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MoyockLOTUS RIDGE203 Pema St✓ Source: REIN MLS #10642299 · record updated Jul 1, 2026 · synced every 2 min · your inquiry is never resold
203 PEMA ST, MOYOCK NC 27958 - Main photo
203 PEMA ST, MOYOCK NC 27958 - Photo 2
203 PEMA ST, MOYOCK NC 27958 - Photo 3
203 PEMA ST, MOYOCK NC 27958 - Photo 4
203 PEMA ST, MOYOCK NC 27958 - Photo 5
$472,650
$308 / sqft · est. $2,849/mo →
3beds
2baths
1,533sqft
0days on market

203 Pema St, Moyock, NC 27958

Under ContractResidential · built 2026 · LOTUS RIDGE

About this home

The listing, in the seller's words

Welcome to the Grand Opening of Lotus Ridge, Moyock's newest community featuring 1 acre homesites and beautifully designed ranch-style homes. Enjoy the perfect blend of privacy, space, and convenience — located just 2 miles from Chesapeake and 10 miles from the Edinburgh Shopping Center. The Grand Cayman features a bright, open layout that blends the kitchen, dining area, and great room for easy, comfortable living. The spacious kitchen offers excellent workspace and clear sightlines to the main living area. The great room provides generous space for seating and media, creating a versatile hub for everyday use. This efficient single-level design delivers modern flow, practical comfort, and a layout that fits a variety of lifestyles. Call today to schedule your appointment! Your ideal homesite awaits at Lotus Ridge!

Listing courtesy of Terri Stickle · BHHS RW Towne Realty · REIN MLS #10642299

VaHome team overview

Our read on this home

by Tom & Dariya Milan, REALTORS® · LPT Realty

At a glance

203 Pema St is a brand-new 2026-built home in Moyock, North Carolina — three bedrooms, two baths, and 1,533 square feet of thoughtfully laid-out living space on a quiet street in one of the fastest-growing corners of the Outer Banks corridor.

Read the full overview ↓

Why this home stands out

New construction means everything is yours from day one — fresh systems, current building codes, and zero deferred maintenance waiting around the corner. At 1,533 square feet, the floor plan is efficient without feeling cramped, and the three-bedroom, two-bath layout works equally well for a small family or a household that wants a dedicated home office. Moyock's low Currituck County tax rate adds a quiet financial advantage that homeowners here tend to appreciate over time.

LOTUS RIDGE and the Moyock real estate market

Moyock sits in the northern tip of Currituck County, North Carolina, right along the US-168 corridor that connects Hampton Roads to the Outer Banks. It's a community that has grown steadily because it offers something genuinely rare: a rural, small-town feel with easy access to both Virginia Beach and the beach towns further south. Neighbors here tend to know each other, lots are generous, and the pace is noticeably calmer than the denser suburbs just across the state line. Currituck County governs the area, which keeps property taxes among the lowest in the region — a detail that matters when you're thinking about the full cost of ownership. Moyock is not a place you pass through; it's a place people choose deliberately, and once they're here, they tend to stay.

What's nearby

Daily errands are straightforward from 203 Pema St. The Moyock area has seen steady retail growth along US-168, putting grocery options, fuel, and casual dining within a short drive. The Virginia border is only minutes north, opening up the full commercial corridor of Chesapeake — big-box stores, specialty grocers, and a wide range of restaurants. Outer Banks beaches are roughly an hour south via US-168, making a weekend at the shore genuinely doable. For green space, Currituck County parks and the open rural landscape surrounding Moyock give the area a natural, unhurried character that's hard to find this close to a major metro.

For different buyers

For military families relocating

The USCG Finance Center Chesapeake is about 36 minutes from 203 Pema St — a manageable commute that puts you in North Carolina's lower-tax Currituck County rather than paying Virginia rates. A VA loan can make a new-construction purchase like this one especially straightforward, and the 2026 build date means you're unlikely to face major repair costs during a typical tour of duty.

For first-time buyers

A 2026-built home removes a lot of the uncertainty that comes with buying older properties — new appliances, new roof, new everything. At 1,533 square feet across three bedrooms and two baths, 203 Pema St gives you real, livable space without overextending. Currituck County's tax rates are among the most favorable in the region, and a VA loan, if you qualify, can make the path to ownership even more accessible.

More buyer questions

How far is 203 Pema St from USCG Finance Center Chesapeake?

The drive is approximately 36 minutes under normal traffic conditions, heading north on US-168 into Chesapeake, Virginia. The route is straightforward with no major bottlenecks for most of the commute.

What county is 203 Pema St in, and does that affect taxes?

The property falls within Currituck County, North Carolina, which consistently carries one of the lowest property tax rates in the Hampton Roads–Outer Banks region. Many buyers crossing from Virginia are pleasantly surprised by the difference.

Is 203 Pema St in a flood zone?

Flood zone status for this address is detailed in the FloodRisk tile on this page, which pulls current FEMA map data. It's worth reviewing before closing, as Currituck County has varied flood designations across its geography.

What year was 203 Pema St built?

The home was built in 2026, making it brand-new construction. All major systems — HVAC, plumbing, electrical, and roofing — are new and built to current North Carolina building code standards.

Can a VA loan be used to purchase 203 Pema St?

Yes — VA loans can be used on new construction in North Carolina, though the process involves a few additional steps around appraisals and builder documentation. Eligible buyers often find it one of the most cost-effective paths to ownership on a property like this.

Want to walk through 203 Pema St or talk through what new construction in Moyock looks like from a buyer's perspective? Tom and Dariya Milan at LPT Realty are ready to help.

Summary generated by AI from public records and publicly available information.

Schools

  • ElementaryMoyock Elementary
  • MiddleMoyock Middle
  • HighCurrituck County

Info provided by GreatSchools

Facts & features

The record, sourced

Type

Residential

Year built

2026

Price / sqft

$308

HOA fee

$50/mo

Taxes

$2,500/yr

County

Moyock NC

MLS #

10642299

HOA association includes

Other

$50/mo HOA fee · none · per the REIN MLS listing record — confirm inclusions with the association.

Interior

Bedrooms
3
Full baths
2
Approx. sqft
1,533
Stories
1
Flooring
Carpet, Laminate/LVP
Ensuite bedrooms
1
First-floor bed & full bath
Yes
Total rooms
7
Other rooms
1st Floor BR, 1st Floor Primary BR, Breakfast Area, Foyer, PBR with Bath, Pantry, Porch
Appliances
Dishwasher, Dryer Hookup, Energy Star Appliance(s), Microwave, Range, Refrigerator, Washer Hookup
Equipment
Gar Door Opener

Construction & exterior

Style
Ranch, Traditional
Subtype
Detached
Foundation
Slab
Roof
Asphalt Shingle
Exterior
Stone,Vinyl
Pool
No Pool

Utilities & systems

Heating
Nat Gas
Cooling
Central Air
Water heater
Electric
Water
City/County
Sewer
Septic

Lot, parking & ownership

Lot size
1.0000
Subdivision
LOTUS RIDGE
Ownership
Fee Simple
Garage
Yes
Parking
Garage Att 2 Car
Possession
AT CLOSE
Miscellaneous
Warranty Plan

Sources: REIN MLS record · null fields are suppressed, never faked

Flood & environment

FEMA flood zone X · outside the high-risk area · FIRM 37053C

Flood Risk

Looking up FEMA flood zone…

Hurricane Evacuation Zone

Not in a designated hurricane evacuation zone.

Source: Virginia Dept. of Emergency Management — Know Your Zone

Location intelligence

Minutes to real places, not a score

Location & Neighborhood

Places within ~1 mile, ordered by distance from this property. Powered by Google Places.

Military Commute

Drive times to nearest bases

Drive times via Google Maps with current traffic patterns. Times are typical and may vary by time of day. Use the "Analyze" button up top to see live drive time to your saved base.

The numbers

Run the real carrying cost

Estimates only — taxes come from the public record; confirm rates with your lender. VA-eligible buyers: $0-down financing may apply.

Estimate your monthly payment

$2,799/mo

Principal & interest

$2,452

Property tax

$208

Home insurance

$138

PMI

None

HOA/Condo (paid separately)

$50

Estimate only. Association (HOA/condo) fees are paid separately and are not included in the payment above. Insurance assumed at 0.35% of home value annually. Actual taxes, insurance, and rate will vary by lender, credit, and property. Contact a lender for a personalized quote.

Value & history

Judge value on real ground

Why we show no algorithmic estimate.

National AVMs misprice homes whose value drivers they can't see. Instead: the sourced assessment above, the carrying cost, real price history, and honest comparables below.

Price context — similar nearby homes

$360,000$452,990

The 6 most similar homes nearby (same city, within ~20% of this size, ~2.5 mi; 6 sold). Context for judging the asking price — not an appraisal or an estimate of this home's value.

100 PEMA ST · 0.1 mi · 1,533 sqft$452,990 sold 2026-03
104 PEMA ST · 0 mi · 1,694 sqft$444,990 sold 2026-04
102 PEMA ST · 0 mi · 1,338 sqft$399,990 sold 2026-04

Sale & Tax History

List Price

$472,650

Price / Sq Ft

$308

Annual Taxes

$2,500

Monthly Tax

$208

HOA fee

$50 / mo

Tax Rate (effective)

0.53%

Sale Timeline (this listing)

EventDatePriceDetail
ListedAug 4, 2026$472,650
Currently listed$472,650

Looking for multi-year tax assessments or prior sales? REIN MLS only ships data for the current listing. For full property history, check the city assessor record:

Moyock Assessor (Google)

Tax data above from REIN public-records sync. Sale timeline tracked from this listing's first appearance in our feed forward; prior owner sales are not included.

Comparable Properties

Comps are selected by city, bed count, square footage and price proximity. Composite similarity score weights bed match, sqft variance, price variance, and straight-line distance.

Questions buyers ask

Real questions, answered from the record

Is 203 Pema St in a good school zone?+
The assigned zones on the listing record are Moyock Elementary, Moyock Middle, Currituck County. School attendance zones can change — always confirm enrollment with the local school division.
Is 203 Pema St in a flood zone?+
FEMA maps this parcel in Zone X, outside the high-risk Special Flood Hazard Area. See the flood section on this page for details and sources.
Does 203 Pema St have an HOA?+
Yes — HOA dues are on record for this property (the current amount is shown in the facts section on this page). The association of record is none. Association amenities on record include: Other.
When was 203 Pema St built?+
It was built in 2026, per the listing record.

Answers generated from the listing record, verified school zones, FEMA data, and cached nearby-places data — never invented.

The people

You'll talk to a person, not a lead queue

TD

Tom & Dariya Milan

LPT Realty · Hampton Roads · answer their own phone

✓ Your inquiry goes to Tom & Dariya — never sold to strangers

Listing courtesy of Terri Stickle · BHHS RW Towne Realty · REIN MLS #10642299

Call or text (757) 777-7577

Ask Dariya — instant answers

Schools, flood, drive times, what it really costs to own — answered from this page's data, by chat or voice.

Schedule a private tour

Free, no obligation — your inquiry goes to Tom & Dariya, never resold.

203 Pema St, Moyock — photo

See it in person — the record only says so much.

Call or text (757) 777-7577

203 Pema St, Moyock, North Carolina 27958 · MLS #10642299 · Source: REIN MLS + public record. Information deemed reliable but not guaranteed — verify independently. School zones subject to change; confirm with the local school division. All locations are described by neutral geographic fact. Equal Housing Opportunity.