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MoyockLOTUS RIDGE125 Pema St✓ Source: REIN MLS #10635943 · record updated Jul 13, 2026 · synced every 2 min · your inquiry is never resold
125 PEMA ST, MOYOCK NC 27958 - Main photo
125 PEMA ST, MOYOCK NC 27958 - Photo 2
125 PEMA ST, MOYOCK NC 27958 - Photo 3
125 PEMA ST, MOYOCK NC 27958 - Photo 4
125 PEMA ST, MOYOCK NC 27958 - Photo 5
$449,990
$266 / sqft · est. $2,724/mo →
4beds
2baths
1,694sqft
53days on market

125 Pema St, Moyock, NC 27958

ActiveResidential · built 2026 · LOTUS RIDGE

About this home

The listing, in the seller's words

Don't miss the opportunity!!! 4 bedroom ranch floorplan on an acre lot that backs to the woods. Ready in August. Lotus Ridge, Moyock's newest community featuring 1 acre homesites and beautifully designed ranch-style homes. Enjoy the perfect blend of privacy, space, and convenience — located just 2 miles from Chesapeake and 10 miles from the Edinburgh Shopping Center. The Dominica Spring offers a bright, open design with four bedrooms and two baths, perfect for modern single-level living. The foyer leads into a spacious great room that flows into a gourmet kitchen featuring a large island and dining area. The private owner's suite includes double vanities and an expansive closet. A 2-car garage adds everyday convenience. This well-designed floorplan blends style, function, and comfort throughout. Call today to schedule your appointment!

Listing courtesy of Terri Stickle · BHHS RW Towne Realty · REIN MLS #10635943

VaHome team overview

Our read on this home

At a glance

A brand-new 2026-built home on nearly a full acre in Moyock's Lotus Ridge subdivision. Four bedrooms, two baths, and 1,694 square feet of thoughtfully designed space give you room to spread out well beyond the walls of the house.

Read the full overview ↓

Why this home stands out

What sets 125 Pema St apart is the combination of new construction quality and genuine land. At 0.92 acres, your backyard isn't a postage stamp — it's space for a garden, a fire pit, a playset, or simply breathing room between you and your neighbors. Lotus Ridge is a quiet Moyock community where that kind of lot size is the norm, not the exception, and the 2026 build year means everything is fresh from the foundation up.

LOTUS RIDGE and the Moyock real estate market

Moyock, North Carolina sits in Currituck County, right along the Virginia–North Carolina border, and that geography is a genuine selling point. You're close enough to the Hampton Roads metro to tap into its jobs, bases, and amenities, yet far enough to enjoy lower property taxes, larger lots, and a slower pace. Lotus Ridge fits that profile well — a residential subdivision where newer homes sit on spacious parcels and the surrounding area still has a rural, open feel. The town itself is growing steadily, with retail and services expanding along NC-168, the main corridor connecting Moyock to Chesapeake, Virginia to the north and the Outer Banks to the south. For anyone searching for Moyock NC new construction homes, this address checks the box on both build quality and elbow room. Currituck County's combination of low density and relative affordability continues to draw buyers who want more property without sacrificing access to a major metro area.

What's nearby

Daily errands are straightforward from 125 Pema St. The NC-168 corridor puts grocery stores, pharmacies, and big-box retailers within a short drive in either direction. Head north into Chesapeake, Virginia and you'll find a full range of dining, shopping, and services. The Outer Banks — with its beaches, fishing, and state parks — is accessible to the south via the same highway. Moyock itself has local spots for fuel, food, and hardware, and the broader Currituck County area offers parks and open space for outdoor recreation. The Virginia Beach oceanfront is roughly an hour away for a day trip.

For different buyers

For military families relocating

The USCG Finance Center Chesapeake is about 36 minutes north, making 125 Pema St a practical base for Coast Guard personnel. The commute is manageable, and a VA loan can make financing a new-construction home like this one more straightforward than many buyers expect. The nearly one-acre lot also gives military families the kind of outdoor space that's hard to find closer to base.

For families upgrading

If your current home feels like it's shrinking, 125 Pema St offers a genuine reset. Four bedrooms give everyone their own space, and the 0.92-acre lot means kids and pets have room to roam without leaving the yard. New construction in 2026 means you're not inheriting anyone else's deferred maintenance — the systems, finishes, and fixtures are all yours from day one.

More buyer questions

How far is 125 Pema St from USCG Finance Center Chesapeake?

The drive is approximately 36 minutes heading north on NC-168 into Chesapeake, Virginia. The route is straightforward with no major toll roads.

What county is 125 Pema St in, and how does that affect taxes?

The property sits in Currituck County, North Carolina, which generally carries lower property tax rates than neighboring Virginia jurisdictions. That difference is one reason many buyers look to Moyock when comparing options along the state line.

Is 125 Pema St part of an HOA?

Lotus Ridge does have an HOA. For current details on what the association covers and any community guidelines, your agent can pull the governing documents directly.

What is the flood risk at 125 Pema St?

Currituck County properties vary in flood zone designation; the flood risk tile on this page reflects the current FEMA mapping for this specific parcel.

How far is 125 Pema St from the Outer Banks beaches?

The northern Outer Banks — including Corolla — is roughly 45 to 55 minutes south via NC-168, depending on seasonal traffic. It's a realistic day-trip distance for regular beach visits.

Want to walk through 125 Pema St or talk through financing options like a VA loan? Tom and Dariya Milan at LPT Realty are ready to help — reach out and let's set something up.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryMoyock Elementary
  • MiddleMoyock Middle
  • HighCurrituck County

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2026

Price / sqft

$266

HOA fee

$50/mo

Taxes

$2,500/yr

County

Moyock NC

Waterfront

Yes

MLS #

10635943

HOA association includes

Other

$50/mo HOA fee · none · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
4
Full baths
2
Approx. sqft
1,694
Stories
1
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
7
Other rooms
1st Floor BR, 1st Floor Primary BR, Breakfast Area, Foyer, PBR with Bath, Porch
Appliances
Dishwasher, Dryer Hookup, Energy Star Appliance(s), Microwave, Gas Range, Refrigerator, Washer Hookup
Equipment
Gar Door Opener

Construction & exterior

Style
Ranch, Traditional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Stone,Vinyl
Pool
No Pool
Waterfront
Not Waterfront

Utilities & systems

Heating
Nat Gas
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
Septic

Lot, parking & ownership

Lot size
0.9200
Subdivision
LOTUS RIDGE
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car, Driveway Spc
Possession
AT CLOSE
Miscellaneous
Warranty Plan

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 37053C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,724/mo

Principal & interest

$2,335

Property tax

$208

Home insurance

$131

PMI

None

HOA

$50

Estimate only. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$418,000$459,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

104 PEMA ST · 0 mi · 1,694 sqft$444,990 sold 2026-04
100 PEMA ST · 0.1 mi · 1,533 sqft$452,990 sold 2026-03
165 Green View RD · 1 mi · 1,673 sqft$418,000 sold 2026-06

Sale & Tax History

List Price

$449,990

Price / Sq Ft

$266

Annual Taxes

$2,500

Monthly Tax

$208

HOA fee

$50 / mo

Tax Rate (effective)

0.56%

Sale Timeline (this listing)

EventDatePriceDetail
ListedMay 21, 2026$449,990
Price reducedJul 13, 2026$449,990−$20,000
Currently listed$449,990

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Moyock Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Market tempo

53 days on market — read it in context

Days on market reflects pricing, season, and inventory — compare it against similar nearby homes below before reading anything into it.

Questions buyers ask

Real questions, answered from the record

Is 125 Pema St in a good school zone?+
The assigned zones on the listing record are Moyock Elementary, Moyock Middle, Currituck County. School attendance zones can change — always confirm enrollment with the local school division.
Is 125 Pema St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 125 Pema St have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is none. Association amenities on record include: Other.
When was 125 Pema St built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Terri Stickle · BHHS RW Towne Realty · REIN MLS #10635943

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

125 Pema St, Moyock — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

125 Pema St, Moyock, North Carolina 27958 · MLS #10635943 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.