Why this home stands out
What sets 125 Pema St apart is the combination of a generous 0.92-acre lot and new construction in 2026 — meaning you get the breathing room of a nearly one-acre yard without the compromises of an older home. Lotus Ridge is a quiet, established-feeling subdivision that still has the bones of a brand-new build: fresh systems, modern finishes, and no deferred maintenance waiting around the corner.
LOTUS RIDGE and the Moyock real estate market
Moyock sits in the northern tip of Currituck County, North Carolina — a sweet spot that gives you a small-town pace with surprisingly easy access to Hampton Roads. Lotus Ridge is a residential subdivision tucked into the wooded, low-density landscape that defines this part of Currituck, where lots tend to be generous and neighbors aren't stacked on top of each other. The area has grown steadily as buyers discover that Moyock offers lower North Carolina property-tax rates while keeping Virginia Beach and Chesapeake within a reasonable commute. Currituck County has no incorporated city center, which keeps development measured and the character distinctly suburban-rural. You're close enough to the Virginia border to tap into Hampton Roads employment and amenities, yet far enough out that the roads stay calm and the sky stays dark at night.
What's nearby
Day-to-day errands are straightforward from 125 Pema St. The Moyock area has grocery options, fuel, and pharmacy stops along Caratoke Highway (US-158), the main commercial corridor serving northern Currituck County. The Outer Banks — with its beaches, fishing, and recreation — is accessible via the same highway heading south. Chesapeake, Virginia, is a short drive north, opening up a full range of big-box retail, dining, and services. For outdoor recreation, Currituck County's rural character means open land, waterways, and wildlife refuges are part of the everyday backdrop rather than a weekend destination.
For different buyers
For military families relocating
The USCG Finance Center Chesapeake is roughly 36 minutes from 125 Pema St — a manageable commute that keeps you in North Carolina's lower tax environment while staying close to duty. A VA loan can make a new-construction purchase like this especially straightforward, and the nearly one-acre lot gives a military family the space to spread out, store gear, and put down roots between assignments.
For families upgrading
Four bedrooms and a 0.92-acre lot mean room to grow — whether that's a play yard, a garden, or simply space between you and your neighbors. Built in 2026, everything here is new: no aging HVAC to budget for, no old roof to worry about. Lotus Ridge offers the kind of quiet, spread-out neighborhood where kids can actually be outside, and the lot gives you flexibility to add a shed, a deck, or whatever your family needs next.
More buyer questions
How far is 125 Pema St from the USCG Finance Center Chesapeake?
The drive from 125 Pema St in Moyock to the USCG Finance Center in Chesapeake, Virginia, is approximately 36 minutes under normal traffic conditions, heading north on Caratoke Highway into Chesapeake.
Is 125 Pema St in a flood zone?
Flood zone status for 125 Pema St is covered in the FloodRisk tile on this page, which reflects the most current FEMA mapping for this Currituck County parcel.
What county is 125 Pema St in, and does that affect taxes?
The property is in Currituck County, North Carolina, which generally carries lower property-tax rates than comparable jurisdictions across the Virginia border — one reason many Hampton Roads commuters have been drawn to Moyock in recent years.
How big is the lot at 125 Pema St?
The lot measures 0.92 acres — just under a full acre — giving you meaningful outdoor space by suburban standards and room for future additions like a detached garage, workshop, or expanded landscaping.
Can a VA loan be used to purchase a new-construction home like 125 Pema St?
Yes — a VA loan can be used for new-construction purchases, and 125 Pema St's 2026 build year means it will easily meet the VA's minimum property requirements, which can sometimes be a hurdle with older homes.
Want to walk the lot, talk through the floor plan, or ask about using a VA loan on a new build? Tom and Dariya Milan are ready to help you take the next step.
