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Moyock › LOTUS RIDGE › 205 Pema St✓ Source: REIN MLS #10620603 · record updated Jul 13, 2026 · synced every 2 min · your inquiry is never resold
205 PEMA ST, MOYOCK NC 27958 - Main photo
205 PEMA ST, MOYOCK NC 27958 - Photo 2
205 PEMA ST, MOYOCK NC 27958 - Photo 3
205 PEMA ST, MOYOCK NC 27958 - Photo 4
205 PEMA ST, MOYOCK NC 27958 - Photo 5
$469,990
$277 / sqft · est. $2,834/mo →
3beds
2baths
1,696sqft
144days on market

205 Pema St, Moyock, NC 27958

ActiveResidential · built 2026 · LOTUS RIDGE

About this home

The listing, in the seller's words

Welcome to the Grand Opening of Lotus Ridge, Moyock's newest community featuring 1 acre homesites and beautifully designed ranch-style homes. Enjoy the perfect blend of privacy, space, and convenience — located just 2 miles from Chesapeake and 10 miles from the Edinburgh Shopping Center. Experience effortless main-level living in the Eden Cay. The foyer opens to a flexible room that works beautifully as a home office or optional third bedroom. A private secondary bedroom and full bath offer comfort for guests. The open layout features a spacious great room and gourmet kitchen with a large island and generous pantry—great for everyday living and gatherings. The owner's suite includes double vanities and an oversized closet. A 2-car garage and optional lanai complete this well-designed villa. Call today to schedule your appointment! Your ideal homesite awaits at Lotus Ridge!

Listing courtesy of Terri Stickle · BHHS RW Towne Realty · REIN MLS #10620603

VaHome team overview

Our read on this home

At a glance

205 Pema Street is a brand-new 2026-built single-family home in Moyock's Lotus Ridge subdivision, sitting on a full acre in Currituck County, North Carolina. Three bedrooms, two baths, and 1,696 square feet give you room to spread out without the density of a typical suburban lot.

Read the full overview ↓

Why this home stands out

What sets 205 Pema Street apart is the combination of new construction quality and genuine land. A full acre in Lotus Ridge means real breathing room — space for a garden, a fire pit, a future detached garage, or simply a backyard that doesn't end at your neighbor's fence. You're getting a freshly built home with modern systems and finishes on a lot size that's genuinely hard to find this close to the Virginia border.

LOTUS RIDGE and the Moyock real estate market

Lotus Ridge sits in Moyock, a small community in Currituck County that has become one of the more sought-after addresses for buyers who want North Carolina land prices with easy access to Hampton Roads. The area has a rural, unhurried character — wide lots, mature tree lines, and a pace that feels genuinely different from the denser neighborhoods just across the state line. Moyock itself is a crossroads community along Caratoke Highway (NC-168), which serves as the main artery connecting Currituck County to Chesapeake, Virginia. That corridor has seen steady growth in local services, making daily errands increasingly convenient without sacrificing the open feel that draws people here in the first place. Currituck County is the jurisdiction for property taxes and services, and the county has invested in infrastructure to support the area's growth. For buyers searching Moyock NC homes for sale, Lotus Ridge represents one of the newer pockets of development where you can still claim an acre of your own.

What's nearby

Everyday conveniences along the NC-168 Caratoke Highway corridor are closer than you might expect for a rural address. A Food Lion anchors grocery runs in the Moyock area, and a handful of local restaurants and fast-food options line the highway for quick weeknight dinners. The Virginia border is only a few miles north, which opens up the full retail and dining landscape of Chesapeake almost immediately. Outer Banks beaches are roughly an hour south via Caratoke Highway — a straight shot that makes weekend trips to Corolla or Kitty Hawk genuinely easy. Currituck County parks and natural areas add outdoor recreation options close to home.

For different buyers

For military families relocating

The USCG Finance Center Chesapeake is approximately 36 minutes from 205 Pema Street — a reasonable commute that puts you in North Carolina with a full acre of property. A VA loan can make financing a new-construction home like this straightforward, and the combination of land, new build quality, and proximity to the base makes Lotus Ridge worth a serious look for Coast Guard and other Hampton Roads military households.

For first-time buyers

If you've been watching Hampton Roads prices and wondering whether homeownership is within reach, Moyock offers a real alternative. A brand-new home in Lotus Ridge means no deferred maintenance surprises, modern energy efficiency, and a full acre of land — the kind of starter situation that's genuinely hard to replicate closer to the city. The NC-168 corridor keeps Virginia employers accessible without Virginia land prices.

More buyer questions

How far is 205 Pema Street from the Virginia border?

Moyock sits just a few miles south of the Virginia–North Carolina state line, so the Chesapeake city limits are typically reachable in under 10 minutes via Caratoke Highway (NC-168).

Is 205 Pema Street in a flood zone?

Flood zone status for this address is displayed in the FloodRisk tile on this page; Currituck County's FEMA maps are the authoritative source and should be reviewed before closing.

What is the lot size at 205 Pema Street?

The lot is one full acre, which is notably generous for a newer subdivision and provides significant outdoor space compared to typical suburban parcels in the region.

When was 205 Pema Street built?

The home was built in 2026, making it a brand-new construction with current building codes, modern mechanical systems, and contemporary finishes throughout.

Does Lotus Ridge have an HOA?

HOA status for Lotus Ridge should be confirmed through current community disclosures; your agent can pull the governing documents to clarify any rules, restrictions, or dues structure before you make an offer.

Ready to walk the lot and see the floor plan in person? Reach out to Tom and Dariya Milan at LPT Realty to schedule a visit to 205 Pema Street in Lotus Ridge.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryMoyock Elementary
    —
  • MiddleMoyock Middle
    —
  • HighCurrituck County
    —

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2026

Price / sqft

$277

HOA fee

$50/mo

Taxes

$2,500/yr

County

Moyock NC

Waterfront

Yes

MLS #

10620603

HOA association includes

Other

$50/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,696
Stories
1
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor Primary BR, Pantry, Porch
Appliances
Dishwasher, Dryer Hookup, Energy Star Appliance(s), Microwave, Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Stone,Vinyl
Pool
No Pool
Waterfront
Not Waterfront

Utilities & systems

Heating
Nat Gas
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
Septic

Lot, parking & ownership

Lot size
1.0000
Subdivision
LOTUS RIDGE
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
AT CLOSING
Miscellaneous
Warranty Plan

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 37053C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,834/mo

Principal & interest

$2,439

Property tax

$208

Home insurance

$137

PMI

None

HOA

$50

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$418,000 – $459,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

104 PEMA ST · 0 mi · 1,694 sqft$444,990 sold 2026-04
100 PEMA ST · 0.1 mi · 1,533 sqft$452,990 sold 2026-03
165 Green View RD · 1.1 mi · 1,673 sqft$418,000 sold 2026-06

Sale & Tax History

List Price

$469,990

Price / Sq Ft

$277

Annual Taxes

$2,500

Monthly Tax

$208

HOA fee

$50 / mo

Tax Rate (effective)

0.53%

Sale Timeline (this listing)

EventDatePriceDetail
ListedFeb 19, 2026$469,990—
Price increasedJun 28, 2026$469,990+$10,000
Currently listed—$469,990—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Moyock Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

144 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 205 Pema St in a good school zone?+
The assigned zones on the listing record are Moyock Elementary, Moyock Middle, Currituck County. School attendance zones can change — always confirm enrollment with the local school division.
Is 205 Pema St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 205 Pema St have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Other.
When was 205 Pema St built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Terri Stickle · BHHS RW Towne Realty · REIN MLS #10620603

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

205 Pema St, Moyock — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

205 Pema St, Moyock, North Carolina 27958 · MLS #10620603 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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