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Norfolk › LAFAYETTE ANNEX › 3020 Tidewater Dr✓ Source: REIN MLS #10656787 · record updated Oct 7, 2026 · synced every 2 min · your inquiry is never resold
3020 Tidewater DR, NORFOLK VA 23509 - Main photo
3020 Tidewater DR, NORFOLK VA 23509 - Photo 2
3020 Tidewater DR, NORFOLK VA 23509 - Photo 3
3020 Tidewater DR, NORFOLK VA 23509 - Photo 4
3020 Tidewater DR, NORFOLK VA 23509 - Photo 5
4beds
2baths
2,500sqft
1days on market

3020 Tidewater Dr, Norfolk, VA 23509

New ListingResidential · built 1910 · LAFAYETTE ANNEX

Facts & features

Type

Residential

Year built

1910

Price / sqft

$108

HOA

None

Taxes

$2,642/yr

County

Norfolk VA

MLS #

10656787

Interior

Bedrooms
4
Full baths
2
Approx. sqft
2,500
Stories
2
Flooring
Carpet, Vinyl
Total rooms
9
Other rooms
1st Floor BR, Attic, Office/Study, Porch, Spare Room, Sun Room, Utility Room
Appliances
Dishwasher, Dryer, Range, Washer
Equipment
Ceiling Fan

Construction & exterior

Style
Tri-Level
Subtype
Detached
Foundation
Crawl, Sealed/Encapsulated Crawl Space
Roof
Asphalt Shingle
Exterior
Stone,Vinyl
Pool
No Pool
Fencing
Back Fenced

Utilities & systems

Heating
Electric
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
City/County

Lot, parking & ownership

Subdivision
LAFAYETTE ANNEX
Ownership
Fee Simple
Garage
No
Parking
1 Space
Possession
SETTLEMENT
Disclosures
Disclosure Statement

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

This will be a worry-free home for the savvy investor to add to their portfolio. New roof, HVAC, kitchen appliances, and flooring in 2022. 4 bedrooms, 2 baths, plus a sunroom that can be used as an office/study. Don't miss the rear accessory dwelling unit with a new roof, and plumbing and electrical in place. The rest has been stripped to the studs and is ready for your renovation. Low maintenance from the inside out, with a paved-over backyard that's a low-maintenance property manager's dream. Located in the heart of old Norfolk near public transportation and shopping, this is the opportunity you won't want to miss.

Listing courtesy of Debbie Merklinger · Atkinson Realty · REIN MLS #10656787

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

3020 Tidewater Drive is a four-bedroom, two-bath home built in 1910 with 2,500 square feet of living space. It sits in Norfolk, Virginia, just six minutes from Naval Medical Center Portsmouth. The lot puts you close to everyday conveniences, parks, and dining. Buyers comparing Norfolk homes for sale will find this address hard to overlook.

Keep searching in Norfolk

See all Norfolk homes for sale, including homes for sale in 23509, homes for sale zoned for Kings Daughters Hosp. Ep., and homes for sale zoned for Lindenwood Elementary School. Browse every listing among homes for sale in Norfolk — updated from the REIN MLS every few minutes. Nearby, look at Lakewood Area homes for sale, Norfolk waterfront homes for sale, Norfolk condos and townhomes for sale, and new construction homes in Norfolk.

Read the full overview ↓

Why this home stands out

A home built in 1910 carries something newer construction rarely delivers — real architectural bones. At 2,500 square feet, four bedrooms give you genuine room to spread out. Two full baths keep the morning routine moving. The Tidewater Drive corridor connects you quickly to two major installations and to the heart of Norfolk without a long commute in either direction. That combination of historic character, square footage, and location is genuinely uncommon in this zip code.

LAFAYETTE ANNEX and the Norfolk real estate market

Tidewater Drive runs through one of Norfolk's established inner-city corridors, where early-twentieth-century homes line streets shaded by mature trees. The housing stock here skews toward larger footprints than you'd expect this close to downtown — a holdover from the era when this stretch was built for space. Blocks are walkable and the street grid is easy to navigate. Norfolk itself is a city with real texture. The waterfront, the arts district, and the restaurant scene in Ghent are all within a short drive. Getting around is straightforward: Interstate 264 and the Downtown Tunnel connect you to the broader Hampton Roads region in minutes. Anyone browsing homes for sale in Norfolk quickly notices how much variety the city packs into a compact geography. The 23509 zip code sits near the geographic center of the city, which means shorter drives in every direction. Public transit runs along Tidewater Drive, adding a car-free option for daily errands.

What's nearby

Day-to-day errands are easy from 3020 Tidewater Drive. Food Lion is 0.4 miles away for a full grocery run. K & D Soul Food and Tony's Deli and Diner are both 0.2 miles out when you want a quick meal without cooking. Chen's Kitchen Chinese Restaurant is 0.4 miles for a weeknight dinner option. Chesapeake Athletic Club is 0.4 miles away for workouts. Shoop Park is 0.6 miles out, and Lafayette Dog Park is just 0.8 miles — a short drive or a manageable walk. Lakewood Park at 0.8 miles rounds out the green-space options nearby.

For different buyers

Base commute and VA loan notes

Naval Medical Center Portsmouth is about six minutes away by car. USCG Base Portsmouth is also six minutes in the same direction. VA loan financing is common among buyers in this corridor, and the four-bedroom layout means you are not squeezed for space. The 23509 zip code's central position in Norfolk keeps commute times short to multiple installations across Hampton Roads.

Room to grow

Four bedrooms across 2,500 square feet give you real breathing room. A second full bath means no bottleneck during busy mornings. The lot provides outdoor space, and the mature neighborhood streets add a sense of scale that smaller, newer builds rarely match. Lafayette Dog Park and Shoop Park are both under a mile away for active afternoons outside.

More buyer questions

How far is 3020 Tidewater Drive from Naval Medical Center Portsmouth?

The drive is about six minutes under normal traffic conditions. USCG Base Portsmouth is the same distance in the same direction.

What year was 3020 Tidewater Drive built?

The home was built in 1910, making it one of the older properties in the 23509 zip code. Buyers comparing homes for sale in 23509 will find that early-twentieth-century construction at this square footage is relatively rare.

Is 3020 Tidewater Drive in a flood zone?

Flood zone information for this address is covered in the FloodRisk tile on this page. Review that section for the current FEMA designation.

What parks are near 3020 Tidewater Drive?

Shoop Park is 0.6 miles away, and both Lafayette Dog Park and Lakewood Park are 0.8 miles out. All three are reachable by car in just a few minutes.

Are there homes for sale zoned for Lindenwood Elementary School near this address?

Yes — anyone researching homes for sale zoned for Lindenwood Elementary School or homes for sale zoned for Kings Daughters Hosp. Ep. will find 3020 Tidewater Drive worth a close look given its location within the 23509 zip code.

Want to see 3020 Tidewater Drive in person? Tom and Dariya Milan at LPT Realty are ready to set up your visit and answer every question along the way.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Norfolk$225K – $315K4+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510104

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 510104

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

9.9 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

In the Lakewood Area neighborhood of Norfolk. Norfolk houses for sale →

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$1,700/mo

Principal & interest

$1,401

Property tax

$220

Home insurance

$79

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$315,000 – $789,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

2930 Gate House RD · 1.9 mi · 2,505 sqft$479,950 sold 2026-06
123 College PL #912 · 2.3 mi · 2,436 sqft$789,000 sold 2026-09
1050 Mapole AVE · 1.5 mi · 2,019 sqft$339,999 sold 2026-07

Own a home nearby? See what it is worth today — What's your Norfolk home worth?

Sale & Tax History

List Price

$270,000

Price / Sq Ft

$108

Annual Taxes

$2,642

Monthly Tax

$220

HOA

None

Tax Rate (effective)

0.98%

Sale Timeline (this listing)

EventDatePriceDetail
ListedOct 6, 2026$270,000—
Currently listed—$270,000—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

1 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Is 3020 Tidewater Dr in a good school zone?+
The assigned zones on the listing record are Lindenwood Elementary (VaHome School Score 2.9/10), Azalea Gardens Middle, Maury (VaHome School Score 3.8/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 3020 Tidewater Dr in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 3020 Tidewater Dr have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 3020 Tidewater Dr built?+
It was built in 1910, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Debbie Merklinger · Atkinson Realty · REIN MLS #10656787

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

3020 Tidewater Dr, Norfolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

3020 Tidewater Dr, Norfolk, Virginia 23509 · MLS #10656787 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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