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✓ Source: REIN MLS #10642299 · record updated Oct 26, 2026 · synced every 2 min · your inquiry is never resold
203 PEMA ST, MOYOCK NC 27958 - Main photo
203 PEMA ST, MOYOCK NC 27958 - Photo 2
203 PEMA ST, MOYOCK NC 27958 - Photo 3
203 PEMA ST, MOYOCK NC 27958 - Photo 4
203 PEMA ST, MOYOCK NC 27958 - Photo 5
3beds
2baths
1,533sqft
0days on market

203 Pema St, Moyock, NC 27958

Under ContractResidential · built 2026 · LOTUS RIDGE

About this home

Welcome to the Grand Opening of Lotus Ridge, Moyock's newest community featuring 1 acre homesites and beautifully designed ranch-style homes. Enjoy the perfect blend of privacy, space, and convenience — located just 2 miles from Chesapeake and 10 miles from the Edinburgh Shopping Center. The Grand Cayman features a bright, open layout that blends the kitchen, dining area, and great room for easy, comfortable living. The spacious kitchen offers excellent workspace and clear sightlines to the main living area. The great room provides generous space for seating and media, creating a versatile hub for everyday use. This efficient single-level design delivers modern flow, practical comfort, and a layout that fits a variety of lifestyles. Call today to schedule your appointment! Your ideal homesite awaits at Lotus Ridge!

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10642299

Facts & features

Type

Residential

Year built

2026

Price / sqft

$308

HOA fee

$50/mo

Taxes

$2,500/yr

County

Moyock NC

MLS #

10642299

HOA association includes

Other

$50/mo HOA fee · none · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,533
Stories
1
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
7
Other rooms
1st Floor BR, 1st Floor Primary BR, Breakfast Area, Foyer, PBR with Bath, Pantry, Porch
Appliances
Dishwasher, Dryer Hookup, Energy Star Appliance(s), Microwave, Range, Refrigerator, Washer Hookup
Equipment
Gar Door Opener

Construction & exterior

Style
Ranch, Traditional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Stone,Vinyl
Pool
No Pool

Utilities & systems

Heating
Nat Gas
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
Septic

Lot, parking & ownership

Lot size
1.0000
Subdivision
LOTUS RIDGE
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
AT CLOSE
Miscellaneous
Warranty Plan

Sources: REIN MLS record

Tom & Dariya's overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · Brokered by LPT Realty

At a glance

Brand-new three-bedroom, two-bath home in Moyock, North Carolina, built in 2026 with 1,533 square feet of contemporary living space. Located about 12 minutes from NSA Northwest Annex. Everything is new, under warranty, and ready to occupy.

Read the full overview ↓

Why this home stands out

This home features contemporary construction and current building standards throughout. Three bedrooms and two full baths give you flexibility for a home office, guest room, or hobby space. The 2026 build means no surprises—all systems are new, appliances are current, and you're starting with a clean slate. Moyock sits between the Outer Banks and the Piedmont, offering small-town character with growing convenience and reasonable access to both coastal and urban amenities.

LOTUS RIDGE and the Moyock real estate market

Moyock is a quiet residential community in Currituck County, North Carolina, where tree-lined streets and newer homes define the character. The town has a rural feel but sits within reach of both coastal and urban amenities. You're about 12 minutes to NSA Northwest Annex, making this a practical choice for base commuters. Heading south puts you near the Outer Banks; heading west connects you to larger retail and services in the Elizabeth City area. Daily errands are manageable—local shops, restaurants, and a pharmacy are within a short drive. The broader region blends coastal access with small-town living, and Moyock itself remains a place where neighbors know each other and the pace stays relaxed.

What's nearby

Moyock's main commercial corridor sits a few minutes away, with a local pharmacy, grocery options, and casual dining within easy reach. The town has a post office and hardware stores for everyday needs. Currituck County parks offer outdoor recreation, including boat launches and fishing access if you enjoy the water. The Outer Banks beaches are roughly 30 minutes south, and Elizabeth City—a larger hub with more shopping and dining—is about 20 minutes west.

For different buyers

Base commute and VA loan notes

About 12 minutes to NSA Northwest Annex. New construction qualifies for VA loan financing. Everything arrives new with no repairs needed—all systems and appliances are under warranty. The commute is short enough for daily travel, and Moyock's lower cost of living stretches your housing budget further than nearby urban areas.

Room to grow

Three bedrooms let you add a home office, guest suite, or hobby room. Two full baths mean less morning conflict. The 2026 build includes modern layouts and efficient systems. A new home also means predictable maintenance and no hidden structural surprises to budget for down the road.

More buyer questions

How far is 203 Pema St from NSA Northwest Annex?

About 12 minutes by car. It's a straightforward commute from Moyock to the base.

What year was this home built?

2026. It's brand new, so all systems, appliances, and finishes are current and under warranty.

Are there grocery stores and pharmacies nearby?

Yes. Moyock has a local pharmacy and grocery options within a few minutes' drive. Larger shopping is in Elizabeth City, about 20 minutes west.

Can I use a VA loan to buy this home?

Yes. New construction homes in North Carolina are eligible for VA loan financing, and this 2026 build qualifies.

How far is the beach from Moyock?

The Outer Banks beaches are roughly 30 minutes south. It's close enough for weekend trips but far enough that you keep the quiet, small-town feel at home.

Ready to explore this new home in Moyock? Contact Tom & Dariya Milan to schedule a tour and learn more about the property.

Summary generated by AI from public records and publicly available information.

How Far Is?

Driving distance by road and typical drive time via Google Maps, to the nearest location of each.

Also nearby

Distances are straight-line (as the crow flies) from this property, not driving miles. Places within ~1 mile, nearest first. Powered by Google Places.

Homes like this one sell fast — see the next one first

Moyock$400K – $545K3+ beds

By subscribing you agree to receive listing emails from Tom & Dariya Milan, Realtors, at most one a day. Unsubscribe anytime · Privacy PolicyBrokered by LPT Realty

Schools

VaHome School Score

Our own 1–10 rating, scored from Virginia Department of Education data.

  • ElementaryMoyock Elementary
    —
  • MiddleMoyock Middle
    —
  • HighCurrituck County
    —

VaHome School Score — calculated by VaHome.com from Virginia Department of Education assessment, progress, and attendance data. Attendance zones come from the MLS listing record; confirm the current zone with the school division before making an offer.

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 37053C

Flood Risk (FEMA)

Source: FEMA National Flood Hazard Layer · FIRM 37053C

Low / Moderate Risk

FEMA flood zone

X (low to moderate risk)

Base flood elevation

Not applicable in low-risk zones

Zone X is outside the Special Flood Hazard Area; FEMA doesn\u2019t define a BFE here.

Property elevation

13.7 ft above sea level

USGS 3DEP digital elevation model

Outside the high-risk Special Flood Hazard Area. Federal flood insurance is NOT required, though optional preferred-rate NFIP coverage is still worth considering in coastal Hampton Roads.

Data sources: Flood zone and base flood elevation come from FEMA\u2019s National Flood Hazard Layer. Property elevation is sampled from a single point on the parcel using the USGS National Map elevation service \u2014 actual elevations across a single property can vary by several feet higher or lower than the figure shown. Use these numbers as a starting reference and do your own due diligence (a professional survey or elevation certificate) before relying on them for any financial, insurance, or construction decision.

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Military Commute

Drive times to nearest bases

NW Annex

Navy

15min·8.7mi

USCG Finance Ctr

Coast Guard

25min·19.9mi

NNSY

Navy

35min·28.2mi

Dam Neck

Navy

51min·32.6mi

NAS Oceana

Navy

51min·31.6mi

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Payment Calculator

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,799/mo

Principal & interest

$2,452

Property tax

$208

Home insurance

$138

PMI

None

HOA/Condo (paid separately)

$50

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Comparables

Price context — similar nearby homes

$380,000 – $529,000

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

100 PEMA ST · 0.1 mi · 1,533 sqft$452,990 sold 2026-03
104 PEMA ST · 0 mi · 1,694 sqft$444,990 sold 2026-04
125 PEMA ST · 0 mi · 1,694 sqft$448,990 sold 2026-09

Own a home nearby? See what it is worth today — What's your Moyock home worth?

Sale & Tax History

List Price

$472,650

Price / Sq Ft

$308

Annual Taxes

$2,500

Monthly Tax

$208

HOA fee

$50 / mo

Tax Rate (effective)

0.53%

Sale Timeline (this listing)

EventDatePriceDetail
ListedOct 26, 2026$472,650—
Currently listed—$472,650—

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Moyock Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Is 203 Pema St in a good school zone?+
The assigned zones on the listing record are Moyock Elementary, Moyock Middle, Currituck County. School attendance zones can change — always confirm enrollment with the local school division.
Is 203 Pema St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 203 Pema St have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is none. Association amenities on record include: Other.
When was 203 Pema St built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

Brokered by LPT Realty · Hampton Roads

Listing courtesy of Jenny Lovell · BHHS RW Towne Realty · REIN MLS #10642299

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

203 Pema St, Moyock — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

203 Pema St, Moyock, North Carolina 27958 · MLS #10642299 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.

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