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✓ Source: REIN MLS #10645948 · record updated Oct 26, 2026 · synced every 2 min · your inquiry is never resold
205 Pema ST, MOYOCK NC 27958 - Main photo
205 Pema ST, MOYOCK NC 27958 - Photo 2
205 Pema ST, MOYOCK NC 27958 - Photo 3
205 Pema ST, MOYOCK NC 27958 - Photo 4
205 Pema ST, MOYOCK NC 27958 - Photo 5
3beds
2baths
1,696sqft
38days on market

205 Pema St, Moyock, NC 27958

Under ContractResidential · built 2026 · LOTUS RIDGE

About this home

Welcome to the Grand Opening of Lotus Ridge, Moyock's newest community featuring 1 acre homesites and beautifully designed ranch-style homes. Enjoy the perfect blend of privacy, space, and convenience — located just 2 miles from Chesapeake and 10 miles from the Edinburgh Shopping Center. Experience effortless main-level living in the Eden Cay. The foyer opens to a flexible room that works beautifully as a home office or optional third bedroom. A private secondary bedroom and full bath offer comfort for guests. The open layout features a spacious great room and gourmet kitchen with a large island and generous pantry—great for everyday living and gatherings. The owner's suite includes double vanities and an oversized closet. A 2-car garage and optional lanai complete this well-designed villa. Call today to schedule your appointment! Your ideal homesite awaits at Lotus Ridge!

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10645948

Facts & features

Type

Residential

Year built

2026

Price / sqft

$292

HOA fee

$50/mo

Taxes

$2,500/yr

County

Moyock NC

MLS #

10645948

HOA association includes

Other

$50/mo HOA fee · N/A · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,696
Stories
1
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
6
Other rooms
1st Floor Primary BR, Pantry, Porch
Appliances
Dishwasher, Dryer Hookup, Energy Star Appliance(s), Microwave, Range, Refrigerator, Washer Hookup

Construction & exterior

Style
Traditional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Stone,Vinyl
Pool
No Pool

Utilities & systems

Heating
Nat Gas
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
Septic

Lot, parking & ownership

Lot size
1.0000
Subdivision
LOTUS RIDGE
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
AT CLOSING
Miscellaneous
Warranty Plan

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Meet 205 Pema Street in Moyock—a three-bedroom, two-bath home on one acre, built in 2026. The open layout spans 1,696 square feet with room to grow. You're about 12 minutes from NSA Northwest Annex, making this a solid choice for a straightforward commute.

Read the full overview ↓

Why this home stands out

This home sits on a full acre in Lotus Ridge, giving you genuine space and privacy. Built recently, the 2026 construction means modern systems and minimal immediate repairs. The three-bedroom, two-bath layout flows naturally across 1,696 square feet—enough room without feeling oversized. A one-acre lot is rare in many neighborhoods; here you get land to breathe and room for a garden, workshop, or whatever comes next.

LOTUS RIDGE and the Moyock real estate market

Lotus Ridge is a quiet residential community in Moyock, North Carolina, where properties sit on generous lots and the pace feels unhurried. Tree-lined streets and single-family homes define the character here. Moyock itself is a small town with a rural feel, yet close enough to the Outer Banks and Hampton Roads for weekend trips. Daily errands—groceries, gas, dining—are nearby without the noise of a busy corridor. The drive to Norfolk or Virginia Beach takes about 45 minutes, so you're not isolated if you need city services. Schools and local parks anchor the area. You'll find a genuine small-town lifestyle with the option to reach larger amenities when you need them.

What's nearby

Grocery stores and pharmacies sit within 10 minutes of Pema Street. Coffee shops and casual dining are scattered through Moyock and nearby communities. The Outer Banks beaches are roughly 30 minutes away, making weekend trips easy. Parks and outdoor recreation are part of the local fabric. NSA Northwest Annex is about 12 minutes south, and USCG Finance Center Chesapeake is roughly 36 minutes away. You're close enough to regional shopping and services without living in the thick of it.

For different buyers

Base commute and VA loan notes

NSA Northwest Annex sits about 12 minutes away—a straightforward commute from this Moyock address. Built in 2026, the home qualifies for VA loan financing and carries no immediate repair concerns. One acre gives your household room to settle in without delay. The three-bedroom, two-bath layout adapts easily to different needs.

Room to grow

Three bedrooms and two baths give you real flexibility—a home office, guest room, or space for hobbies. The one-acre lot is the standout feature: room for a garden, a workshop, or just elbow room. The 1,696-square-foot layout flows naturally without wasted hallways. Built in 2026, everything is fresh and ready to use.

More buyer questions

How far is 205 Pema Street from NSA Northwest Annex?

About 12 minutes by car, making it a straightforward commute for anyone working at the base.

What makes the lot size special?

One full acre is generous for a residential home, giving you genuine privacy and room for outdoor projects or a garden.

When was this home built?

The home was completed in 2026, so all systems and materials are new with no immediate repairs needed.

Is there space for a home office or workshop?

Yes—three bedrooms plus one acre means you can dedicate a room indoors and still have outdoor space for projects or storage.

How far is Moyock from the Outer Banks?

About 30 minutes, so weekend beach trips are easy without living right on the coast.

Contact Tom & Dariya Milan at LPT Realty to tour 205 Pema Street and explore what one acre and modern construction can offer your household.

Summary generated by AI from public records and publicly available information.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Moyock$420K – $570K3+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryMoyock Elementary
    —
  • MiddleMoyock Middle
    —
  • HighCurrituck County
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 37053C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 37053C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

13.4 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Military Commute

Drive times to nearest bases

NW Annex

Navy

15min·8.7mi

USCG Finance Ctr

Coast Guard

25min·19.9mi

NNSY

Navy

35min·28.2mi

Dam Neck

Navy

51min·32.6mi

NAS Oceana

Navy

51min·31.6mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,921/mo

Principal & interest

$2,568

Property tax

$208

Home insurance

$144

PMI

None

HOA/Condo (paid separately)

$50

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Price context — similar nearby homes

$418,000 – $529,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

125 PEMA ST · 0.1 mi · 1,694 sqft$448,990 sold 2026-09
104 PEMA ST · 0.1 mi · 1,694 sqft$444,990 sold 2026-04
131 Pema ST · 0.2 mi · 1,694 sqft$529,000 sold 2026-10

Own a home nearby? See what it is worth today — What's your Moyock home worth?

Sale & Tax History

List Price

$494,990

Price / Sq Ft

$292

Annual Taxes

$2,500

Monthly Tax

$208

HOA fee

$50 / mo

Tax Rate (effective)

0.51%

Sale Timeline (this listing)

EventDatePriceDetail
Price increasedJul 27, 2026$494,990+$25,000
ListedSep 18, 2026$494,990—
Currently listed—$494,990—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Moyock Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 205 Pema St in a good school zone?+
The assigned zones on the listing record are Moyock Elementary, Moyock Middle, Currituck County. School attendance zones can change — always confirm enrollment with the local school division.
Is 205 Pema St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 205 Pema St have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is N/A. Association amenities on record include: Other.
When was 205 Pema St built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10645948

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

205 Pema St, Moyock — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

205 Pema St, Moyock, North Carolina 27958 · MLS #10645948 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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