out, handling quick meals and morning coffee without a detour. Star Express and a Shell station are both under a mile, covering fuel and grab-and-go needs on the same short stretch. For a broader grocery run or a sit-down dinner, Williamsburg's retail corridor along Richmond Road is about 15 minutes east. The everyday essentials are covered without ever getting on the interstate.

For different buyers

Base commute and VA loan notes

Camp Peary is about 28 minutes from this address, and Naval Weapons Station Yorktown is roughly 37 minutes out. VA loan financing is common in this part of James City County, and a 2012 build typically means fewer surprises during the inspection process. Both installations are reachable via I-64 with straightforward routing and minimal traffic compared to the coast.

For first-time buyers

A 2012 build means major systems are relatively young, which lowers the risk of near-term repair costs. Three bedrooms give you room to work from home, host guests, or simply spread out. Upper County Park is half a mile away for weekend outdoor time. Anyone comparing homes for sale zoned for Warhill High School and homes for sale zoned for Stonehouse Elementary School will find this address falls within that attendance zone.

More buyer questions

How far is 3038 Peppers Point from Camp Peary?

Camp Peary is about 28 minutes from this address via I-64 east. Naval Weapons Station Yorktown is roughly 37 minutes in the same direction.

What county is 3038 Peppers Point in?

This address is in James City County, Virginia. The zip code is 23168, which covers the Toano area in the western part of the county.

Is 3038 Peppers Point in a flood zone?

Flood zone information for this address is available in the FloodRisk tile on this page. Review that section for the current FEMA designation.

How close is Upper County Park to 3038 Peppers Point?

Upper County Park is about 0.5 miles from this address. It's one of the closest green spaces to this part of Toano.

What is the square footage of 3038 Peppers Point?

The home is 1,400 square feet with three bedrooms and one and a half baths. It was built in 2012.

Want to see 3038 Peppers Point in person? Tom and Dariya Milan are ready to walk you through every detail and answer your questions about this Toano address.

Summary generated by AI from public records and publicly available information.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Toano$220K – $300K3+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 51095C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 51095C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

108.5 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

homes for sale in Toano →

Military Commute

Drive times to nearest bases

Camp Peary

DoD

25min·20mi

NWS Yorktown

Navy

26min·22.8mi

JBLE Ft Eustis

Army

29min·26.6mi

JBLE Langley

Air Force

52min·43mi

NSA HR

Navy

82min·54.4mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,574/mo

Principal & interest

$1,344

Property tax

$155

Home insurance

$76

PMI

None

HOA/Condo (paid separately)

$157

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Price context — similar nearby homes

$236,610 – $455,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

144 Old Stage RD · 0.3 mi · 1,300 sqft$455,000 sold 2026-08
3129 Weathers BLVD · 0.6 mi · 1,322 sqft$236,610 sold 2026-05
3000 Peppers PT · 0.1 mi · 1,650 sqft$282,500 sold 2026-08

Own a home nearby? See what it is worth today — What's your Toano home worth?

Sale & Tax History

List Price

$259,000

Price / Sq Ft

$185

Annual Taxes

$1,856

Monthly Tax

$155

HOA fee

$157 / mo

Tax Rate (effective)

0.72%

Sale Timeline (this listing)

EventDatePriceDetail
ListedOct 9, 2026$259,000—
Price reducedOct 28, 2026$259,000−$4,000
Currently listed—$259,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Toano Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

19 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 3038 Peppers Pt in a good school zone?+
The assigned zones on the listing record are Stonehouse Elementary (VaHome School Score 8.3/10), Toano Middle (VaHome School Score 7.2/10), Warhill (VaHome School Score 6.8/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 3038 Peppers Pt in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 3038 Peppers Pt have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Ground Maint, Trash Pickup.
When was 3038 Peppers Pt built?+
It was built in 2012, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Sarah Rubenstein · CENTURY 21 Nachman Realty · REIN MLS #10657222

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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3038 Peppers Pt, Toano — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

3038 Peppers Pt, Toano, Virginia 23168 · MLS #10657222 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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