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Moyock › LOTUS RIDGE › 205 Pema St✓ Source: REIN MLS #10645948 · record updated Sep 2, 2026 · synced every 2 min · your inquiry is never resold
205 Pema ST, MOYOCK NC 27958 - Main photo
205 Pema ST, MOYOCK NC 27958 - Photo 2
205 Pema ST, MOYOCK NC 27958 - Photo 3
205 Pema ST, MOYOCK NC 27958 - Photo 4
205 Pema ST, MOYOCK NC 27958 - Photo 5
3beds
2baths
1,696sqft
38days on market

205 Pema St, Moyock, NC 27958

Under ContractResidential · built 2026 · LOTUS RIDGE

Facts & features

Type

Residential

Year built

2026

Price / sqft

$292

HOA fee

$50/mo

Taxes

$2,500/yr

County

Moyock NC

MLS #

10645948

HOA association includes

Other

$50/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,696
Stories
1
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor Primary BR, Pantry, Porch
Appliances
Dishwasher, Dryer Hookup, Energy Star Appliance(s), Microwave, Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Stone,Vinyl
Pool
No Pool

Utilities & systems

Heating
Nat Gas
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
Septic

Lot, parking & ownership

Lot size
1.0000
Subdivision
LOTUS RIDGE
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
AT CLOSING
Miscellaneous
Warranty Plan

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Welcome to the Grand Opening of Lotus Ridge, Moyock's newest community featuring 1 acre homesites and beautifully designed ranch-style homes. Enjoy the perfect blend of privacy, space, and convenience — located just 2 miles from Chesapeake and 10 miles from the Edinburgh Shopping Center. Experience effortless main-level living in the Eden Cay. The foyer opens to a flexible room that works beautifully as a home office or optional third bedroom. A private secondary bedroom and full bath offer comfort for guests. The open layout features a spacious great room and gourmet kitchen with a large island and generous pantry—great for everyday living and gatherings. The owner's suite includes double vanities and an oversized closet. A 2-car garage and optional lanai complete this well-designed villa. Call today to schedule your appointment! Your ideal homesite awaits at Lotus Ridge!

Listing courtesy of Terri Stickle · BHHS RW Towne Realty · REIN MLS #10645948

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

205 Pema Street is a brand-new 2026-built single-family home on a full acre in Lotus Ridge, Moyock, North Carolina — three bedrooms, two baths, and 1,696 square feet of thoughtfully laid-out living space with the elbow room that suburban Currituck County does best.

Read the full overview ↓

Why this home stands out

A full acre of land is genuinely hard to find this close to the Virginia border, and 205 Pema Street delivers it alongside fresh 2026 construction — meaning no deferred maintenance, no outdated systems, and no compromises inherited from a previous owner. Lotus Ridge is a quiet, low-traffic subdivision, and this lot gives you real breathing room between you and your neighbors. That combination of new build quality and generous land is the defining reason buyers zero in on this address.

LOTUS RIDGE and the Moyock real estate market

Lotus Ridge sits on the northern edge of Moyock, a small but steadily growing community in Currituck County, North Carolina — just a few miles south of the Virginia state line. The neighborhood has a calm, rural character without feeling remote: streets are quiet, lots are spacious, and the pace is unhurried. Moyock itself has been one of the faster-growing pockets of the Outer Banks region's inland corridor, attracting families and professionals who want more land per dollar without sacrificing reasonable access to Hampton Roads. Currituck County's lower property tax rate compared to many Virginia jurisdictions is a practical draw for buyers relocating across the border. The area rewards those who value open skies, manageable commutes, and a genuine sense of community over dense suburban living.

What's nearby

Everyday errands are easier than the rural setting might suggest. A Food Lion and a handful of local shops and services sit within a short drive in Moyock proper, and the larger retail corridor along Battlefield Boulevard in Chesapeake, Virginia — including Target, Walmart, and a wide range of restaurants — is roughly 20 to 25 minutes north. Outer Banks beaches are accessible via NC-168, making a weekend at the coast genuinely doable. The Elizabeth City area to the south adds additional dining and medical options, and Chesapeake Regional Medical Center is within practical reach for healthcare needs.

For different buyers

For military families relocating

The USCG Finance Center in Chesapeake is about 36 minutes from 205 Pema Street — a straightforward commute that keeps you well inside a reasonable daily drive. A VA loan can make financing a new-construction home like this one more accessible than many buyers expect, and the acre lot means space for a growing household. Families comparing Moyock addresses often find that Currituck County's cost of living stretches a BAH allotment further than comparable Virginia locations.

For families upgrading

If your current home feels like it's shrinking around you, a full acre and three bedrooms in a brand-new 2026 build is a meaningful step up. There's outdoor space for kids, pets, and weekend projects, and because everything is new construction, you're starting fresh — no renovation budget required. Lotus Ridge's low-traffic streets and spacious lots make it the kind of neighborhood where kids can actually play outside, and the home's 1,696 square feet are laid out for real daily life.

More buyer questions

How far is 205 Pema Street from USCG Finance Center Chesapeake?

The drive is approximately 36 minutes under typical conditions, heading north on NC-168 into Chesapeake, Virginia. It's a straightforward route with no major bottlenecks for most of the day.

Is 205 Pema Street in a flood zone?

Flood zone status for this address is detailed in the FloodRisk tile on this page, which pulls current FEMA map data. Currituck County's inland areas are generally lower-risk than coastal Outer Banks communities, but always verify with the current flood map before closing.

What is the lot size at 205 Pema Street?

The lot is one full acre, which is notably generous for a subdivision home in this part of Currituck County and gives you real separation from neighboring properties.

When was 205 Pema Street built?

The home was built in 2026, making it brand-new construction with current building codes, modern systems, and no deferred maintenance to inherit.

Does Lotus Ridge have an HOA?

Lotus Ridge does have a homeowners association — for current HOA rules and any associated requirements, your agent can pull the governing documents as part of the due diligence process.

Tom and Dariya Milan at LPT Realty know this corridor well — reach out to get your questions answered and find out what 205 Pema Street looks like up close.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Moyock$420K – $570K3+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryMoyock Elementary
    —
  • MiddleMoyock Middle
    —
  • HighCurrituck County
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 37053C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,921/mo

Principal & interest

$2,568

Property tax

$208

Home insurance

$144

PMI

None

HOA/Condo (paid separately)

$50

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$418,000 – $479,950

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

104 PEMA ST · 0.1 mi · 1,694 sqft$444,990 sold 2026-04
100 PEMA ST · 0 mi · 1,533 sqft$452,990 sold 2026-03
165 Green View RD · 0.9 mi · 1,673 sqft$418,000 sold 2026-06

Own a home nearby? See what it is worth today — What's your Moyock home worth?

Sale & Tax History

List Price

$494,990

Price / Sq Ft

$292

Annual Taxes

$2,500

Monthly Tax

$208

HOA fee

$50 / mo

Tax Rate (effective)

0.51%

Sale Timeline (this listing)

EventDatePriceDetail
ListedJul 26, 2026$494,990—
Price increasedJul 27, 2026$494,990+$25,000
Currently listed—$494,990—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Moyock Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 205 Pema St in a good school zone?+
The assigned zones on the listing record are Moyock Elementary, Moyock Middle, Currituck County. School attendance zones can change — always confirm enrollment with the local school division.
Is 205 Pema St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 205 Pema St have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Other.
When was 205 Pema St built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Terri Stickle · BHHS RW Towne Realty · REIN MLS #10645948

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

205 Pema St, Moyock — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

205 Pema St, Moyock, North Carolina 27958 · MLS #10645948 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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