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NorfolkCOTTAGE LINE2040 E Ocean View Ave✓ Source: REIN MLS #10654690 · record updated Sep 22, 2026 · synced every 2 min · your inquiry is never resold
2040 E Ocean View AVE, NORFOLK VA 23503 - Main photo
2040 E Ocean View AVE, NORFOLK VA 23503 - Photo 2
2040 E Ocean View AVE, NORFOLK VA 23503 - Photo 3
2040 E Ocean View AVE, NORFOLK VA 23503 - Photo 4
2040 E Ocean View AVE, NORFOLK VA 23503 - Photo 5
4beds
4.1baths
3,600sqft
0days on market

2040 E Ocean View Ave, Norfolk, VA 23503

Coming SoonResidential · built 2017 · COTTAGE LINE

Chapter · The Water

Life on the water

The waterfront is the reason this home exists. Its water record, straight from the listing: Bay, Deep Water, Navigable, Tidal.

Frontage

Bay · Tidal ✓ VERIFIED

Access

Deep-water access

Source: REIN MLS listing record · waterfront features as listed

Facts & features

Type

Residential

Year built

2017

Price / sqft

$278

HOA

None

Taxes

$10,103/yr

County

Norfolk VA

Waterfront

Yes

MLS #

10654690

Interior

Bedrooms
4
Full baths
4
Half baths
1
Approx. sqft
3,600
Stories
2
Flooring
Carpet, Laminate/LVP, Vinyl
Ensuite bedrooms
2
First-floor bed & full bath
Yes
Total rooms
8
Other rooms
1st Floor BR, Breakfast Area, In-Law Suite, Loft, PBR with Bath, Office/Study, Porch, Utility Room
Appliances
220 V Elec, Dishwasher, Disposal, Dryer, Microwave, Gas Range, Refrigerator, Washer
Equipment
Attic Fan, Cable Hookup, Ceiling Fan, Gar Door Opener, Generator Hookup
Accessibility
Elevator

Construction & exterior

Style
Modular
Subtype
Detached
Foundation
Basement
Roof
Asphalt Shingle
Exterior
Fiber Cement,Other
Pool
No Pool
Fencing
Partial
Waterfront
Bay,Deep Water,Navigable,Tidal
Deep-water access
Yes

Utilities & systems

Heating
Forced Hot Air, Nat Gas, Zoned
Cooling
Central Air
Water heater
Gas
Water
City/County
Sewer
City/County

Lot, parking & ownership

Lot size
0.4660
Subdivision
COTTAGE LINE
Ownership
Fee Simple
Garage
Yes
Parking
Garage Det 3+ Car, Close to Mass Transit, Multi Car, Driveway Spc
Possession
SETTLEMENT
Disclosures
Pet on Premises

See more Norfolk waterfront homes.

Sources: REIN MLS record · null fields are suppressed, never faked

About this home

Wake up to sweeping CHESAPEAKE BAY water views from your own sandy shoreline in this rare, direct BAY FRONT and private retreat with an income-producing carriage house too! Coastal living at its finest in this beach home boasting expansive water views -step outside and sink your toes into the soft, sandy beach just beyond your door. The spacious deck offers an inviting setting for relaxing or entertaining , in the refreshing Bay breezes while taking in breathtaking sunrises and sunsets. Additional highlights include a compelling opportunity of an income producing carriage house(currently rented), + check out the partially finished basement! A flexible bonus space ready for game nights, a home gym, office or the ultimate hangout spot! Then add the private elevator, solar panels , no flood insurance required, a newly paved driveway and freshly painted interior and exterior,-this just keeps getting better and better! This home is ideally located near military bases,HRBT, shopping and a diverse selection of local eateries-and COVA craft brewery, that features live music and our true coastal vibe.This distinctive property presents a versatile opportunity as a full time residence, coastal retreat, or income producing home.Make the Chesapeake Bay your backyard and embrace the unforgettable coastal lifestyle you've always dreamed of!

Listing courtesy of Marian Shortt Schutts · Iron Valley Real Est Norfolk · REIN MLS #10654690

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Meet 2040 E Ocean View Ave — a 2017-built, 4-bedroom, 4.1-bath home stretching 3,600 square feet along Norfolk's East Ocean View corridor, minutes from both JEB Little Creek-Fort Story and Naval Station Norfolk. Beach access, parks, and everyday conveniences are all within a short walk or drive.

Read the full overview ↓

Why this home stands out

Built in 2017, this 3,600-square-foot residence brings modern construction to one of Norfolk's most coveted waterside addresses. Four full bedrooms, four and a half baths, and a layout generous enough to grow into — all without the compromises that come with older stock. You're getting newer mechanicals, contemporary finishes, and a location that puts two major military installations within ten minutes, making this a genuinely rare combination on the East Ocean View strip.

COTTAGE LINE and the Norfolk real estate market

East Ocean View is the part of Norfolk where the city exhales. The neighborhood runs along the Chesapeake Bay shoreline, and the atmosphere reflects that — wide streets, salt air, and a community that tends to stay put once it arrives. Residents here trade the hustle of downtown for direct beach access, bay breezes, and a pace that feels more coastal town than urban grid. Norfolk itself is one of the most historically layered cities on the East Coast, home to the world's largest naval station, a thriving arts scene in the NEON District, and a waterfront that keeps reinventing itself. For families comparing homes for sale in Norfolk, East Ocean View offers something the denser urban neighborhoods can't: breathing room with city infrastructure still close by. The 23503 zip code sits at the northeastern edge of the city, which means less cut-through traffic and a genuine neighborhood feel without sacrificing access to I-64 or the Hampton Roads Bridge-Tunnel corridor.

What's nearby

Grove St. Beach Access is just 0.3 miles away — a quick walk when the weather calls for it. Bay Oaks Park and Pretty Lake Playground are both within 0.6 miles, giving younger residents plenty of outdoor space to burn energy. For everyday needs, a 7-Eleven is right at 0.2 miles and handles the quick stops with ease. When you want something more substantial, Peppers Indian Cuisine is 0.8 miles out and brings genuine flavor to the neighborhood dining rotation. Homes for sale in 23503 don't always land this close to both beach access and park space simultaneously — 2040 E Ocean View Ave is an exception worth noting.

For different buyers

For military families relocating

JEB Little Creek-Fort Story is seven minutes from the front door, and Naval Station Norfolk is ten. For active-duty households weighing a VA loan, that commute math is hard to argue with. The 3,600-square-foot floor plan handles PCS moves gracefully — there's room for a home office, a dedicated guest room, and still space left over for the family to spread out without stepping on each other.

For families upgrading

If your current home has started to feel like it's shrinking around you, 2040 E Ocean View Ave answers that problem directly. Four bedrooms, four and a half baths, and 3,600 square feet built in 2017 means you're not inheriting someone else's deferred maintenance — you're stepping into a house that was designed for the way families actually live today. Families comparing homes for sale zoned for Norview High School and homes for sale zoned for Bay View Elementary will find this address sits within that attendance boundary.

More buyer questions

How far is 2040 E Ocean View Ave from JEB Little Creek-Fort Story?

The drive to JEB Little Creek-Fort Story runs about seven minutes under normal traffic conditions, making this one of the closer residential options to that installation in Norfolk.

How far is 2040 E Ocean View Ave from Naval Station Norfolk?

Naval Station Norfolk is approximately ten minutes away by car, a commute that holds up well even during peak morning hours given the route options out of East Ocean View.

Is 2040 E Ocean View Ave in a flood zone?

East Ocean View properties vary in flood zone designation given the neighborhood's proximity to the Chesapeake Bay — check the FloodRisk tile on this page for the specific FEMA flood zone assigned to this address.

What is the lot and property type at 2040 E Ocean View Ave?

This is a residential single-family property built in 2017, offering 3,600 square feet of living space with 4 bedrooms and 4.1 bathrooms in the East Ocean View section of Norfolk.

Where is the nearest beach access to 2040 E Ocean View Ave?

Grove St. Beach Access is 0.3 miles from the property — close enough to walk — providing direct access to the Chesapeake Bay shoreline that defines the East Ocean View neighborhood.

Ready to see 2040 E Ocean View Ave in person? Tom and Dariya Milan know this corridor well — reach out and let's get you through the door.

Summary generated by AI from public records and publicly available information.

Homes like this one sell fast — see the next one first

Norfolk$845K – $1.2M4+ beds

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Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 510104

Flood Risk

Looking up FEMA flood zone…

Explore this neighborhood

Ocean View

Ocean View is a waterfront neighborhood in Norfolk, Virginia, known for its access to the Chesapeake Bay and maritime character.

$400K

Median sale · 12 mo

$256

Sold $/sq ft

31d

Days on market

69

For sale now

$61K

HH income

36.5%

Owner-occupied

REIN MLS closed sales, trailing 12 mo · U.S. Census ACS 2024 5-year

Explore Ocean View
Map of Ocean View with neighborhood boundaryNeighborhood

Norfolk homes for sale

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$6,319/mo

Principal & interest

$5,185

Property tax

$842

Home insurance

$291

PMI

None

HOA/Condo (paid separately)

None

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Price context — similar nearby homes

$430,000$1,525,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

2057 E Ocean View AVE · 0.1 mi · 3,312 sqft$470,000 sold 2026-08
2061 E Ocean View AVE · 0.1 mi · 3,212 sqft$430,000 sold 2026-08
4019 Rugosa Rose CT · 1.4 mi · 4,059 sqft$1,350,000 sold 2026-06

Own a home nearby? See what it is worth today — What's your Norfolk home worth?

Sale & Tax History

List Price

$999,340

Price / Sq Ft

$278

Annual Taxes

$10,103

Monthly Tax

$842

HOA

None

Tax Rate (effective)

1.01%

Sale Timeline (this listing)

EventDatePriceDetail
ListedSep 22, 2026$999,340
Currently listed$999,340

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Norfolk Real Estate Assessor

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 2040 E Ocean View Ave in a good school zone?+
The assigned zones on the listing record are Bay View Elementary (VaHome School Score 3/10), Azalea Gardens Middle, Norview (VaHome School Score 2.7/10). School attendance zones can change — always confirm enrollment with the local school division.
Is 2040 E Ocean View Ave in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Is 2040 E Ocean View Ave a waterfront property?+
Yes. The listing record shows: Bay,Deep Water,Navigable,Tidal.
Does 2040 E Ocean View Ave have an HOA?+
No — there are no HOA, condo, or association dues on the listing record for this property.
When was 2040 E Ocean View Ave built?+
It was built in 2017, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Marian Shortt Schutts · Iron Valley Real Est Norfolk · REIN MLS #10654690

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

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2040 E Ocean View Ave, Norfolk — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

2040 E Ocean View Ave, Norfolk, Virginia 23503 · MLS #10654690 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.